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Journal of Islamic Economics, Management, and Business (JIEMB)
Published by Universitas Islam Negeri Walisongo Semarang
ISSN : 27210197     EISSN : 27210324     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Islamic Economics, Management, and Business is a scientific journal in the field of Islamic economics studies published twice a year by the program of Magister of Syariah Economics, Faculty of Islamic Economics and Business UIN Walisongo Semarang. The editors receive articles in the form of research based manuscript related to Islamic Economics, business, and management themes which cover Islamic Economics, Islamic Business, Islamic Financial Management, Islamic Marketing Management, Islamic Human Resource Management, Islamic Operational Management, and Islamic Philanthropy.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 119 Documents
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Analysis of gold investment with installment scheme Latif Hanafir Rifqi; Lia Anissatun Mufiroh; Ana Zahrotun Nihayah
Journal of Islamic Economics, Management, and Business (JIEMB) Vol 3, No 2 (2021)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2021.3.2.11699

Abstract

Investasi merupakan suatu kegiatan penempatan sebagian kekayaan seseorang untuk mendapatlan keuntungan di masa yang akan datang. Salah satu instrumen investasi yang banyak diminati masyarakat adalah investasi emas karena cenderung aman dan menguntungkan. Bank Syariah Indonesia (BSI) meluncurkan produk untuk menghadapai hal tersebut yaitu Produk Cicil Emas. Produk Cicil Emas merupakan salah satu investasi jangka panjang yang ditawarkan oleh Bank Syariah Indonesia (BSI) dan ditujukan kepada nasabah yang membutuhkan investasi jangka panjang tersebut. Tujuan dilakukannya penelitian ini untuk mengetahui bagaimana peluang investasi emas melalui Produk Cicil Emas pada Bank Syariah Indonesia. Penelitian ini menggunakan metode yang bersifat deskriptif analisis dalam menganalisa data sekunder yang berkaitan dengan masalah tersebut. Hasil penelitian menunjukkan bahwa bahwa peluang investasi emas melalui produk ini adalah terdapat pada sisi kebutuhan nasabah, keuntungan yang didapatkan dari hasil investasi emas, kemudahan yang dilakukan dalam jual beli logam mulia emas pada BSI, peluang kenaikan harga emas yang terus mengalami kenaikan  setiap tahunnya serta peluang persaingan pada produk tersebut masih rendah.
Education scholarship distribution management at Baznas Pohuwato Dian Adi Perdana; Wahidah Suryani; Mirza Ghulam Achmad Adi Putra Umar; Muhammad Thahir
Journal of Islamic Economics Management and Business (JIEMB) Vol 4, No 2 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.2.12663

Abstract

Baznas is declared a non-structural government institution that manages educational scholarship assistance for underprivileged children because education is a vital need for every comprehensive person, starting from the mindset, belief, and attitude of life that leads to quality of life. The purpose of this study was to examine the management of the distribution of educational scholarships at Baznas Pohuwato and to examine the obstacles in the distribution of academic scholarships at Baznas Pohuwato. This research is a qualitative descriptive method to answer questions about existing phenomena—data collection techniques through observation, interviews and documentation from primary and secondary data sources. The data obtained is then processed to produce conclusions from the phenomena found. The results of this study are the scholarship program at Baznas Pohuwato to improve achievement and educate the nation's children with a budget that will be allocated according to the expected student targets by analyzing the circumstances and needs of students. Baznas hopes that scholarship recipients can convey and introduce this program to other communities, and the community will be aware of the obligation to pay ZIS through Pohuwato to manage the funds collected. The Baznas Pohuwato can carry out routine socialization to people experiencing poverty so that the community will be aware of the activities and programs managed by the National Amil Zakāt  Agency (BAZNAS), especially the scholarship assistance program for poor children at all levels of education. In distributing scholarship assistance, the National Amil Zakāt Agency (BAZNAS) would pay attention to the timeliness of scholarship distribution so that the waiting time for recipients is not too long.
Collection and management of Ziswaf for the prosperity of the ummah Ahmad Muqorobin
Journal of Islamic Economics Management and Business (JIEMB) Vol 4, No 2 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.2.12548

Abstract

One of Ziswaf’s goals in Islam is to contribute to creating people’s welfare and alleviating poverty. This study examines the strategy for collecting and managing Ziswaf funds at the BaitulQur’an Social Fund Institution (LDSBQ), which has a vision and mission based on Islamic sharia and aims to prosper the ummah.The research uses a qualitative approach with descriptive analysis methods, while instruments in data collection use interviews, observation, and documentation. Sources are taken from various references related to the problem topic, namely journals, books, and other articles. The result of this study shows the three main programs of LDSBQ. First, Scholar Smileengaged in education. Second, Healthy Smileoperates in the health sector. Third, Independent Smile is a movement for community independence in the economic field, supported by socio-religious activities such as waqf and da’wah programs. This research has implications for the fundraising strategy of Gontor.Meanwhile, the fundraising strategy uses a potential network of guardians of students and teachers, a network of Gontor alumni colleagues with a movement based on the real sector, and community social activities that can have a significant impact on the welfare of the ummah to get happiness in the world and the hereafter.Keywords: Ziswaf; social institution; collection; management; welfare of the ummah.
Bridging the gap: evaluating Indonesia’s national income and societal welfare through an Islamic economic perspective Aslamiyah, Saibatul
Journal of Islamic Economics Management and Business (JIEMB) Vol. 6 No. 1 (2024)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2024.6.1.20358

Abstract

National income is a critical indicator of a country’s economic health, reflecting its capacity to generate income and distribute wealth. This study focuses on Indonesia, the largest economy in ASEAN, whose Gross National Income (GNI) ranks first in the region, yet its GDP per capita remains comparatively low. The study aims to assess how well Indonesia’s national income translates into societal welfare, emphasizing income inequality. Using national data from credible sources such as the World Bank and Indonesian Statistics Bureau, the research employs a macroeconomic framework and Keynesian consumption model to evaluate the distribution of wealth. The findings reveal a substantial gap between Indonesia’s high national income and its uneven income distribution, evidenced by a rising Gini Index. The research explores Islamic economic principles, particularly the concept of maqāṣid sharīah, to propose a fairer income distribution model that could enhance societal welfare. The study’s implications suggest that incorporating Islamic fiscal tools such as zakat could bridge economic disparities, fostering equitable and sustainable development in Indonesia. 
Integrating technological innovation with Islamic leadership in hospital design: the role of visionary architectural consultants Chaerina, Rina
Journal of Islamic Economics Management and Business (JIEMB) Vol. 6 No. 1 (2024)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2024.6.1.22075

Abstract

Technological advancements play a pivotal role in transforming hospital facilities, enhancing healthcare delivery and operational efficiency. However, the integration of these technologies must align with ethical principles, especially within the context of Islamic leadership values. This study explores how visionary architectural consultants can balance innovative technologies with Islamic principles of justice, integrity, and social welfare in hospital project transformation. A qualitative approach, including literature review, case studies, and interviews with experts, was used to analyze successful hospital projects integrating advanced technologies like HMIS, telemedicine, and sustainable design. Findings reveal that visionary consultants are essential in harmonizing technological advancements with Islamic values, creating healthcare environments that are both ethically grounded and technologically efficient. The study contributes to the growing body of knowledge by highlighting the role of ethical leadership in shaping hospital innovations and offers a holistic framework for future healthcare facility development.
The influence of work-life balance, superior pressure, and cyberloafing on employee productivity: the moderating role of Islamic work ethic Suseno, Gilang; Saifudin, Saifudin
Journal of Islamic Economics Management and Business (JIEMB) Vol. 6 No. 1 (2024)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2024.6.1.22163

Abstract

This study examines the impact of work-life balance, superior pressure, and cyberloafing on employee productivity, with a particular focus on the moderating role of the Islamic work ethic. The increasing emphasis on human resources and their effective management in today’s competitive business environment highlights the need to explore these factors in detail. Using a quantitative approach, primary data were collected from 334 employees of PT. Garment in Indonesia. The analysis employed a T-test and moderated regression analysis to assess the influence of these variables on productivity. Results indicate that work-life balance positively affects productivity, while superior pressure negatively impacts it. Interestingly, cyberloafing showed a positive effect, suggesting it may serve as a mental break, enhancing focus and creativity. Islamic work ethic positively correlates with productivity but does not moderate the relationships between work-life balance, superior pressure, and cyberloafing. These findings contribute to the understanding of human resources dynamics within Islamic cultural frameworks and provide insights into improving workplace productivity.
Macroeconomic determinants of Indonesia’s economic growth: integrating industrial production index, inflation, and foreign direct investment within an Islamic welfare Ariyani, Diyah; Ummah, Ida Latifattul; Nuraini, Dian Fitria
Journal of Islamic Economics Management and Business (JIEMB) Vol. 6 No. 1 (2024)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2024.6.1.22257

Abstract

The study explores the key macroeconomic factors influencing Indonesia’s economic growth, focusing on the roles of the Industrial Production Index (IPI), inflation, exchange rates, international trade, and Foreign Direct Investment (FDI) within an Islamic welfare framework. The purpose of this research is to examine how these factors contribute not only to material prosperity but also to social and moral welfare. The methodology involves secondary data analysis from 1983 to 2022 using econometric techniques such as multiple linear regression and path analysis. The findings indicate that IPI and FDI have significant positive effects on economic growth, while international trade has a negative impact, primarily due to Indonesia’s trade deficit. Inflation, within controlled limits, stimulates growth, but exchange rate fluctuations show an insignificant effect. The implications suggest that policies integrating macroeconomic management with Islamic welfare principles, such as maqāṣid al-sharī‘ah, can foster sustainable economic and social welfare by balancing material growth with ethical considerations.
The impact of regional original income and balance funds on local government financial performance: an Islamic perspective in Central Java, Indonesia Maghfiroh, Tsaniyatul; Warno, Warno; Muheramtohadi, Singgih
Journal of Islamic Economics Management and Business (JIEMB) Vol. 6 No. 1 (2024)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2024.6.1.23430

Abstract

This study examines the effects of regional original income (PAD) and balance funds on the financial performance of local governments in Central Java Province from 2019 to 2023. The research explores the mediating role of capital expenditure in these relationships, incorporating both conventional economic and Islamic financial perspectives. Utilizing quantitative analysis and path analysis, the study draws on secondary data from 35 local governments. The findings reveal that PAD positively affects financial performance, enhancing fiscal independence, while balance funds negatively impact both financial performance and capital expenditure due to fiscal dependency. Capital expenditure was found not to mediate the relationships between PAD, balance funds, and financial performance. These results highlight the need for local governments to reduce dependency on balance funds and focus on sustainable revenue generation through PAD, in line with Islamic ethical principles of stewardship, justice, and public welfare. The study contributes to understanding fiscal independence within an Islamic framework, with recommendations for future research to further explore these dynamics.
Islamic economic principles and the adoption of accounting information systems: perceptions of ease of use and usefulness in Indonesian MSMEs Solikhatin, Firda Aprilia; Saadah, Naili; Agriyanto, Ratno
Journal of Islamic Economics Management and Business (JIEMB) Vol. 6 No. 1 (2024)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2024.6.1.23496

Abstract

The Accounting Information System (SIA) is an important component in supporting the running of a business, especially in simplifying the financial recording process. The use of SIA can provide various benefits and convenience for its users. However, among Micro, Small, and Medium Enterprises (MSMEs), the use of SIA is still relatively low, due to various factors. This study aims to test and analyze the influence of perceived ease of use and perceived usefulness on the use of SIA in MSMEs, by integrating Islamic economic values such as fairness, efficiency, and transparency in financial management. These values play an important role in encouraging users to choose a system that not only facilitates the work process, but is also in line with sharia principles. This study uses primary data obtained through surveys, as well as secondary data from the Tegal Regency Cooperatives, SMEs, and Trade Office. The research sample consisted of 100 respondents who were MSME actors in Tegal Regency, with a sampling technique using the purposive sampling method. The independent variables in this study were perceived ease of use and perceived usefulness, and data analysis was carried out using multiple linear regression tests. The results showed that perceived ease of use and perceived usefulness partially had a positive and significant effect on the use of SIA. Simultaneously, these two variables also affect the use of SIA. The integration of Islamic economic values in the use of SIA has the potential to increase the awareness and commitment of MSME actors to a more efficient and transparent system, in accordance with Islamic principles
Bridging the gap: evaluating Indonesia’s national income and societal welfare through an Islamic economic perspective Aslamiyah, Saibatul
Journal of Islamic Economics Management and Business (JIEMB) Vol. 6 No. 1 (2024)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2024.6.1.20358

Abstract

National income is a critical indicator of a country’s economic health, reflecting its capacity to generate income and distribute wealth. This study focuses on Indonesia, the largest economy in ASEAN, whose Gross National Income (GNI) ranks first in the region, yet its GDP per capita remains comparatively low. The study aims to assess how well Indonesia’s national income translates into societal welfare, emphasizing income inequality. Using national data from credible sources such as the World Bank and Indonesian Statistics Bureau, the research employs a macroeconomic framework and Keynesian consumption model to evaluate the distribution of wealth. The findings reveal a substantial gap between Indonesia’s high national income and its uneven income distribution, evidenced by a rising Gini Index. The research explores Islamic economic principles, particularly the concept of maqāṣid sharīah, to propose a fairer income distribution model that could enhance societal welfare. The study’s implications suggest that incorporating Islamic fiscal tools such as zakat could bridge economic disparities, fostering equitable and sustainable development in Indonesia. 

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