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<![CDATA[PREDICTING THE ADOPTION OF INSURTECH AMONG GENERATION Z IN INDONESIA ]]>
<![CDATA[Umran, M. Fankar]]>;
<![CDATA[Sadat, Andi Muhammad]]>;
<![CDATA[Maupa, Haris]]>
<![CDATA[ International Journal of Application on Economics and Business Vol. 2 No. 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Graduate Program of Universitas Tarumanagara ]]>
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DOI: 10.24912/ijaeb.v2i1.3182-3190
<![CDATA[The emergence of Insurtech services in Indonesia has been a transformative force, changing how insurance companies operate and reach their customers. However, most insurance companies still use conventionally by relying on agents and brokers to provide insurance purchases and payments. The success and growth of the insurance industry require technological support to make the process efficient and profitable. This research aims to empirically identify the factors that influence insurance industry customers to adopt Insurtech services among Generation Z in Indonesia, which is known to be technologically literate and reaches 28% of the total population. This research is quantitative, where the research questionnaire will be distributed using Google Forms to a minimum of 310 respondents based on the Cochran formula. Six hypotheses were developed based on the literature and will be tested using the Structural Equation Modeling (SEM) approach with software AMOS version 23. The results are expected to contribute to academics, insurance companies, and regulators regarding the determining factors for the adoption of Insurtech services in Indonesia.]]>
<![CDATA[THE INFLUENCE OF FINANCIAL CONFIDENCE, HERDING BIAS, AND CONFIRMATION BIAS ON INVESTMENT DECISIONS IN GENERATION Z IN JAKARTA ]]>
<![CDATA[Adiputra, I Gede]]>;
<![CDATA[Nathaerwin , Nathaerwin]]>
<![CDATA[ International Journal of Application on Economics and Business Vol. 2 No. 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Graduate Program of Universitas Tarumanagara ]]>
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DOI: 10.24912/ijaeb.v2i1.3191-3204
<![CDATA[Interest in investing in the capital market for young investors is increasing. This is reflected in the increasing number of young investors in the capital market. Internet and digital technology have become part of today's society in all aspects. Technological developments in the financial services industry are referred to as Fintech (Financial Technology). Fintech is present starting from as a means of payment, E-Wallet, digital bank, to investment provider brokers. The purpose of this study is to examine and analyse the factors that influence Financial Confidence, Herding Bias, and Confirmation Bias on Generation Z's Investment Decision in Jakarta. The sample in the study were investors born between 1995-2010 called Generation Z and residing in Jakarta. The purposive sampling method was used to collect 205 respondents through Google Forms shared online on social media. The research data was analysed with a structural equation system using SmartPLS.3.2.9 software. The results showed, Financial confidence has a significant effect on investment decision making, Herding Bias has a significant effect on investment decision making, Confirmation bias has no effect on investment decision making.]]>
<![CDATA[DISCUSSION ON ECOLOGICAL AQUACULTURE AND INNOVATIVE OPERATION STRATEGY ]]>
<![CDATA[Yang, Tai-Ho]]>;
<![CDATA[Chang, Yu-Chang]]>
<![CDATA[ International Journal of Application on Economics and Business Vol. 2 No. 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Graduate Program of Universitas Tarumanagara ]]>
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DOI: 10.24912/ijaeb.v2i1.3161-3168
<![CDATA[This study aims to improve the problems faced by Taiwan's aquaculture industry, such as the increased risk of drug residues caused by excessive use of water and soil resources and high-density farming, and to improve its competitiveness. Improve regional production and marketing operations, increase environmental protection production methods, and increase young people's willingness to return to their hometowns to invest. In order to increase consumers' trust in aquaculture aquatic products, basic safety requirements can be achieved through production and sales history labels, vacuum-sealed packaging, and clear labels, thereby enhancing consumer loyalty. Brand features and product discounts can also enhance loyalty. This study uses the focus group interview method to understand the problems of regional farming and the expected future prospects. Results found that it is possible to integrate regional farmers, establish sales channels for agricultural and fishery products in Chiayi, achieve sustainable development and improve competitiveness, and increase the willingness of young people to return to their hometowns to invest. To sum up, there are the following three propositions: (1) Construct cooperation channels to increase the added value of production and sales. (2) Introduce friendly breeding and increase product differentiation. (3) Establish an intelligent platform to train young people to return hometown. In addition, it is also suggested to combine the promotion of local recreational fishery and the characteristics of e-commerce distribution and sales to establish an operation model of online distribution and sales; and widely publicize Taiwan's seafood and aquatic product certification and inspection system to promote friendly farming methods to improve the existing breeding environment. Protect the sustainable environment and increase production value.]]>
<![CDATA[ANALYSIS ON FACTORS THAT AFFECT STOCK PRICE WITH DIVIDEND POLICY AS MODERATING VARIABLE ]]>
<![CDATA[Semarjaya, Diwei Lico]]>;
<![CDATA[Sufiyati, Sufiyati]]>
<![CDATA[ International Journal of Application on Economics and Business Vol. 2 No. 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Graduate Program of Universitas Tarumanagara ]]>
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DOI: 10.24912/ijaeb.v2i1.3205-3215
<![CDATA[This study aims to determine the impact of Current Ratio, Return on Assets, Price Earnings Ratio, Earnings per Share and Net Profit Margin on stock price in consumer non cyclicals companies listed on the Indonesia Stock Exchange for period 2020-2022 and using dividend policy as moderating variable. The sampling technique was purposive sampling and the data that met the criteria were 49 data from 18 companies which were processed using Statistical Package for the Social Science (SPSS) vers 26.0. The result of this study Current Ratio, Price Earnings Ratio and Earnings per Share significantly influences the stock price, while Return on Assets and Net Profit Margin have no significant effect on stock price. Dividend Policy as a moderating variable unable to moderate the Current Ratio, Return on Assets, Price Earnings Ratio, Earnings per Share and Net Profit Margin on Stock Price.]]>
<![CDATA[THE EFFECT OF FIRM SIZE, LEVERAGE, AND LIQUIDITY ON COMPANY VALUE ]]>
<![CDATA[Yulianson, Willy]]>;
<![CDATA[Hastuti, Rini Tri]]>
<![CDATA[ International Journal of Application on Economics and Business Vol. 2 No. 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Graduate Program of Universitas Tarumanagara ]]>
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DOI: 10.24912/ijaeb.v2i1.3249-3258
<![CDATA[Firm value can also be influenced by the company's ability to meet its short-term obligations or often referred to as liquidity. A company that has good liquidity will be considered by investors and creditors as having good performance. So that investors have an interest in investing in the company. This study aims to show the influence of firm size, leverage and liquidity partially on firm value. This study uses a sample of company data listed on the Indonesia Stock Exchange (IDX) for 2019-2021. The sampling method used is purposive sampling method and the samples used are 26 companies. the sample used was 78 data which was processed and analysed using eviews 12 (econometrics views). but it does not have a significant effect, while the firm size variable has a negative relationship to firm value but has a significant effect.]]>
<![CDATA[FACTORS THAT INFLUENCE FINANCIAL DISTRESS IN BANKING COMPANIES ]]>
<![CDATA[Setiadi, Regina Angel]]>;
<![CDATA[Setijaningsih, Herlin Tundjung]]>;
<![CDATA[Verawati , Verawati]]>
<![CDATA[ International Journal of Application on Economics and Business Vol. 2 No. 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Graduate Program of Universitas Tarumanagara ]]>
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DOI: 10.24912/ijaeb.v2i1.3216-3229
<![CDATA[The purpose of this research is to obtain empirical evidence about the effects of managerial ownership, independent commissioner, leverage, and liquidity on Financial Distress in banking companies listed on the Indonesia Stock Exchange (IDX) for the 2020-2022 period. This research used 31 samples and 93 data from banking companies selected by the purposive sampling method. Data processing techniques uses secondary data which is processed using panel data regression analysis and processed using Microsoft Excel 2019 and Eviews version 12. The result of this research indicate that managerial ownership has a positive and significant effect on financial distress while independent commissioner, leverage, and liquidity have no significant effect on financial distress.]]>
<![CDATA[ORGANIZATIONAL JUSTICE, WORK-LIFE BALANCE, AND TURNOVER INTENTION: MEDIATING ROLE OF EMPLOYEE ENGAGEMENT IN XYZ HOTEL EMPLOYEES ]]>
<![CDATA[Chan, Jefry]]>;
<![CDATA[Turangan, Joyce Angelique]]>
<![CDATA[ International Journal of Application on Economics and Business Vol. 2 No. 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Graduate Program of Universitas Tarumanagara ]]>
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DOI: 10.24912/ijaeb.v2i1.3230-3238
<![CDATA[The trend of turnover intention in the hotel industry poses a significant challenge, particularly with the high intentions of Generation Z and millennials to leave their jobs, as revealed in the surveys conducted by Achievers Workforce Institute 2023 and Indonesia Millennial Report 2019. Data from Michael Page International Indonesia 2022 highlights a significant wave of resignations, especially in the leisure, travel & tourism sectors. XYZ Hotel with a workforce of a hundred employees, is experiencing the impact of job turnover trends. This study aims to examine the influence of organizational justice and work-life balance on turnover intention, with employee engagement as a mediating factor, among employees at Hotel XYZ. The population of this study includes all employees working at XYZ Hotel. A total of 100 samples were obtained using the total sampling method. The collected data were processed using SmartPLS 3. The results of this study indicate that the variables of organizational justice and employee engagement have a negative and significant influence on turnover intention. Meanwhile, work-life balance has a positive and significant influence on turnover intention in XYZ Hotel and must be mediated by employee engagement to achieve a negative effect.]]>
<![CDATA[SOME FACTORS AFFECTING TAX AVOIDANCE ]]>
<![CDATA[Tan, Richard Bryan]]>;
<![CDATA[Hastuti, Rini Tri]]>
<![CDATA[ International Journal of Application on Economics and Business Vol. 2 No. 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Graduate Program of Universitas Tarumanagara ]]>
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DOI: 10.24912/ijaeb.v2i1.3239-3248
<![CDATA[Companies in Indonesia have indications of committing tax avoidance as seen from the existence of a tax amnesty policy that took effect from 1 July 2016 to 31 March 2017. Tax evasion by companies shows that the mechanism of corporate governance is not working effectively and efficiently. It was indicated that these companies did not apply the principles of Good Corporate Governance. This study aims to obtain evidence of institutional ownership, audit committees, company size and sales growth on tax avoidance in financial sector companies listed on the IDX in the 2019-2021 period. This study uses independent variables, namely institutional ownership, audit committee, company size and sales growth and the dependent variable, namely tax evasion. The method used in this research is purposive sampling. The number of samples obtained by this method is 174 samples. The results of this model estimation test show the use of the Random Effect Model (REM) as a model for regression analysis. The results of the regression analysis with the REM model show that institutional ownership, firm size, and sales volume do not have a significant effect on tax evasion. The audit committee has results that affect tax evasion.]]>
<![CDATA[THE INFLUENCE OF CELEBRITY ENDORSEMENT ON PURCHASE INTENTION K-MEALS MCDONALD'S: THE ROLE OF BRAND CREDIBILITY ]]>
<![CDATA[Ezra, Anggriana]]>;
<![CDATA[Firdausy, Carunia Mulya]]>
<![CDATA[ International Journal of Application on Economics and Business Vol. 2 No. 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Graduate Program of Universitas Tarumanagara ]]>
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DOI: 10.24912/ijaeb.v2i1.3259-3268
<![CDATA[This research aims to analyze the influence of celebrity endorsement, brand credibility, and purchase intention on consumers of McDonald's K-Meals products. The study's population consists of consumers of K-Meals McDonald’s products in the Jakarta, Depok, Tangerang, and Bekasi area. The sampling method used was non-probability sampling with a purposive sampling technique for 120 respondents and the data was analyzed using descriptive analysis methods. The research instrument testing includes outer model testing, inner model testing, and hypothesis testing using smartPLS-SEM 4.0. The results of this study indicate that celebrity endorsements directly influence the purchase intention of K-Meals McDonald’s products. Brand credibility positively mediates the relationship between celebrity endorsement and purchase intention for McDonald's K-Meals products. McDonald's is expected to be able to optimize promotional strategies by using celebrity endorsements which can strengthen McDonald's brand credibility to meet market preferences and needs in Indonesia.]]>
<![CDATA[THE INFLUENCE OF MENTAL HEALTH, EMOTIONAL INTELLIGENCE, AND LEADERSHIP ON EMPLOYEE PERFORMANCE ]]>
<![CDATA[Bachmid, Franzezka Claire]]>;
<![CDATA[Lina, Lina]]>
<![CDATA[ International Journal of Application on Economics and Business Vol. 2 No. 1 (2024): February 2024 ]]>
Publisher : <![CDATA[Graduate Program of Universitas Tarumanagara ]]>
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DOI: 10.24912/ijaeb.v2i1.3269-3278
<![CDATA[The purpose of this research is to determine the influence of mental health, emotional intelligence, and leadership on employee performance at PT. XYZ. Researchers distributed questionnaires to all employees working at PT. XYZ with a sample size of 100 respondents. The research method used in this research is a quantitative research method using saturated sampling techniques. The data analysis method in this research uses Structural Equation Modeling (SEM), which is processed with SmartPLS 3.0 Software. The results of this research show that mental health, emotional intelligence, and leadership have a positive and significant effect on employee performance at PT. XYZ. The results of this research are expected to provide real benefits for employees at PT. XYZ, and this benefit is very important because it can solve various problems related to mental health, emotional intelligence and leadership on employee performance. Companies can take steps to improve mental health, such as providing mental health programs, work-life balance training, or psychological support resources. Companies can integrate emotional intelligence training in employee development programs to improve managerial and interpersonal skills. Companies must strive to pay special attention to developing leadership skills, either through training, mentoring, or leadership development programs so that they will improve overall employee performance.]]>
