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Rina Desiana
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Gedung Fakultas Ekonomi dan Bisnis Islam Program Studi Ekonomi Syariah Jl. Syekh Abdul Rauf, Kopelma Darussalam, Banda Aceh, Aceh, Indonesia
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INDONESIA
EKOBIS SYARIAH
Published by Universitas Islam Negeri Ar-Raniry Banda Aceh
ISSN : -     EISSN : 25797042     DOI : http://dx.doi.org/10.22373/ekobis
Core Subject : Religion, Economy, Science, Social,
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Library & Information Science Social Sciences
Kesadaran penerapan prinsip-prinsip ekonomi syariah dalam seluruh aktivitas ekonomi semakin meningkat seiring dengan adanya bukti empiris bahwa sistem ekonomi konvensional belum sepenuhnya mampu meningkatkan kesejahteraan masyarakat secara keseluruhan. Penerapan sistem ekonomi konvensi hanya menyisakan masalah warisan seperti meningkatnya ketimpangan pendapatan, semakin lebarnya jurang kemiskinan dan persoalan-persoalan lainnya yang berdampak pada adanya marjinalisasi satu golongan terhadap golongan lain. Kehadiran ekonomi syariah diharapkan mampu menyelesaikan berbagai persoalan dalam ekonomi sehingga terciptanya pembangunan ekonomi yang berkeadilan dan dapat dinikmati oleh seluruh masyarakat.Namun dalam prakteknya, penerapan prinsip-prinsip ekonomi syariah perlu didukung oleh penelitian baik empiris maupun teoritis.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 111 Documents
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Halal Awareness on Self Declaire Halal Certification Program Baidhowi, Muhammad Mujib; Triwibowo, Ananto
EKOBIS SYARIAH Vol. 9 No. 1 (2025): Islamic-Based Economic and Business Development in the Context of Community Emp
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v9i1.29100

Abstract

The development of micro and small businesses in Indonesia is always increasing, so the role of the government is needed to supervise the products produced, both starting from the raw materials used, the manufacturing process to being ready to be distributed to consumers. Halal awareness or halal awareness is a basic thing and must be owned by business actors so that the products traded have guarantees in terms of process and law in accordance with the provisions of Islamic sharia. So that the implementation of Halal Awareness is considered important in the ongoing halal certification program. This study uses a qualitative descriptive method using primary and secondary data which is then analyzed using several processes, namely, First, data reduction. Second, the presentation of data, after the data reduction process, the data is presented in the form of a description. And third, draw conclusions. The results obtained show that halal awareness which includes the indicators of Halal Syar'i Awareness (Zattiyah), Halal Awareness Hygienic, Halal Safe Awareness (Security) and Halal Quality has a very important role so that business actors consciously understand how to apply halal to their products, and this is in line with the government's role in the ongoing self-declaration program.
Analisis Faktor-Faktor yang Mempengaruhi Retrun On Asset (ROA) dengan Ukuran Perusahaan sebagai Variabel Moderating Hidayah, Fitri Naila; Samsuri, Andriani
EKOBIS SYARIAH Vol. 9 No. 1 (2025): Islamic-Based Economic and Business Development in the Context of Community Emp
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v9i1.29225

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pembiayaan ijarah, mudharabah, dan rahn terhadap ROA dan menjadikan ukuran perusahaan sebagai variabel moderating secara parsial dan secara simultan. Metode penelitian yang digunakan pada penelitian ini yakni metode kuantitatif dengan menggunakan data sekunder berupa laporan keuangan bulanan KSPPS BMT XXXX periode 2019-2023 dan sampel yang digunakan berjumlah 60 sampel. Adapun teknik analisis data yang digunakan yakni Moderated Regression Analysis (MRA). Hasil penelitian menunjukkan bahwa secara parsial pembiayaan ijarah berpengaruh positif terhadap ROA, sementara pembiayaan mudharabah, dan rahn tidak berpengaruh positif terhadap ROA. Secara simultan, pembiayaan ijarah, mudharabah, dan rahn berpengaruh terhadap ROA. Kemudian terkait peran moderasi ukuran perusahaan menunjukkan bahwa, secara parsial ukuran perusahaan mampu memperkuat pengaruh pembiayaan ijarah terhadap ROA, namun ukuran perusahaan tidak mampu memperkuat pengaruh pembiayaan mudharabah, dan rahn terhadap ROA. Secara simultan ukuran perusahaan mampu memperkuat pengaruh pembiayaan ijarah, mudharabah dan rahn terhadap ROA.
HALAL TOURISM POTENTIAL OF CEMARA INDAH BEACH IN DEVELOPING THE COMMUNITY BUSINESS SECTOR Yulindawati, Yulindawati
EKOBIS SYARIAH Vol. 9 No. 1 (2025): Islamic-Based Economic and Business Development in the Context of Community Emp
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v9i1.29288

Abstract

The results of the research show that the tourism potential of Cemara Indah Beach which can support the development of the community's business sector is the location of the tourist attraction close to residential areas so that people can easily open their businesses, Cemara Indah Beach is close to the national road so it has the potential for small businesses from the community, the potential of the sea and a very beautiful beach, the natural beauty around Cemara Indah Beach that supports it, the availability of good facilities and infrastructure, providing tourist facilities for children and adults, the availability of various culinary foods for visitors and the existence of artificial park tourist attractions, sports fields and play areas children. The potential impact of Cemara Indah Beach tourism on the community business sector is the emergence of various types of community businesses such as opening kiosks selling snacks, traditional culinary businesses, the emergence of businesses providing tourist facilities, games rental businesses for visiting children and the existence of a managed culinary business sector. by BUMG Gampong Ujong Batee.
ZISWAF'S Role as Community Empowerment Through One Family One Graduate Scholarship at Baitul Mal Aceh Muksal, Muksal; Arifin, Muhammad; Aspira, Muizatul
EKOBIS SYARIAH Vol. 9 No. 1 (2025): Islamic-Based Economic and Business Development in the Context of Community Emp
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v9i1.29631

Abstract

Community empowerment through the One Family One Bachelor (SKSS) scholarship is a program that has the potential to develop society both economically, personally and socially. Therefore, this research examines community empowerment and its mechanisms and optimization. The purpose of this research is to determine the mechanism and optimization of community empowerment through SKSS scholarships at Baitul Mal Aceh. This research uses qualitative research methods with a field research approach. The research results show that the mechanism for community empowerment through the SKSS scholarship includes the objectives of the stages and the benefits obtained, where this mechanism is still not well realized. So the optimization of community empowerment through SKSS scholarships is seen from three dimensions of optimization, namely efficiency, effectiveness and economics, which are described by several indicators, which are still classified as less than optimal, because of the many obstacles and obstacles faced and the output that has not been achieved. However, on the other hand, Baitul Mal Aceh is currently trying to carry out an evaluation, designing a new, better system which is expected to optimize community empowerment through SKSS scholarships in the future.
Analysis of Using Intergovernmental Transfers and Local Own-Source Revenue on Poverty Reduction: Islamic Economics Perspective Humaira, Annisa; Azzuhra, Alfia; Awang Darmawan Putra
EKOBIS SYARIAH Vol. 9 No. 1 (2025): Islamic-Based Economic and Business Development in the Context of Community Emp
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v9i1.29925

Abstract

In Islam, the income of a region is based on the principles that must be followed to achieve falah, which improves the welfare of the community. The fulfillment of maqasid al-shariah in a region can be measured by how well regional revenues are used to achieve the basic objectives of Islamic law. This study examines the influence of Intergovernmental Transfers (TKD) and Local Own-Source Revenue (PAD) on the reduction of poverty rates in Pidie district. This study aims to look at the analysis of using TKD and PAD in Pidie Regency on the reduction of poverty rates in the perspective of Islamic economics. The data used are data on the number of realization of TKD revenues, the number of realization PAD revenues, and the percentage of poverty in Pidie Regency with a span of time from 2014 to 2023. The results of the study showed that TKD had a negative and significant effect on poverty, while PAD had a negative but not significant effect. Simultaneous tests showed that the TKD and PAD variables had a negative and significant effect on the poverty rate in Pidie Regency.
The Role of Product Differentiation, Customer Purchase Intention, and Islamic Self-Congruity in Driving Customer Loyalty Cavallera, Riyan; Nabhan, Faqih
EKOBIS SYARIAH Vol. 8 No. 1 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i1.20330

Abstract

Objective: This research aims to examine efforts to encourage the optimization of product differentiation, which can significantly impact customer purchase intention and Islamic self-congruity, thereby enhancing customer loyalty. Research Design & Method: This study was conducted with 150 Shopee customers residing in Salatiga city, utilizing an online questionnaire distributed via WhatsApp (WA) using accidental sampling technique. The collected data were processed using Partial Least Square Program Smart (PLS) Version 4.0, with Variance Based Structural Equation Modeling (SEM). Findings: The results of this research indicate that product differentiation is effective in driving customer purchase intention and Islamic self-congruity but fails to increase customer loyalty. Furthermore, customer purchase intention plays a significant role in boosting customer loyalty. However, Islamic self-congruity does not lead to increased customer loyalty. Implications & Recommendations: This study concludes that higher levels of product differentiation in Muslim clothing offered by Shopee do not directly enhance customer loyalty. Companies need to manage and optimize customer purchase intention to have a more substantial impact on driving customer loyalty. Islamic self-congruity has not successfully leveraged product differentiation in increasing customer loyalty. Contribution & Value Added: This research offers a fresh perspective on self-congruity theory, highlighting that self-congruence based on specific beliefs and religious convictions provides an opportunity for a broader exploration of customer behavior phenomena. Future research would be intriguing if conducted with more heterogeneous respondents, leading to a deeper understanding of the roles of customer purchase intention and Islamic self-congruity in enhancing customer loyalty.
The Mechanism for Calculating the Nishab of Zakat for Civil Servants’ Income According to MUI Fatwa No 3 Year 2023 Asri, Juinda; Supardi, Supardi; Setiawan, Adi; Afrianty, Nonie
EKOBIS SYARIAH Vol. 8 No. 1 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i1.20370

Abstract

Civil servants are one of the subjects of zakat, which is called income zakat, and each zakat is issued if it has reached the nishab. The Indonesian Ulema Council regulates zakat in the MUI Fatwa Number 3 of 2003 concerning Zakat Income. The UPZ of the Regional Office of the Ministry of Religion of Bengkulu Province takes zakat on income every month from all groups of civil servants, even though some of the income of certain groups of civil servants has not reached the nishab. Determining the income nishab value is based on the Decree of the Chairman of BAZNAS No. 14 of 2021 concerning the income and services zakat nishab in 2021. The income nishab value is 85 grams of gold multiplied by IDR. 938,099,- amounting to Rp. 79,738,415,-. The research method used is descriptive analytical method with a qualitative approach. The results of this research show that: 1) the calculation of the zakat nishab on civil servant income applied by UPZ at the Regional Office of the Ministry of Religion of Bengkulu Province is taken from the basic salary of civil servants which is then paid out at 2.5% every month. 2) The calculation of the zakat nishab on civil servants' income by UPZ at the Regional Office of the Ministry of Religion of Bengkulu Province is not in accordance with MUI Fatwa Number 3 of 2003 because zakat is imposed on all groups of civil servants, zakat is taken from all gross income, and zakat is issued even though it has not yet reached the haul time.
Literature Review Riset peran Maqasyid Syariah di Perbankan Syariah Indonesia Syarif, Dafiar; Wahyu, Wawan Devis; Syukawati, Syukawati; Mailindr, Wiyan; Sarmigi, Elex
EKOBIS SYARIAH Vol. 8 No. 1 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i1.20568

Abstract

Penelitian ini bertujuan untuk melakukan tinjauan pustaka terhadap hasil penelitian tentang realisasi indeks maqashid syariah (MSI) pada perbankan syariah. Penelitian ini menggunakan pendekatan kualitatif dengan menerapkan metode deskriptif-analitis. Hasil penelitian ini menunjukkan bahwa beberapa hasil penelitian menekankan pentingnya realisasi indeks maqashid syariah (MSI) pada perbankan syariah. Dari Diskusi menjelaskan bahwa adanya pengaruh positif yang signifikan dari kinerja sosial berbasis Maqasid al-Shariah terhadap kinerja keuangan, Indeks maqasid syariah terbukti berpengaruh positif dan signifikan terhadap Kinerja Berbasis Akuntansi. Penelitian ini menyimpulkan penting sekali lembaga keuangan terkhusunya bank syariah menggunakan penilaian dengan indikator muqasyid syariah atau indikator penilaian yang dilahirkan dari bidang ilmu ekonomi islam
Pengaruh Kualitas Pelayanan, Kualitas Informasi, dan Islamic Branding Terhadap Kepuasan Konsumen Pada Situs Jual Beli Shopee (Studi Kasus Mahasiswa FEB Untirta) Prihartama, Toto; Mukhsin, Moh.
EKOBIS SYARIAH Vol. 8 No. 1 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i1.22797

Abstract

Penelitian ini bertujuan untuk menyelidiki dampak variabel kualitas pelayanan, kualitas informasi, dan Islamic branding terhadap tingkat kepuasan konsumen, khususnya dalam kerangka konsumen Shopee. Penelitian menggunakan pendekatan kuantitatif dengan jenis pendekatan asosiatif. Sumber data primer adalah melalui pembagian kuisoner. Sedangkan sumber data sekunder berasal dari jurnal, artikel dan buku yang berkaitan dengan topik pengaruh kualitas pelayanan, kualitas informasi dan islamic branding terhadap kepuasan konsumen. Pengumpulan data melalui observasi, wawancara, dan dokumentasi. Analisis data dilakukan dengan tahapan reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian ini yaitu secara parsial kualitas pelayanan, kualitas informasi dan islamic branding memiliki pengaruh positif dan signifikan terhadap kepuasan konsumen. Selanjutnya secara simultan kualitas pelayanan, kualitas informasi dan islamic branding memiliki pengaruh positif dan signifikan terhadap kepuasan konsumen.
THE INFLUENCE OF EDUCATION, KNOWLEDGE AND SKILLS ON THE PERFORMANCE OF PT BANK ACEH SYARIAH EMPLOYEES Ismuadi, Ismuadi; Muksal, Muksal; Yusuf, Maya Ariska
EKOBIS SYARIAH Vol. 8 No. 1 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i1.22869

Abstract

Kinerja suatu perusahaan, termasuk perbankan, dalam mencapai tujuannya sangat bergantung pada kemampuan sumber daya manusianya (karyawan) dalam melaksanakan tugas dan tanggung jawabnya. Penelitian ini bertujuan untuk mengetahui pengaruh faktor pendidikan, pengetahuan dan keterampilan terhadap kinerja pegawai Kantor Pusat PT Bank Aceh Syariah. Dengan menggunakan 74 data responden, sampel dalam penelitian ini adalah karyawan PT Bank Aceh Kantor Pusat Syariah. Data diolah menggunakan aplikasi SPSS dengan analisis regresi linier berganda. Hasil menyatakan bahwa pendidikan tidak berpengaruh terhadap kinerja karyawan PT Bank Aceh Syariah, pengetahuan tidak berpengaruh terhadap kinerja karyawan PT Bank Aceh Syariah, keterampilan berpengaruh terhadap kinerja karyawan PT Bank Aceh Syariah, sekaligus pendidikan, pengetahuan dan keterampilan bersama-sama berpengaruh terhadap kinerja karyawan PT Bank Aceh Syariah.

Page 10 of 12 | Total Record : 111

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