Balanca : Jurnal Ekonomi dan Bisnis Islam
Islamic Management, Islamic Banking, Islamic Marketing, Islamic Human Resources, Islamic Finance, Islamic Accounting, Islamic Microfinance, Zakah, Waqf, Philantrophy, Poverty Alleviation, Islamic Public Finance, Maqasid al-Shariah, ShariahIssues, Sukuk, Islamic Capital Markets, Insurance and Takaful, Corporate Social Responsibility in Islam
Articles
82 Documents
<![CDATA[Fatwa DSN-MUI No. 04/DSN-MUI/IV/2000 tentang Murabahah: Refleksi Kritis terhadap Implementasi BSI Dimensi Ekonomi Islam ]]>
<![CDATA[Arifin, Asriadi]]>
<![CDATA[ Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 1 (2023): Balanca: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/balanca.v6i1.5079
<![CDATA[This research aims to examine the Implementation of DSN-MUI Fatwa No. 04/DSN-MUI/IV/2000 concerning Murabaha in terms of Islamic economic aspects. This type of research is descriptive qualitative to explain narratively the results of research that are more concrete and in-depth. The approach used is normative, namely studying the DSN MUI fatwa regarding murabahah contracts in mortgage products implemented by Bank BNI Syariah Parepare Branch, which today has transformed into Bank Syariah Indonesia. The research results were obtained by observing and using direct interviews with informants. The results of the study found that the housing implementation of Indonesian Islamic Bank (BSI) mortgage products was in line with the DSN-MUI Fatwa No. 04/DSN-MUI/IV/2000 concerning Murabaha which is based on the context of the customer's needs to realize falah welfare together based on the principles of Islamic economics.]]>
<![CDATA[Perkembangan Logistik Halal ]]>
<![CDATA[Febriyanni, Rani]]>
<![CDATA[ Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 4 No 1 (2022): Balanca: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/balanca.v4i1.5185
<![CDATA[Halal products' integrity is upheld when halal practices are consistently implemented throughout the storage process within uncontaminated warehouses, utilizing hygienic transportation methods for transferring goods from warehouses to stockpiles, and ensuring that packaging and marketing prevent exposure to impurities. The entire supply chain involved must adhere to halal standards, and LPPOM MUI facilitates this by issuing halal certifications that encompass logistics, guaranteeing halal practices. Among the tools available, logistics companies can adopt the SJH framework. This paper aims to elucidate the imperative for halal logistics, establishing an assurance that the halal status is unwaveringly preserved across all logistical operations and their associated supply chains, mitigating the risk of transgression into non-halal domains. Employing qualitative research methods, this study unveils that beyond products exclusively meant for Muslim consumption under Sharia, logistics itself demands meticulous attention. Thus, logistics operations aligned with Sharia principles emerge as a requisite. Adherence to these principles within logistics will safeguard the sanctity of halal products, ensuring their purity throughout the journey—from raw materials and packaging to storage and transportation—preventing any amalgamation with non-halal entities.]]>
<![CDATA[Perilaku Konsumtif Perspektif Ekonomi Islam di Masa Pandemi Covid-19 ]]>
<![CDATA[Tabran, Muhammad Tabran]]>;
<![CDATA[Alma]]>;
<![CDATA[Wahyuddin]]>;
<![CDATA[Sirajuddin]]>
<![CDATA[ Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2022): Balanca: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/balanca.v4i2.2855
<![CDATA[Consumptive behavior among students is influenced not only by internal factors but also actively shaped by external factors, driving an ongoing increase in purchasing and spending to fulfill their needs. From the standpoint of Islamic economics, individuals are encouraged to adopt a frugal and simple lifestyle, particularly students. This research aims to analyze the consumptive behavior of 30 students from the Faculty of Islamic Economics and Business at Alauddin State Islamic University in Makassar, considering the perspective of Islamic economics during the COVID-19 pandemic. The study employs a qualitative approach in the form of field research, utilizing data collection techniques such as interviews, observations, and documentation of the selected students. The findings reveal that the consumptive behavior of these 30 students during the COVID-19 pandemic remains relatively active. However, there are instances of impulsive purchasing, wastefulness, and a pursuit of pleasure. From the perspective of Islamic economics, consumptive behavior is deemed undesirable as it prioritizes desires over needs and leads to wasteful practices, contrary to Islamic economic principles that advocate for frugality and simplicity.]]>
<![CDATA[Pengaruh Marketing Mix terhadap Minat Beli Konsumen Muslim pada Shopee : Studi Kasus Mahasiswa Darussalam Gontor Kampus Robithoh ]]>
<![CDATA[Dio Samudra]]>
<![CDATA[ Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2022): Balanca: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/balanca.v4i2.4635
<![CDATA[This research takes the basis of the phenomenon of increasing the use of online shopping platforms, especially Shopee. The purpose of the study was to examine the impact of the Marketing Mix on student purchase intention at the Robithoh Darussalam Gontor Campus through the Shopee platform. This research methodology uses a quantitative approach with a subjective type, using primary data collected through questionnaires. The analysis method used is multiple regression analysis. The research sample involved 84 respondents who were selected using the Slovin formula technique and random sampling technique. The results showed that (1) the product variable has a positive and significant influence on student purchase intention, (2) the price variable has a positive and significant influence on student purchase intention. (3) Promotion variables also have a positive and significant influence on student purchase intention. All of these variables are part of the influence of the Marketing Mix on student purchase intention at the Robithoh Darussalam Gontor Campus.]]>
<![CDATA[Analisis Potensi Pasar Tradisional dalam Meningkatkan Perekonomian Daerah ]]>
<![CDATA[Sumiati]]>;
<![CDATA[Sulkarnain]]>;
<![CDATA[Sitti Jamilah Amin]]>;
<![CDATA[Damirah]]>
<![CDATA[ Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2022): Balanca: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/balanca.v4i2.4823
<![CDATA[The potential of the market must be developed properly to improve the community's economy in accordance with Islamic law. The purpose of this study is to determine the potential of the market and the perspective of Islamic economic views on traditional markets in the Sidenreng Rappang area, especially in the Rappang area. By understanding the market's potential, it is hoped that the community can maximize management to have an impact on improving their economy. The research was conducted at the Rappang Central Market using a qualitative method with a sociological approach and data collection techniques through surveys, literature studies, observations, and interviews. The results showed that the Rappang Central Market has the potential to improve the economy of traders in the market by looking at the absorption of local commodities, as well as a short supply chain of basic needs from suppliers to consumers, having market segmentation in the area and increasing business opportunities for women. So, by maximizing the potential that exists in the Rappang Central Market is able to play a role in increasing the economic independence of the people around the Rappang Central Market. The results of research on the perspective of sharia economic views show that buying and selling transactions both in terms of merchandise sold, weighing tools, usury and Gharar, prices, and business ethics of traders at the Rappang Central Market do not violate Islamic law. The results of this study can be used as input for stakeholders to pay attention to the regional economy which is supported by traditional markets.]]>
<![CDATA[Analisis Kelayakan Usaha Pangkalan Gas LPG Tri Putra Kota Parepare ]]>
<![CDATA[Luthfi, Muhammad]]>;
<![CDATA[Nurfadhilah]]>
<![CDATA[ Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 4 No 2 (2022): Balanca: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/balanca.v4i2.4825
<![CDATA[This research aims to evaluate the feasibility of a trading business, especially in the case of the Tri Putra 3Kg LPG Gas Base Business. The research method used is descriptive qualitative by utilizing primary and secondary data. Primary data was obtained through direct research and interviews with respondents, while secondary data was obtained from various sources such as journals and books. The data analysis process follows the stages of data reduction, data presentation (data display), and conclusion drawing/verification. The data analysis method is based on the concept of Miles and Huberman, which organizes data collection activities in three main stages, namely data reduction, data presentation, and verification and conclusion drawing. The results showed that Tri Putra's 3Kg LPG Gas Base Business is feasible. This feasibility is proven through the fulfillment of relevant business aspects and the ability to apply the 4P concept (Product, Price, Place, and Promotion) well. These findings can be a valuable consideration for those who wish to start a similar venture, making a positive contribution to business development in this industry.]]>
<![CDATA[Zakat Empowerment Model in Islamic Boarding School ]]>
<![CDATA[Wahyu, A. Rio Makkulau]]>;
<![CDATA[Anwar, Wirani Aisiyah]]>;
<![CDATA[Alamsyah]]>;
<![CDATA[Syarifuddin]]>;
<![CDATA[Muslimin, Supriadi]]>;
<![CDATA[Nuringsih]]>
<![CDATA[ Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2023): Balanca: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/balanca.v5i2.5112
<![CDATA[There are three great potentials possessed by Islamic boarding schools in their role of making the people's economy independent: This potential exists within the students, The role of Islamic boarding schools as a liaison for the surrounding community Islamic boarding schools as a resource for the surrounding community may play a role in collecting zakat and waqf. This type of research entails library research with data collection techniques beginning with the reading of references and concluding with their classification so that conclusions can be drawn regarding the concept of relevance raised regarding the model of zakat empowerment in Islamic boarding schools in Indonesia. Zakat empowerment approach at Islamic boarding schools is founded on the Quran and Hadith's teaching of doing the best for everyone, everywhere, including the local community. Islamic boarding school has implemented empowerment in education, society, culture, the environment, da'wah, health, and the economy. Consequently, via the development of the Amil zakat institution or zakat collection unit based on an Islamic boarding school, it is feasible to achieve the role and function of an Islamic boarding school, which is not just a cadre of religious thinkers/center of excellence. An institution that produces human resources for students and the local community, as well as an institution with the capacity to empower the community/agent of development.]]>
<![CDATA[Pengaruh Corporate Social Responsibility terhadap Kinerja Keuangan Perusahaan ]]>
<![CDATA[Trian Fisman Adisaputra]]>;
<![CDATA[Suherwin]]>;
<![CDATA[Nurarsy, Mutiara]]>;
<![CDATA[Mariska, Lisa]]>;
<![CDATA[Syam, Sarina]]>;
<![CDATA[Azzahra, Aqmalia]]>;
<![CDATA[Huda, Nurul]]>;
<![CDATA[Agriyaningsih, Putri]]>
<![CDATA[ Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2023): Balanca: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/balanca.v5i2.5318
<![CDATA[Financial performance of a company refers to how well the company manages its financial statements accurately and appropriately. The purpose of this study is to determine the influence of Corporate Social Responsibility (CSR) on the financial performance of PT ABM Investama. In this study, the financial performance of the company is measured using Return On Assets (ROA) and Return On Equity (ROE). Furthermore, Corporate Social Responsibility (CSR) is used as an independent variable affecting Return On Assets (ROA) and Return On Equity (ROE). This research is a quantitative study that applies purposive sampling method. The sample selected is PT ABM Investama, which is listed on the Indonesia Stock Exchange, during the period of 2018-2021. This research utilizes multiple regression analysis method. The results of the study indicate that CSR has a positive and significant influence on Return On Equity (ROE), while CSR does not have a significant influence on Return On Assets (ROA).]]>
<![CDATA[Market Engineering in Supply: Ikhtikar of Perspectives Islamic Economics ]]>
<![CDATA[Damayanti, Arka]]>;
<![CDATA[Rahman Ambo Mase]]>
<![CDATA[ Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2023): Balanca: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/balanca.v5i2.5793
<![CDATA[The market mechanism is guaranteed freedom in Islam. The market is free to determine the means of production and prices, and there should be no interference that results in the destruction of the market balance. But in reality it is difficult to find a market that runs by itself fairly. One of them is the practice of hoarding or what is often referred to as monopolistic practices carried out by producers or sellers so that the availability of basic necessities is getting thinner and scarcer so that they can play prices in the market. Seeing this, this article aims to see whether hoarding practices are a form of market engineering in supply (ikhtikar) and to explain the views of Islamic Economics regarding hoarding practices (monopoly). This article is a library research and uses a qualitative method with a normative approach. The data source used is secondary data derived from books, journals and articles related to the practice of ikhtikar, hoarding, and monopoly as well as how Islamic economics views. The results of this study found that price fluctuations also occur due to fraudulent actions in the market such as hoarding by speculators. The act of hoarding in question is market engineering in supply (ikhtikar). The practice of ikhtikar is strictly prohibited in Islamic Economics because it can disrupt the market mechanism. For this reason, the role of the government as a policy maker is needed to regulate in order to create a fair price.]]>
<![CDATA[Analisis Kelayakan Bisnis pada Produk Sustainable Fashion untuk Mewujudkan SDGs Poin 12 dalam Perspektif Ekonomi Islam (Studi Kasus Produk Cariyos) ]]>
<![CDATA[Aulia, Nadya Desi]]>;
<![CDATA[Ridlwan, Ahmad Ajib]]>
<![CDATA[ Balanca : Jurnal Ekonomi dan Bisnis Islam Vol 5 No 2 (2023): Balanca: Jurnal Ekonomi dan Bisnis Islam ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Parepare ]]>
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DOI: 10.35905/balanca.v5i2.7054
<![CDATA[The production and consumption of fashion products has increased significantly, which is in line with the increase in the garment industry on a large and small scale. The garment industry produces main waste, namely the remaining fabric of fashion production which can cause environmental damage, such as water pollution, soil pollution, and the production of greenhouse gas emissions which can cause climate change, so sustainable fashion can be the right solution. The purpose of this research is to analyze a business feasibility study through 5 aspects on sustainable fashion products, namely the Cariyos totebag, to support the SDGs goal at point 12. The results showed that based on the sharia business feasibility study on environmental aspects, technical and technological aspects, competitive aspects, market and marketing aspects and financial aspects, Cariyos products are said to be feasible to execute.]]>
