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INDONESIA
Indo-Fintech Intellectuals: Journal of Economics and Business
Published by Lembaga Intelektual Muda Maluku
ISSN : 28082443     EISSN : 28082222     DOI : https://doi.org/10.54373/ifijeb
Core Subject : Economy, Humanities, Social,
Humanities Economics, Econometrics & Finance Social Sciences
Indo-Fintech Intellectuals: Journal of Economics and Business (IFI-JEB) is a fully refereed (double-blind peer review) and an open-access online journal for academics, researchers, graduate students, early-career researchers and students, published by Lembaga Intelektual Muda (LIM) Maluku. IFI-JEB is a periodical publication (two times a year, in March and September) with the primary objective to disseminate scientific articles in the fields of economics, business, and accounting
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 886 Documents
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Highlighting the Contribution of Technological Entrepreneurship to the Dynamics of Knowledge-Based Economic Growth in the Academic Environment of Students Tono Mahmudin
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1257

Abstract

In the era of globalization and digitalization, economic growth increasingly relies on innovation and knowledge. Knowledge-based economies emphasize the importance of quality human resources, research, and technology to drive economic progress. The academic environment of students is one of the main centers for creating and developing new knowledge. This research aims to explore and highlight the contribution of technological entrepreneurship among students to the dynamics of knowledge-based economic growth. This study employs a literature review method with a qualitative approach and descriptive analysis. Data collection is conducted using Google Scholar as the primary source to gather scholarly articles from the period 2002-2024. The results of the study indicate that technological entrepreneurship in the academic environment of students plays a significant role in shifting the economic paradigm towards inclusive and sustainable knowledge-based growth. In an era where technology serves as the main engine of economic transformation, technological entrepreneurship opens opportunities for students to become agents of change shaping the future economy
Human Resource Development Strategies to Enhance Small Business Economic Growth in Community Settings Sutrisno Sutrisno; Siminto; Abu Muna Almaududi Ausat
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1258

Abstract

Human resource development (HRD) is a key factor in driving economic growth, particularly among small businesses. Skilled and competent human resources can enhance productivity and efficiency, thereby fostering faster economic growth. This research aims to identify and analyze effective HRD strategies in boosting the economic growth of small businesses within community settings. This study employs a literature review method with a qualitative approach and descriptive analysis. Data sourced from Google Scholar span publications between 2001 and 2024. Findings indicate that HRD plays a crucial role in enhancing the economic growth of small businesses within communities. Skilled and trained human resources can elevate productivity, efficiency, and innovation, thus enhancing the quality of products and services offered and business competitiveness. including access to education, financial limitations, and inadequate infrastructure. Effective HRD strategies should address these challenges through educational and training programs, improving working conditions, leadership development, and collaboration among stakeholders
Pengaruh Rasio CAR, LDR, ROA, ROE, NIM, BOPO Terhadap NPL di Bank Pembangunan Daerah di Sumatera Yasmir Yasmir; Ira Widyastuti; Eva Marlina
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1263

Abstract

This study aims to evaluate the relationship between the variables of Capital Adequacy Ratio (CAR), LDR (Loan to Deposit Ratio), ROA (Return on Assets), Return on Equity (ROE), Net Interest Margin (NIM), and Operating Expenses to Operating Income (BOPO) with Non-Performing Loans (NPL), and to identify other potential factors influencing NPL. This research involves the analysis of data from 40 bank samples in Sumatra. The data analysis techniques used include significance tests, multicollinearity tests, heteroscedasticity tests, and regression analysis to understand whether the Capital Adequacy Ratio and other variables have a significant impact on Non-Performing Loans, as well as to explore the strengths and weaknesses of the regression model used. The results indicate that CAR has a significant relationship with NPL, while other variables such as LDR, ROA, ROE, NIM, and BOPO do not show a significant influence. The regression model demonstrates a strong correlation between the independent variables and NPL, with approximately 41.8% of the variation in NPL being explained by the independent variables in the model. Nonetheless, other factors need to be considered to fully understand the variation in NPL
Pengaruh Bauran Pemasaran Terhadap Keputusan Pembelian di Adzkia Mart. Universitas Adzkia Juli Adevia; Nova Suryani
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1265

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh bauran pemasaran terhadap keputusan pembelian di Adzkia Mart. Metode analisis dalam penelitian ini adalah deskriptif kuantitatif dengan menggunakan tehnik analisis regresi linear berganda menggunakan program SPSS. Sampel dalam penelitian ini adalah sebanyak 92 orang. Uji hipotesis menggunakan uji T dan uji F dengan nilai α=5%. Hasil penelitian menunjukkan bahwa secara simultan bauran pemasaran (produk, harga, promosi dan tempat) memiliki pengaruh positif dan signifikan terhadap keputusan pembelian. Sementara itu secara parsial variabel produk dan variabel harga berpengaruh tidak signifikan terhadap keputusan pebelian di Adzkia Mart. Variabel promosi dan tempat memiliki pengaruh positif dan signifikan terhadap keputusan pembelian di Adzkia Mart. Kata Kunci: Bauran Pemasaran, Keputusan Pembelian, Regresi Linear Berganda, Adzkia Mart
Pengaruh Ukuran Perusahaan, Kepemilikan Asing dan Profitabilitas Terhadap Transfer Pricing (Pada Perusahaan Pertambangan Yang Terdaftar di BEI Tahun 2018-2022) Susi Susilawati; Abu Nizarudin; Anggraeni Yunita
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1268

Abstract

Transfer pricing adalah suatu kebijakan perusahaan dalam menentukan harga transfer suatu transaksi yang dilakukan oleh perusahaanantara pihak-pihak yang mempunyai hubungan istimewa untuk memaksimalkan laba. Penelitian ini bertujuan untuk mengetahui pengaruh Ukuran Perushaan, kepemilikan asing dan profitabilitas terhadap transfer pricing sampel yang digunakan dalam penelitian ini adalah perusahaan sektor pertambangan yang terdaftar di Bursa Efek Indonesia tahun 2018-2022 Pengambilan sampel dilakukan dengan metode purposive sampling. Populasi penelitian ini adalah seluruh perusahaan sektor pertambangan yang terdaftar di Bursa Efek Indonesia dengan jumlah 37 populasi dan sampel berjumlah 7 perusahaan jenis penelitian ini adalah penelitian kuantitatif sumber data dalam penelitian ini adalah data sekunder. Berdasarkan hasil dari penelitian ini menunjukan bahwa Ukuran Perusahaan berpengaruh terhadap transfer pricing, sedangkan kepemilikan asing, dan profitabilitas tidak berpengaruh terhadap transfer pricing.
Eksplorasi Persepsi Konsumen Melalui Studi Komparatif Suasana Toko Indomaret dan Alfamart Nanda Andreas Octavini; M. Azka Kesuma Wardana
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1272

Abstract

Indomaret and Alfamart are two of the largest retail chains in Indonesia, competing fiercely in the minimarket sector. The store atmosphere is a key factor influencing customer attraction and loyalty. This study aims to compare consumer perceptions of the store atmosphere between Indomaret and Alfamart in Bandar Lampung city. This research uses the probability sampling method with cluster random sampling technique. The sample size used is 384 respondents from various areas in Bandar Lampung. Data analysis is conducted using descriptive statistics and independent sample t-test. The results indicate no significant difference in attributes such as lighting, sound, layout, temperature, technology, and accessibility between Indomaret and Alfamart. However, there are significant differences in attributes such as color, aroma, staff behavior, and decoration, with Alfamart scoring higher in color, staff behavior, and decoration, while Indomaret excels in aroma. The store atmosphere significantly impacts consumer perceptions and shopping experiences. Indomaret and Alfamart need to focus on enhancing store atmosphere elements according to consumer preferences to increase competitiveness and customer loyalty
Religius Obligation dan Social Influence Terhadap Keputusan Muslim Generasi Z Untuk Menabung di Bank Syariah (Studi Pada Muslim Generasi Z di Kabupaten Jepara) Naili Rahma Yuliani; Miswan Ansori
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 3 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i3.1273

Abstract

This study aims to address whether religious obligation and social influence affect the decision to save in Islamic banks among Muslim Generation Z in Jepara Regency. The research employs a quantitative approach with primary data collected through online questionnaires. A purposive sampling method was used to select 96 respondents. The analytical technique applied is multiple linear regression. The findings indicate that both religious obligation and social influence have a significant impact on the decision to save in Sharia banks. Interestingly, social influence has a greater impact compared to religious obligation in shaping this decision. These findings highlight the importance of community and social norms in shaping Generation Z's financial behavior when choosing financial institutions for saving and provide valuable insights for Sharia banks to develop more effective marketing strategies
Analisis Pengendalian Internal Penerimaan Kas pada Rumah Sakit Umum Pusat Dr. Tadjuddin Chalid Makassar Mutia Rizky Yunus Husain; Sitti Hajerah Hasyim; Mukhammad Idrus
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1276

Abstract

This study aims to analyze the internal control of cash receipts for general patient services at Dr. Central General Hospital. Tadjuddin Chalid Makassar. This research variable is internal control of cash receipts for general patient services. The population of this study were all documents relating to the internal control of cash receipts for general patient services at Dr. Central General Hospital. Tadjuddin Chalid Makassar. The sample for this study were informants related to the internal control of cash receipts for general patient services at Dr. Central General Hospital. Tadjuddin Chalid Makassar. The data collection techniques for this research are documentation and interviews. Data analysis was carried out using qualitative descriptive data analysis techniques. The results of this research indicate that the Internal Control System for Cash Receipts at Dr. Central General Hospital. Tadjuddin Chalid Makassar is in accordance with the Government's Internal Control System
Transforming Cities Through Renewable Energy: Analyzing the Role of Green Infrastructure in Driving Urban Economic Growth Muhammad Ade Kurnia Harahap; Jeffriansyah Dwi Sahputra Amory; Muh. Ilhamuddin Dahri
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1280

Abstract

Cities worldwide are experiencing rapid population growth, leading to increased demand for energy, transportation, and other infrastructure. This poses significant challenges in providing sustainable and environmentally friendly energy. This research aims to analyze the role of green infrastructure in driving urban economic growth through the implementation of renewable energy. The method used in this study is a literature review with a qualitative approach. Data were collected from articles published on Google Scholar between 2013 and 2024. The study results indicate that the use of renewable energy and the development of green infrastructure play a crucial role in transforming cities towards sustainability. The main findings show that renewable energy has a positive impact on reducing carbon emissions, while green infrastructure improves the quality of life and drives urban economic growth. Cities in Indonesia, such as Bandung, Surabaya, and Jakarta, have provided tangible examples of success in implementing these strategies.
Pengaruh Pendapatan Asli Daerah dan Dana Perimbangan Terhadap Indeks Pembangunan Manusia Kabupaten/Kota NTB Tahun 2018-2022 M. Hafizal Insani; Abdul Manan; Eka Agustiani
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1281

Abstract

This research aims to determine the influence of local original income (regional taxes and regional levies), and balancing funds (profit sharing funds, general allocation funds, and special allocation funds), on the Regency/City Human Development Index in NTB Province for 2018-2022. Data analysis uses panel data regression with the fixed effect model method. The results of this research show that: (1) Regional taxes do not have a significant effect on the Regency/City Human Development Index in NTB Province. (2) Regional levies do not have a significant effect on the Regency/City Human Development Index in NTB Province. (3) Profit Sharing Funds do not have a significant effect on the District/City Human Development Index in NTB Province. (4) General Allocation Funds do not have a significant effect on the Regency/City Human Development Index in NTB Province. (5) Special Allocation Funds have a positive and significant effect on the District/City Human Development Index in NTB Province. Keywords: Original Regional Income, Balancing Funds, Human Development Index, NTB Province.

Page 27 of 89 | Total Record : 886

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