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Jurnal Ilmu Ekonomi
Published by Universitas Muhammadiyah Malang
ISSN : 29639239     EISSN : 27164799     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmu Ekonomi, aims to bridge the gap between research and practice, providing information, ideas and opinion, in addition to critical examinations of advances in economic research. Through the coverage of policy and economic developments, the latest results of research into the assessment of economic are brought to the fore. The scope of Jurnal Ilmu Ekonomi is focused on economics research/review both in topics covered as well as disciplinary perspective: Development Planning Regional Economics Public Economics Industrial Economics Institutional Economics International Economics Islamic Economic
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 442 Documents
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Analysis of Factors Influencing the Human Development Index on the Island of Kalimantan Jumria Laela Nurhasanah; Abd. Rahim; Basri Bado; Muhammad Syafri; Retno Dwi Hastuti
Jurnal Ilmu Ekonomi JIE Vol. 10 No. 02 (2026): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v10i02.42665

Abstract

This study aims to analyze the factors influencing the Human Development Index (HDI) in five provinces on the island of Kalimantan during the period 2017–2024. The independent variables used include the number of educators, the number of health workers, the poverty rate, and the unemployment rate. Panel data regression analysis with the Fixed Effect Model (FEM) was used. The results show that the number of educators and the number of health workers have a positive and significant effect on the HDI, while the poverty rate and unemployment rate have a negative and significant effect on the HDI.
Determination of Consumer Credit Demand at Regional Development Banks: A Case Study of PT Bank Sulselbar Anniza Reskywana Dwi Putri; Diah Retno Dwi Hastuti; Sri Astuty; Irwandi Irwandi; Muhammad Imam Ma’ruf
Jurnal Ilmu Ekonomi JIE Vol. 10 No. 02 (2026): Jurnal Ilmu Ekonomi
Publisher : Program Studi Ekonomi Pembangunan Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jie.v10i02.43101

Abstract

This study analyses the effects of prime lending rates, the number of consumer credit accounts, and inflation on consumer credit distribution at PT Bank Sulselbar for the 2020–2024 period using a quantitative approach based on secondary data from PT Bank Sulselbar's financial statements and the Central Statistics Agency. The analysis was conducted using multiple linear regression supported by the classical assumption test. The results show that interest rates and the number of accounts have a positive and significant effect on consumer credit distribution, while inflation has a negative and significant effect. Simultaneously, all three variables have a significant effect, with an Adjusted R² of 0.904, indicating the model's ability to explain variation in consumer credit. These findings confirm that PT Bank Sulselbar's consumer credit distribution is more influenced by internal banking factors and the expansion of financial inclusion than inflation, thus managing competitive interest rates and increasing access to financial services are important strategies in supporting intermediation performance and regional economic growth

Page 45 of 45 | Total Record : 442

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