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IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah
Published by Sekolah Tinggi Agama Islam Al-Mas'udiyah Sukabumi
ISSN : 28298101     EISSN : 28292960     DOI : https://doi.org/10.69768
Core Subject : Economy, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
JThis journal focused on Islamic law on economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Islamic law on Islamic Banking, Islamic Marketing, Islamic Human Resources, Islamic Finance, Zakah, Waqf, Poverty Alleviation, Islamic Public Finance, Monetary Economics, Economic Development, Maqasid al-Shariah, Institutional Economics, Islamic management, Behavioural Economics and Finance, Corporate Governance, Risk Management, Shariah issues, Financial Engineering, Securitization and Sukuk, Islamic Capital Markets, Insurance and Takaful, Regulatory Issues, Corporate Social Responsibility in Islam and other topics which related to this area. The journal is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 47 Documents
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Etika Bisnis Dalam Islam Ahmad Bisri Musthafa
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 1 No. 2 (2022): Volume 1 Nomor 2, Oktober 2022
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (244.82 KB) | DOI: 10.69768/ji.v1i2.11

Abstract

Economic practices at the time of the Prophet and Khulafaurrasydin showed a large role of the market. The research method used is descriptive research is a form of research aimed at describing existing phenomena, both natural phenomena and man-made phenomena, can be in the form of forms, activities, characteristics, changes, relationships, similarities, and differences between one phenomenon and another. . This research data collection technique uses two kinds of data sources, namely primary data and secondary data. The results showed that the Prophet really appreciated the price set by the market as a fair price. However, the market here requires morality, including: fair competition, honesty, openness, and fairness. If these values ​​have been established, then there is no reason to reject the market price. so that in the market there is a sale and purchase called muamalah. Business ethics in Islam is not limited to mere study and research, but more than that business ethics in Islam needs to be applied in modern business practices. In the perspective of Islamic law, there are basic principles that must be avoided in doing business, namely: it does not contain elements of usury, does not contain elements of fraud and does not do business with prohibited goods.
Jual Beli Saham Dalam Perspektif Hukum Islam Hadiat
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 1 No. 2 (2022): Volume 1 Nomor 2, Oktober 2022
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (227.799 KB) | DOI: 10.69768/ji.v1i2.12

Abstract

The concept of sharia investment is based on the principles of morality and justice which make it the basis of value, besides that the concept of sharia investment is to avoid the so-called Maisyir, Gharar and Riba. This research is a research conducted using library research, either in the form of books, notes, or reports on research results. The results of the study show, from the perspective of sharia economic law, buying and selling or investing in shares for investment purposes is permitted, because buying and selling with halal underlying shares is even recommended because it fulfills investment and asset development as one of the maqasid sharia (Hifdzul maal). While buying and selling for speculative purposes (playing shares) is not permitted.
Insurance In The Perspective Of Islamic Law Mintarsih, Mimin; Saehudin
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Terbitan Volume 2 Nomor 1, April 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i1.13

Abstract

Munculnya asuransi syariah di dunia didasarkan pada anggapan bahwa asuransi yang ada selama ini yaitu asuransi konvensional banyak mengandung unsur gharar, maisir, dan riba. Asuransi ini sangat memegang prinsip yaitu ta'awunu 'ala al birr wa al-taqwa (tolonglah kalian semua dalam kebaikan dan takwa) dan al-ta'min (keamanan). Kajian ini bertujuan untuk mengelaborasi konsep asuransi dari perspektif hukum Islam. Metode penelitian yang digunakan adalah penelitian kepustakaan, termasuk dalam jenis penelitian kualitatif. Hasil kajian menunjukkan bahwa Asuransi Syariah (Ta’min, Takaful, atau Tadhamun) adalah upaya saling melindungi dan tolong menolong di antara sejumlah pihak melalui investasi berupa harta dan atau tabarru’ yang memberikan pola kembali menghadapi risiko tertentu melalui akad (perikatan) yang sesuai dengan syariah. Melihat peluang yang besar tersebut, sosialisasi tentang asuransi syariah perlu dilakukan secara lebih serius dan komprehensif, sehingga sangat perlu mensinergikan kepentingan berbagai pihak seperti industri asuransi itu sendiri, pemerintah (regulator), ulama, akademisi, dan lembaga. yang fokus pada pengembangan bisnis syariah. Untuk menjawab besarnya peluang yang ada, diperlukan sumber daya manusia yang profesional dan memadai, disertai dukungan permodalan, ditambah payung hukum yang mendukung.
The Idea Of Maqasyid Syariah According To Al-Syatibi And Its Implementation Of The Islamic Economy Rijaludawa, Wawa; Yanti Nurniati
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Terbitan Volume 2 Nomor 1, April 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i1.14

Abstract

Bermula dari tujuan agama Islam adalah untuk tercapainya kemaslahatan, salah satunya adalah kemasalhatan yang bersifat dharuriyat yang tercakup dalam maqasid Shariah, menjadikan penelitian ini sebagai pembahasan terkait dengan praktik maqasid shariah dalam dunia ekonomi dalam perspektif Al Syatibi. Metode peneltian yang digunakan adalah library research. Hasil penelitian menunjukan, konsep berekonomi sesuai syariat adalah bagian penting dari kebutuhan manusia. Hal ini menyesuaikan dengan Indeks pemberdayaan ekonomi masyarakat dalam memenuhi kesejahteraannya meliputi pendapatan, konsumsi, keadaan hidup, fasilitas perumahan, kesehatan rumah tangga, kualitas pendidikan keluarga, kemudahan anak memasuki jenjang pendidikan, dan perasaan aman bebas dari intervensi kriminal. Sehingga Ekonomi Syariah bagian dari alternatif pemecahan masalah kebutuhan manusia terutama pada hal-hal tersebut yang dimaksud.
Analisis Kekuatan Alat Bukti Pembukuan Perusahaan Dalam Hukum Positif Dan Hukum Islam Muslih, Muslih
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Terbitan Volume 2 Nomor 1, April 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i1.15

Abstract

The rise of companies in Indonesia has led to various kinds of competition, so that if it is not controlled, it is feared that it will lead to unfair (fraudulent) business competition. As for the formulation of the problem in this paper, the first is the definition of evidence in general and the company's bookkeeping evidence, the second is how the strength of the company's bookkeeping evidence is in positive law and Islamic law. The type of research in writing this law is normative legal research or library research, namely legal research by examining library materials or secondary data consisting of primary legal materials. The results of this study the authors conclude with the enactment of provisions governing company documents, the creation, storage, transfer, destruction and submission of company documents can be carried out simply, effectively and efficiently without reducing legal certainty and still protecting the interests of the parties in a legal relationship . Provisions regarding the implementation of storage, transfer, destruction and delivery of documents regulated by this Law are not intended to eliminate the function of the documents concerned as evidence or other legal interests. Keywords;Evidence, Bookkeeping
Islamic Ecosystem To Enhance Fisheries Sector: The Role Of Pesantren And Kampus Merdeka Program In Tasikmalaya Mutmainah, Lu'liyatul; Friantoro, Dian; Rafiqi, Yusep; Joni
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Terbitan Volume 2 Nomor 1, April 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i1.16

Abstract

Being a maritime country and the second largest fish producer in the world, Indonesia has enormous potential in the fishing industry. However, there are various problems, especially for residents of coastal areas or fish farmers. One of them is the mechanism of funding and income that is not ideal for meeting the needs of fishermen, including in the area around Tasikmalaya. Tasikmalaya, as an area whose Islamic culture colors life has the potential for human resources. The communities in Tasikmalaya have adequate religious understanding. This study aims to develop an ecosystem model for community empowerment based on Islamic principles. “Pesantren” and “Kampus Merdeka” programs obtain to support and empower fishing communities or fish cultivating communities. This conceptual research uses a qualitative descriptive method with content analysis from various literature and interview. This research provides an innovative ecosystem model that supports coastal communities or fish farming communities in understanding fishing business processes, sharia-compliant business procedures, and improving financial literacy. To meet the goals of fishermen's welfare, collaboration from various stakeholders is needed. Islamic financial instruments can be optimized for the fisheries sector.
Perilaku Konsumen Dalam Perspektif Islam Annisa, Neng Nur
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Terbitan Volume 2 Nomor 1, April 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i1.18

Abstract

Human resources and the satisfaction of demands or consumption are inextricably linked in daily life. Islamic economics gives an overview of consumption that is permitted and required by Islamic teachings, which are governed by the Shari'ah's laws, as well as providing guidance in this area. Depending on the behavior when utilizing the item or commodity, something that is truly permitted to be used or consumed can turn into something that is against the Shari'a. It can be said that Islamic consumerism is replete with spiritual ideals that subtly advise people to refrain from overindulging and focus on maintaining their well-being rather than their pleasure and satisfaction.
Analisis Gharar Dalam Obyek Jual Beli Online Zamah syari, Mohamad Ainun Najib; Muhammad Abduh
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 1 (2023): Terbitan Volume 2 Nomor 1, April 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i1.19

Abstract

Ease of doing business online, bringing up creative business ideas in marketing business products, or selling various business products, including the practice of dropshipping and mystery boxes. This research will discuss the practice of gharar in online buying and selling in the form of dropship and mystery boxes. This research is a type of descriptive qualitative research. which aims to understand the phenomenon or occurrence of buying and selling online in the form of dropship and mystery box in depth and descriptive. The results of this study are that the continuity of the handover of dropship products to buyers still depends on ownership or full authority over the goods being traded. Dropshipp does not interpret aspects of legal ownership of goods. This can cause uncertainty (gharar) in the handover of goods to buyers, the availability of goods and time. Uncertainty in mystery box products can also contribute to greater risk. The equilibrium point in a mystery box product is not the result of the intersection of supply and demand with the same quality. This means that the level of balance that is created is an apparent balance because it brings together demand and supply that differ in quality.
Review Of The Al-Sharf Academic On The Purchase And Sale Transactions Of Digital Cryptocurrency Assets In Tokocrypto Application Hasanudin, Hasanudin; Nuning Haryati
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 2 (2023): Volume 2 Nomor 2, Oktober 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i2.25

Abstract

Uang digital adalah cikal bakal penciptaan cryptocurrency, mata uang berbasis kriptografi. Oleh karena itu para peneliti meneliti lebih lanjut seperti apa transaksi jual beli yang terjadi di aplikasi Tokocrypto dalam review kontrak al-Sharf. Menggunakan jenis penelitian kepustakaan, pendekatan normatif dan hakikat penelitian yang digunakan dalam penelitian ini adalah deskriptif kualitatif. Teknik pengumpulan data dengan cara teknik dokumenter, pelacakan data online dan observasi. Sebelum Anda dapat melakukan transaksi, Anda diharuskan untuk membuat akun dan melalui proses KYC (Know Your Customer), melakukan deposit sehingga Anda kemudian dapat membeli dan menjual aset. Menurut akad Al-Sharf, syarat penukaran harus dilakukan secara spot, pertukaran dalam rangka mendukung transaksi komersial menghindari jual beli bersyarat, dilakukan dengan pihak yang mampu memberikan valuta asing dan tidak diperbolehkan menjual barang yang belum dikuasai. Hasil dari penelitian ini adalah transaksi yang terjadi di aplikasi Tokocrypto merupakan transaksi yang legal dan mudah digunakan, serta pemenuhan syarat dan pilar al-sharf berlaku jika transaksi yang dilakukan bukan untuk trading. Cryptocurrency halal haram bergantung pada pengguna itu sendiri.
Pengaruh Pemahaman Mahasiswa Tentang Perbankan Syari’ah Terhadap Minat Menjadi Nasabah Di Bank Syari’ah Indonesia Andri, Andri Marta Sudirja; Deden, Deden Ahmad Faoz Almadani; Ilham, Ilham Sidiq Pratama
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 2 (2023): Volume 2 Nomor 2, Oktober 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i2.31

Abstract

The purpose of this study was to determine the effect of Islamic banking students' understanding on interest in becoming customers at Indonesian Islamic banks, because based on the results of initial observations that have been made there are still many banking students who lack understanding to use Islamic banking services so that they still use conventional banking services. . This study aims to determine students' understanding of Islamic banking and determine their interest in becoming customers at the Islamic bank. The method used is a quantitative approach, while the research uses a descriptive method. The data collection techniques are in the form of observation and data analysis techniques using validity tests, reliability tests, classical assumption tests, simple linear regression tests and hypothesis testing using product moment correlation with the help of the IBM SPSS Statistics application so as to obtain the results, namely: 1) Understanding of Islamic banking study program students 'ah Universitas Islam Nusantara regarding Islamic banking was stated quite well with the most agree answers to the questionnaire. 2) The interest of students of Islamic banking study program at Nusantara Islam University to become customers at Indonesian Islamic banks is stated to be quite good with the most agreeable answers to the questionnaire. 3) Based on the calculation results of the hypothesis test on partial significance, it can be explained that there is a significant and positive influence between the independent variable (student understanding) on the dependent variable (interest in being a customer).   Keywords: Student Understanding of Islamic banking, Interest in Becoming a Customer   ABSTRAK Tujuan dari penelitian ini adalah untuk mengetahui pengaruh pemahaman mahasiswa perbankan syariah terhadap minat menjadi nasabah di bank syariah indonesia, karena berdasarkan hasil observasi awal yang telah dilakukan masih banyak mahasiswa perbankan yang kurang pemahamannya untuk menggunakan jasa perbankan syari’ah sehingga mereka masih menggunakan jasa perbankan konvensional. Penelitian ini bertujuan untuk mengetahui pemahaman mahasiswa tentang perbankan syariah dan mengetahui minatnya untuk menjadi nasabah di bank syariah tersebut. Metode yang digunakan menggunakan metode pendekatan kuantitatif sedangkan penelitiannya menggunakan metode deskriptif. Adapun teknik pengumpulan data berupa observasi dan teknik analisis data menggunakan uji validitas, uji reliabilitas, uji asumsi klasik, uji regresi linear sederhana dan uji hipotesis menggunakan correlation product moment dengan bantuan aplikasi IBM SPSS Statistics sehingga memperoleh hasil yaitu: 1) Pemahaman mahasiswa prodi perbankan syari’ah Universitas Islam Nusantara tentang perbankan syari’ah dinyatakan cukup baik dengan jawaban kuesioner paling banyak setuju. 2)Minat mahasiswa prodi perbankan syari’ah Universitas Islam Nusantara menjadi nasabah di bank syari’ah Indonesia dinyatakan cukup baik dengan jawaban kuesioner paling banyak setuju. 3)Berdasarkan Hasil perhitungan uji hipotesis pada signifikan parsial dapat dijelaskan bahwa ada pengaruh secara signifikan dan positif antara variabel independen (pemahaman mahasiswa) terhadap variabel dependen (minat menjadi nasabah).

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