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INDONESIA
Sanskara Ekonomi dan Kewirausahaan
Published by Eastasouth Institute
ISSN : 29857791     EISSN : 29635314     DOI : https://doi.org/10.58812/sek
Core Subject : Economy,
Economics, Econometrics & Finance
Fokus: Sanskara Ekonomi dan Kewirausahaan merupakan jurnal yang membahas topik-topik terkait Ekonomi dan Kewirausahaan di Indonesia dan Asia Tenggara. Jurnal ini mempublikasikan artikel-artikel berkualitas yang berisi analisis kritis, pemikiran inovatif, dan hasil penelitian terbaru dalam bidang Ekonomi dan Kewirausahaan. Cakupan: Topik-topik yang dapat dicakup oleh Sanskara Ekonomi dan Kewirausahaan meliputi, tetapi tidak terbatas pada: Teori ekonomi dan metode penelitian Ekonomi mikro dan makro Kebijakan ekonomi dan kebijakan publik Ekonomi regional dan pembangunan Ekonomi lingkungan dan sumber daya alam Kewirausahaan dan inovasi Pembiayaan usaha kecil dan menengah (UKM) Strategi bisnis dan manajemen usaha Pemasaran dan pengembangan produk Inovasi produk dan teknologi Manajemen operasional dan rantai pasokan Analisis kinerja dan evaluasi bisnis Etika bisnis dan tanggung jawab sosial Pengambilan keputusan dan manajemen risiko dalam bisnis Kewirausahaan sosial dan inovasi sosial Peran kewirausahaan dalam pengentasan kemiskinan dan pengembangan masyarakat. Sanskara Ekonomi dan Kewirausahaan menerima publikasi berupa artikel penelitian, ulasan literatur, artikel konseptual, dan studi kasus yang berkaitan dengan topik-topik tersebut. Jurnal ini bertujuan untuk menjadi wadah bagi para akademisi, praktisi, dan pembuat kebijakan untuk berbagi pengetahuan dan pengalaman mereka dalam bidang ekonomi dan kewirausahaan serta mempromosikan inovasi dan penemuan baru dalam disiplin ini. Semua artikel yang diterbitkan melalui jurnal ini akan melalui proses peer-review untuk memastikan kualitas dan keandalannya.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 76 Documents
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Evaluation of the Implementation of Productive Zakat in Empowering Mustahik Owned MSMEs Riska Octavia Habie; Mitra Riani Aisyah; M. Syarif H. Djauhari; Nur Anisa S. Hasan
Sanskara Ekonomi dan Kewirausahaan Vol. 4 No. 03 (2026): Sanskara Ekonomi dan Kewirausahaan (SEK)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/sek.v4i03.844

Abstract

Productive zakat is one of the Islamic economic empowerment instruments designed to enhance the economic independence of mustahik through the development of sustainable business activities. However, the success of productive zakat programs depends not only on the amount of assistance provided but also on the effectiveness of program implementation. This study aims to evaluate the implementation of a productive zakat program across its major stages, including planning, assistance distribution, mentoring, and monitoring, while examining its contribution to the empowerment of mustahik-owned Micro, Small, and Medium Enterprises (MSMEs). A descriptive qualitative approach was employed, involving productive zakat program administrators and five mustahik beneficiaries as research informants. Informants were selected using purposive sampling based on their direct involvement in the program. Data were collected through in-depth interviews, observations, and documentation and analyzed using the interactive model of Miles and Huberman, comprising data reduction, data display, and conclusion drawing. The findings indicate that the implementation of productive zakat has followed the prescribed stages of planning, verification, assistance distribution, monitoring, and mentoring. The program has positively contributed to business sustainability and the economic self-reliance of mustahik. Nevertheless, improvements in beneficiaries' income remain limited due to constraints related to business capacity, market access, and the intensity of mentoring. The novelty of this study lies in its comprehensive evaluation of productive zakat implementation from the perspectives of both program administrators and beneficiaries using the Context, Input, Process, and Product (CIPP) evaluation model. The findings highlight the importance of strengthening business mentoring, entrepreneurship training, and capacity-building initiatives to enhance the long-term effectiveness and sustainability of productive zakat programs.
International Market Diversification Strategy for Indonesian Professional Manpower Placement: A Case Study of PT. Binawan Inti Utama Yona Demita Ganta; Andrianto Widjaja
Sanskara Ekonomi dan Kewirausahaan Vol. 4 No. 03 (2026): Sanskara Ekonomi dan Kewirausahaan (SEK)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/sek.v4i03.850

Abstract

Indonesia Migrant Worker Placement Companies (P3MI) operating in the professional manpower sector face a persistent vulnerability: international market concentration. PT. Binawan Inti Utama (BIU), part of the Binawan Group ecosystem, currently concentrates placements on a small set of destination corridors (Middle East, Japan, Germany) and three core sectors (healthcare, hospitality, aviation), leaving the firm exposed to country-specific regulatory shifts, employer-side bargaining pressure, and currency volatility. At the same time, a global talent shortage is driving sustained demand across new markets, particularly in healthcare and logistics where vacancies have reached 77% and 74% respectively (ManpowerGroup, 2026). This study designs an international market diversification strategy for BIU's professional manpower business along two dimensions: geographic (destination country) and sectoral (industry segment). A qualitative case study approach was employed. Primary data were collected through in-depth interviews with directors, heads of placement programs, human capital management, and prospective migrant workers; secondary data were drawn from internal company documents, KP2MI/BP2MI statistics, and credible international sources. The analysis applied PESTEL, Porter's Five Forces, VRIO, Parenting Advantage, IFE/EFE matrices, SWOT-TOWS, the Competitive Profile Matrix (CPM), the Internal-External (IE) Matrix, the Quantitative Strategic Planning Matrix (QSPM), and the Balanced Scorecard for implementation. The IE Matrix positions BIU in Cell V (“hold and maintain”), and the QSPM ranks market penetration in existing destination corridors as the highest-priority strategy (total attractiveness score 6.78), followed by product development through new Specified Skilled Worker sectors (5.62) and market development into new destination countries (5.34). Because the three scores are close and complementary, this study positions diversification as a phased program in which market penetration funds the near-term revenue base while geographic and sectoral expansion build the medium-term growth path. The proposed design combines geographic expansion into Australia, broader European Union markets, and the Nordic region with sectoral expansion into construction, manufacturing, and non-medical caregiving under Specified Skilled Worker and equivalent schemes. Execution is enabled by activating the Binawan Group ecosystem (UnBin, BTC, LPK, BICCA), digital integration through the Vokati platform, and structured managerial capability development. The study contributes a two-dimensional diversification framework for partnership-intensive service exporters in emerging markets and an implementation-oriented Balanced Scorecard that translates diversification intent into measurable execution.
The Influence of Attitude, Subjective Norms, and Perception of Control on Customers' Decisions to Use People's Business Credit Financing Products (KUR) with Religiosity as a Mediating Variable (Survey at Bank Syariah Indonesia (BSI) KCP Indralaya) Iin Fitria; Maya Panorama; Rinol Sumantri; Peny Cahaya Azwari
Sanskara Ekonomi dan Kewirausahaan Vol. 4 No. 03 (2026): Sanskara Ekonomi dan Kewirausahaan (SEK)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/sek.v4i03.880

Abstract

This research is motivated by the importance of understanding the factors that influence customers' decisions in using People's Business Credit (KUR) financing products at Bank Syariah Indonesia (BSI) KCP Indralaya. The decision to use financing products is influenced not only by economic aspects but also by psychological and social factors explained through the Theory of Planned Behavior (TPB), namely attitude, subjective norms, and perception of behavioral control. In addition, religiosity is seen as having a role in strengthening customers' decisions in choosing sharia-based financing products. This study aims to analyze the influence of attitude, subjective norms, and perception of control on customers' decisions to use People's Business Credit (KUR) financing products with religiosity as a mediating variable at Bank Syariah Indonesia KCP Indralaya. This research uses a quantitative approach with an explanatory research type. The population of the study is customers using KUR financing products at BSI KCP Indralaya. Data collection techniques were carried out using questionnaires with measurement scales developed based on the indicators of each research variable. Data were analyzed using statistical analysis to test the direct and indirect effects between variables through religiosity as a mediating variable. The results of the study indicate that only perceived control has a significant effect on customers' decisions to use Sharia KUR financing products, while attitude and subjective norms do not show a significant effect. Religiosity also has a significant effect on customer decisions and only mediates the relationship between perceived control and customer decisions. The findings of this study can serve as evaluation material for Bank Syariah Indonesia to strengthen product information, simplify administrative procedures, improve customer assistance, and expand access to sharia financing services.
Idiosyncratic Risk in Corporate Finance: A Global Research Landscape Indra Halim; Yana Priyana; Muhamad Ammar Muhtadi; Muhammad Fithrayudi Triatmaja; Ferlinda Ainur Rachmani
Sanskara Ekonomi dan Kewirausahaan Vol. 4 No. 03 (2026): Sanskara Ekonomi dan Kewirausahaan (SEK)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/sek.v4i03.892

Abstract

This study aims to map and analyze the global research landscape of idiosyncratic risk in corporate finance using a bibliometric approach. Data were retrieved from the Scopus database and analyzed using VOSviewer software to examine publication trends, co-authorship patterns, institutional collaborations, country contributions, and keyword co-occurrence structures. The findings indicate that research on idiosyncratic risk is highly concentrated within a core intellectual structure dominated by corporate finance, asset pricing, and financial market theories. Co-authorship and institutional analyses reveal a significant dominance of U.S.-based authors and universities, while emerging contributions from countries such as China, Germany, and India highlight increasing global participation. Keyword analysis shows that the field has evolved from foundational studies on volatility and market efficiency toward more interdisciplinary themes, including behavioral finance, corporate governance, and macroeconomic policy. The study concludes that idiosyncratic risk research has developed into a mature and expanding field that integrates multiple dimensions of financial economics and corporate decision-making.
Strategy for Improving the Economy of Seaweed Farmers Through Strengthening Infrastructure and Technology in Tekolabbua Urban Village Musmahendra Musmahendra; Surianto Surianto
Sanskara Ekonomi dan Kewirausahaan Vol. 4 No. 03 (2026): Sanskara Ekonomi dan Kewirausahaan (SEK)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/sek.v4i03.893

Abstract

This study aims to analyze sustainable development planning strategies based on the local potential of seaweed products to increase the income of local communities in Tekolabbua Urban Village, Pangkajene District, Pangkep Regency. The study uses a qualitative descriptive approach with data collection techniques through Focus Group Discussions, interviews, field observations, and documentation. Research informants include seaweed cultivator groups, women's groups, community leaders, group leaders, and relevant stakeholders. The results show that Tekolabbua has strong ecological and social potential for seaweed development, particularly due to the availability of ponds, community cultivation experience, and the presence of local groups. However, the development strategy has not been optimal because cultivation remains traditional, post-harvest processing is limited, economic institutions are weak, market access depends on middlemen, and community income fluctuates due to prices and environmental conditions. The findings emphasize the need for an integrated strategy that includes improving human resource capacity, strengthening cooperatives or local economic institutions, product diversification, market partnerships, provision of post-harvest infrastructure, and environmental risk mitigation. The novelty of this study lies in integrating upstream-downstream dimensions, institutions, added value, women's empowerment, and environmental sustainability into a single framework for local development planning based on seaweed. Practically, the results provide a basis for local governments and communities to design participatory, adaptive, and sustainable seaweed development programs in local coastal areas.
Analisis Pengaruh Harga dan Kualitas Jasa Pelayanan terhadap Kepuasan Pelanggan Hotel : (Survei pada Hotel Midtown Jakarta) Rahmat Kurniawan; Khikmah Nurhidayah
Sanskara Ekonomi dan Kewirausahaan Vol. 4 No. 03 (2026): Sanskara Ekonomi dan Kewirausahaan (SEK)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/sek.v4i03.929

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui besarnya pengaruh harga dan kualitas jasa pelayanan terhadap kepuasan pelanggan hotel. Khususnya pada Hotel Midtown Jakarta. Metode dalam penelitian yang digunakan adalah metode penelitian deskriptif kuantitatif. Populasi yang digunakan dalam penelitian ini adalah seluruh tamu yang menginap di Hotel Midtown Jakarta pada periode bulan September 2025 sampai dengan Februari 2026. Sampel dipilih sebanyak 70 responden. Dengan teknik sampel berdasarkan kebetulan atau accidental sampling. Pengumpulan data dilakukan dengan penyebaran angket. Analisis data menggunakan statistik deskriptif yaitu statistik inferensial, yaitu mencari koefisien korelasi dan regresi dengan menggunakan uji-F dan uji-t, pengolahan data penelitian menggunakan aplikasi SPSS.22.00. Hasil penelitian menunjukan: 1. Terdapat pengaruh yang signifikan harga dan kualitas jasa pelayanan terhadap kepuasan pelanggan hotel. Harga dan kualitas jasa pelayanan memberikan kontribusi sebesar 38,8% terhadap perubahan variabel kepuasan pelanggan Hotel. 2. Terdapat pengaruh yang siginifikan harga secara parsial terhadap kepuasan pelanggan hotel. Harga memberikan kontribusi sebesar 31,4% terhadap kepuasan pelanggan Hotel. 3. Terdapat pengaruh yang signifikan kualitas jasa pelayanan secara parsial terhadap kepuasan pelanggan hotel. Kualitas jasa pelayanan memberikan kontribusi sebesar 28,9% terhadap kepuasan pelanggan Hotel.

Page 8 of 8 | Total Record : 76

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