cover
Contact Name
Widhi Ariyo Bimo
Contact Email
moneter@uika-bogor.ac.id
Phone
+6288212632557
Journal Mail Official
moneter@uika-bogor.ac.id
Editorial Address
Jl. K.H. Sholeh Iskandar km 2 Bogor 16162 Jawa Barat, Indonesia Telp/Fax: 0251-8335335
Location
Kota bogor,
Jawa barat
INDONESIA
Moneter : Jurnal Keuangan dan Perbankan
ISSN : 23022213     EISSN : 26155141     DOI : 10.32832/moneter
Core Subject : Economy, Science,
Moneter: Jurnal Keuangan dan Perbankan mempunyai fokus dalam kajian keuangan dan perbankan , dengan scope sebagai berikut: Dasar-dasar keuangan dan perbankan syariah dan konvensional Bisnis Teknologi Informasi
Articles 151 Documents
Financial Statement Analysis to Assess Financial Performance at the Fish Quarantine Center, Jakarta II Ministry of Maritime Affairs and Fisheries, Quality Control, and Product Safety Ratnayulis, Wita; Madiistriyatno, Harries; Naldi Sahim, Aswin
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i2.959

Abstract

With regard to efficacy, efficiency, and growth, the objective of this research is to assess the financial standing of the Ministry of Marine Affairs and Fisheries' Jakarta II Fish Quarantine and Inspection Agency for the years 2021–2023. Financial Statements for the years 2021–2023 are the data used in this analysis. Documentation and literature review are the methods utilized to obtain data. This study employed descriptive qualitative data analysis using growth ratios, effectiveness, and efficiency. The findings demonstrated that the Jakarta II Fish Quarantine and Inspection Agency, Center had generally demonstrated strong financial management. This may be observed from the effectiveness ratio calculation results, which are classified as effective because the average effectiveness is over 100%, or 113.51%, and as less efficient because the average efficiency is below 100%, or 62.65%. With a negative number, the growth ratio falls into the bad group.
Corporate Tax Avoidance in Indonesia: Ownership Structure and Executive Incentives Sudarmanto, Didik; Kartika Sari, Putri Malynda; Aipah, Aipah; Lestari, Heny Setyo; Margaretha, Farah
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i2.960

Abstract

The purpose of this study is to close the gap in the literature by examining the connection between tax evasion in Indonesia, executive incentives, company governance quality, and family ownership. It is anticipated that the study's findings would help company executives and policymakers better understand corporate governance and curtail tax evasion. The results of this study can help policymakers and regulators in Indonesia create more effective regulations to boost corporate governance and increase tax compliance. Quantitative approaches are the research approach that is being applied. The independent variables of family ownership, corporate governance, and executive incentives have little impact on tax avoidance, according to the findings of statistical tests using panel data model estimate in partial T test testing. The movement or change in the independent variables in this study is unrelated to the tax avoidance ratio.
Quality of BPJS Services at Mitra Sejati Hospital with Importance Performance Analysis (IPA) Method Pradani, Ellysa; Syahbudi, Muhammad; Silalahi, Purnama Ramadani
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i2.985

Abstract

The number of true partner hospitals in North Sumatra Province has increased since 2012 by 288 units to 310 units in 2023. The increasing number of true partner hospital units does not necessarily mean that true partner hospital services are adequate. This research aims to measure the factors that influence consumer satisfaction and to provide technical responses sourced from the Voice of Customer. This research uses a quantitative analysis method that combines the Importance Performance Analysis (IPA) method to determine service quality factors that influence consumer satisfaction and the Quality Function Deployment method is used to provide a technical response. This methodology uses a quantitative approach using the IPA method to show factors that are among the main priorities, namely services related to providing appropriate diagnoses by doctors at true partner hospitals, services related to responses by true partner hospitals to complaints from patients, and service attributes related to the suitability of drugs given by doctors at true partner hospitals. Increasing responses to patient complaints is a top priority that must be carried out by true partner hospitals to increase patient satisfaction. The technical response with the highest priority order is that medical personnel must provide clear answers regarding the treatment the patient is undergoing, and doctors at true partner hospitals must be more careful in administering medication that is appropriate to the patient’s illness.
Optimizing Parcel Package Selection Using an Enhanced Multiple Knapsack Problem Approach with Greedy Dynamic Programming Santoso, Dewi Agustini; Rizqa, Ifan; Aqmala, Diana; Alzami, Farrikh
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 3 (2024): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i3.996

Abstract

This study introduces an enhanced algorithm for solving the Multiple Knapsack Problem to optimize parcel package selection, particularly focusing on balancing value maximization with price and weight constraints. Due to Dynamic Programming requires significant memory, The proposed method employs a heuristic approach such as greedy algorithm, initially sorting items by their value-to-weight ratio and iteratively filling each knapsack to maximize total value while adhering to constraints. The algorithm demonstrates high computational efficiency, solving instances within 0.07 seconds, and achieves a total value of 122.00 across multiple knapsacks. However, the analysis reveals a significant underutilization of weight capacity (44.74%) compared to price capacity (98.92%), highlighting the need for more sophisticated constraint handling. Limitations such as the simplistic heuristic approach and single-objective focus are discussed. Future work will explore the integration of advanced optimization techniques, dynamic constraints, and multi-objective frameworks to improve solution quality and applicability in real-world scenarios. This research contributes to the field by providing a foundation for further exploration of Multiple Knapsack Problem in logistics and resource allocation contexts.
The Influence of Insurance Literacy and Usefulness on Increasing Fire Insurance Products for Traders in the Market (Case Study of the Kampung Keling Market, Medan) Siregar, Khidir; Imsar; Nasution, Juliana
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Many variables, such as inadequate socialization and education, might contribute to the issue of low fire insurance literacy. Therefore, the local populace still knows very little or nothing about fire insurance. With a case study of the Kampung Keling market in Medan, this study attempts to ascertain the impact of insurance literacy and usefulness on boosting fire insurance products for traders in the market. In this study, a descriptive methodology is combined with a quantitative approach. 96 merchants at Pasar Kampung Keling Medan were surveyed in order to get the study data. Multiple linear regression was used to evaluate the data. The findings indicated that the applicability and favorable impact of insurance literacy on the uptake of fire insurance products by Pasar Kampung Keling Medan traders was noteworthy. This demonstrates how traders' interest in insurance goods may rise when they are informed about the advantages of insurance and have pleasant insurance-related experiences.
The Analysis of the Effectiveness of Jamsostek Mobile Integration in Increasing Settlement of Old Age Security Claims Moeda, Fadillah; Yusrizal; Atika
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

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Abstract

This study seeks to analyze the effectiveness of Jamsostek Mobile integration in increasing the settlement of Old Age Insurance (JHT) claims at BPJS Employment Tanjung Morawa Branch. This research uses quantitative methods with data collection techniques through questionnaires distributed to BPJS Employment participants who use Jamsostek Mobile. Data was analyzed using the SERVQUAL model to measure service quality based on five dimensions, namely physical evidence, immunity, responsiveness, assurance and empathy. Although this application has been launched, participants continue to encounter various issues while using it.Some of the problems that are often faced include difficulties in operating the application, claim settlement times which are still considered long, and participant satisfaction levels that are not yet optimal. The problem that is still occurring currently at BPJS Employment Tanjung Morawa Branch faces an issue with insufficient public awareness about the Jamsostek mobile application, resulting in many people still visiting the office in person, and there are also many people who do not use cell phones, especially elderly workers. Previous research shown that JMO has been effective in disbursing JHT during the pandemic, in fact there are still problems that need to be addressed, especially at BPJS Employment Tanjung Morawa. this research was conducted to analyze the effectiveness of Jamsostek Mobile integration in increasing the settlement of JHT claims at BPJS Employment Tanjung Morawa Branch. To identify the extent to which this application can simplify the claims process, speed up settlement time, and increase participant satisfaction levels. The findings of this study are expected to offer constructive feedback to BPJS Employment, aiding in the enhancement of their service qualitythrough the Jamsostek Mobile application.
Prototype Of A Website-Based Visitor Data And Payment Management System At Universitas Ibn Khaldun Bogor Setiawan, Foni Agus; Riana, Freza; Fadhilah, Muhammad Rifqi
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

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Abstract

The advancement of science and technology has led to the development of various systems aimed at aiding human life. One example is data management systems designed to handle and store data. Security is also a crucial aspect, especially in institutions. Many methods are used to ensure security, one of which is the use of gate barriers, such as those at Ibn Khaldun University in Bogor. Currently, the gates at Ibn Khaldun University use an automated system where the barrier opens and closes automatically as vehicles pass through. The gates are also integrated with a system. However, this system still has some shortcomings, such as not all visitors passing through the gate being identified and issues with the payment cycle. The method used in this research is the Rapid Application Development (RAD) method, which emphasizes speed in system development.
The Factors Influencing Intention To Use Mobile Banking Among Generation Y And Z Sabilla, Anisa Moza; Soma, Abdul Mukti; Sitorus, Palti Marulitua
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

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Abstract

Advancements in information technology have accelerated the global expansion of the internet, proceed the financial sector to have a major shift. The mobile banking apps growth is one of the most significant advances that is transforming the business. While these digital services provide several benefits to customers, they are also vulnerable to possible cyber threats. The digital transformation of banking has highlighted various key challenges, including cyberattacks, banking fraud, hacking, phishing, and the significance of security awareness. SEM PLS is used in data analysis, and 400 respondents from Generation Y and Z. Identifying the factores affecting the intention to use mobile banking is the purporse of this study. Therefore, this study found that perceived security, perceived privacy, security awareness, and trust are key factor in influencing the intention to use. Moreover, trust also plays a big role that has significacnt and positive impact on the intention of using mobile banking, with perceived usefulness as a moderator.
The Effect Of Understanding Tax Digitalization, Digital Literacy On Tax Awereness Siagian, Vienzo; Hutabarat, Francis; Siagian, Harlyn
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 3 (2024): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i3.1078

Abstract

Taxpayer awareness involves understanding, accepting, and complying with tax regulations while demonstrating a willingness to fulfill tax obligations. This research aims to examine the impact of digital literacy on tax education among residents of West Bandung. Using the Slovin formula, 100 respondents were selected through probability sampling with a random technique. Data analysis was carried out using partial least squares and descriptive statistical methods. The findings of the study reveal that digital literacy and the digitalization of tax processes significantly and positively influence taxpayer awareness in the West Bandung area. These results highlight the importance of integrating digital tools into tax education programs, as they enhance taxpayers' knowledge and compliance with tax regulations. This research underscores how improved digital literacy can lead to a better tax compliance, providing valuable insights for policymakers. It suggests that by embracing digitalization, local communities can foster greater awareness and understanding of their tax responsibilities.
Analytical Hierarchy Process On Supplier Selection Analysis: A Case Study in PT "X" Sudrajat, Asep; Aprilia Krisna, Kiki; Hertina, Dede
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 3 (2024): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i3.1079

Abstract

Business developments and the emergence of many competitors mean that companies must be able to develop and improve their performance. Supplier selection is one of the most important things in maintaining company performance, because selecting the right supplier will not result in losses for the company. This research aims to find out the best strategy that can be implemented by companies, so that companies can choose suppliers who have the best quality among existing suppliers. This research took a sample of companies located in Bandung City, specifically PT "X". Three main criteria have been obtained, namely quality (0.633), price (0.260), and the last one is delivery time (lead time) (0.107), and these three criteria are applied to 4 suppliers. Based on the results of the analysis, Supplier 2 received the highest final score and was ranked number one with a value of 0.537, then Supplier 1 was ranked 2nd with a final value of 0.191, Supplier 3 was ranked 3rd with a final value of 0.131 and Supplier 4 was ranked last with a final value of 0. 13. Therefore, the priority for ordering goods made by PT "X" is ordering Small Angle Assembly +4 Way SAE425-70 products from Supplier 2.

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