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INDONESIA
Eduvest - Journal of Universal Studies
Published by Green Publisher Indonesia
ISSN : 27753735     EISSN : 27753727     DOI : 10.36418
Core Subject : Health, Science, Social, Engineering,
Aerospace Engineering Computer Science & IT Health Professions Neuroscience Social Sciences
Eduvest - Journal of Universal Studies is a double blind peer-reviewed academic journal and open access to multidiciplinary fields. The journal is published monthly by Green Publisher Indonesia. Eduvest - Journal of Universal Studies provides a means for sustained discussion of relevant issues that fall within the focus and scopes of the journal which can be examined empirically. This journal publishes research articles multidisciplinary sciences, which includes: Humanities and social sciences, contemporary political science, Educational sciences, religious sciences and philosophy, economics, Engineering sciences, Health sciences, medical sciences, design arts sciences and media. Published articles are from critical and comprehensive research, studies or scientific studies on important and current issues or reviews of scientific books.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 3,206 Documents
 317   318   319   320   321 
Full-Thickness Scleral Rupture with Choroidal Prolapse, Grade III Hyphema, and Conjunctival Laceration Following Blunt Ocular Trauma: A Case Report Angel Lim; Ni Kadek Puspa Mega Putri Sudibia
Eduvest - Journal of Universal Studies Vol. 6 No. 8 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i8.53199

Abstract

Open-globe injuries caused by blunt ocular trauma remain a major cause of irreversible monocular blindness worldwide. Full-thickness scleral rupture accompanied by choroidal prolapse and high-grade hyphema represents one of the most severe forms of ocular trauma, often resulting in poor visual outcomes despite prompt surgical intervention. Early recognition and immediate management are therefore essential to preserve globe integrity and minimize secondary complications. This study aims to describe the clinical presentation, emergency surgical management, and prognostic considerations of a patient with severe blunt ocular trauma presenting with full-thickness scleral rupture, grade III hyphema, and choroidal prolapse. A qualitative case report approach was employed. Clinical data were obtained from medical records, comprehensive ophthalmologic examinations, orbital computed tomography findings, intraoperative observations, and postoperative follow-up. The patient's clinical course was descriptively analyzed and interpreted according to current literature and established ocular trauma management guidelines. A 60-year-old male presented with no light perception following blunt trauma to the left eye after falling from stairs. Clinical examination revealed full-thickness scleral rupture, choroidal prolapse, grade III hyphema, conjunctival laceration, and canalicular injury. Emergency primary globe repair was successfully performed within six hours of injury, including scleral closure, conjunctival repair, repositioning of viable uveal tissue, and canalicular reconstruction. At one-week follow-up, the globe remained anatomically intact without evidence of endophthalmitis; however, visual acuity remained at no light perception, indicating an extremely poor functional prognosis. This case highlights that prompt surgical intervention is critical for preserving anatomical integrity and preventing postoperative complications in severe blunt open-globe injuries.
The Effect of Multinational Status and Industry Cyclicality on Corporate Leverage: A Study of Consumer Companies on the Indonesian Stock Exchange David Tampi; Lukman Hanif Arbi
Eduvest - Journal of Universal Studies Vol. 6 No. 8 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i8.53201

Abstract

This research aims to analyze the effect of multinational status and industry cyclicality on the leverage of consumer companies listed on the Indonesia Stock Exchange. Multinational status is proxied by Foreign Sales to Total Sales (FSTS) and Foreign Assets to Total Assets (FATA), while leverage is measured using LEV and LOGDER. This study used quarterly panel data of consumer cyclical and consumer non-cyclical companies during the 2020–2024 period. The analysis method used is two-way fixed effect panel regression with firm fixed effects, time fixed effects, and clustered standard errors at the firm level. The results show that FATA has a positive and significant effect on leverage, while FSTS does not have a significant effect. This indicates that multinationalism reflected through foreign assets is more relevant in explaining corporate financing decisions than foreign sales. In addition, ROA and current ratio have a negative effect on leverage, while growth asset has a positive effect on leverage. Additional analysis shows that FSTS lagged from one to four quarters does not have a significant effect, and the effect of FATA is more evident among consumer non-cyclical companies. This study concludes that leverage decisions among consumer companies in Indonesia are influenced by international involvement, profitability, liquidity, and asset growth.
Legal Certainty Regarding the Deletion of Land Records in Gunung Anyar Tambak Ario Bagus Permadi
Eduvest - Journal of Universal Studies Vol. 6 No. 8 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i8.53204

Abstract

Legal certainty in land registration constitutes a fundamental element in establishing orderly land administration and ensuring legal protection for land rights holders. The enactment of Article 76A of the Regulation of the Minister of Agrarian Affairs and Spatial Planning/National Land Agency Number 16 of 2021, which abolishes the recognition of traditional land ownership evidence such as petok, girik, pipil, and ipeda after 2026, carries significant juridical implications, particularly for areas that still rely on non-certificate land history documents. Gunung Anyar Tambak Subdistrict in Surabaya represents a region with complex land history structures that have not been systematically documented. This study aims to analyze the juridical implications of abolishing traditional land evidence on legal certainty and legal protection in land registration, as well as to examine the readiness of local administrative structures in implementing this policy. The research employs a normative legal method using statutory and conceptual approaches, supported by an analysis of land administration practices. The findings indicate that, normatively, the abolition of traditional evidence is intended to strengthen legal certainty through a certificate-based proof system; however, in practice, it may generate new legal uncertainties if not accompanied by adequate administrative readiness at the local level. Therefore, this policy requires institutional capacity strengthening, standardization of land history documentation, and equitable transitional mechanisms to ensure the effective realization of legal certainty and legal protection.
Analysis of the Implementation of the Hospital Information System (SIMRS) in the Inpatient Ward of Harapan Bunda Hospital in Lampung Using the Technology Acceptance Model (TAM) Approach Ari Hidayat; Miftahul Rizki; Setia Wulandari
Eduvest - Journal of Universal Studies Vol. 6 No. 8 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i8.53207

Abstract

The implementation of the Hospital Information System (SIMRS) in inpatient wards is crucial for improving service quality, efficiency, and data accuracy in hospitals. However, its success largely depends on user acceptance among healthcare workers. The purpose of this study is to analyze the implementation of the Hospital Information System (SIMRS) in the inpatient ward of Harapan Bunda Hospital, Lampung, using the Technology Acceptance Model (TAM) approach. The respondents of this study were 138 inpatient nurses and nursing professionals who use the hospital information system in inpatient wards. The data were analyzed using the PLS-SEM (Partial Least Squares Structural Equation Modeling) method. The results show that the Perceived Usefulness variable has a positive and significant effect on Attitude toward Using and Behavioral Intention to Use. Perceived Ease of Use has a positive and significant effect on Attitude toward Using and exerts a very strong influence on Perceived Usefulness. Furthermore, Attitude toward Using has a positive and significant effect on Behavioral Intention to Use. However, Behavioral Intention to Use has not been shown to have a significant influence on Actual Usage. External factors outside the TAM model are strongly suspected to influence the implementation of actual system use in the field.
The Effects of Well-Being and Work Environment on Employee Loyalty and its Implications for Organizational Citizenship Behavior at Primasatya Husada Citra Hospital in Surabaya Panca Herdy Prasetya; Taufik Zulfikar; Rulia Rulia; Vip Paramarta; Ayu Laili Rahmiyati
Eduvest - Journal of Universal Studies Vol. 6 No. 8 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i8.53212

Abstract

Primastya Husada Citra Surabaya Hospital must have and retain employees who demonstrate loyalty and organizational citizenship behavior in creating safe and comfortable healthcare services as desired by almost all patients who come for treatment and enjoy the facilities available at Primastya Husada Citra Surabaya Hospital. This study aims to analyze the influence of employee well-being and work environment on employee loyalty, which in turn impacts organizational citizenship behavior at Primastya Husada Citra Surabaya Hospital. This study employed a quantitative method. After analyzing and describing the influence of employee well-being and work environment on employee loyalty through organizational citizenship behavior, based on the responses of 118 respondents selected as the sample in this study. Well-being has a significant positive effect on employee loyalty with a coefficient value of β = 0.441. The work environment has a positive and significant effect on employee loyalty with a path coefficient value of β = 0.521. Employee loyalty has a positive and significant effect on organizational citizenship behavior with a path coefficient value of β = 0.442. Loyalty has a positive and significant effect on organizational citizenship behavior with a path coefficient value of β = 0.978. Well-being has a positive and significant effect on organizational citizenship behavior with a path coefficient value of β = 0.429. Work environment has a positive and significant effect on organizational citizenship behavior with a path coefficient value of β = 0.429.
Location Advantage but Limited Leisure Demand: Sentiment Analysis of Guest Reviews at Permata Hotel Bogor near Kebun Raya Bogor Muhamad Andriana; Kadek Wiweka; Ramon Hurdawaty
Eduvest - Journal of Universal Studies Vol. 6 No. 8 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i8.53221

Abstract

This research aims to analyze guest perceptions of Permata Hotel Bogor through sentiment analysis of Google Reviews and to examine the gap between location advantage and the resulting tourism experience. The research employs a lexicon-based sentiment analysis approach using AFINN (scoring) and Bing (sentiment classification) methods on approximately 4,661 Indonesian-language reviews. The findings reveal that sentiment distribution is dominated by neutral reviews (±80 - 83%), followed by positive (±13 - 15%) and negative sentiments (±2 - 5%). Concentration of sentiment scores around zero indicates that guest experiences are largely descriptive and lack strong emotional engagement. Despite this, the hotel maintains a relatively high average rating (±4.0, ranging from 3.8 to 4.2), suggesting a gap between cognitive evaluation and affective experience. Textual analysis shows that the hotel’s main strengths lie in its strategic location near the Bogor Botanical Gardens, comfortable rooms, and basic facilities, while its main weaknesses are related to service quality, cleanliness, and maintenance, reflecting service inconsistency. Segment analysis indicates that the FAMILY segment tends to be more positive, the BUSINESS segment is dominated by neutral sentiment, and SOLO travelers are the most critical. Temporal analysis shows relatively stable performance with slight improvement in the post-pandemic period, yet without a significant increase in positive sentiment. Findings indicate the presence of Tourism Spillover Failure, where location advantage fails to translate into leisure demand due to the dominance of functional experience. This research highlights the importance of transforming service delivery into experience-driven hospitality to enhance emotional engagement and improve hotel competitiveness.
Excess Liquidity, Moral Hazard, and Credit Risk in Indonesian Commercial Banks Jeffry Fauzan; Dewi Hanggraeni
Eduvest - Journal of Universal Studies Vol. 6 No. 8 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i8.53230

Abstract

This research investigates how liquidity creation induces moral hazard behavior and affects credit quality in Indonesian commercial banks. This study examines the effect of liquidity creation, liquidity risk, and central bank policies on credit risk in Indonesian commercial banks, proxied by the non-performing loan (NPL) ratio. Using panel data from 46 banks listed on the Indonesia Stock Exchange over 2015–2024, we apply the Two-Step System Generalized Method of Moments (SYS-GMM) to address endogeneity inherent in dynamic panel models. Results indicate that liquidity creation has a significant positive effect on NPL, consistent with the moral hazard hypothesis. Liquidity risk (LDR) also significantly and positively affects NPL. Reserve requirements (GWM) and BI-Rate do not produce a direct and significant effect on NPL. Return on assets (ROA) significantly and negatively affects NPL. These results suggest that credit risk in Indonesian commercial banking is predominantly influenced by bank-level intermediation behavior rather than by macroeconomic or policy variables. The research concludes that excess liquidity conditions incentivize aggressive credit expansion without proportionate attention to borrower quality, particularly in an oligopolistic market structure with implicit state guarantees.
ICCAs as a Bio-Geo-Cultural Foundation for Strengthening the Aspiring Sangkulirang–Mangkalihat Geopark Ronna Meila Leswana; Arzyana Sunkar; Sarwititi Sarwoprasodjo; Resti Meilani
Eduvest - Journal of Universal Studies Vol. 6 No. 8 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i8.53232

Abstract

The Sangkulirang–Mangkalihat karst landscape in East Kalimantan possesses exceptional bio-geocultural value and has historically been safeguarded by the Dayak Basap Indigenous community. While Indigenous and Community Conserved Areas (ICCAs) and Geoparks both aim to promote sustainable land management, the synergistic integration of Indigenous spiritual-ecological practices within formal Geopark frameworks remains underexplored, particularly in tropical karst environments. To address this research gap, this study examined the integration of ICCAs within the Geopark framework to promote participatory conservation and responsible tourism. Employing a qualitative methodology comprising ethnographic fieldwork, in-depth interviews with Indigenous stakeholders, and field observations, this research evaluated traditional conservation mechanisms. The findings revealed that the traditional governance systems and cultural rituals of the Dayak Basap community maintained ecological and spiritual balance, reflecting the core principles of ICCAs. The study identified three specific ICCAs—Mengkuris Cave, Mount Kepang, and Kiamplasan—that uniquely integrated heritage, ecological, and community values. The integration of these frameworks demonstrated a strong complementary relationship; ICCAs provided social, cultural, and spiritual foundations, while Geoparks offered institutional recognition, technical support, and international networks to support sustainable geotourism. These findings provided important policy implications, suggesting that regional and national governments should formally incorporate ICCA recognition into Geopark zoning regulations to strengthen the legal protection of Indigenous governance systems. Ultimately, this synergy established a replicable model for responsible tourism that balances biodiversity conservation, cultural resilience, and equitable development, providing a critical framework for advancing global socio-ecological sustainability efforts.
The Effect of Minimum Equity Requirements on the Profitability oof General Insurance Companies in Indonesia Siti Ayu Setia Nastiti; Lenny Suardi
Eduvest - Journal of Universal Studies Vol. 6 No. 8 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i8.53258

Abstract

Indonesia’s general insurance industry plays an important role in maintaining financial system stability and providing protection against various financial risks. However, the introduction of Financial Services Authority Regulation (POJK) No. 23 of 2023, which increases minimum equity requirements, has created challenges for insurers, particularly regarding capital adequacy and profitability. This study aims to examine the effect of minimum equity requirements on the profitability and equity structure of general insurance companies in Indonesia. A quantitative approach was employed using panel data regression based on secondary data obtained from OJK Insurance Statistics and companies’ annual financial statements for 2021–2025. The sample comprised 67 general insurance companies, resulting in 335 observations. The results indicate that the implementation of POJK No. 23 of 2023 significantly increased insurers’ total equity, suggesting that the regulation encouraged companies to strengthen their capital structures. The regulation also demonstrated a positive effect on profitability, particularly Return on Equity (ROE), while its effect on Return on Assets (ROA) was comparatively weaker. However, compliance with the minimum equity threshold itself did not significantly affect either ROA or ROE. In conclusion, POJK No. 23 of 2023 is more effective in strengthening capital resilience and financial stability than in directly enhancing profitability among compliant general insurance companies.
Multi-Attribute Decision-Making Methods in Optimizing the Reinsurance Structure for Life Insurance Financing Products: A Case Study of PT Asuransi Jiwa Syariah XYZ Anindito Dwi Apriano; Lenny Suardi
Eduvest - Journal of Universal Studies Vol. 6 No. 8 (2026): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v6i8.53259

Abstract

Reinsurance structure plays a critical role in balancing risk exposure, financial stability, and profitability in life insurance companies, particularly for portfolios characterized by substantial claim variability and extreme losses. This study aims to determine the optimal combination of quota-share (QS) and excess-of-loss (XL) reinsurance parameters for financing life insurance products at PT Asuransi Jiwa Syariah XYZ. A quantitative case study approach was employed using historical company data, including policies, claims, reinsurance claims, premiums, and reinsurance premiums. Claim distributions were modeled to accommodate the characteristics of both body and tail losses. A total of 1,000 QS–XL alternatives were evaluated using four performance indicators: ruin probability, profit, variance of retained risk, and expected utility. The Complex Proportional Assessment (COPRAS) method was subsequently applied to rank the alternatives according to predetermined company preference weights. The results demonstrate a trade-off between risk retention and profitability, indicating that higher retention may increase profit while simultaneously increasing claim volatility and risk exposure. The COPRAS assessment identified the optimal structure at a quota-share retention proportion of 84.44% and an excess-of-loss retention limit of IDR 105,555,556. This study concludes that the COPRAS-based multi-attribute decision-making framework provides an objective and quantitative approach for selecting a reinsurance structure that balances profitability, utility, risk volatility, and ruin probability.

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