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Contact Name
DEDDY IBRAHIM RAUF
Contact Email
deddyibrahim09@gmail.com
Phone
+6285299931836
Journal Mail Official
deddyibrahim09@gmail.com
Editorial Address
Jl. Batua Raya IX Lr. 3 No. 18a
Location
Kota makassar,
Sulawesi selatan
INDONESIA
(JUMPER)
ISSN : -     EISSN : 29883784     DOI : 10.59971/jumper
Journal Management & Economics Review : JUMPER is a journal for publishing research results on business decisions, processes and activities in actual business settings. Theoretical and empirical advances in buyer behavior, finance, organizational theory and behavior, marketing, risk and insurance and international business are regularly evaluated. Published for executives, researchers and scholars, the Journal helps apply empirical research to practical situations and theoretical findings to the realities of the business world.
Articles 187 Documents
The Influence of Trust in Fintech Platforms, Financial Literacy, and Herding Behavior on Online Investment Decisions Restia Christianty; Novita Adam; Isma Coryanata; Noorhani Dyani Laksmi
Journal Management & Economics Review (JUMPER) Vol. 4 No. 3 (2026): September
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v4i3.1255

Abstract

This study aims to examine the influence of trust in fintech platforms, financial literacy, and herding behavior on online investment decisions. The research employs a quantitative approach with a cross-sectional design, collecting primary data through a structured questionnaire distributed to 200 respondents who actively use fintech platforms for investment purposes. The data were analyzed using multiple linear regression to test the proposed hypotheses. The results indicate that trust in fintech platforms, financial literacy, and herding behavior all have a significant positive effect on online investment decisions, both partially and simultaneously. Among these variables, trust in fintech platforms is found to have the strongest influence, highlighting the importance of perceived security, transparency, and reliability in shaping investor behavior. Financial literacy also plays a crucial role in enabling individuals to make informed and rational investment decisions, while herding behavior reflects the continued impact of social influence in the digital investment environment. The coefficient of determination shows that these variables explain a substantial proportion of variance in investment decisions, suggesting that both rational and behavioral factors are essential in understanding investor behavior. This study contributes to the literature on behavioral finance and fintech adoption and provides practical implications for investors, fintech providers, and policymakers in improving the quality of investment decision-making in the digital era.
Governance-Risk Decoupling: Operational Risk Management, Board Independence, and Operational Resilience in Ghanaian Banks: An EmergingMarket Perspective Patrick Boamah; Richmell Baaba Amanamah; Rabiatu Kamil
Journal Management & Economics Review (JUMPER) Vol. 3 No. 12 (2026): June
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i12.291

Abstract

In an era of economic shocks, digital disruptions, and escalating systemic risks, operational resilience has become a critical determinant of stability and trust in the banking system. This study investigates the key drivers of operational resilience in Ghanaian commercial banks, an emerging-market context where governance models may differ from Western norms. The research employs an exploratory sequential mixed-methods design. Initial qualitative phase involved in-depth interviews with ten senior risk and governance experts, analyzed via thematic analysis. The subsequent quantitative phase surveyed 384 banking professionals. Covariance-based structural equation modeling (SEM), incorporating an integrated interaction term, was used to test relationships. Strong Operational Risk Management (ORM) emerges as the most powerful driver of operational resilience. Board Independence shows only a modest direct positive effect. Notably, higher board independence slightly weakens the positive impact of ORM on resilience (significant negative interaction), indicating governance–risk decoupling. In this context, genuine resilience stems primarily from deep operational capabilities rather than formally independent boards; ceremonial adoption of independence, disconnected from day-to-day risk processes, can subtly undermine resilience. Drawing on the Resource-Based View, Risk Governance Theory, and Institutional Theory, this paper provides evidence-based insights into why Western-style board independence may not translate effectively to emerging financial systems like Ghana's. It challenges the universal application of such governance models and highlights the primacy of embedded operational risk capabilities for true resilience, offering practical implications for regulators, bank leaders, and governance reformers in developing economies.
The Influence of Live Streaming Quality, Streamer Credibility, and Perceived Enjoyment on Purchase Intention in Live Commerce Siti Maemunah; Tukkot Hamonangan Immanuel; Imam Jayanto; Dian Parwati
Journal Management & Economics Review (JUMPER) Vol. 4 No. 3 (2026): September
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v4i3.1256

Abstract

The rapid growth of live commerce has transformed online shopping by integrating real-time interaction, entertainment, and digital marketing strategies. This study aims to examine the influence of live streaming quality, streamer credibility, and perceived enjoyment on consumer purchase intention in live commerce. A quantitative research approach was employed using a survey method, with data collected from 250 respondents who have experience engaging in live streaming commerce. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that all three variables significantly and positively influence purchase intention. Among them, perceived enjoyment has the strongest effect, followed by streamer credibility and live streaming quality. These findings highlight that emotional and experiential factors play a more dominant role compared to purely technical aspects in influencing consumer behavior. Live streaming quality serves as a foundational factor that enhances clarity and reduces uncertainty, while streamer credibility builds trust and persuasion. Meanwhile, perceived enjoyment drives engagement and encourages purchasing decisions through an entertaining and immersive experience. This study contributes to the literature by integrating technological and psychological factors into a unified model and provides practical implications for businesses to optimize their live commerce strategies by focusing on entertainment value, credible streamers, and high-quality streaming performance.
The Effect Of Work Environment, Personal Characteristics, Technical Skills, And Experience On The Performance Of Contract Employees at PT. Telkom Akses Lampung Indah Mutira; Febrianty; Anita
Journal Management & Economics Review (JUMPER) Vol. 4 No. 3 (2026): September
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v4i3.1257

Abstract

This study aims to evaluate the effect of Work Environment, Personal Characteristics, Technical Skills, and Work Experience on the job performance of contract technicians at PT. Telkom Akses Lampung. The urgency of this research is based on the need to optimize technical human resources in order to ensure the stability of telecommunication services. The population of this study consisted of 120 contract employees, with the sampling technique using accidental sampling, where respondents were selected based on their availability and suitability as research subjects. This study employed a quantitative approach with Structural Equation Modeling (SEM) analysis using SmartPLS software. The results show that Personal Characteristics, Technical Skills, and Work Experience have a positive and significant effect on employee performance. In contrast, the Work Environment was found to have no significant effect on technician performance in this research model. These findings indicate that individual competence and work experience are the main determinants of field technician performance. In conclusion, improving human resource quality through strengthening skills and work experience is more critical than improving the work environment in this context. The results of this study are expected to provide valuable input for company management in enhancing technician performance.
The Influence of Fear of Missing Out (FOMO), Social Media Exposure, and Risk Tolerance on Cryptocurrency Investment Intentions Muhammad Amsal Nasution; Latifa Dinar Rahmani; Ingrid Panjaitan; Eko Meiningsih
Journal Management & Economics Review (JUMPER) Vol. 3 No. 10. 1 (2026): Special Issue: Call For Paper JUMPER
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i10. 1.1258

Abstract

This study aims to examine the influence of Fear of Missing Out (FOMO), social media exposure, and risk tolerance on cryptocurrency investment intentions. The rapid growth of cryptocurrency markets, combined with the increasing role of digital platforms, has shifted investment behavior toward more psychologically and socially driven decision-making. This research employs a quantitative approach using a cross-sectional survey design, with data collected from individuals who are familiar with or interested in cryptocurrency investments. A total of 200 respondents were selected using purposive sampling, and data were analyzed using Structural Equation Modeling (SEM) with the Partial Least Squares (PLS) method. The results indicate that FOMO, social media exposure, and risk tolerance all have a positive and significant effect on cryptocurrency investment intention. Among these variables, social media exposure is found to have the strongest influence, highlighting the critical role of online platforms in shaping investor perceptions and behavior. FOMO also significantly drives investment intention by triggering emotional responses and urgency, while risk tolerance reflects individuals’ willingness to engage in high-risk financial activities. The model demonstrates strong explanatory power, suggesting that these variables collectively provide a comprehensive understanding of cryptocurrency investment behavior. This study contributes to the behavioral finance literature by integrating psychological, social, and individual factors in the context of digital investments. The findings offer practical implications for investors, policymakers, and financial educators to promote more informed and rational investment decisions in the evolving cryptocurrency landscape.
The Influence of AI Personalization, Perceived Usefulness, and Trust in Technology on Online Purchase Intention Franciscus Dwikotjo Sri Sumantyo; Titin Jumriah; Noorhayani Dyani Laksmi
Journal Management & Economics Review (JUMPER) Vol. 3 No. 10. 1 (2026): Special Issue: Call For Paper JUMPER
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i10. 1.1259

Abstract

This study aims to examine the influence of AI personalization, perceived usefulness, and trust in technology on online purchase intention in the context of e-commerce. The rapid advancement of artificial intelligence has enabled online platforms to deliver personalized experiences, which are expected to enhance consumer engagement and purchasing behavior. This research adopts a quantitative approach using a cross-sectional survey design. Data were collected from 200 respondents who have experience in online shopping and exposure to AI-based personalization features. The data were analyzed using Structural Equation Modeling with Partial Least Squares (SEM-PLS) to evaluate both the measurement and structural models. The results indicate that AI personalization, perceived usefulness, and trust in technology all have a significant positive effect on online purchase intention. Among these variables, trust in technology emerges as the most influential factor, highlighting the importance of security, reliability, and consumer confidence in digital transactions. AI personalization also plays a crucial role by enhancing the relevance of product recommendations and improving user experience, while perceived usefulness contributes by increasing the efficiency and convenience of online shopping. The model demonstrates strong explanatory power, indicating that these variables collectively provide a comprehensive understanding of consumer behavior in digital marketplaces. The findings of this study offer both theoretical and practical implications, suggesting that e-commerce businesses should focus on integrating advanced AI technologies with trust-building strategies and user-friendly systems to increase consumer purchase intention.
The Effect of Independence, Competence, and Time Pressure on Audit Quality with Professional Skepticism as a Moderating Variable in Semarang City Public Accounting Firms : Case Study of the Implementation of SIKADEKA in the 2024 Election Vioneta Cattravelly Pandji; Ngurah Pandji Mertha Agung Durya; Ira Septriana; Dwiarso Utomo; Retno Indah Hernawati; Enny Susilowati Mardjono
Journal Management & Economics Review (JUMPER) Vol. 3 No. 10. 1 (2026): Special Issue: Call For Paper JUMPER
Publisher : Malaqbi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jumper.v3i10. 1.1260

Abstract

This study aims to determine the influence of independence, competence, and time pressure on audit quality, with professional skepticism as a moderating variable, in a case study of the implementation of SIKADEKA for campaign fund audits at a public accounting firm in Semarang. The study involved 50 auditors in the campaign fund audit process using a saturated sampling technique, in which all available members of the population were used as respondents. The study employed classical assumption tests and multiple linear regression analysis. The results presented in the original study indicate that independence and competence do not have a significant effect on audit quality, whereas time pressure has an effect on audit quality. The moderation analysis indicates that professional skepticism does not moderate the effects of independence and competence on audit quality, while professional skepticism moderates the effect of time pressure on audit quality.