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KEADILAN SOSIAL DALAM KEUANGAN SYARIAH
M. Roem Syibly
Millah: Journal of Religious Studies Vol. XV, No. 1, Agustus 2015 Keuangan Islam dan Peran Kesejahteraan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia
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DOI: 10.20885/millah.vol15.iss1.art4
Social justice in the Islamic economy is based on spiritual commitment and the concept of universal brotherhood among human beings which requires that all resources be sacred trust God, used to realize Maqashid Shari’ah, it is the fulfillment of human life. This paper describes the theory of social justice that focus on Islamic financial. The foundation of Islamic justice can be seen from al-Qur’an Surah al-Hadid: 25 affirming that justice has been emphasized by the Qur’an as the primary mission of the Prophets sent by God Almighty, including economic justice and the elimination of the income gap. Social justice in Islam is the implication of the fundamental principle underlying all the teachings of Islam, namely monotheism. At the level of practice, Islam prohibits usury, Islam seeks to build a society based on honesty and fairness. Justice in this context has two dimensions, namely the financiers are entitled to a reward, but should be commensurate with the risk and effort required, and the reward is determined by the profit. Implementation of Islamic justice theory in Islamic finance can be seen from mudharabah and Musharaka or commonly known as a profit and loss sharing.
PELAKSANAAN PERJANJIAN BAGI HASIL PERTANIAN LAHAN SAWAH: Studi di Kecamatan Gamping, Kabupaten Sleman, Yogyakarta
Unggul Priyadi;
Jannahar Saddam Ash Shidiqie
Millah: Journal of Religious Studies Vol. XV, No. 1, Agustus 2015 Keuangan Islam dan Peran Kesejahteraan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia
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DOI: 10.20885/millah.vol15.iss1.art5
Gamping Sub-district using Islamic Law. Data used in this study were obtained from interview, observation, and documentation. The collected data were tested their validity using data source triangulation and analyzed using Miles and Huberman model. The conclusion of this study are: The reason of paddy field owners in Gamping Sub-district to choose profit sharing scheme compared to rental scheme or paying farm workers in managing their fields because they want to enjoy the yields gradually and do not want to be involved directly in managing the paddy field. The agreement of profit sharing in Gamping Sub-district in general is conducted orally, based on trust, without any witnesses. The term is not defined clearly. The profit sharing balance is set since the first time of agreement. The balance of profit sharing used in general is “maro” (½ part for sharecroppers and ½ part for owner) with all the production costs borne by the sharecroppers, and the yields are immediately halved. In the event of crop failure, it becomes the risk borne by the sharecroppers. The paddy land tax is paid by the owner. The crop yields reaching specific nisab or limit in general are not directly paid for the zakat. The implementation of profit sharing agreement for paddy fields in Gamping Sub-district is not fully in accordance with the Islamic law because there is no socialization from any parties related to the Islamic Law in agricultural cooperation, here is hereditary habit, the owners and sharecroppers do not want to use the red tape and complicated procedure, the owners have been good enough and fair with the common system used, and the sharecroppers accept the habit in force although they feel that it is hard and unfair.
IMPELENTASI STRATEGI PEMASARAN RASULULLAH DALAM KONTEKS KONTEMPORER (Analisis di Swalayan Pamella Yogyakarta dan La Tansa Gontor Ponorogo)
Abdullah Sahroni
Millah: Journal of Religious Studies Vol. XV, No. 1, Agustus 2015 Keuangan Islam dan Peran Kesejahteraan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia
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DOI: 10.20885/millah.vol15.iss1.art6
Rasulullah’s Marketing strategy based on Muhammad Suyanto book “Muhammad Bisuness Strategy and Ethics” are; product strategy is halalan thayyiban goods, price strategy based on the principle of concensual and market’s price, place positioning is preferred in the market and strategys place and promotion strategy is more emphasis on the relationship with the costumer. This research is meant to scrutinize and understand rasulullah’s marketing strategy at Pamella minimarket and La Tansa. This research concluded that Pamella minimarket and La Tansa has implementated marketing strategy of product, price, place and promotion based on Rasulullah’s strategy with improvement era with Islamic value. Marketing strategy at Pamella minimarket and La Tansa is in conformity with Rasulullah’s marketing strategy keeping the values taught by the Prophet Muhammad such as; honesty, customer satisfaction, market segmentation, positioning and pricing strategy.
PRINSIP-PRINSIP KEUANGAN ISLAM MENURUT ABDULLAH SAEED
Sofyan Sulaiman
Millah: Journal of Religious Studies Vol. XV, No. 1, Agustus 2015 Keuangan Islam dan Peran Kesejahteraan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia
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DOI: 10.20885/millah.vol15.iss1.art7
In the late 60s to early 70s, was born a consensus of Islamic law and economic experts who say that the interest in the banking system is part of usury, so the banks are not in accordance with the Islamic Shari’ah. As an alternative, the experts offer free banking model of the system of interest, with the concept of profit and loss sharing (PLS). However, the presence of Islamic banking bore the pros and cons among Muslim scholars. Among the leaders of the cons is Abdullah Saeed. This article discusses the thinking Abdullah Saeed who criticize the interpretation of usury and interest, the principle of PLS (mudarabah and loss), and the principle of sale (murabaha). The criticism is: (1) He said, usury is forbidden because of the exploitation of the poor, while the interest there is no element of exploitation so that interest is not included in the category of usury. (2) A number of requirements in practice only to protect banking PLS. So what happens is sharing the results, but do not share the risk. (3) Further Saeed see that Islamic banking is not better than conventional banking. Because in fact, the practice of Islamic banking also implement a “model of financial transactions such as interest” ie Murabaha. Murabaha profit are uncertain and affected by time, not much different from the concept of interest reproach.
MENGGUNAKAN KONSEP “AT-TURĀṠ WA AT-TAJDĪD” DALAM PEMIKIRAN HASSAN HANAFI UNTUK MENGATASI KEMISKINAN DI INDONESIA
Yuli Andriansyah
Millah: Journal of Religious Studies Vol. XV, No. 1, Agustus 2015 Keuangan Islam dan Peran Kesejahteraan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia
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DOI: 10.20885/millah.vol15.iss1.art8
Considering that the poverty becomes the critical issue in almost all Muslim countries, it is crucial if the issue and its solution are exposed and discussed. To discuss the poverty and its solution, this article concerns to one of approaches stated by Hasan Hanafi. According to him, the poverty can be solved by increasing the individuals and private companies participations, which is in this case the business world is demanded to be more active in helping and developing the living quality of poor citizens. The role of the individuals and private companies in alleviating the poverty is the significant aspect which helps the government program to tackle the poverty problem. This article also suggests the role of the government to support the individuals and private companies to help the poor citizens. The incentive can be given to individuals or the companies which actively involve in the poverty alleviation program. The implementation of Hasan Hanafi’s idea about at-turāts wa at-tajdīd is proven to be effectively applied even though it has many challenges.
NETRALITAS POLRI DALAM PESTA DEMOKRASI PEMILU PERSPEKTIF PENDIDIKAN KEWARGANEGARAAN
Teguh Soedarsono
Millah: Journal of Religious Studies Vol. IX, No. 2, Februari 2010 Menggugat Pendidikan Nirketeladanan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia
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DOI: 10.20885/millah.vol9.iss2.art1
This article focuses on the policy of neutrality of Indonesian police in general election either in legislatives or executives election. Basically, the policy of neutrality is a form of human rights violation in terms of democracy state. Through the policy, rights to vote as well as to be voted for Indonesian police is neglected. As a result, there is a democracy impair and not in line with constitution. Using social analysis technique, this article provides a constitutional critique for returning the rights of the police in the context of civic education empowerment.
PENDIDIKAN NABI IBRAHIM DAN ANAKNYA DALAM PERSPEKTIF AL-QUR‘AN (Q.S. al-Shafat [37]: 102 - 107)
Budihardjo Budihardjo
Millah: Journal of Religious Studies Vol. IX, No. 2, Februari 2010 Menggugat Pendidikan Nirketeladanan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia
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DOI: 10.20885/millah.vol9.iss2.art2
This article elaborates the practice of education carried out by the prophet Ibrahim in the qur’anic perspectives, mainly stated on the Qur’an Surah ash-Shaffat [37]: 101-107. By exploring the grammatical meaning of verses, socio-historical background (asbabun nuzul), and the relation among verses (munasabah), several aspects of the education of the prophet Ibrahim a.s. are highlighted. Those are spirituality based education, dialogue, patience, and fidelity during the educational process.
PENDIDIKAN MORAL MASYARAKAT JAWA (STUDI NILAI-NILAI PENDIDIKAN MORAL DALAM TRADISI RUWATAN)
Muzhoffar Akhwan;
Suyanto Suyanto;
Muhammad Roy Purwanto
Millah: Journal of Religious Studies Vol. IX, No. 2, Februari 2010 Menggugat Pendidikan Nirketeladanan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia
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DOI: 10.20885/millah.vol9.iss2.art3
This article aims to describe the ruwatan concepts as a part of the Javanese traditions in the form of educational values. ‘Ruwatan’ is often claimed as a negative tradition that tends to polytheism. However, the fact indicates that ruwatan is still existing in Javanese society tradition until recent ages. Based on the condition, the article tries to explain the positive meaning of ruwatan. Since it has positive meaning, the ruwatan is necessary to preserve. In the tradition, it contains one of moral education methods to educate society in order to make better human beings. The study found some educational values in the tradition, i.e. theological education, philosophical education, and social education.
التربية الخاطئة له دور كبير في شكل موقف العنف
Wawan Djunaedi
Millah: Journal of Religious Studies Vol. IX, No. 2, Februari 2010 Menggugat Pendidikan Nirketeladanan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia
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DOI: 10.20885/millah.vol9.iss2.art4
Commitment to say no to violance probably is consensus among people on the world. No one want to see blood-shed, butchering to women, chindren, and weak group (read: mustadh’afin). The Glorious hope of human actually is in line with all religion creeds. Neither religion nor sect of faith spread teachings except the values of peacefulness and anti violance. Budha teachs unpretentiousness, Christian gives lessons to somebody about love and pity, Confusius makes its followers practice wisdom, Islam advices Moslem to spread mercy for all of the world. However, religion which has the glorious values often appear to be evil face. Many good teaching in some religions were misinterpreted and in fact made as legitimation tools for extreme actions via distortive religious education. This article will focus on discussion about how is the relation between religious educational values and extreme actions among religion followers reflected ambiguous, inconsistent, and contradictive relation.
TRANSFORMING ISLAMIC VALUES INTO CIVIC EDUCATION
Samsuri Samsuri
Millah: Journal of Religious Studies Vol. IX, No. 2, Februari 2010 Menggugat Pendidikan Nirketeladanan
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia
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DOI: 10.20885/millah.vol9.iss2.art5
Artikel ini menyajikan kajian pendahuluan tentang penafsiran Islam sebagai sebuah system nilai yang diperlukan dalam pengkajian Pendidikan Kewarganegaraan di perguruan tinggi Islam Indonesia. Dalam kajian ini, contoh inspirasi Islam dalam Pendidikan Kewarganegaraan di perguruan tinggi Islam mengambil kasus di Universitas Islam Negeri Syarif Hidayatullah Jakarta dan Universitas Muhammadiyah Yogyakarta sebagai pelopor pengembangan Pendidikan Kewarganegaraan di lingkungan Perguruan Tinggi Muhammadiyah. Dalam artikel ini, penulis menelusuri kerangka pembaharuan pemikiran Islam tentang gagasan-gagasan demokrasi, hak asasi manusia, dan masyarakat madani (civil society) yang juga turut mempengaruhi pengembangan Pendidikan Kewarganegaraan di kedua institusi yang dikaji. Dari kajian dokumentasi berupa buku bahan ajar Pendidikan Kewarganegaraan di kedua institusi tersebut, transformasi nilai-nilai ke-Islam-an ke dalam Pendidikan Kewarganegaraan memiliki sumbangan penting tentang pemaknaan upaya membentuk warga negara yang baik dengan identitas Islam.