cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Fitra Rizal
Contact Email
jurnaljess@gmail.com
Phone
+6281230038302
Journal Mail Official
jurnaljess@gmail.com
Editorial Address
Jl. Nori No. 14A, Kelurahan Beduri, Kab. Ponorogo, Provinsi Jawa Timur
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Journal of Economics and Social Sciences
Published by CV. Civiliza Publishing
ISSN : 28305337     EISSN : 28305264     DOI : -
Core Subject : Economy, Science, Agriculture, Social,
Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences
ournal of Economics and Social Sciences (JESS) is a peer-reviewed journal published twice a year (every June and December) by CV. Civiliza Publishing. Journal of Economics and Social Sciences (JESS) accepts original scientific papers that have never been published. The discussion in this journal includes: Economics; Business; Finance; Philanthropy; Social Science; Public; and others within the scope of economics studies. P-ISSN 2830-5337 E-ISSN 2830-5264. It is located at: Ponorogo East Java Indonesia. The scope includes theories and practices in the field of economics and Social Sciences. This includes but not limited to: Economics; Business; Finance; Philanthropy; Social Science; Public; and others within the scope of economics studies.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 270 Documents
 23   24   25   26   27 
Analysis of Obstacles and Obstacles to the Use of Digital Money in Society Rosalinda Sihombing; Putri Wahyu Harahap; Selma Bintang Afrizalia; Mailen Kristina Zebua; Hildawati Hildawati
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1625

Abstract

This research aims to analyze the obstacles and obstacles in the use of digital money in society. The research focus includes network and transaction constraints, administrative costs and transaction deductions, security issues, the level of public trust in digital systems, and assistance and problem handling services. This study uses a descriptive quantitative method with data collection techniques through the distribution of questionnaires to 45 respondents using digital money. Data analysis techniques were carried out using descriptive analysis through tables, percentages, charts, and interval scale scores. The results showed that all aspects of the research were in the agree category, which means that respondents still felt various obstacles in the use of digital money. Administration fees and transaction discounts are the most dominant obstacles with the highest interval score of 180. In addition, security issues such as fraud and account hijacking as well as the level of public trust in digital systems also received a high score of 177. This study concludes that aspects of cost, security, and service quality are still important factors that affect people's comfort and trust in using digital money.
BSI Digital Financial Transition Mechanism in Improving the Financial Literacy of Urban and Rural Communities in Majene Rahmawati Rahmawati; Syahriyah Semaun
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1627

Abstract

The transformation of digital finance in the Islamic banking sector has become inevitable due to rapid technological progress and rising demand for inclusive efficient services. This study examines the digital transition mechanism implemented by Bank Syariah Indonesia in enhancing financial literacy in urban and rural communities of Majene Regency. Using a qualitative case study approach, data were collected through interviews, observations, and documentation involving bank staff, customers, MSMEs, and community leaders. Thematic interactive analysis reveals that digital banking, especially mobile applications, functions as an informal learning medium that gradually improves financial literacy. Urban users benefit more due to better infrastructure and digital skills, while rural communities face barriers including limited access, low technological understanding, and trust issues. Religiosity and adherence to sharia principles also shape adoption decisions. Thus, literacy is influenced not only by knowledge and skills but also by social norms and beliefs. Overall, digital financial transformation represents a multidimensional social process requiring integrated innovation, community engagement, and supportive infrastructure to ensure inclusive and sustainable outcomes. Future strategies should emphasize localized education, user experience adaptation, and trust building initiatives to bridge the urban rural divide and maximize the impact of Islamic digital finance development across diverse community settings effectively.
Digitalization, Competence, and Organizational Support as Determinants of ASN Performance: The Role of Motivational Mediation in Local Government Agencies in Indonesia Hetty Fitriyah; Zuripal Zuripal
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1632

Abstract

Objective: This study aims to analyze the influence of digitalization, competence, and organizational support on the performance of the State Civil Apparatus (ASN), with work motivation according to mediation variables. The research was conducted at the South Solok Regency Population Control, Family Planning, Women's Empowerment, and Child Protection Office. Design/method/approach: This study uses a quantitative approach with explanatory design and cross-sectional surveys. The research population amounted to 54 ASN. The sampling technique uses total sampling, so that the entire population is used as a respondent. Data were collected through questionnaires and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS. Findings: The results of the study show that digitalization, competence, and organizational support have a positive and significant effect on motivation. Motivation also has a positive and significant effect on the performance of ASN. Directly, digitalization, competence, and organizational support have a positive and significant effect on the performance of ASN. Competency is the most dominant factor in improving the performance of ASN, followed by digitalization and organizational support. The results of the mediation test showed that motivation mediated the influence of competence on the performance of ASN partially. Motivation also mediates the influence of digitalization on ASN performance, but with a weak level of mediation. Organizational support does not have a positive and significant effect on the performance of ASN through motivation. Originality/value: This article contributes to the study of public sector human resource management by integrating digitalization, competence, organizational support, motivation, and performance in one empirical model. This research also presents evidence from local government agencies in Indonesia that are facing the demands of digital transformation and limited human resource readiness.
Enhancing Organizational Commitment Through Work Experience: The Mediating Role of Job Satisfaction Fidela Hanan Zivana; Wahyuddin Bagenda; Yani Restiani Widjaja
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1638

Abstract

This study aims to analyze the effect of work experience on organizational commitment, the effect of work experience on job satisfaction, the effect of job satisfaction on organizational commitment, and the effect of work experience on organizational commitment through job satisfaction as a mediating variable in employees of RS X in Semarang. The method used was a quantitative approach with a correlational research design, using questionnaires as a data collection instrument, involving 86 respondents selected through simple random sampling techniques, and analyzed using classical assumption tests, multiple linear regression, and Sobel mediation tests. The results showed that work experience had a significant effect on organizational commitment, as shown by a significance value of 0.001 which was smaller than 0.05. Work experience has also been shown to have a significant effect on job satisfaction with a significance value of 0.000. Other findings show that job satisfaction has a significant effect on organizational commitment, with a significance value of 0.023. The mediation test showed that job satisfaction was able to mediate the influence of work experience on organizational commitment, where the indirect influence coefficient was proven to be significant based on the results of the Sobel test. Overall, this study confirms that employees' work experience not only shapes job satisfaction, but also strengthens their attachment to the organization, both directly and through the role of job satisfaction mediator.
The Strategic Role of Hospital Management in Ensuring the Security of Health Information and Preventing Patient Data Leakage: A Case Study at Agung Mulia Hospital Agung Suhirman; Muharyati Muharyati; Latifah Indriasari Utami; Fajar Hadi Wijayanto; Marsudi Dedi Putra
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1641

Abstract

This study aims to analyze in depth the strategic role of hospital management at RSU Agung Mulia in formulating policies, implementing cyber protection systems, and overcoming operational constraints to ensure health information security and prevent patient data breaches. A qualitative approach with a descriptive research type was applied to uncover facts directly in the field through a natural setting. The primary data collection technique was conducted through in-depth interviews with three key informants, namely the Director, the Head of the Information Technology Unit, and the Head of the Medical Records Department, which was further strengthened by objective direct observation methods. The data analysis procedure followed an interactive model encompassing data reduction, data display, and conclusion drawing stages. The results of the study indicate that management policies are focused on formulating strict internal regulations, restricting medical data access rights based on job roles, and mandating the signing of staff integrity pacts. The main obstacles faced by the institution include operational budget constraints, outdated hardware conditions, and low digital literacy among administrative staff, which trigger human errors in the service area. Managerial efforts to circumvent these limitations are realized through a financial cluster strategy with hardware leasing options, optimizing operating systems using open-source software, and conducting periodic phishing attack simulations. The implementation of a reward and punishment system combined with the appointment of cyber pioneers has proven successful in altering staff behavior to become more disciplined and increasing operational compliance in safeguarding patient data confidentiality.
Complaint Customer Service Complaint Handling Strategies in Enhancing Customer Satisfaction at Bank Syariah Indonesia KCP Madiun Caruban Nur Ayu Widia; Fitra Rizal
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1642

Abstract

This study examines how complaint handling strategies implemented by customer service are utilized to enhance customer satisfaction at Bank Syariah Indonesia (BSI) KCP Madiun Caruban. Complaint handling theory emphasizes the importance of being prompt and responsive, providing empathy and a personal approach, offering appropriate and fair solutions, and conducting follow-ups. However, discrepancies between customer expectations and the actual service received persist; therefore, customer service complaint handling strategies need to be analyzed to ensure they are more effective in improving customer satisfaction at BSI KCP Madiun Caruban. This study employs field research with a qualitative approach to gain an in-depth understanding of the customer service complaint handling strategies used to increase customer satisfaction at BSI KCP Madiun Caruban. Data were gathered through semi-structured interviews, direct observations, and Google reviews. The findings indicate that the complaint handling strategies at BSI KCP Madiun Caruban which include being prompt and responsive, showing empathy through a personal approach, providing appropriate and fair solutions, and conducting follow-ups after resolution are generally effective in increasing customer satisfaction. Nevertheless, the promptness and responsiveness aspect still requires improvement. The impact of these strategies is reflected in customer loyalty, service re-use, and positive recommendations. Customer service complaint handling strategies at BSI KCP Madiun Caruban are proven to increase customer satisfaction, although the speed of response still needs to be enhanced.
The Effect of Non-Performing Financing, Financing to Deposit Ratio, and Capital Adequacy Ratio on Murabahah Financing at Bank Mega Syariah for the 2019-2025 Period Nelly Himmatus Sa’diyah; Kus Irawan Prabowo
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1655

Abstract

This research is motivated by the phenomenon of fluctuations in murabahah financing occurring at Bank Mega Syariah. Murabahah financing is one of the financing products that is quite dominant used in Sharia Commercial Banks At Bank Mega Syariah, murabahah financing is also quite dominant. Murabahah financing at this bank tends to decline starting at the end of 2019, where murabahah financing dropped drastically in 2020. However, it increased again in 2025. This condition is allegedly influenced by several internal banking factors, including Non Performing Financing (NPF), Financing to Deposit Ratio (FDR), and Capital Adequacy Ratio (CAR). In the study, a quantitative approach is used, the type of research is associative. This research uses a sample in the form of quarterly financial statements of Bank Mega Syariah for the 2019–2025 period. The sampling technique uses saturated sampling, so that all populations become research samples. The data collection technique is carried out through documentation. The data that has been collected is then analyzed using the multiple linear regression analysis method through the EViews 13 application. The results of this study show that: (1) The Non-Performing Financing (NPF) variable has no effect on murabahah financing. (2) The Financing to Deposit Ratio (FDR) variable has a significant positive effect on murabahah financing. (3) The variable Capital Adequacy Ratio (CAR) has a significant negative effect on murabahah financing. (4) Simultaneously (together), the variables of NPF, FDR, and CAR have an effect on murabahah financing in Mega Syariah Bank.
The Effect of EPS, TATO, CR, PBV on Stock Prices of Energy Companies on the IDX (2021-2024) Nadia Ratubelia; Fahrul Imam Santoso
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1661

Abstract

This study aims to determine the relationship between Earnings Per Share, Total Asset Turnover, Current Ratio, and Price Book Value on the stock prices of energy sector companies on the Indonesia Stock Exchange over four years, 2021-2024. Earnings Per Share describes a company's ability to generate net profit, Total Asset Turnover indicates the company's efficiency in utilizing its assets, Current Ratio indicates the company's ability to meet short-term liquidity needs, while Price Book Value describes how the market assesses a company's value based on its book value. This study uses a quantitative method with an associative approach. The sample selection method uses a purposive sampling method, by selecting energy sector companies that are continuously listed on the Indonesia Stock Exchange and issue complete financial reports during the study period. The data used are secondary data obtained from annual financial reports and stock price data published on the official website. To analyze the data, the researcher used multiple linear regression with the help of the SPSS program to examine the effect of all independent variables on stock prices. The results show that Earnings Per Share and Price Book Value have a positive and significant effect on stock prices, while Total Asset Turnover and Current Ratio do not have a significant effect. These findings indicate that investors in the energy sector pay more attention to the level of profitability and market value of a company than to the efficiency of assets and the company's liquidity capabilities in making investment decisions.
The Effect of Production Costs and Selling Prices on the Income of Orange Farmers in Bandar Meriah Village, Munte District, Karo Regency A.Monica S Meliala; Dina Sarah Syahreza
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1667

Abstract

This study aims to analyze the influence of production costs and selling prices on the income of citrus farmers in Bandar Meriah Village, Mute District, Karo Regency. The method used is a quantitative approach with data collection through questionnaires. A sample of 60 farmers was selected using a purposive sampling technique from a population of 150 people based on the Slovin formula. The data were analyzed using multiple linear regression with the help of SPSS 26, including validity, reliability, classical assumption test, partial test (t test), simultaneous test (F test), and determination coefficient (R²). The results of the study showed that production costs had a positive and significant effect on the income of citrus farmers with a t-value of 4.194 and a significance of 0.000. The selling price also has a positive and significant effect with a t-value of 2.430 and a significance of 0.018. Simultaneously, the two variables had a significant effect with F counting 13.632 and a significance of 0.000. The Adjusted R Square value of 0.300 indicates that production costs and selling prices are able to explain 30% of the variation in income of citrus farmers, while 70% is influenced by other factors. It was concluded that efficient production cost management and optimal selling price strategies are the key to increasing the income of orange farmers in Bandar Meriah Village.
Business Philanthropy: Integrating Zakat and Sadaqah as Drivers of Business Growth at the Purwoharjo Branch of BMT NU East Java Siti Nur Haliza; Imam Khusnudin
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1705

Abstract

This study aims to analyze how the integration of zakat and sadaqah into business activities serves as a driving factor for business growth among members of BMT NU East Java, Purwoharjo Branch. The research employed a qualitative approach with a case study design to examine the practice of business philanthropy through the integration of zakat and sadaqah as catalysts for the growth of businesses operated by members of BMT NU East Java, Purwoharjo Branch. Data were collected through observation, in-depth interviews, and documentation involving eight purposively selected informants, consisting of BMT managers and entrepreneur members. Data analysis was conducted using the interactive model of Miles, Huberman, and Saldaña, which includes data condensation, data display, and conclusion drawing. Data validity was ensured through source triangulation, technique triangulation, and member checking to obtain credible and in-depth findings. The results indicate that the integration of zakat and sadaqah functions as a catalyst for business growth among BMT members through three main mechanisms. First, zakat and sadaqah foster a blessing-oriented business mindset that integrates economic, social, and spiritual objectives. Second, Islamic philanthropic practices enhance customer trust and loyalty by strengthening the business's image and moral legitimacy. Third, zakat and sadaqah expand social networks and business opportunities through the development of social capital that facilitates access to information and business collaboration. These findings demonstrate that Islamic philanthropy contributes to strengthening the resilience, competitiveness, and growth of micro-enterprises. Therefore, the development of Sharia-based MSMEs should integrate Islamic philanthropic values as the foundation of a sustainable and spiritually grounded business ecosystem.

Page 27 of 27 | Total Record : 270

 23   24   25   26   27 

Filter by Year

2022 2026


Reset
Filter By Issues
All Issue Vol. 5 No. 1 (2026) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS) Vol. 4 No. 1 (2025): Journal of Economics and Social Sciences (JESS) Vol. 3 No. 2 (2024): Journal of Economics and Social Sciences (JESS) Vol. 3 No. 1 (2024): Journal of Economics and Social Sciences (JESS) Vol. 2 No. 2 (2023): Journal of Economics and Social Sciences (JESS) Vol. 2 No. 1 (2023): Journal of Economics and Social Sciences (JESS) Vol. 1 No. 2 (2022): Journal of Economics and Social Sciences (JESS) Vol. 1 No. 1 (2022): Journal of Economics and Social Sciences (JESS)