cover
Contact Name
Khairatun Hisan
Contact Email
khairahisan@iainlangsa.ac.id
Phone
+628116824961
Journal Mail Official
jurnaljii@iainlangsa.ac.id
Editorial Address
Gedung Fakultas Ekonomi dan Bisnis Islam IAIN Langsa Komplek Kampus IAIN Langsa Jl. Meurandeh Gp. Sidodadi Kota Langsa
Location
Kota langsa,
Aceh
INDONESIA
Jurnal Investasi Islam
ISSN : 25413570     EISSN : 25809024     DOI : -
Core Subject : Economy,
Jurnal Investasi Islam adalah jurnal akademis yang diterbitkan dua kali dalam setahun oleh Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri Langsa. Jurnal Investasi Islam bertujuan untuk menjadi bagian dalam kemajuan ilmu pengetahuan di bidang ekonomi, keuangan dan investasi islam dengan menerbitkan jurnal investasi berkualitas. Fokus dan Scope: Fokus dan Lingkup Jurnal Investasi Islam di antaranya adalah: 1. Islamic investment 2. Islamic Banking and Finance 3. Monetary Policy 4. Fiscal 5. Ziswaf 6. Islamic Microfinance 7. Sukuk 8. Other investment instruments
Articles 181 Documents
Digital Islamic Social Investment: Integrasi Zakat Produktif dalam Penguatan UMKM Berbasis Maqashid Syariah dan Sustainable Development Nur Hidayati, Neli
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/y1jg7b69

Abstract

This research aims to develop a conceptual framework for Digital Islamic Social Investment as an integrative model for strengthening productive zakat-based MSMEs that is in line with sharia maqashid and the Sustainable Development Goals (SDGs). Although the literature on productive zakat, Islamic social finance, and digital finance is growing rapidly, there is still a conceptual gap in the form of the absence of an integrative model that systematically links productive zakat, digital infrastructure, and the sustainable development agenda in a single comprehensive theoretical framework. This research uses a conceptual research approach through systematic literature review and theoretical synthesis of literature related to productive zakat, Islamic social investment, financial inclusion, sharia maqashid, and SDGs. The conceptual findings of this study formulate three main elements of Digital Islamic Social Investment, namely capital injection, capacity building, and social return orientation, which are strengthened by the digital ecosystem as an infrastructure for collection. transparency, data-driven monitoring, and impact evaluation. This framework explains how productive zakat can be repositioned as a social investment instrument that encourages business strengthening, increasing financial inclusion, and sustainable economic empowerment. Theoretically, this research contributes to the development of an integrative model of technology-based Islamic social finance that expands the zakat discourse from a charitable approach to a social investment paradigm oriented towards sustainability and inclusive development.
Analisis Kepatuhan Membayar Zakat pada Pedagang di Kota Langsa Nabila, Fitri; Safarida, Nanda; Kamal, Safwan; Midesia, Shelly; Budiman, Iskandar
Jurnal Investasi Islam Vol. 10 No. 1 (2025): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/8jzc5g91

Abstract

Penelitian ini bertujuan menganalisis tingkat kepatuhan pedagang dalam membayar zakat perdagangan di Kota Langsa serta mengidentifikasi faktor-faktor yang memengaruhi kepatuhan tersebut, khususnya dari aspek pemahaman zakat, kendala pelaksanaan, dan tingkat kepercayaan terhadap Baitul Mal sebagai lembaga pengelola zakat. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan menghimpun data primer melalui wawancara mendalam kepada 6 (enam) informan yang terdiri atas 4 (empat) pedagang dan 2 (dua) petugas Baitul Mal Kota Langsa. Teknik analisis data dilakukan melalui tahapan reduksi data, penyajian data, dan penarikan kesimpulan secara tematik untuk mengidentifikasi pola kepatuhan dan faktor yang memengaruhinya. Hasil penelitian menunjukkan bahwa kepatuhan pedagang dalam membayar zakat perdagangan masih belum optimal secara normatif. Pertama, dari aspek pemahaman, sebagian besar pedagang belum memahami secara teknis ketentuan nisab, haul, dan mekanisme perhitungan zakat usaha. Kedua, dari aspek pelaksanaan, mayoritas pedagang cenderung menyalurkan zakat secara langsung kepada mustahik dibanding melalui Baitul Mal, sehingga kepatuhan lebih bersifat sosial-karitatif daripada institusional. Ketiga, dari aspek kepercayaan, meskipun citra Baitul Mal dinilai cukup positif, transparansi informasi dan sosialisasi dinilai masih perlu ditingkatkan untuk memperkuat partisipasi pedagang. Penelitian ini memiliki keterbatasan pada jumlah informan yang relatif terbatas dan berfokus pada pedagang aktif, sehingga belum mencakup perspektif pedagang yang sama sekali tidak menunaikan zakat. Hasil penelitian ini dapat menjadi rujukan bagi Baitul Mal dan pemerintah daerah dalam merumuskan strategi peningkatan literasi zakat, penguatan transparansi dan akuntabilitas, serta inovasi layanan pembayaran zakat berbasis digital guna mendorong kepatuhan pedagang secara berkelanjutan.
Analisis Strategi Pemetaan Mustahik Sebagai Upaya Optimalisasi Efektivitas Program Zakat di Baitul Mal Kota Langsa Nathasyah, Putri; Safarida, Nanda; Siregar, Friska Anggi; Kismawadi, Early Ridho
Jurnal Investasi Islam Vol. 10 No. 2 (2025): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/at0c5b46

Abstract

Penelitian ini bertujuan untuk menganalisis strategi pemetaan mustahik yang diterapkan oleh Baitul Mal Kota Langsa guna meningkatkan efektivitas distribusi zakat. Dengan pendekatan deskriptif kualitatif, data dikumpulkan melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa Baitul Mal Kota Langsa telah mengalami perubahan signifikan dalam sistem pendataan mustahik, dari pendekatan kolektif menuju sistem berbasis individu yang lebih akurat. Perubahan ini meningkatkan cakupan penerima zakat secara signifikan, dari 19 orang pada tahun 2023 menjadi lebih dari 2.000 orang pada tahun 2024. Kolaborasi antara Baitul Mal, pemerintah daerah, dan tokoh masyarakat turut memperkuat keberhasilan program. Namun demikian, masih terdapat tantangan dalam hal sistem digitalisasi dan kapasitas sumber daya manusia. Penelitian ini merekomendasikan penguatan digitalisasi data serta peningkatan kompetensi amil untuk mencapai distribusi zakat yang efektif dan berkelanjutan.
Rekonstruksi Model Wakaf Produktif Sebagai Instrumen Islamic Social Investment dalam Mendukung Pembangunan Ekonomi Berkelanjutan Afrianto, April
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ar4fp929

Abstract

Penelitian ini bertujuan menganalisis perkembangan kajian wakaf produktif dalam literatur akademik serta merumuskan model konseptual wakaf produktif sebagai instrumen Islamic social investment dalam mendukung pembangunan ekonomi berkelanjutan. Penelitian menggunakan metode Systematic Literature Review (SLR) dengan prosedur PRISMA melalui penelusuran pada basis data Scopus, Google Scholar, DOAJ, Sinta, dan Garuda periode 2010–2025. Proses identifikasi menghasilkan 137 artikel dan setelah tahap screening dan eligibility diperoleh 30 artikel yang dianalisis. Hasil penelitian menunjukkan bahwa kajian wakaf produktif mengalami pergeseran dari pendekatan normatif menuju pendekatan yang lebih integratif yang menekankan tata kelola kelembagaan, inovasi instrumen keuangan syariah, serta pemberdayaan ekonomi masyarakat. Profesionalisme nazhir, inovasi wakaf uang dan Cash Waqf Linked Sukuk (CWLS), serta digitalisasi pengelolaan wakaf menjadi faktor penting dalam meningkatkan produktivitas aset wakaf dan dampak sosial-ekonominya. Penelitian ini menghasilkan model konseptual wakaf produktif berbasis kerangka input–process–output–outcome sebagai bentuk Islamic social investment dalam mendukung pencapaian Sustainable Development Goals (SDGs).
Student Perspectives On Coffee Shop Marketing Management On Campus In The Era Of Digital Business Faridy, Najihatul; Gunanjar, Imam
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/5xs68q20

Abstract

The rapid development of the digital era has significantly influenced marketing practices, including those adopted by coffee shops operating on university campuses. However, many campus coffee shops still face challenges in adapting to digital-based marketing management due to limited facilities, infrastructure, and worker competencies in utilizing digital technologies. Therefore, this study aims to analyze students’ perspectives on the marketing management of campus coffee shops in relation to the implementation of digital business practices. This study employed a descriptive research approach using a survey method. Data were collected through questionnaires using a Likert scale to measure students’ perceptions of coffee shop marketing management and the use of digital technology. The research participants consisted of 50 students who purchased coffee at the Semerbak Canteen, Samudra University, selected through purposive sampling. Data collection was conducted from December 14 to December 28, 2025.The findings indicate that the implementation of digital business in campus coffee shop marketing provides several benefits for students. First, digital ordering systems and online menu access through smartphones improve convenience and efficiency in the purchasing process. Second, the availability of facilities such as Wi-Fi and a comfortable environment supports students’ academic activities, including studying and completing assignments. Third, the integration of digital marketing strategies contributes positively to the image and attractiveness of campus coffee shops among students.In conclusion, the adoption of digital business practices in campus coffee shop marketing management can enhance service accessibility, improve customer experience, and strengthen the competitiveness of campus-based coffee shops in the digital era.
The Influence of Kotanopan Muslim Community Perceptions on Financing Decisions at BPRS Sidanglaya in Mandailing Natal Regency North Sumatra Fadilah, Nurul; Atika; Arif, Muhammad
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/m43tdr14

Abstract

This study aims to analyze the influence of Kotanopan Muslim community perceptions on financing decisions at BPRS Sidanglaya in Mandailing Natal Regency, North Sumatra. The research method used is a quantitative approach with purposive sampling techniques involving 83 respondents from the Kotanopan Muslim community who are financing customers at BPRS Sidanglaya. Data collection was conducted through the distribution of questionnaires, while data analysis used multiple linear regression with the help of the SPSS application. The results showed that partially, functional value, emotional value, and risk perception had a positive and significant effect on financing decisions. Meanwhile, religious value did not have a significant effect on financing decisions. Simultaneously, all independent variables had a significant effect on the decision to choose financing. These findings indicate that product benefits, emotional comfort, and risk perception play an important role in influencing the Muslim community's decision to choose financing products at BPRS Sidanglaya.
The Influence of the Shanghai Stock Exchange Composite Index (SSEC), Brent Oil Prices, and USD/IDR Exchange Rate on the Indonesian Energy Sector Stock Index Wahyudi, Purnama Bagus; Jojok Dwiridotjahjono
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/59ha5530

Abstract

Global financial integration has increased the exposure of emerging capital markets to international economic dynamics. The Indonesian energy sector, which is closely linked to global commodity markets, is particularly sensitive to changes in oil prices and exchange rates. This study aims to examine the influence of the Shanghai Stock Exchange Composite Index, Brent Crude Oil Price, and the USD/IDR Exchange Rate on the Indonesia Energy Sector Index during the 2020–2024 period. The study employs a quantitative approach using monthly time-series data (60 observations) obtained from Yahoo Finance and Investing.com. Data were analyzed using multiple linear regression supported by classical assumption tests. The results indicate that Brent oil prices and the USD/IDR exchange rate have positive and statistically significant effects on the Indonesia Energy Sector Index, while the SSEC does not show a significant influence. The model explains 73% of index variation. These findings contribute to the literature by highlighting that commodity price dynamics and exchange rate movements play a more dominant role than global equity indicators in determining energy sector stock performance in Indonesia, providing insights for investors and policymakers.
Pengaruh Quality of Work-Life Terhadap Organizational Citizenship Behavior dengan Knowledge Sharing sebagai Variabel Mediasi di BNI, BRI, dan Bank Mandiri Abelia, Abelia Putri Cantika; Ayi Ahadiat; Dina Safitri
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/x50wm322

Abstract

Industri perbankan menghadapi persaingan yang semakin ketat sehingga menuntut organisasi untuk memiliki sumber daya manusia yang tidak hanya menjalankan tugas formal, tetapi juga menunjukkan perilaku ekstra peran atau organizational citizenship behavior (OCB). Salah satu faktor yang diyakini memengaruhi munculnya perilaku tersebut adalah quality of work-life (QWL). Namun, hasil penelitian sebelumnya menunjukkan temuan yang tidak konsisten mengenai hubungan antara QWL dan OCB. Oleh karena itu, penelitian ini mengkaji peran knowledge sharing sebagai variabel mediasi dalam hubungan tersebut. Kebaruan penelitian ini terletak pada pengujian model yang mengintegrasikan QWL, knowledge sharing, dan OCB secara simultan pada sektor perbankan Indonesia. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei terhadap 146 karyawan yang bekerja di BNI, BRI, dan Bank Mandiri. Teknik analisis data menggunakan Structural Equation Modeling–Partial Least Squares (SEM-PLS). Hasil penelitian menunjukkan bahwa QWL berpengaruh positif dan signifikan terhadap OCB serta knowledge sharing. Selanjutnya, knowledge sharing juga terbukti berpengaruh positif terhadap OCB dan berperan sebagai mediator parsial dalam hubungan antara QWL dan OCB. Temuan ini menunjukkan bahwa peningkatan kualitas kehidupan kerja tidak hanya secara langsung meningkatkan perilaku kewargaan organisasi, tetapi juga melalui penguatan budaya berbagi pengetahuan di dalam organisasi. Implikasi penelitian ini menegaskan pentingnya organisasi perbankan untuk menciptakan lingkungan kerja yang mendukung kesejahteraan karyawan sekaligus mendorong praktik knowledge sharing guna meningkatkan kolaborasi dan kinerja organisasi secara berkelanjutan.
Analysis Influence of Price, Service and Process on Consumer Interest Rahn Harahap, Ali Azis Usman
Jurnal Investasi Islam Vol. 10 No. 2 (2025): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/6x6qx410

Abstract

This study investigates the influence of price, service quality, and the pawn process on public interest in Rahn (gold pawning) products at PT Bank Aceh Syariah using a quantitative approach. The findings indicate that service quality and the pawn process are key drivers of public interest, while price is less influential. High-quality service and a pawn process that is simple, fast, and efficient encourage greater customer engagement with Rahn products. Collectively, these variables influence public interest, with service quality and operational efficiency emerging as the most dominant factors. The results suggest that convenience and procedural efficiency play a more decisive role than cost considerations in shaping customer decisions. Overall, improving service quality and optimizing operational processes are more effective strategies for increasing public interest in Rahn products than focusing solely on pricing.
The Impact of Inflation, BI Rate, and IDR/USD Exchange Rates on the Indonesian Stock Market: Time-Series Evidence from Indonesia (2020-2024) Safira Arindia Putri; Jojok Dwiridotjahjono
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/h0cbfd12

Abstract

This study addresses this gap by investigating the impact of inflation, the BI Rate, and the IDR/USD exchange rate on the Indonesian Composite Stock Price Index (IHSG) over the disruptive 2020-2024 period, encompassing the COVID-19 pandemic and subsequent economic rebound. While the influence of macroeconomic variables on stock markets is well-documented, studies specifically examining the behavior of the inflation, the central bank policy rate, and the IDR/USD exchange rate during a post-crisis recovery period in Indonesia remain scarce. This study employing a quantitative associative design, this research analyzes monthly secondary data (n=60) using multiple linear regression in SPSS, following classical assumption tests. The findings reveal a significant simultaneous effect of these three variables on the IHSG, confirming their collective contribution to market fluctuations. Partially, however, only inflation exhibits a statistically significant positive relationship. This finding is intriguing as it appears to contradict the conventional Fisher Effect, which typically frames inflation as a negative signal. In the specific context of a post-pandemic economic resurgence, this positive inflation may have been interpreted by market participants as a sign of strengthening aggregate demand and accelerating growth, rather than purely a monetary risk indicator. Conversely, the BI Rate and exchange rate show no significant individual effects. The model’s R² of 0.312 indicates that 31.2% of IHSG variation is explained by these factors. This research contributes theoretically by providing empirical evidence of an inflation anomaly in an emerging market recovering from crisis, and offers practical insights for policymakers and investors in interpreting macroeconomic signals.