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Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan
Published by CV. LAFADZ JAYA
ISSN : -     EISSN : 28098544     DOI : https://doi.org/10.54443/sibatik
Core Subject : Economy, Science, Education, Art, Social,
Arts Computer Science & IT Economics, Econometrics & Finance Education Social Sciences
SIBATIK JOURNAL merupakan jurnal ilmiah populer bidang Sosial, Ekonomi, Budaya, Teknologi, dan Pendidikan yang terbit setiap bulan. SIBATIK JOURNAL menerima naskah hasil penelitian dan hasil kajian yang memunculkan gagasan-gagasan ilmiah dan aktual di bidang Sosial, Ekonomi, Budaya, Teknologi, dan Pendidikan.
Arjuna Subject : Umum - Umum
Articles 40 Documents
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Search results for , issue "Vol. 5 No. 1 (2025)" : 40 Documents clear
PENGARUH MENTAL ACCOUNTING DAN FINANCIAL BEHAVIOR TERHADAP FINANCIAL SATISFACTION Istisqa, Fatra; Sartika, Novira
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4221

Abstract

This study aims to analyze the influence of mental accounting and financial behavior on financial satisfaction among lecturers in Bengkalis Island. The research employs a quantitative approach using cross-sectional survey method. The population comprises all active lecturers in educational institutions on Bengkalis Island, with a sample of 207 respondents selected through convenience sampling. Data were collected using an online questionnaire and analyzed using Partial Least Squares Structural Equation Modeling with SmartPLS version 4.0. The findings indicate that mental accounting has a positive and significant effect on financial satisfaction with a coefficient of 0.137 and p-value of 0.045. Financial behavior also demonstrates a positive and significant influence with a stronger coefficient of 0.182 and p-value of 0.005. Both variables collectively explain only 5.4 percent of the variation in financial satisfaction, suggesting that numerous other factors influence financial satisfaction. The study concludes that structured financial management through mental accounting and healthy financial behavior are important components for enhancing individual financial satisfaction, although their contribution remains limited and requires integration with other factors such as financial literacy and emotional intelligence.
ANALISIS KEBUTUHAN LEMBAR KERJA MAHASISWA MATERI KESETIMBANGAN UAP CAIR PADA SISTEM BINAIR BERBASIS GREEN CHEMISTRY Herliani, Firmalia; Sanjaya, Sanjaya
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4222

Abstract

Practical learning plays an essential role in enhancing students’ understanding of chemistry concepts through direct laboratory experience. This study aims to analyze the needs for developing a Student Worksheet (LKM) based on green chemistry principles for the binary liquid-vapor equilibrium material in Physical Chemistry I practicum. A descriptive qualitative method was employed to explore students’ perceptions, difficulties, and real needs regarding instructional materials. The research population consisted of Chemistry Education students at Sriwijaya University who had completed the practicum, with 66 students, one lecturer, and one laboratory technician as purposive samples. Data were collected via online questionnaires and semi-structured interviews, then analyzed using descriptive percentage and thematic analysis. Results show students have high enthusiasm but face challenges in understanding complex concepts and data interpretation related to the equilibrium material. While most students are aware of green chemistry principles, current instructional materials inadequately incorporate these principles. All respondents agreed on the urgency to develop practical, structured LKM integrated with green chemistry to improve conceptual comprehension, laboratory safety, and sustainable learning. The conclusion highlights a gap between knowledge and practice, calling for innovative instructional design to foster safer and environmentally friendly laboratory education.
PAY LESS TO SAVE PLANET: GREEN LOAN PARADOX DAN RESISTENSI UMKM TERHADAP PEMBIAYAAN BERKELANJUTAN BERSUBSIDI Sudiyarti, Nining; Rachman, Rosyidah; Usman, Usman; Sutrisno, Eko
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4228

Abstract

This study explores the paradoxical phenomenon where Small and Medium Enterprises (SMEs) in Sumbawa Regency resist subsidized green loan schemes despite their economic advantages. Using qualitative methods including in-depth interviews with 25 SME owners, focus group discussions, and document analysis, this research identifies key factors driving resistance: perceived complexity of application procedures, distrust toward financial institutions, concerns about sustainability requirements as operational burdens, limited environmental awareness, and preference for informal financing networks. The findings reveal a critical gap between policy design and grassroots implementation, where rational economic incentives fail to overcome institutional, cultural, and informational barriers.
PERMASALAHAN TERKAIT PENGGUNAAN OBAT (DRUG RELATED PROBLEM) PADA PASIEN LANSIA DI NEGARA-NEGARA BERKEMBANG Islami, Afif
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4232

Abstract

The global geriatric population is rapidly increasing, particularly in developing countries, leading to higher burdens of chronic diseases and polypharmacy, which elevate drug-related problems (DRPs). This narrative review aims to comprehensively analyze DRPs among elderly patients in developing countries from 2015-2025, focusing on prevalence, risk factors, and interventions. Population comprised primary studies on geriatric patients (≥60 years) from Indonesia, India, Ethiopia, Vietnam, and Malaysia; purposive sample included 20 selected studies. Instruments involved systematic literature search protocols using keywords like "Drug Related Problems" and Boolean operators across PubMed, Scopus, Google Scholar, and ScienceDirect. Thematic content analysis classified DRPs per PCNE/APS-Doc categories, followed by narrative synthesis. Results revealed high DRP prevalence (41-82%), dominated by drug interactions, inappropriate dosing, and selection errors, driven by polypharmacy and multimorbidity. Clinical pharmacy interventions significantly reduced DRPs with 85-95% physician acceptance. In conclusion, multidisciplinary optimization and deprescribing enhance therapy safety and quality of life, warranting routine implementation in resource-limited settings.
PENGAMANAN AKSES LAPORAN KEUANGAN UMKM MENGGUNAKAN QR CODE TERENKRIPSI DAN MULTI-FACTOR AUTHENTICATION Riduwan, Riduwan; Hidayasari, Nurmi; Ikhsan Wibowo, Muhammad
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4235

Abstract

The web-based financial recording and reporting system for Micro, Small, and Medium Enterprises is a digital solution designed to assist business actors in managing financial transactions in a structured, safe, and efficient manner, including recording income, expenses, business capital, and operational expenses, and generating automated financial reports. The development of this system uses the Waterfall method which includes the stages of analysis, design, implementation, testing, and deployment. The system is equipped with a security mechanism in the form of Quick Response Code authentication and PIN verification to improve access protection to accounts and financial statements. The results of the study show that the system is able to generate financial reports accurately, as well as implement effective security controls based on Black Box testing. Thus, the implementation of a Quick Response Code-based login and report access mechanism has been proven to be able to increase the security and ease of access to financial statements for Micro, Small, and Medium Enterprises without requiring business owners to log in directly to the system.
ANALISIS DAMPAK SUKU BUNGA BI7DRR TERHADAP PROFITABILITAS DAN RISIKO LIKUIDITAS BANK: STUDI EMPIRIS PADA BANK BUKU III DAN IV 2019-2023 Susan Kalengkongan, Yuliyana; Hasnin, M.; A. Taslim, Fadli; Ekawati, Putri; Nasar, Fahima
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4237

Abstract

This study examines the impact of Bank Indonesia 7-Day Reverse Repo Rate (BI7DRR) on profitability (Return on Assets/ROA) and liquidity risk (Loan to Deposit Ratio/LDR) of Kelompok Bank Berdasarkan Modal Inti (KBMI) 3 and 4 banks in Indonesia during 2019-2023 using fixed effect panel data regression (35 observations from 7 purposive banks). Findings reveal BI7DRR negatively and significantly affects ROA (β = -0.45; p < 0.01), more pronounced in KBMI 3 (β = -0.58) than KBMI 4 (β = -0.32), and positively significant on LDR (β = 12.3; p < 0.05) with higher sensitivity in KBMI 3 (β = 15.2). Capital Adequacy Ratio (CAR) positively moderates ROA (+0.02; p < 0.05), while Non-Performing Loan (NPL) exerts strong negative impact (-0.35; p < 0.01). The model satisfies classical assumptions (Adj. R² 0.72 ROA; 0.68 LDR) and sub-period robustness tests. Results confirm the Interest Rate Channel of monetary transmission with bank size heterogeneity, suggesting differentiated macroprudential policies, KBMI 3 hedging strategies, and BI forward guidance.
PENGARUH WHISTLEBLOWING SYSTEM, KOMITE AUDIT, DAN AUDIT INTERNAL TERHADAP PENCEGAHAN FRAUD PADA DUNIA PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2022-2024 Manurung, Siska; Dewi Astuti, Tutut
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4239

Abstract

This study aims to explore the impact of whistleblowing systems, audit committees, and internal audits in preventing fraud in banking institutions listed on the IDX from 2022 to 2024. The method applied is quantitative by utilizing secondary data from the annual reports of 24 banks and hypothesis testing using multiple linear regression analysis. The whistleblowing system is measured by comparing the number of violation reports with the total items according to the KNKG, while the audit committee is measured based on the percentage of members who have a background in accounting or finance, and internal audit is assessed based on the qualifications of the head of the internal audit division. The results of the t-test showed that the whistleblowing system, audit committee, and internal audit each had a significant positive influence on fraud prevention efforts, which means that strengthening each mechanism could increase the effectiveness of controlling fraud. The F test also indicates that the three variables simultaneously have a significant effect on fraud prevention, indicating that the integration of the three creates a multi-layered supervisory system that improves integrity and stability in the banking sector. These findings reinforce the relevance of Agency Theory and Fraud Triangle Theory, where strict supervision and an efficient whistleblowing system can reduce opportunities and opportunistic behavior of fraudsters.
PENGARUH GAYA KEPEMIMPINAN VISIONER DAN BUDAYA ORGANISASI TERHADAP KINERJA KARYAWAN YANG DIMODERASI OLEH INOVASI DAN KOMPETENSI DIGITAL Karyono, Karyono; Wahyu Wiryawan, Tri; Suryadi, Suryadi; Hoeroni, Rizqon; Heri Kusumah, Dadang
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4357

Abstract

This study aims to examine the effect of visionary leadership style and organizational culture on employee performance, as well as to analyze the moderating role of innovation and digital competence within organizational settings in Indonesia. The research is motivated by the growing need to enhance employee performance amid organizational dynamics and digital transformation. This study employs a quantitative explanatory approach with a cross-sectional design. Data were collected using a structured questionnaire with a five-point Likert scale from 150 employees in public and private organizations across Indonesia. Data analysis included descriptive statistics, data quality testing, inferential and moderation analysis, and cause–effect mapping using the Fishbone (Ishikawa) Diagram. The results indicate that visionary leadership and organizational culture have a positive and significant impact on employee performance. Furthermore, innovation and digital competence significantly strengthen these relationships as moderating variables. The Fishbone Diagram structure confirms that employee performance is influenced by an integrated set of managerial, human resource, process, and technological factors. These findings highlight the importance of aligning leadership, organizational culture, and digital capability development to achieve sustainable improvements in employee performance.
PENGARUH KAPABILITAS PEMASARAN DAN KAPABILITAS INOVASI TERHADAP KEUNGGULAN BERSAING PADA UMKM KABUPATEN SUMBAWA Kadewi Sumbawati, Novi; Syafruddin, Syafruddin; Kurniawansyah, Kurniawansyah; Karmeli, Elly
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4390

Abstract

This study aims to analyze the influence of marketing capabilities and innovation capabilities on the competitive advantage of Micro, Small, and Medium Enterprises (MSMEs) in Sumbawa District. Competitive advantage is a key factor in ensuring business sustainability amid increasingly intense market competition, changing consumer preferences, and rapid digital technological development. Marketing capability reflects the ability of MSMEs to understand customer needs, manage promotional strategies, build long-term relationships with customers, and effectively utilize digital media. Meanwhile, innovation capability refers to the ability of business actors to generate new ideas, develop products, improve production processes, and implement adaptive business models. This study adopts a quantitative approach with a causal research design to examine the cause-and-effect relationships among the variables studied. The research population consists of all MSMEs operating in Sumbawa District. Data were collected through the distribution of structured questionnaires to MSME owners/managers and analyzed using multiple linear regression. The results show that marketing capability and innovation capability have a positive and significant effect on the competitive advantage of MSMEs. This implies that the higher the ability of MSMEs to market their products and innovate, the greater their opportunities to survive and excel in an increasingly competitive business environment. These findings provide important implications for MSME actors and stakeholders in formulating strategies to strengthen competitiveness based on the enhancement of internal business capabilities.
PEMBATALAN SURAT KEPUTUSAN PEMBERHENTIAN DENGAN TIDAK HORMAT NOTARIS MELALUI PUTUSAN PENGADILAN TATA USAHA NEGARA: STUDI KASUS PUTUSAN PENGADILAN TATA USAHA NEGARA JAKARTA NOMOR: 235/G/2019/PTUN.KT Aulia, Tyreska; Fendri, Azmi; Adelina Mannas, Yussy
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4406

Abstract

Legal protection is the right of every citizen not to get arbitrary treatment by law. Notary is a public official who is authorized to make authentic deeds and other authorities as referred to in Article 15 of UUJN, is also a citizen who gets legal protection. Violation of the implementation of the Notary position is an action that is prohibited by the Notary. However, if a Notary receives a report of an alleged violation of the exercise of office, it should be examined and tried in accordance with the procedures stipulated in the laws and regulations. The problems in this research are 1). How is the regulation of dishonorable dismissal of Notary according to positive law in Indonesia? 2). How is the judge's consideration regarding the cancellation of the decision letter of dishonorable dismissal of a Notary (case study of the Jakarta State Administrative Court decision number: 235/G/2019/PTUN.KT). 3). What are the legal consequences of canceling the decision letter to dishonorably dismiss a Notary (case study of the Jakarta State Administrative Court decision number: 235/G/2019/PTUN.KT). The research method used is normative juridical. The results showed that 1). Notaries who are dishonorably dismissed without a tiered examination by the Notary Supervisory Council feel aggrieved and take legal action through the State Administrative Court. 2). The basis of the judge's consideration in canceling the decree of dishonorable dismissal of Notary because the panel of judges concluded that the Notary Supervisory Council violated the General Principles of Good Government. 3). The PTUN verdict that has canceled the Notary's Dismissal Decree does not mutatis mutandis restore the position of Notary to become active again, this is evidenced by the Notary's Legal Entity Administration System license which has not been opened since 2019 until this research is completed and there is no guarantee of legal protection for the Notary's reappointment process. This is actually very detrimental to the Notary because he is no longer active as a Notary and cannot make authentic deeds as the authority of the Notary regulated in Article 15 of the UUJN.

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