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Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Published by Universitas Jambi
ISSN : 23384603     EISSN : 23558520     DOI : https://doi.org/10.22437/ppd.v10i2.15630
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah (The Journal of Perspectives on Financing and Regional Development) is an open-access, peer-reviewed international forum for scientists involved in research to publish high quality and refereed papers. Jurnal Perspektif Pembiayaan focuses on publishing theoretical and empirical papers in all fields of economics, business, and management. The journal accepts a variety of papers using a variety of research methods, including statistical analysis, case studies, and field research, articles examining significant research questions from multiple perspectives. In its sixth year (Volume 6), the Journal of Perspectives on Financing and Regional Development has three fundamental changes. First, this journal was originally published four times a year and now has been published six times a year. Second, the journal has been nationally accredited with a SINTA (Science and Technology Index) score of S4 which is valid from 9 July 2018 – 8 July 2023 based on the Decree of the Director-General of Development and Research Enhancement, Ministry of Research, Technology & Higher Education of the Republic of Indonesia, Number 21/E/KTP/2018 concerning the Ranking of Scientific Journal Accreditation Period I Year 2018. Third, based on the results of re-accreditation, since Volume 6, Issues 2 (September – October 2018), the Journal of Perspectives on Financing and Regional Development has been nationally accredited with SINTA (Science and Technology Index) score of S2, based on the Decree of the Director-General of Development and Research Enhancement, Ministry of Research, Technology & Higher Education of the Republic of Indonesia, Number 10/E/KTP/2019 concerning the Ranking of Scientific Journal.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 455 Documents
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Demand-side determinants of Indonesian palm oil exports to major destination countries: Evidence from India, China, and Pakistan Hodijah, Siti; Achmad, Erni; Emilia, Emilia; Mustika, Candra
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 12 No. 6 (2025): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v12i6.40559

Abstract

Palm oil is one of Indonesia’s leading export commodities and plays an important role in supporting export revenue and international trade performance. This study aims to analyze the development of Indonesian palm oil exports and examine the influence of gross domestic product (GDP), exchange rates, and population on Indonesian palm oil exports to its three major destination countries, namely India, China, and Pakistan, during the period 2012–2022. This study employed a quantitative approach using descriptive analysis and panel data regression. The findings show that Indonesian palm oil exports to the three destination countries fluctuated during the observation period, with India recording the highest average export value and Pakistan showing a stronger upward trend toward the end of the period. The regression results indicate that GDP and exchange rates have a positive and significant effect on Indonesian palm oil exports, while population has a significant negative effect. These findings suggest that destination-country macroeconomic conditions and price competitiveness play an important role in shaping Indonesia’s palm oil export performance. This study contributes to the international trade literature by providing comparative empirical evidence on the demand-side determinants of Indonesian palm oil exports across major destination countries. In addition, the findings offer practical insights for strengthening export competitiveness and developing export-oriented trade strategies in the global palm oil market.
Gender-related indicators and income per capita across Indonesian provinces Melliny, Vinny Dwi; Pertiwi, Rasyida; Aini, Halia Butra
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 14 No. 2 (2026): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v14i2.38077

Abstract

Gender inequality remains a persistent challenge in Indonesia, characterized by substantial disparities in women's labor-force participation, educational attainment, and economic outcomes. This study investigates the relationship between gender-related indicators and provincial income per capita across 34 Indonesian provinces during 2017–2021. Using balanced panel data and panel regression analysis, the Common Effects Model (CEM) was selected as the preferred estimation approach based on the Chow, Hausman, and Breusch–Pagan Lagrange Multiplier tests. The results indicate that male life expectancy, male average years of schooling, male expenditure, female labor-force participation, and economic growth are positively and significantly associated with provincial income per capita. In contrast, female average years of schooling and female expenditure exhibit negative, statistically significant coefficients, suggesting that improvements in female human capital and household welfare have not yet translated into higher regional income, possibly because of labor-market segmentation, occupational mismatch, and unequal access to productive employment. The findings also show that the inclusion of female-related variables substantially improves the model's explanatory power, while economic growth does not materially alter the estimated relationships. These results highlight the importance of complementing investments in women's education with policies that facilitate their integration into productive labor markets. Strengthening the alignment between education and labor-market demand, expanding employment opportunities for women, and enhancing the implementation of gender-responsive budgeting are essential to promoting more inclusive and sustainable regional economic development in Indonesia.
Development communication and food security through smart greenhouse technology in Wanaraja Village, Garut, Indonesia Farisal, Umar; Sari, Dian Nurvita; Pratama, Muhammad Rezha Insan
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 14 No. 2 (2026): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v14i2.47282

Abstract

Digital agricultural modernization has been widely promoted as a strategy to strengthen food security in rural Indonesia. However, its social and communicative implications remain insufficiently understood. This study examines the Smart Greenhouse (SGH) Wanaraja project in Garut Regency, West Java, as a case of technological innovation that demonstrates symbolic success but limited social transformation. An exploratory qualitative case study design was employed, with data collected through in-depth interviews, field observations, and document analysis across three sites: Wanaraja, Cikajang, and Banyuresmi. The findings indicate that the governance structure involving government agencies, state-owned enterprises, and private actors has produced a closed model of agricultural digitalization that limits community empowerment. Development communication within the project operates through three interconnected modalities—coordinative, instrumental, and performative—which reinforce technocratic governance and tokenistic participation. Although the Petani Milenial (Millennial Farmer) narrative generates public visibility through media representation, local participation remains largely procedural and labor-based, with little influence over decision-making. This vertical communication structure constrains knowledge transfer and reinforces epistemic dependency. Nevertheless, informal initiatives undertaken by local actors demonstrate the potential for grassroots learning and community agency. The study concludes that technological innovation without participatory communication risks reducing sustainability to symbolic rhetoric rather than substantive social transformation. It therefore highlights the importance of dialogic, participatory, and co-creative communication strategies for achieving socially inclusive agricultural development.
Policy prioritization for sustainable village fund management using AHP and a Modified Delphi approach in Padangsidimpuan City, Indonesia Batubara, Silviana; Purnama, Nadia Ika; Syafii, Ahmad
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 14 No. 2 (2026): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v14i2.49350

Abstract

Rural development has become a central component of Indonesia's sustainable development agenda, particularly through the implementation of the Village Fund program, which aims to improve community welfare and reduce regional disparities. This study examines the current state of Village Fund management in Padangsidimpuan City and identifies strategic policy priorities to promote sustainable village development. An explanatory sequential mixed-methods design was employed, integrating a structured expert consensus approach based on selected principles of the Modified Delphi technique with the Analytic Hierarchy Process (AHP). The expert consensus process was used to identify and validate the key criteria, sub-criteria, and policy alternatives, while AHP was applied to determine their relative priority weights. The results indicate that Village Governance is the most important criterion (0.332), followed by Community Social and Human Resources (0.256) and Village Economy (0.220). At the policy level, Strengthening Village Governance and Accountability emerged as the highest-priority alternative (0.239), followed by Community Economic Empowerment (0.206) and Human Resource Development and Social Services (0.202). Sensitivity analysis confirmed that the priority rankings remained stable across multiple weighting scenarios, demonstrating the robustness of the proposed decision-making model. Methodologically, this study contributes an integrated policy prioritization framework that combines a structured expert consensus approach with multicriteria decision analysis to support evidence-based and context-sensitive Village Fund governance. In practice, the findings guide village and regional governments in formulating more transparent, participatory, and sustainable Village Fund policies.
Strategic development model for priority MSMEs in Jambi City using the VIKOR-STRAS framework Yuvanda, Sesraria; Rachmad R., Muhammad; Zulfanetty, Zulfanetty; Ihsan, Mohammad; Nurkodri, Moh. Sahroni
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 14 No. 2 (2026): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v14i2.50950

Abstract

Micro, small, and medium enterprises (MSMEs) play a vital role in the regional economy of Jambi City; however, the identification of priority sectors and the formulation of sector-specific development strategies remain insufficiently addressed. This study aims to identify priority MSME sectors and formulate targeted development strategies to support regional economic development. The study employs the VIšekriterijumsko KOmpromisno Rangiranje (VIKOR) multi-criteria decision-making method to rank MSME sectors based on eight evaluation criteria: business age, owner education, business experience, income, number of employees, business capital, working hours, and promotional media. The research combines secondary data analysis, field surveys, and in-depth interviews, using a purposive sample of 204 MSMEs across eight business sectors. The VIKOR-STRAS framework is subsequently applied to translate the ranking results into sector-specific development strategies. The findings indicate that the creative industry, culinary, and information technology sectors represent the three highest development priorities. Based on the sectoral performance profiles, the proposed strategies emphasize improving access to finance and market opportunities, strengthening product innovation and digital marketing, and enhancing digital infrastructure, technology adoption, and human resource capacity. The principal contribution of this study is the integration of the VIKOR method with the VIKOR-STRAS framework to translate multi-criteria ranking results into practical development strategies systematically. Theoretically, the study extends the application of multi-criteria decision-making by linking compromise-based prioritization with sector-specific strategy formulation. In practice, it provides local policymakers with a structured, evidence-based decision-support framework for designing targeted, sector-sensitive MSME development policies.
Economic composition of local government expenditure and regional welfare in East Java, Indonesia, 2021–2024 Rafi'i, Rafi'i; Solihin, Achmad
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 14 No. 2 (2026): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v14i2.53981

Abstract

This study examines the relationship between the economic composition of local government expenditure and regional welfare outcomes across the districts and municipalities of East Java during the COVID-19 pandemic and post-pandemic recovery period (2021–2024). Using a balanced panel dataset comprising 38 local governments observed over four years (152 observations), the analysis employs Random Effects and Fixed Effects panel models with standard errors clustered at the district/municipality level to account for heteroskedasticity and within-panel error correlation. The results indicate that a higher capital expenditure share, relative to the omitted expenditure categories, is negatively and significantly associated with the poverty rate at the 5% significance level. Local own-source revenue (PAD) is also negatively and significantly associated with poverty, while the Human Development Index (HDI) exhibits the strongest conditional association with poverty. For consumption inequality, measured by the BPS Gini ratio, personnel expenditure share shows only a weak negative association under the fixed-effects specification, significant at the 10% level but not at the 5% level (p = 0.098). The relatively low within-R² of the Gini model (0.091) indicates that the economic composition of local government expenditure explains only a limited share of the variation in consumption inequality, suggesting that additional structural, spatial, and measurement-related factors not included in the model may explain part of the remaining variation. These findings contribute to the literature on fiscal federalism and public expenditure effectiveness by providing subnational evidence from a developing economy during the COVID-19 pandemic and post-pandemic recovery period.
Local government performance as a mediator between institutional capacity and community welfare in Jambi Province Sam, Iskandar; Haryadi, Haryadi; Rahayu, Sri; Putra, Wirmie Eka; Sumarni, Sumarni
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 14 No. 2 (2026): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v14i2.55950

Abstract

Fiscal decentralization is intended to improve community welfare by strengthening local governments' fiscal capacity, organizational characteristics, and bureaucratic human resources. However, the mechanisms through which these institutional factors influence welfare remain insufficiently understood. This study investigates the direct and indirect effects of regional financial conditions, government size, and State Civil Apparatus (ASN) conditions on community welfare through local government performance in the district and municipal governments of Jambi Province, Indonesia. The analysis is based on balanced panel data from 11 local governments covering the 2014–2024 period and employs Partial Least Squares Structural Equation Modeling (PLS-SEM) using WarpPLS 8.0. The results indicate that regional financial conditions negatively affect government performance but positively affect community welfare. Government size has no significant effect on government performance but negatively affects community welfare. In contrast, ASN conditions positively influence both government performance and community welfare. Government performance, however, neither significantly affects community welfare nor mediates the relationships between regional financial conditions, government size, ASN conditions, and community welfare. These findings suggest that fiscal capacity and ASN quality contribute to community welfare primarily through direct mechanisms rather than through formal administrative performance. The study contributes to the literature on fiscal decentralization, Public Financial Management Theory, and Public Value Theory by demonstrating that administrative performance alone is insufficient to translate institutional capacity into improved welfare outcomes. The findings further underscore the importance of strengthening expenditure quality, enhancing ASN professionalism, and adopting outcome-oriented performance management to maximize the welfare benefits of fiscal decentralization.
The determinants of child labor in West Nusa Tenggara Province: A multilevel approach Assyifa, Baiq Siti Ainaya; Suman, Agus; Pangestuty, Farah Wulandari
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 14 No. 3 (2026): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v14i3.48008

Abstract

Child labor in West Nusa Tenggara (NTB) Province remains a serious development issue because it reflects the continued lack of fulfillment of children’s rights to education and protection. According to Statistics Indonesia (BPS), the proportion of child laborers in NTB reached 5.51%, almost twice the national average. This study aims to identify the factors associated with child labor participation in the province. Data were drawn from the March 2024 National Socioeconomic Survey (Susenas) and official BPS publications at the district/city level. The analytical methods included descriptive statistics and multilevel logistic regression, with 3,303 children aged 10–17 years as the units of analysis. The results indicate that, at the individual and household levels, children’s education, the education of the household head, the child’s age and gender, the number of children in the household, the marital status of the household head, and early marriage are significantly associated with the likelihood of child labor participation. At the regional level, mean years of schooling and the mean age difference between spouses are also significantly associated with children’s participation in work. Approximately 13% of the variation in child labor is attributable to differences across districts/cities. These findings suggest that policy interventions should address not only household vulnerability but also regional conditions that shape the risk of child labor.
Perceived Islamic financial knowledge, Islamic financial service utilization, and women’s economic empowerment among women micro-and small-enterprise owners in Jambi Amri, Ari Dean; Lubis, Paulina; Isnaeni, Nurida; Pratiwi, Heni; Silvera, Dica Lady; Suardi, Vivi Paramita
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 14 No. 3 (2026): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v14i3.50991

Abstract

This study examines the relationships between perceived Islamic financial knowledge, Islamic financial service utilization, and women’s economic empowerment among women micro- and small-enterprise owners in Jambi Province, Indonesia. It distinguishes respondents’ perceived knowledge of Islamic finance from their self-reported use of Islamic financial products and services. A quantitative cross-sectional design was employed, supplemented by follow-up semi-structured interviews to provide contextual insight into the quantitative findings. Survey data were collected from 149 women entrepreneurs operating micro and small enterprises with prior experience using Islamic financial services and were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). We then conducted follow-up semi-structured interviews with 12 purposively selected survey participants to contextualize the observed relationships. The results show that perceived Islamic financial knowledge and Islamic financial service utilization are both positively and significantly associated with women’s economic empowerment. Islamic financial service utilization exhibits the larger estimated association, suggesting that more extensive reported use of Islamic financial services is more closely associated with empowerment than perceived financial knowledge alone. Participants in the follow-up interviews described institutional reach, financing procedures, digital access, and business assistance as contextual conditions that may facilitate or constrain the use of Islamic financial services. By empirically distinguishing perceived financial knowledge from self-reported service utilization, this study provides a more precise account of their respective relationships with women’s economic empowerment. The findings suggest that practical Islamic financial education should be complemented by measures that facilitate the informed, sustained, and productive use of appropriate Islamic financial services among women-owned micro and small enterprises.
Bridging institutional voids: A hybrid bibliometric analysis and systematic literature review of MSME strategic pathways in Asia Ariyani, Nafiah; Mahatir, Edwin; Umar, Farhat; Wicaksono, Rayhan Arya
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 14 No. 3 (2026): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v14i3.52016

Abstract

Micro, small, and medium enterprises (MSMEs) play a pivotal role in economic development across Asia, yet the literature remains fragmented regarding how firms reconcile internal capabilities with external institutional constraints. This study synthesizes the evolution of Asian MSME research between 2014 and 2024 using a hybrid bibliometric–systematic literature review (B-SLR) of 972 Scopus-indexed publications. Following the PRISMA 2020 guidelines, the study combines quantitative bibliometric mapping using VOSviewer with qualitative thematic synthesis to integrate insights from the Resource-Based View (RBV), Institutional Theory, and Dynamic Capabilities Theory. The findings reveal a clear transition in the literature from an emphasis on firm-level capabilities toward digital transformation, organizational resilience, and ecosystem integration. Although Indonesia and India account for the largest publication output, China demonstrates the highest citation impact per publication, indicating a distinction between research productivity and scientific influence. Seven interconnected thematic clusters were identified, highlighting the growing importance of digital capability, financial technology, sustainability, and institutional support. Building on these findings, this study proposes the Asian MSME Strategic Pathway Framework. It introduces the concept of Institutional Void Bridging to explain how MSMEs strategically combine internal digital capabilities with external digital ecosystem resources to mitigate institutional constraints. The framework represents a conceptual synthesis derived from the reviewed literature rather than an empirically validated model. By integrating fragmented research across diverse Asian contexts, this study contributes to theory development. It provides a conceptual foundation for future empirical research and evidence-based policymaking on MSME digital transformation.

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