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Journal of Islamic economy and Community Engagement
Published by Universitas Islam Negeri Sunan Kalijaga Yogyakarta
ISSN : -     EISSN : 28095685     DOI : -
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Journal of Islamic Economy and Community Engagement is a multidisciplinary scientific journal published by the Faculty of Economics and Islamic Business. This journal is a national level that covers many problems or general problems related to community services. This journal publication aims to disseminate conceptual ideas and research results that have been achieved in the field of community service. Journal of Islamic Economy and Community Engagement, which contains various community service activities with the theme of Islamic economics and other sciences related to the UIN and other universities in the area of supervision of various potentials, complexities, challenges, and problems in society. Implementation of service activities as well as community participation and work partners. Activities are organized into activities that aim to improve community welfare.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 75 Documents
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Enhancing Wealth Distribution Literacy Based on Mawaris Principles among Urban Muslim Families Rofiqo, Azidni; Nurafini, Fira; Canggih, Clarashinta; Rohmaningtyas, Nurwinsyah; Kurniawan, Taufiq
Journal of Islamic Economy and Community Engagement Vol. 7 No. 1 (2026): Volume 7 No.1 2026
Publisher : FEBI UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jiecem.2026.7.1.2985

Abstract

The low level of wealth distribution literacy based on mawaris principles among urban Muslim families has the potential to generate injustice and conflict within households. This community service activity aimed to enhance the understanding and awareness of urban Muslim families regarding the importance of applying mawaris principles in family wealth distribution. The activity was conducted at the PKK Women’s Community of Wiyung Brantas Permai on April 19, 2025, involving 23 participants. An educative and participatory approach was employed through interactive lectures, group discussions, case studies, and evaluation using pre-test and post-test instruments. The results indicate an improvement in participants’ understanding of the basic concepts and mechanisms of mawaris, accompanied by changes in attitudes and awareness toward planning family wealth distribution in accordance with Islamic principles. The activity also received positive responses from participants and has the potential to generate sustainable impact through the strategic role of women within the family. Thus, this community service initiative contributes to strengthening Islamic financial literacy and promoting equitable wealth distribution in urban Muslim communities.
Strengthening Branding and Digital Marketing in Presto Balap Milkfish MSMEs as an Effort to Increase Product Added Value Rachmat, Arie; Anggraini, Vivi; Husna Amalia, Arifa; Vania Putri, Shafa
Journal of Islamic Economy and Community Engagement Vol. 7 No. 1 (2026): Volume 7 No.1 2026
Publisher : FEBI UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jiecem.2026.7.1.3034

Abstract

Guidelines Digital transformation in the micro, small, and medium enterprises (MSMEs) sector is a strategic need in facing market competition in the digital economy era. However, there are still many MSMEs that are not able to utilize digital technology optimally, especially in branding and marketing aspects. This study aims to analyze the strengthening of branding and digital marketing in Presto Noah Milkfish MSMEs in Mendiro Hamlet, Ngawi Regency, as an effort to increase product added value. This study uses a descriptive qualitative approach with data collection techniques through observation, in-depth interviews, and documentation. Mentoring activities are focused on creating and managing marketplace accounts, mapping business locations through Google Business Profile, preparing Cost of Production (HPP), packaging innovations using the vacuum packaging system, and implementing the QRIS digital payment system. The results of the study show that strengthening brand identity through more professional logos and packaging, as well as the use of digital marketing, is able to increase business visibility, expand market reach, and strengthen consumer trust in products. In addition, marketing digitalization also encourages the increase of digital literacy of business actors and supports the sustainability of MSMEs based on local potential. This study concludes that digital branding and marketing are effective strategies in increasing product added value and the competitiveness of MSMEs in the midst of digital economy dynamics.
Assistance in Enhancing Credit Risk Analysis Competence for Account Officers at PT. BPRS Bangun Drajat Warga Yogyakarta Danupranata, Gita; Yaya, Rijal; Hamsin, Muhammad Khaeruddin; Riduwan, Riduwan
Journal of Islamic Economy and Community Engagement Vol. 7 No. 1 (2026): Volume 7 No.1 2026
Publisher : FEBI UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jiecem.2026.7.1.3038

Abstract

Enhancing credit risk analysis competence for Account Officers (AOs) is crucial for maintaining financing portfolio quality and minimizing problematic financing risks. This service aims to identify competency needs, evaluate AOs’ analytical skills, and develop effective strategies through training and decision support system enhancements.   The service method uses classical training and online/offline consultation. Results show core competencies include character, capacity, capital, collateral, and condition of economy (5C) analysis, prudential principles, and sharia compliance. Improved competence significantly impacts risk assessment accuracy, financing process efficiency, and portfolio quality. This service recommends a sustainable development model based on structured learning, on-the-job coaching, and leveraging analytic technology to support objective credit assessment and risk control.
BITCOIN AS ISLAMIC MONEY: A QAWA’ID FIQHIYYAH ANALYSIS OF SHARIAH COMPLIANCE Mohammad Yahdi; Shofwah Syafira; A. Faozan Adhima
Journal of Islamic Economy and Community Engagement Vol. 7 No. 1 (2026): Volume 7 No.1 2026
Publisher : FEBI UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jiecem.2026.7.1.3044

Abstract

The rapid growth of Bitcoin necessitates a rigorous assessment of its permissibility within the framework of Islamic finance, which mandates that financial instruments adhere to Shariah principles. This study addresses a gap in the literature by moving beyond micro-transactional analysis to conduct a macro-level, doctrinal investigation. It evaluates Bitcoin’s properties as a potential form of money through the lens of classical Islamic legal maxims (qawa’id fiqhiyyah). The research employs a qualitative, doctrinal legal methodology, analyzing primary jurisprudential sources and secondary literature on cryptocurrency. The findings reveal that Bitcoin’s extreme price volatility constitutes excessive uncertainty (gharar fahish), invalidating its role as a stable store of value and unit of account, and thus disqualifying it as Shariah-compliant money (thamaniyyah). The study concludes that Bitcoin cannot be classified as Islamic money but rather as a speculative digital asset, providing critical insights for Islamic financial institutions and policymakers. Moreover, the pattern of cryptocurrency adoption in Muslim communities and its comparative analyses are necessary to be further investigated.
How to Design Personal Financial Planning Based on Maqāṣid al-Sharī‘ah: Evidence from a Real Case Study Moh Shadam Taqiyyuddin Azka; Rahma Salsabila
Journal of Islamic Economy and Community Engagement Vol. 7 No. 1 (2026): Volume 7 No.1 2026
Publisher : FEBI UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jiecem.2026.7.1.3018

Abstract

This study aims to analyze and develop a comprehensive Islamic investment planning framework for an individual investor based on the maqāṣid al-syarī‘ah perspective. The research employs a descriptive qualitative approach with a case study design involving a Sharia-compliant investor with a moderate risk profile. Data were collected through preliminary questionnaires, structured interviews, and analysis of financial documents covering assets, liabilities, cash flow, and existing Islamic financial instruments. The analysis was conducted using eight key financial ratios to assess financial soundness and investment feasibility, followed by the classification of investment objectives into short-, medium-, and long-term horizons. The findings indicate that the client’s financial condition is generally healthy, characterized by strong liquidity and solvency, although the proportion of investment assets relative to net worth remains relatively low. Based on these results, a Sharia-compliant investment portfolio was formulated using the efficient frontier approach, emphasizing a balanced allocation between capital preservation and long-term growth through Islamic instruments such as Sharia savings, sukuk, Islamic mutual funds, Sharia-compliant stocks, and gold. This study demonstrates that structured Islamic investment planning not only enhances long-term financial resilience and wealth accumulation but also promotes ethical responsibility, sustainability, and wealth preservation in line with the objectives of maqāṣid al-syarī‘ah.

Page 8 of 8 | Total Record : 75

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