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INDONESIA
Indonesian Journal of Multidisciplinary Science
Published by CV. International Journal Labs
ISSN : 28085957     EISSN : 28086724     DOI : 10.55324
Core Subject : Economy, Humanities, Health, Science, Education, Social, Engineering,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences
Indonesian Journal of Multidisciplinary Science (IJOMS) is a scientific journal in the form of research and can be accessed openly. This journal has e-ISSN 2808-6724 and p-ISSN 2808-5957. This journal is published monthly by International Journal Labs. The development of the company made the management of this Journal transferred to International Journal Labs which is part of Syntax Corporation Indonesia. Indonesian Journal of Multidisciplinary Science (IJOMS) provides a means for ongoing discussion of relevant issues that fall within the focus and scope of the journal that can be examined empirically. This journal publishes research articles covering multidisciplinary sciences, including: Humanities and social sciences, contemporary political science, Educational sciences, religious sciences and philosophy, economics, Engineering sciences, Health sciences, medical sciences, design arts and media sciences.
Arjuna Subject : Umum - Umum
Articles 679 Documents
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The Effect of Digitalization and Human Intervention in Credit Decisions on the Risk of Late Payments in Multifinance Companies PT. XYZ Nopendi, Ferlan; Priyarsono, Priyarsono; Mulyati , Heti
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i11.1170

Abstract

This study analyzes the impact of digitalization and human intervention in credit decisions on the risk of late payments in multifinance companies PT. XYZ. The digital transformation in the financial industry has shifted the creditworthiness assessment process from a manual system to a fully automated one. The study used a quantitative method with binary logistic regression analysis on data from 533 credit contracts divided into two periods: January–April 2021 (196 contracts with human intervention) and June–September 2021 (337 contracts without human intervention). The variables analyzed included tenor, digital score, effective interest, monthly income, and credit expert involvement in First Payment Default (FPD). The results showed that digital scores had a significant influence on the probability of FPD, with an odds ratio of 1.852 (p = 0.009), meaning that every increase of one unit in digital score increased the probability of FPD by 85.2%. In contrast, the variables of tenor, interest, income, and credit expert intervention did not show a significant influence on FPD. The Chi-square test confirmed that there was no significant difference in FPD levels between credits with and without human intervention (p = 0.148). The model has a classification accuracy of 96.4%, with an AUC value of 0.738, indicating a fairly good discriminating ability. Strict implementation of Know Your Customer (KYC) plays an important role in risk mitigation. These findings provide managerial implications that the digital underwriting system can be relied upon as the main tool in the credit assessment process, supporting the decision of PT. 
The Effect of Current Ratio, Debt to Equity Ratio, and Total Asset Turnover Ratio on Return on Assets Akbar, Muhammad; Fauziah, Citra
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i11.1171

Abstract

This study aims to examine and analyze the influence of financial ratios, specifically the Current Ratio (CR), Debt to Equity Ratio (DER), and Total Asset Turnover (TATO), on Return on Assets (ROA) in property and real estate sector companies listed on the Indonesia Stock Exchange (IDX) during the 2019–2023 period. A quantitative approach was employed, using a purposive sampling method based on specific criteria. From a population of 96 companies, 14 companies met the criteria over a five-year period, resulting in a total of 70 observations. The study utilized secondary data derived from the companies’ annual financial statements. Data analysis was conducted using EViews 12 software with a panel data regression model. The results of the analysis indicate that the Current Ratio (CR) has no significant effect on Return on Assets (ROA), while the Debt to Equity Ratio (DER) has a significant negative effect, and the Total Asset Turnover (TATO) has a significant positive effect on ROA. These findings suggest that financial management in the property and real estate sector should focus on optimizing asset utilization and capital structure to enhance corporate profitability.
The Influence of TikTok Marketing Content and Facetology Brand Image on Purchase Decisions Mediated by Purchase Intention Hadi, Dhea Savira; Sumarwan, Ujang; Nurhayati, Popong
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i11.1172

Abstract

This study aims to analyze the influence of TikTok marketing content and brand image on purchasing decisions mediated by purchase intention. This study is based on the increasing role of social media, particularly TikTok, as an effective marketing channel for beauty brands in reaching the younger generation (Gen Z). Facetology, as a local beauty brand, actively provides interactive content on TikTok with the hope of building a positive brand image and encouraging purchases. This study uses quantitative research, with data obtained through an online questionnaire distributed to 132 respondents who are followers of Facetology on TikTok and have viewed its marketing content. This study employs Structural Equation Model-Partial Least Square (SEM-PLS) data analysis techniques and descriptive analysis to explain the obtained data. The study includes four variables: marketing content, brand image, purchase interest, and purchase decision. The research period was conducted from June to July 2025. The results of this study indicate that marketing content has a positive and significant influence on purchase intention. Furthermore, brand image also has a positive and significant influence on purchase intention. Purchase intention, as the mediating variable, also has a positive and significant influence on purchase decision
The Effect of Dolomite-Enriched Manure on Improving Low pH Soil in Pakcoy Cultivation Rahmawati; Nurjanah, Eva; Fathurrahman, Ariez; Faqih, Achmad
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Acidic soil is one of the major constraints in the cultivation of horticultural crops, including pakcoy (Brassica rapa L.), as low soil pH can hinder nutrient absorption and root development. This study aimed to evaluate the effect of goat manure enriched with dolomite lime on improving soil chemical properties and enhancing the growth and yield of pakcoy grown in low-pH soil. The research was conducted in Cisantana Village, Cigugur Subdistrict, Kuningan Regency, using a randomized complete block design (RCBD) with a single factor consisting of five treatments and five replications. The treatments included: A (control), B (10 tons/ha of goat manure), C (10 tons/ha of goat manure + dolomite), D (20 tons/ha of goat manure), and E (20 tons/ha of goat manure + dolomite). Observed parameters were plant height, number of leaves, root volume, fresh plant weight, edible weight, relative growth rate, final soil pH, and organic carbon content. Data were analyzed using analysis of variance followed by the Scott–Knott test. The results showed that the application of goat manure combined with dolomite significantly improved soil pH and enhanced the growth and yield of pakcoy. Treatment E produced the best results in most measured parameters. Therefore, the integration of goat manure and dolomite lime is an effective strategy for ameliorating acidic soils and sustainably boosting pakcoy productivity.
Influencing Factors Interest of Young Farmers (Millennials) in The Agricultural Sector in Lebakwangi District, Kuningan Regency Fauzi, Muhammad Salman Alfarisi; Rahman, Fakhri Nur; Farhan, Muhammad; Faqih, Achmad; Fauzi, Nurul Arifah
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i11.1174

Abstract

Kuningan Regency is an area that has abundant natural resource potential, both the wealth of water resources and the potential for agricultural land that is still productive (fertile). Lebakwangi District is one of the areas of Kuningan Regency that has significant agricultural potential. However, the interest of the younger generation in the agricultural sector is still considered low. This study aims to examine the impact of internal factors (motivation and personality) and external factors (family economic conditions and government policies) on the interest of millennial farmers in Lebakwangi District. This research was carried out in Lebakwangi District, Kuningan Regency. The research was carried out from May to June 2025. The method used was a descriptive quantitative approach with a simple random sampling technique for 82 respondents, as well as multiple linear regression analysis using SPSS 27. The results showed that simultaneously these four factors had a significant effect on the interest of young farmers (R² = 0.538). Partially, motivation and personality have a significant influence, while family economic conditions and government policies have no significant effect individually. The results of this study show that strengthening internal factors is the main key in increasing the interest of the younger generation in agriculture. This research is expected to be the basis for formulating a strategy for the development of millennial farmers to maintain the sustainability of the agricultural sector in the region.
3D Play Fairway Analysis for Delineating Exploration Targets in the Tulehu Geothermal Field, Indonesia Agusta Asri, Hamdani
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i11.1175

Abstract

The Tulehu geothermal field in Maluku, Indonesia, is a strategic asset whose development faces challenges related to exploration risks. Previous drilling of four exploration wells has not consistently yielded adequate permeability and/or temperature results for commercial-scale development. This failure highlights the need for a more systematic approach to reduce drilling risk. This study aims to determine the optimal subsurface target using the Play Fairway Analysis (PFA) method within a 3D framework. This method quantitatively evaluates and integrates key geothermal system parameters, namely heat, permeability, cap rock, and drilling economic viability, based on existing geological, geophysical, and well data. Each parameter is transformed into a spatial index model and combined through a weighting scheme to produce a Favourability Index Model. The modeling results indicate that the area with the highest favorability (index > 0.91) is located south to southeast of the Banda Fault, at elevations between -784 m and -2,068 m. These prospective locations align with evidence from the productive feed zone in well TLU-B-02, indicating that previous interpretations of fault geometry need to be revised. These modeling results provide a strong scientific basis for identifying and prioritizing subsurface drilling targets, thereby reducing exploration risk in subsequent development phases.
Effect of Fermented Tofu Industrial Wastewater and Coconut Water Enriched with Em4 on the Growth of Water Spinach (Ipomoea Reptans Poir) Hidayatullah Az Zuhry, Syarif; Royyan, Royyan; Faqih, Achmad
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i11.1176

Abstract

Tofu wastewater, a by-product of tofu production, can reach volumes up to ten times that of the processed soybeans. This waste contains organic compounds like proteins, carbohydrates, and fats, as well as essential minerals such as nitrogen, phosphorus, and potassium, which benefit plant growth but pose environmental risks if untreated. Fermenting this wastewater with the EM4 bioactivator and coconut water—rich in growth hormones and minerals—produces a nutrient-rich, eco-friendly liquid organic fertilizer (LOF). This fertilizer serves as an alternative to chemical fertilizers often misused by farmers. This study evaluates the use of fermented tofu wastewater and coconut water as LOF for growing land spinach (Ipomoea reptans), chosen for its high consumption and easy cultivation. Results show that applying this fermented mixture significantly affects growth parameters, including stem diameter, fresh weight, number of nodes, leaf area, plant height (at 21 and 28 days), and number of leaves (at 14, 21, and 28 days). The best growth was observed in treatment F6 (40% tofu wastewater fermentation), though it did not exceed the positive control. These findings suggest that fermented tofu wastewater and coconut water enriched with EM4 have potential as sustainable liquid organic fertilizers that promote plant growth while reducing tofu industry waste.
Comparative Analysis of River Capacity with Maximum Discharge in Ngotok Ring Canal Widodo, Yudo Wahyu; Asmaranto, Runi; Dermawan , Very
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i11.1177

Abstract

Flooding in the Ngotok Ring Canal is a recurring problem, primarily caused by intense rainfall, elevated water levels of the Brantas River, and the limited capacity of the canal's flow. This issue is especially evident at the confluence points of the Ngotok Ring Canal with its tributaries, where backwater effects or puddling occur. The objective of this study is to analyze the flood dynamics in the Ngotok Ring Canal, specifically evaluating the rise in floodwater levels and necessary mitigation measures. The analysis was conducted using the HEC-RAS program to model existing river conditions and assess flood risks. The study identifies that the embankment height at the upstream section of the Ngotok River is insufficient to contain the flood discharge, leading to overflow into surrounding agricultural fields. The flood design for the Ngotok River, based on a 25-year return period, was determined to be 866.29 m³/sec. The proposed solution involves an economical embankment design with a 1:1.25 slope, ensuring that the floodwater level remains below the average land elevation. This design approach addresses both floodwater containment and cost-efficiency in construction, providing a sustainable solution to reduce flooding risks in the area.
Evaluation of the Influence of Risk Factors on the Time of Onset of Ulcers, Rest Pain, and New Gangrene Post-Angioplasty in Patients with Chronic Limb Threatening Ischemia (CLTI) at Dr. Cipto Mangunkusumo General Hospital Effendi, Haikal; Suhartono, Raden; Kekalih, Aria
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i11.1178

Abstract

Chronic Limb Threatening Ischemia (CLTI) represents the end stage of peripheral arterial disease, characterized by rest pain, ulcers, and gangrene. This study aims to evaluate the influence of metabolic risk factors—namely diabetes mellitus (DM), chronic kidney disease (CKD), and hypertension—on the timing of new symptom onset. This study employed a retrospective observational design involving CLTI patients who underwent successful angioplasty at RSUPN Dr. Cipto Mangunkusumo. Clinical data and the onset time of symptoms were collected and analyzed using univariate, bivariate, and multivariate logistic regression analyses. The study revealed a high prevalence of diabetes mellitus (89.3%, with 56% uncontrolled), hypertension (77.3%, with 41.3% uncontrolled), and chronic kidney disease (32%). Post-angioplasty symptoms included gangrene (33.3%), rest pain (24%), combined rest pain and gangrene (24%), and ulcers (18.7%), with a mean onset time of 80 ± 105 days. Uncontrolled diabetes mellitus (p=0.001; mean 39.46 days), hypertension (p=0.006; mean 54.81 days), and chronic kidney disease (p=0.001; mean 29.58 days) were significantly associated with accelerated symptom onset. Multivariate regression analysis identified hypertension as the strongest predictor (p=0.021; B=59.234; ?=0.273), followed by DM (p=0.027; B=40.693; ?=0.249) and CKD (p=0.036; B=30.234; ?=0.226), collectively explaining 53.9% of the variation in onset time. Uncontrolled DM was associated with increased incidence of ulcers and gangrene; hypertension with combined rest pain and gangrene; while CKD was more frequently associated with rest pain. These findings highlight the importance of aggressive risk factor management and structured post-angioplasty monitoring to delay symptom onset and reduce complications.
The Influence of Attitudes, Subjective Norms, Perception of Behavioral Control, and Product Attributes on Salvaco Cooking Oil Purchase Decisions Alif, Muhammad Farras; Asnawi, Yudha Heryawan; Hannan, Sufrin
Indonesian Journal of Multidisciplinary Science Vol. 4 No. 11 (2025): Indonesian Journal of Multidisciplinary Science
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/ijoms.v4i11.1179

Abstract

The aims of this research are (1) to identify the consumer characteristics of Salvaco cooking oil (2) to analyze the influence of attitudes, subjective norms, behavioral control perceptions, and product attributes on the purchase decision of Salvaco cooking oil consumers (3) to formulate a marketing strategy that can be applied in the marketing of Salvaco cooking oil. Sampling is done by non-probability sampling method with purposive sampling technique. The result showed that the majority of respondents aged 26-35 years old, dominated by women as much as 60.2%, domiciled in Medan City, and working as private employees with upper middle income categories. SEM-PLS analysis results show that subjective attitudes and norms have a positive and significant effect on purchasing decisions as well as product prices and quality on product attributes have a positive and significant effect on purchasing decisions. The more positive the consumer attitude and the stronger the social drive around them, the more their tendency to buy Salvaco cooking oil will increase. Based on the results of QSPM analysis, Salvaco's first strategic priority is to expand distribution channels and digitize marketing. The second strategic priority is to increase brand awareness and add product variants. The last strategic priority is to utilize healthy products and internal raw materials for expansion into the UMKM market and premium segments.

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