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IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah
Published by Sekolah Tinggi Agama Islam Al-Mas'udiyah Sukabumi
ISSN : 28298101     EISSN : 28292960     DOI : https://doi.org/10.69768
Core Subject : Economy, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
JThis journal focused on Islamic law on economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Islamic law on Islamic Banking, Islamic Marketing, Islamic Human Resources, Islamic Finance, Zakah, Waqf, Poverty Alleviation, Islamic Public Finance, Monetary Economics, Economic Development, Maqasid al-Shariah, Institutional Economics, Islamic management, Behavioural Economics and Finance, Corporate Governance, Risk Management, Shariah issues, Financial Engineering, Securitization and Sukuk, Islamic Capital Markets, Insurance and Takaful, Regulatory Issues, Corporate Social Responsibility in Islam and other topics which related to this area. The journal is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 47 Documents
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Pendekatan Filosofis terhadap Norma Murabahah: Kajian Ontologi, Epistemologi, dan Aksiologi Nur Irmandi; Atang Abdul Hakim; Syamsurijal; Agus Darmawan
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 4 No. 1 (2025): Volume 4 Nomor 1 Tahun 2025
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v4i1.73

Abstract

This study examines the norms of murabahah in the Islamic financial system through a philosophical approach that includes ontology, epistemology, and axiology dimensions. A qualitative approach based on literature studies is used to analyze the nature of murabahah transactions, sources of knowledge about its rules, and ethical values contained in murabahah transactions. Ontologically, murabahah is a transaction that embodies the principle of justice in the sharia economy. From an epistemological perspective, knowledge about murabahah comes from the source of Islamic law interpreted by scholars. Its axiology emphasizes the values of honesty and transparency from the testimony carried out. The results of this philosophical study are expected to provide a deeper understanding of the development and application of murabahah in modern sharia economic practices.
Integrasi Ekonomi dan Spiritual Pemikiran Al-Syaibani dalam Hukum Ekonomi Syariah Akbar Muhamad Ashoni; Mia Amanatul Fitriyah
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 4 No. 1 (2025): Volume 4 Nomor 1 Tahun 2025
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v4i1.74

Abstract

This paper explores the economic thought and legal framework of Islamic economics during the era of Al-Syaibani, a significant figure in the history of Islamic economic thought known for his contributions to understanding the concepts of work and production within an Islamic context. Al-Syaibani emphasizes the role of humans as stewards (khalifah) on earth, responsible for utilizing resources in a manner that promotes the welfare of all beings. In his view, production activities are not merely about seeking profit but are also part of the obligation to create sustainable prosperity for humanity. His renowned work, "Kitab al-Kasb," serves as a foundational text in Islamic microeconomics, addressing critical issues related to income, production, and consumption while highlighting the importance of halal practices in every economic aspect. Al-Syaibani classifies various types of economic endeavors and emphasizes agriculture as the most fundamental activity to meet human needs. He also explains that work is a form of productivity that can lead individuals to sufficiency in worldly life while simultaneously drawing them closer to Allah. Al-Syaibani's perspective on work as a religious obligation illustrates the integration of spiritual values with economic activities. He argues that while wealth has its merits, the state of being poor, accompanied by gratitude and a focus on the hereafter, holds a higher value. This study illustrates how Al-Syaibani's economic principles remain relevant in contemporary discussions of Islamic economics, advocating for a balanced approach that harmonizes material needs with ethical and moral considerations. Thus, Al-Syaibani's thought provides a strong foundation for the development of Islamic economics that is not only profit-oriented but also aligned with moral and ethical values in accordance with Islamic teachings
Strategi Pemasaran Cicil Emas Dan Tabungan Emas Sebagai Produk Unggulan Di Lembaga Keuangan Syari’ah: Studi Kasus pada Bank Syari’ah Indonesia dan Pegadaian Syari’ah di NTB Rizka Apriani; Nurusshobah, Nurusshobah
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 4 No. 1 (2025): Volume 4 Nomor 1 Tahun 2025
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v4i1.76

Abstract

This study aims to analyze the marketing strategy of gold installments and gold savings as leading products in islamic financial institutions at bank syariah indonesia (bsi) and pegadaian syariah in west nusa tenggara (ntb). Gold installments and gold savings as one of the leading products that are increasingly enjoyed by customers as a safe and profitable investment alternative and make it easier for people to own gold. This type of research uses a qualitative method through library research, where data collection is carried out by reading, understanding, and recording information from various sources that are relevant to the problem being studied. The results of the study obtained through showing that bsi and pegadaian syariah prioritize sharia principles in the marketing aspect of gold installments and gold savings to customers or the ntb community by emphasizing transparency, fairness and benefits. Both institutions also utilize digital technology and social media to expand market reach and increase public awareness of gold installment products. This research is expected to contribute to better insight into the importance of developing marketing strategies that are in accordance with sharia principles in promoting superior products that can strengthen the position of sharia financial institutions in the indonesian market  
Optimalisasi Potensi Wisata Religi Situ Lengkong Untuk Peningkatan Ekonomi Lokal di Desa Panjalu Kabupaten Ciamis Dudi Badruzaman; Rajaminsah
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 4 No. 1 (2025): Volume 4 Nomor 1 Tahun 2025
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v4i1.78

Abstract

This research aims to explore and optimize the potential for religious tourism in Situ Lengkong, Panjalu Village, Ciamis Regency, with a focus on efforts to improve the local economy. Situ Lengkong is a historical and religious site that has high cultural value and is a potential tourist attraction. However, this potential has not been fully utilized optimally to support village economic growth. This research method uses a qualitative approach with interview techniques, observation and documentation studies. The data obtained was analyzed to identify strengths, weaknesses, opportunities and threats (SWOT) related to the development of religious tourism in the area. The research results show that the potential for Situ Lengkong religious tourism can have a positive impact on the local economy through infrastructure development, more effective promotion, and community involvement in tourism management. The resulting recommendations include planning and building supporting facilities, increasing human resource capacity through training, as well as marketing strategies to attract tourists. It is hoped that this research can be a guide for related parties in developing the religious tourism potential of Situ Lengkong, so that it can encourage local economic growth and improve the welfare of the people of Panjalu Village
Fenomena Gentrifikasi Digital dan Implikasinya terhadap Kesenjangan Ekonomi di Indonesia: Kajian Yuridis dan Perspektif Hukum Islam Agus Rojak Samsudin; Ali Aminulloh
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 4 No. 1 (2025): Volume 4 Nomor 1 Tahun 2025
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v4i1.79

Abstract

The rapid growth of Indonesia's digital economy has introduced opportunities and challenges, particularly for MSMEs (Micro, Small, and Medium Enterprises). This study investigates the phenomenon of digital gentrification and its role in exacerbating economic inequality. Using a multidisciplinary approach combining legal and Islamic perspectives, the study draws on secondary data from official reports and scholarly analyses. Findings reveal that while large enterprises dominate digital ecosystems with 70% of e-commerce transactions, MSMEs contribute only 12%, hindered by limited infrastructure and low digital literacy. Islamic principles of distributive justice and maqashid syariah offer a moral framework for addressing these disparities. Policy implications include enhanced infrastructure development, digital literacy programs, and leveraging Islamic finance mechanisms like zakat to promote inclusivity. This study enriches the discourse on digital inclusion and its role in fostering equitable economic growth, proposing actionable strategies to bridge digital divides and reduce systemic inequalitie.
Peran Fatwa dalam Menyusun Qanun: Tinjauan Fiqh dan Implikasinya dalam Praktik Hukum Ratnasari, Ai Reni; Fakhry Fadhil
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 4 No. 1 (2025): Volume 4 Nomor 1 Tahun 2025
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v4i1.81

Abstract

The main issue in this study is how the role of fatwa in the process of drafting qanun, as well as its implications in legal practice, especially in the context of the relationship between fiqh, fatwa, and qanun. The purpose of this study is to analyze the interaction between fiqh, fatwa, and qanun in the Islamic legal system, as well as to explore how fatwa can influence legal policies in line with Islamic principles. The research method used is a qualitative approach through literature study analysis and case studies, focusing on the application of fatwa in qanun, particularly in Indonesia. The main results achieved show that fiqh provides the basis for issuing practical fatwas, which then become the basis for drafting qanuns. Although fatwas are not legally binding, they have an important role in shaping public policy, influencing social norms, and providing legitimacy to legislation based on Islamic principles, as seen in MUI fatwas related to zakat and halal products. However, the implementation of fatwa in qanun faces major challenges, such as constitutionality, public acceptance, and the low level of fatwa socialization. 
Choice of Law dan Choice of Forum dalam Sengketa Ekonomi Syariah: Implikasi bagi Penyelesaian Sengketa Bisnis Syariah di Indonesia Al Farisy, Amran; Muhammad Alfathan Herdy; Faisal Nasrullah
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 2 (2024): Volume 3 Nomor 2 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i2.83

Abstract

This study examines the application of the Choice of Law and Choice of Forum principles in sharia economic disputes in Indonesia, which involve interactions between religious and national legal systems. The main issue discussed is how these two principles affect the efficiency and legal certainty in resolving sharia business disputes. The purpose of this study is to analyze the legal dynamics that occur between the Religious Court and the National Sharia Arbitration Board (BASYARNAS), and its implications for resolving sharia business disputes in Indonesia. This study uses a normative research method with a document analysis and case study approach. The main results achieved show that the application of the Choice of Law and Choice of Forum principles in Indonesia still faces challenges in the form of unclear legal authority between the Religious Court and BASYARNAS, as well as legal uncertainty that hinders the efficiency of dispute resolution. However, the application of an appropriate sharia dispute resolution mechanism can increase legal certainty, efficiency, and reduce costs in the sharia business dispute process. The conclusion of this study is that the application of the principles of Choice of Law and Choice of Forum that are harmonious and clear is very important to ensure fair, fast, and efficient dispute resolution, and support the development of a sustainable sharia economy in Indonesia.

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