Iqtisadie: Journal of Islamic Banking and Shariah Economy
that Journal is published twice a year every March and September. This journal contains studies on bank and non-bank Islamic financial institutions and Islamic economics. This journal can be accessed openly which means that all the content available is freely accessible at no cost, either to the user or to the institution. Users are permitted to read, download, copy, distribute, print, search, or cite the full text of the articles without having to seek prior permission from the publisher or author.
Articles
60 Documents
<![CDATA[Pengaruh Corporate Social Responsibility dan Corporate Image terhadap Loyalitas Nasabah BRI Cabang Jember ]]>
<![CDATA[Ashlah, Izzul]]>;
<![CDATA[Slamet Wijiono]]>;
<![CDATA[Miftashul Imaroh]]>
<![CDATA[ IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 1 (2024): Maret 2024 ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya ]]>
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DOI: 10.36781/iqtisadie.v4i1.486
<![CDATA[Penelitian ini bertujuan untuk menganalisis pengaruh corporate social responsibility (CSR) dan corporate image terhadap loyalitas nasabah BRI Cabang Jember. Penelitian ini mengunakan metode kuantitatif, menggunakan teknik purposive sampling menggunakan kriteria khusus dalam penentuan sampel yakni menjadi nasabah BRI dan menerima CSR yang telah disalurkan, sampel yang digunakan sebanyak 100 orang. Data diolah menggunakan SPSS dan menunjukkan hasil bahwa (1) corporate social responsibility berpengaruh positif dan signifikan terhadap loyalitas nasabah BRI Cabang Jember, (2) corporate image berpengaruh positif dan signifikan terhadap loyalitas nasabah BRI Cabang Jember.]]>
<![CDATA[Kesadaran Halal Pelaku Umkm Terhadap Produk Olahan Wajib Bersertifikat Halal ( Studi Umkm Kecamatan Kwanyar) ]]>
<![CDATA[Aditya, Wahyu]]>;
<![CDATA[Hammam]]>
<![CDATA[ IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 1 (2024): Maret 2024 ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya ]]>
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DOI: 10.36781/iqtisadie.v4i01.522
<![CDATA[This research aims to analyse perception and awareness of Micro, Small and Medium Enterprises (MSMEs) for processed products that must be Halal certified. Halal Certificate has been an important issue in the food and beverage industry, due to the increase of consumer demand for products that comply with halal principles. This research method includes qualitative methods towards some MSMEs in Kwanyar Sub District in various sectors related to halal processed products. The data was obtained through an interview which included questions about the knowledge of halal certification, perceptions of the value of halal certification, and the impact felt after obtaining halal certification. The analysis’ result show that most of the MSMEs in Kwanyar Sub District have enough knowledge about Halal certificates, although there are still some MSMEs who do not understand Halal certification, with the majority of MSMEs believe that this certificate is able to increase consumer and open up a wider market opportunities. The impact of obtaining Halal certificate can be seen in increasing sales and market share for MSMEs that have been certified. Besides, Halal processed products tend to get more positive responses from consumers. However, there is a need for the more intensive educational approach and government’s support in the form of incentive or facilitation for helping MSMEs overcome obstacles related to halal certification. The enhancement and support are able to facilitate the participation of MSMEs on Halal certificate process, which will ultimately support the growth and sustainability of their business in an increasingly competitive market.]]>
<![CDATA[Penerapan Manajemen Risiko Operasional Dalam Upaya Meminimalisir Kesalahan Sumber Daya Insani di BMT Istiqomah Plosokandang Tulungagung ]]>
<![CDATA[Fatkhur Rohman Albanjari]]>;
<![CDATA[Hanum Willyan Dinara]]>
<![CDATA[ IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 1 (2024): Maret 2024 ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya ]]>
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DOI: 10.36781/iqtisadie.v4i1.617
<![CDATA[This research aims to analyze the implementation of operational risk management in efforts to minimize human resource errors at BMT Istiqomah Plosokandang Tulungagung. The research method used was descriptive qualitative, and the data collection method was carried out through direct interviews with Mr. Imam Mustakim, located at the BMT Istiqomah Unit 2 Plosokandang office.The research results show that the treatment taken to avoid bankruptcy is to use a modern digital system and be careful with prospective members and the form of responsibility borne by the person concerned when a problem occurs; establishing good relations with members and the surrounding community and participating in community activities by donating funds so that BMT Istiqomah is not underestimated; and BMT Istiqomah Unit 2 applies honesty, fairness, transparency and good trust so that leadership management can run smoothly.]]>
<![CDATA[Analisis Praktik Jual Beli Beras Di Madura Dalam Perspektif Bisnis Islam ]]>
<![CDATA[Masduki]]>;
<![CDATA[Fadoilatul Akmal]]>
<![CDATA[ IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 1 (2024): Maret 2024 ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya ]]>
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DOI: 10.36781/iqtisadie.v4i1.629
<![CDATA[Buying and selling is a social activity, and goods are traded have sizes and measurements. To count the number of objects in muamalah activities require a tool to measure it so that the number of the object is known clearly and with certainty. This type of research uses a qualitative descriptive method. The results of the data obtained by the author are observed and combined with existing theories. The method used is interviews, documentation, and this research also uses observational research related to data collection methods where the research records information as the author witnessed during the study. The analysis in this discussion is descriptive-qualitative analysis. This research is expected for rice traders to know more about the implementation of buying and selling in accordance with Islamic economics, because Islamic economics is an economy that in carrying out activities based on and guided by the Qur'an and As-Sunnah, so as to create healthy trade, and It is hoped that traders must always remember that the consequences of dishonesty will be rewarded by Allah swt. in the hereafter. The results of this study indicate that the mechanism of buying and selling rice in the Arosbaya market has not been carried out correctly according to Islam. Because there are some rice sellers who sell rice dishonestly, and there are still traders who still reduce the rice scales, in order to get a bigger profit. The sale and purchase of rice carried out at the Arosbaya market is still not in accordance with Islamic business ethics. Because there are still principles of Islamic business ethics that are violated, namely the principles of monotheism, responsibility, justice, truth or honesty, freedom and sincerity.]]>
<![CDATA[Implementasi Bauran Pemasaran Tabungan Easy Wadi’ah Pada Bank Syariah Indonesia ]]>
<![CDATA[samsuki]]>;
<![CDATA[Durrotun Nafisa]]>
<![CDATA[ IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 1 (2024): Maret 2024 ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya ]]>
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DOI: 10.36781/iqtisadie.v4i1.630
<![CDATA[The background of this research is the BSI Easy Wadi'ah savings provided by Bank Syariah Indonesia Darmahusada Surabaya. The research objectives in this study were: to find out the socialization strategy for BSI wadi'ah savings at Bank Syariah Indonesia KC DArmahusada. In conducting research the author uses a method that is descriptive qualitative. The data source of this research consists of primary and secondary data. As for the data collection techniques the authors use the method of documentation and observation and interviews. In conducting interviews, the authors chose 1 branch operation and service manager, and 1 customer service person as an informant because they have an important role in providing information. The results of this study indicate the socialization strategy for BSI Easy Wadi'ah savings at Bank Syariah Indonesia KC darmahusada which consists of 7Ps, namely: Product, Price, Place, Promotion, People, Process, Physical evidence.]]>
<![CDATA[Penyelesaian Masalah Pergantian Akad Pembiayaan Murabahah Ke Mudharabah Dalam Menangani Nasabah Yang Bermasalah Pada BMT-UGT Sidogiri ]]>
<![CDATA[Kamali]]>;
<![CDATA[Ainor Rifki Fatmala]]>;
<![CDATA[Sahrul Niam]]>
<![CDATA[ IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 1 (2024): Maret 2024 ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya ]]>
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DOI: 10.36781/iqtisadie.v4i1.635
<![CDATA[Problems in the world of finance are a very complex aspect that requires more thorough research. The aim of this research is to determine the completion of the murabahah contract. The research method in this research uses field research with a qualitative approach. The data collection technique uses observation, interviews and documentation. Field data was analyzed descriptively. The research results show that problematic murabahah financing will be transferred to another contract, if the customer on two calls is not present. Then the murabahah object that is not sold is then used as the object of the mudarabah financing contract.]]>
<![CDATA[Metode Istinbat Al Hukm Ibnu Hazm ]]>
<![CDATA[Suchrulloh, Muchamad]]>
<![CDATA[ IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 2 (2024): September 2024 ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya ]]>
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DOI: 10.36781/iqtisadie.v4i2.762
<![CDATA[Istinbat is an attempt by a fuqaha' to explore Islamic law from its sources. The existence of a jurisprudence expert is very important considering that this is a series of paradigms that are used as marja' or parameters for him in exploring and establishing law. As was done by the fuqaha' Madhahib al-'Arba'ah in exploring a legal product from the Koran and Sunnah. So that what is the foundation of Madhahib al-'Arba'ah's opinions can be accepted by the wider community, who do not translate the Qur'an textually as was done by Ibn Hazm in istinbat al-Hukm via zahir al-nusus (textual ). In his history, Ibn Hazm was oriented towards the Zahiry madhhab, a madhhab which in the history of the development of Islamic thought was considered a madhhab whose opinions were very controversial. Likewise in the matter of istinbat al-hukm. They are called the Zahiry madhhab because they understand the passages of the Qur'an and Sunnah only based on zahir nusus alone and think that Islamic law can be answered only with zahir nusus without the need for ra'yu. This opinion is of course very contradictory to the opinion of the majority of ulama who (still) require the role of reason to answer the problems faced by Muslims. Ibn Hazm, as one of the Zahiry madhhab figures, the manhaj al-istinbat he holds is manhaj naqliyah, namely a method of istinbat that originates from the textual al-Nusus (al-Qur'an and as-Sunnah), not on ta'wil and neither on the legal ta'lil. This is because according to him, nusus is literal and external and fulfills human needs so that there is no need for ijtihad or the role of reason to establish a law. Furthermore, Ibn Hazm argued that the provisions of Sharia are found in the form of commands (al-amr) and prohibitions (al-nahy). If there is no clear text regarding an issue, it falls within the principles of ibahah that have been established in the qur’an]]>
<![CDATA[Implementasi Multiakad Dalam Fatwa Dewan Syariah Nasional (DSN-MUI) Tentang Pasar Uang ]]>
<![CDATA[Sari, Nurita]]>;
<![CDATA[Mustofa, Mustofa]]>
<![CDATA[ IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 2 (2024): September 2024 ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya ]]>
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DOI: 10.36781/iqtisadie.v4i2.755
<![CDATA[This research discusses the implementation of multi-contract in the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) related to the money market. Multi-contract is a combination of several contracts in one transaction that aims to fulfill complex needs in modern economic activities. In the context of the money market, multi-conduct can include a combination of contracts such as mudharabah, musyarakah, murabahah, and ijarah. This research examines the extent to which the DSN-MUI fatwa accommodates the application of multi-conduct in money market products, as well as legal analysis and its application in Islamic banking practices in Indonesia. The research method used is a literature study with a qualitative approach to understand the sharia principles underlying the fatwa. The results show that the implementation of multi-cad in the DSN-MUI fatwa allows flexibility and innovation in the development of Islamic money market products, although it must still pay attention to the principle of prudence and synergistic efforts are needed between regulators, Islamic financial institutions, and academics to overcome these challenges. Concrete steps such as unifying interpretations, strengthening cooperation, clear operational standards, and active involvement of industry players are expected to ensure the development of the Islamic money market in line with the desired sharia principles.]]>
<![CDATA[Sistem Pelaporan Keuangan Zakat Berbasis Teknologi Informasi Dan Transparasi Di BAZNAS Gresik ]]>
<![CDATA[Warti'ah, Warti'ah]]>;
<![CDATA[Arif, Choirul]]>;
<![CDATA[Wirdah, Jazilatul]]>
<![CDATA[ IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 2 (2024): September 2024 ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya ]]>
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DOI: 10.36781/iqtisadie.v4i2.770
<![CDATA[The purpose of this study was to determine how the zakat financial reporting system is based on information technology and transparency at BAZNAS Gresik. The data analysis used is descriptive qualitative. The results of the study indicate that BAZNAS Gresik Regency has been transparent in zakat financial reporting which can be seen on the BAZNAS website and is updated every month. BAZNAS Gresik Regency continues to strive to always improve the quality of financial reports transparently in order to maintain public trust and continues to strive to make improvements to the information system so that its services can be more optimal.]]>
<![CDATA[Analisis Metode Cash On Delivery Aplikasi Shopee dalam Perspektif Ekonomi Syariah ]]>
<![CDATA[aisyi, Chulwatul Aisyi]]>;
<![CDATA[Ayu Kinanti, Risma]]>;
<![CDATA[Hakam, Abdul]]>;
<![CDATA[Valentine Mahardyta, Ajrina]]>
<![CDATA[ IQTISADIE: Journal of Islamic Banking and Shariah Economy Vol. 4 No. 2 (2024): September 2024 ]]>
Publisher : <![CDATA[Program Studi Perbankan Syariah Institut Al-Fithrah (IAF) Surabaya ]]>
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DOI: 10.36781/iqtisadie.v4i2.771
<![CDATA[The most influential technological development in everyday life, especially among young people, is online shopping. This shopping model can be done anytime and anywhere as long as you are connected to the internet. With the rise of online shopping, various marketplaces have emerged. One of the e-commerce sites that is currently in great demand is the Shopee marketplace. Shopee has many payment systems on offer, including the Cash On Delivery (COD) payment system. This payment system is a system where goods are ordered first and then payment is made when the goods arrive at home. In the COD system in Shopee, several problems occur, including the incompatibility of the ordered goods with the goods sent by the seller. The aim of this research was to determine the implementation of online buying and selling transactions using the Cash On Delivery (COD) payment method in the Shopee application according to a Sharia Economic Perspective for employees of Hidayatul Ummah Gresik Vocational School. The author used several methods to collect data, including observation, interviews, and documentation. The results of this research are buying and selling through e-commerce Shopee in the sharia economy using Istishna']]>
