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Contact Name
Rinda Fauzian
Contact Email
staimas.hes@gmail.com
Phone
+6281287949045
Journal Mail Official
rindafauzian@gmail.com
Editorial Address
Jl. Sagaranten, Km. 26, Buniayu, Kertaangsana, Nyalindung, Sukabumi, Jawa Barat (43196)
Location
Kab. sukabumi,
Jawa barat
INDONESIA
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah
ISSN : 28298101     EISSN : 28292960     DOI : https://doi.org/10.69768
Core Subject : Economy, Social,
JThis journal focused on Islamic law on economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Islamic law on Islamic Banking, Islamic Marketing, Islamic Human Resources, Islamic Finance, Zakah, Waqf, Poverty Alleviation, Islamic Public Finance, Monetary Economics, Economic Development, Maqasid al-Shariah, Institutional Economics, Islamic management, Behavioural Economics and Finance, Corporate Governance, Risk Management, Shariah issues, Financial Engineering, Securitization and Sukuk, Islamic Capital Markets, Insurance and Takaful, Regulatory Issues, Corporate Social Responsibility in Islam and other topics which related to this area. The journal is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Articles 47 Documents
Relevansi Teori, Ideologi Dan Teologi Dalam Filsafat Ekonomi Islam Ajeung Syilva Syara Noor Silmi Sudrajat; Ai Reni Ratnasari1
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 2 (2023): Volume 2 Nomor 2, Oktober 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i2.33

Abstract

The relationship between theory, ideology and theology in Islamic economic philosophy creates a strong foundation for building an economic system based on Islamic values. This creates hope for achieving a balance between economic growth and social justice. This journal examines the complex relationship between theory, ideology and theology in the context of Islamic economic philosophy. Islamic economic philosophy is a scientific discipline that combines economic principles with the teachings of the Islamic religion. In this research, the author uses a historical approach, a comparative or comparison approach and the researcher also uses a conceptual approach. This is done to dig deeper into the relationship between theory, ideology and theology of Islamic economic philosophy. This paper seeks to explain how Islamic economic theory is not only based on conventional economic principles, but is also reflected in deep Islamic ideology and theology.  
Paradigm, Design And Characteristics Of Sharia Economy Hakim, M Arif; Solihin, Khabib; Fuaidi, Isyrokh
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 2 (2023): Volume 2 Nomor 2, Oktober 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i2.36

Abstract

Islam berfokus pada semua aspek kehidupan manusia, termasuk ekonomi. Tujuan utamanya adalah untuk mempromosikan kebahagiaan dalam distribusi kekayaan, baik secara sosial maupun individu. Penelitian ini menggunakan metode penelitian deskriptif, menganalisis literatur seperti buku, artikel, jurnal, dan media massa sebagai sumber informasi. Metode ini melibatkan pengumpulan data dari berbagai sumber yang relevan dengan topik penelitian, sehingga menganalisis norma dan nilai ekonomi Islam terkait dengan isu-isu terkini. Secara keseluruhan, tugas manusia sebagai khalifah adalah menciptakan kebahagiaan dan kesejahteraan dalam hidup, sekaligus memenuhi kewajiban ibadah dan pengabdian secara penuh. Tuhan telah memberi umat manusia dua hal, bimbingan hidup dan sarana kehidupan. Asy-Syatibi menekankan bahwa penugasan dalam syariat harus sesuai dengan tujuan doktrin Islam, yaitu daruriyyah, hajiyyah, dan tahsiniyyah. Al-Ghazali mengidentifikasi maqashid sebagai tujuan utama dalam pemeliharaan agama, jiwa, keturunan, akal, dan harta. Ekonomi syariah tidak hanya merupakan kegiatan ekonomi Islam, tetapi juga mencerminkan perilaku ekonomi berdasarkan ajaran Islam. Tujuan ekonomi syariah sejalan dengan tujuan syariah Islam, yaitu untuk kebahagiaan dan kesejahteraan di dunia dan masa depan melalui kehidupan yang baik dan dihormati.
Bunga Bank Dan Riba: Tinjauan Fiqih Muamalah Akhfah, Akfah Zakiah Jamilah; Ajeung, Ajeung Syilva Syara Noor Silmi Sudrajat; Agung, Agung Wildan Azizi
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 2 (2023): Volume 2 Nomor 2, Oktober 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i2.37

Abstract

This research discusses usury and bank interest from an Islamic perspective. This research found that the issue of usury and bank interest is still something that is still being debated, some say that bank interest and usury are the same and some say that bank interest is not usury from a legal perspective. This research is research that uses descriptive literature analysis methods. This method provides an overview or explanation of an object that is the focus of research, namely by collecting data, compiling or clarifying it, compiling and interpreting it as well as collecting several references from the books of classical scholars, books, journals, theses, dissertations and others. related to the research object. The term bank interest, as explained in the previous discussion, in the review of muamalah jurisprudence will explain the reasons or illat of the law that usury is prohibited, therefore usury is prohibited because of two things 1). Because of injustice, namely disproportionate profits. In fact, this excess is not because of the prohibition of usury, but because of the element of injustice. 2). Due to exploitation of basic needs or gharar, there is high uncertainty and speculation. So the current view is that flowers are not forbidden as long as they do not contain the two elements above.
Pemetaan Model Penerapan Murabahah Di Perbankan Syariah: Analisis Terhadap Konsistensi Fiqih Muamalah Dan Implikasi Akad Wakalah Syamsurijal; fitri sariningsih
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 1 (2024): Volume 3 Nomor 1 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i1.42

Abstract

This study investigates the model of implementing murabahah contracts in Islamic financial institutions, focusing on consistency with the principles of muamalah fiqh and the implications of wakalah contracts. The research method used is descriptive and qualitative analysis of various legal documents, sharia literature, and field practices in Islamic banking. The results of this research show that there are three models of murabahah application in the Islamic banking industry. The first model followed muamalah fiqh consistently. The second model is almost similar to the first model, but there are differences related to direct ownership of goods from suppliers to customers and payments made directly by banks to sellers. While the third model involves customers in a Murabahah contract with the bank, while customers also make a wakalah contract to buy their own goods. The third model is currently widely discussed because the Murabahah contract is carried out without ownership of goods by the bank, even though ownership itself is a legal condition of murabahah according to DSN-MUI. In this finding, the murabahah contract and the wakalah contract are carried out simultaneously without the goods belonging to the bank first.
Analisis Keterbatasan Penggunaan Akad Mudharabah Muqayyadah Dalam Perbankan Syariah Indonesia: Studi Risiko Dan Faktor Kendala Hadiat
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 2 No. 2 (2023): Volume 2 Nomor 2, Oktober 2023
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v2i2.44

Abstract

Praktik perbankan syariah di Indonesia telah mengalami pertumbuhan yang pesat dalam beberapa dekade terakhir. Namun, meskipun berbagai jenis akad telah digunakan dalam operasionalnya, penggunaan akad mudharabah muqayyadah masih terbatas. Penelitian ini menginvestigasi faktor-faktor yang mempengaruhi keterbatasan penggunaan akad ini dalam konteks perbankan syariah Indonesia. Kesimpulan utama dari penelitian ini adalah bahwa kurangnya jaminan yang diberikan oleh mudharib serta terbatasnya kebebasan yang dimilikinya dalam menjalankan usaha, merupakan faktor utama yang memperbesar risiko bagi lembaga keuangan syariah yang menggunakan akad mudharabah muqayyadah. Meskipun setiap akad memiliki risiko masing-masing, namun akad ini dianggap lebih berisiko dan kurang populer dalam praktik perbankan syariah di Indonesia. Penelitian ini memberikan wawasan penting bagi praktisi, regulator, dan peneliti untuk memahami dinamika penggunaan akad dalam industri perbankan syariah Indonesia.
Islamic Public Finance Analysis: A Scholarly Review Of Islamic Legal Perspectives Muhamad Sulaeman
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 1 (2024): Volume 3 Nomor 1 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i1.45

Abstract

Penelitian ini bertujuan untuk mengelaborasikan dan menganalisis prinsip-prinsip hukum Islam mempengaruhi pengelolaan keuangan publik dan implementasi kebijakan keuangan publik Islam di era modern. Metode penelitian yang digunakan ialah metode library research dengan teknik pengumpulan data yaitu observasi dan dokumentasi, serta data dianalisis berdasarkan analisis kualitatif. Hasil penelitian menunukan,  keuangan publik dalam perspektif Islam menekankan pada prinsip keadilan, transparansi, dan kesejahteraan sosial. Sumber-sumber keuangan publik seperti zakat, jizyah, kharaj, dan waqf harus dikelola dengan efisien dan digunakan untuk kepentingan umum. Implikasinya, penelitian ini diharapkan dapat memberikan kontribusi dalam pengembangan ilmu pengetahuan mengenai keuangan publik Islam dan menjadi referensi bagi praktisi serta akademisi dalam menerapkan prinsip-prinsip syariah dalam pengelolaan keuangan negara.
Implikasi Pemberlakuan Sistem Perbankan Ganda Terhadap Penerapan Norma Hukum Islam Di Dalam Perbankan Syariah Di Indonesia Agus Rojak Samsudin; Hadiat, Hadiat
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 1 (2024): Volume 3 Nomor 1 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i1.46

Abstract

The Financial System is regulated in Law Number 4 of 2023 concerning the Development and Strengthening of the Financial Sector (P2SK). Dual banking system is the implementation of the banking system simultaneously, namely conventional banks and Islamic banks simultaneously. The implementation of the Dual banking system is based on Law No. 7 of 1992 concerning Banking, in which it regulates shortcuts about the system and is perfected by Law No. 10 of 1998. As a result of the implementation of the "dual banking system model", legal problems arise, especially in the intermediation function of Islamic banks as financial institutions that have differences in the variation of fund distribution to the public, with the intermediation function of conventional banks as financial institutions that can only channel funds to the public in the form of credit. The implications of implementing this dual banking system are the gateway to implementing Islamic economic legal norms in every Islamic bank product and business. To ensure compliance with sharia principles, DSN MUI issues fatwas. The MUI DSN fatwa was then formalized through PBI and POJKut selanjutnya diformalkan melalui PBI maupun POJK.
Legislasi Agama Dan Potensi Ekonomi: Analisis Undang-Undang Nomor 41 Tahun 2004 Tentang Wakaf Di Indonesia Ahmad Bisri Musthafa; fitri sariningsih
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 1 (2024): Volume 3 Nomor 1 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i1.47

Abstract

Law Number 41 of 2004 concerning Waqf describes legislation rooted in religious principles. The consistency of this law with the principles of Scripture provides evidence of the government's seriousness in understanding the potential of waqf funds and the need for effective management. By regulating ontological, epistemological, and axiological aspects, this law is expected to improve economic welfare and strengthen the role of Muslims in the economic sphere. The importance of this law is undeniable, especially in providing legal certainty and the legal framework necessary for the management of waqf funds that have great potential, meeting the needs of the Wakif and the Nadzir.
Bunga Bank Dalam Tinjauan Fikih Dan Maqashid Syariah Ahmad Yusdi Gozaly; Premi, Premi Anggraini
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 1 (2024): Volume 3 Nomor 1 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i1.48

Abstract

This study aims to examine bank interest in the review of fiqh and maqashid syariah in order to see bank interest from the point of view of maslahat and madharat which is the main purpose of Islamic sharia. The study used qualitative descriptive methods with the type of library research to examine scholars' opinions about usury and bank interest contained in scholarly books and other literature. The results showed that bank interest is closely related to maqashid dharuriyyah in guarding property (hifzhul mal) and guarding the soul (hifzhul nafs). There are 2 (two) different points of view about the 'illah (cause) of the haram of riba also causes differences of opinion about the legal status of interest in banking. According to scholars who declare bank interest haram, 'illah (cause) riba forbidden is ziyadah (addition) in loans regardless of the amount, so bank interest is punished haram because the system used by conventional banks always has an increase in principal in loans and deposits. While scholars who allow interest assume that the reason for riba is not just ziyadah, but ziyadah containing dzulm (tyranny).
Pembiayaan Mudharabah Sebagai Alternatif Pendanaan Bagi Pelaku Industri Halal Aireni Ratnasari; Syukron Suwardi; nur irmandi
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 1 (2024): Volume 3 Nomor 1 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i1.50

Abstract

Flexibility in determining profit sharing ratios and a focus on integrity and transparency in fund management provide distinct advantages in this approach. In addition, Mudharabah financing helps halal industry players avoid riba and speculation, which is consistent with Islamic ethical principles. In the economic impact analysis, it was revealed that Mudharabah financing can promote the growth of the halal industry and make a positive contribution to overall economic growth. This becomes relevant in the context of an industry known for its sanctity and halal. Thus, this journal details the benefits and potential of Mudharabah financing as a sharia-based funding instrument for halal industry players. This financing provides solutions that are fair, sustainable, and in line with the values of Islamic business ethics, which can provide support for the development of the halal industry and inclusive economic growth