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Roymon Panjaitan
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INDONESIA
Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah
ISSN : 30248388     EISSN : 30218691     DOI : 10.61132
Core Subject : Economy, Science,
Manajemen Sumberdaya Manusia , Manajemen Keuangan, Manajemen Pemasaran, Manajemen Sektor Publik, Manajemen Operasional, Manajemen Rantai Pasokan, Corporate Governance, Etika Bisnis, Akuntansi Manajemen dan Pasar Modal dan Investasi.
Articles 283 Documents
Risk Analysis and Mitigation Strategy at Bank Muamalat KCP Sepanjang Amelia Zahranita Auri; Sri Wigati
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1349

Abstract

This research aims to determine the different kinds of risks that Bank Muamalat KCP Sepanjang faces as well as the mitigation strategies implemented to manage these risks. This research uses qualitative methods with a descriptive approach to understand risk phenomena in depth through interviews and observations. The research results show that Bank Muamalat faces several main risks, including credit risk, market risk, liquidity risk and strategic risk. Strategic risk is the biggest challenge because it requires adjustments to changes in business competition, innovation and technological developments. The mitigation strategies implemented by Bank Muamalat include strict supervision of strategic policies, collaboration with other parties, and adaptation to new technology. With the right mitigation strategy, Bank Muamalat KCP Sepanjang can maintain its stability and growth in the sharia banking sector.  
Analisis Efisiensi dan Efektivitas Pengelolaan Dana Desa pada Kantor Desa Kalebarembeng Kecamatan Bontonompo Kabupaten Gowa Betaria Nur; Nurmega Nurmega; Elisabeth Ambalele
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1354

Abstract

This research aims to analyze the efficiency and effectiveness of budget management in Kalebarembeng village, Bontonompo District, Gowa Regency. The type of research used in this research is descriptive quantitative with the formula: Efficiency Ratio and Effectiveness Ratio. The data processed is primary data in the form of a report on the realization of the village income and expenditure budget using Kalebarembeng village government funding sources for the 2019-2023 period. The results of the research show that the level of efficiency in managing the Kalembarembeng village budget is still in the less efficient category, but the level of effectiveness is in the effective category. This situation means that the goals of the Kalebarembeng village government can be achieved but at very high costs.
Literature Review : Dampak Merger Bank Syariah Indonesia (BSI) Terhadap Karyawan dan Nasabah M. Masrukhan; Nadhiyah Rahmah; Winda Nur Sella; Lu’luatul Jannah
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1359

Abstract

This research aims to analyze the impact of the merger of Bank Syariah Indonesia (BSI) on employees and customers, using a literature review method that follows PRISMA guidelines. Data were collected from Google Scholar with related keywords, yielding 6,590 results, and 10 relevant articles were selected based on inclusion and exclusion criteria. The research results show that the merger of three state-owned sharia banks, namely Bank Syariah Mandiri, BNI Syariah, and BRI Syariah aims to increase competitiveness and efficiency in the national financial system, as well as provide better services to customers. In this merger, employees experience changes in organizational structure and work culture, and welfare, which requires a process of adaptation and adjustment. Meanwhile, the impact for customers of this merger is to offer convenience and comfort in banking services. Overall, this merger has had a positive impact in terms of improving service quality and satisfaction for both BSI employees and customers.
Keterkaitan antara Akuntansi Syariah dan Zakat dalam Manajemen Keuangan Muammar Khaddafi; Siti Hadisa Fitri; Putri Handayani; Indah Nirwana Sari; Asmimi Basri; Balqis Humaira
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1360

Abstract

The main objective of this research is to analyse the extent of the application of sharia accounting in the management of zakat in zakat institutions. This research uses a qualitative approach with literature study as the main method. The qualitative approach was chosen because it allows to deeply explore abstract concepts such as Islamic accounting, zakat, and financial management, as well as their interconnections. Based on the findings of this study, it can be concluded that Islamic accounting has a crucial relationship and role in the management of zakat. The application of sharia principles such as al-amana, al-adl, and al-khas in zakat accounting not only ensures transparent and accountable fund management, but also increases public trust in zakat institutions. Good accounting practices such as segregation of funds, preparation of transparent financial statements, and independent audits are key in realising effective and efficient zakat management.
Peran Manajemen Konflik dan Cara Penanganan Konflik dalam Organisasi Sekolah (Studi Literature) Moh Amin Indra Kusuma; Hairunisa Hairunisa; Fajar Zikiri Ramadhan; Rokhim Setyawan Utomo; Mu’alimin Mu’alimin
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1364

Abstract

The main problem in this study is how conflict management can be applied effectively in school organizations. The discussion of this study uses the literature review method. The data obtained are processed by reviewing scientific journals and books related to the topic. This study aims to provide a better understanding of the role of conflict management in school organizations and to identify effective strategies in handling conflicts. The findings of this study are that determining the approach and strategy of conflict management is very important, namely with open communication. In addition, the role of the principal is also very important and needs to improve skills and attend training on conflict management. The implications of this conflict management can minimize stress in school organizations.
Penghargaan (Reward) dan Motivasi Kerja terhadap Kinerja Pegawai Pada Badan Standardisasi Instrumen Pertanian Sulawesi Selatan Angga Teguh Pamuji; H. Saharuddin; Hasiah Hasiah
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1367

Abstract

The Effect of Reward and Work Motivation on Employee Performance at the South Sulawesi Agricultural Instrument Standardization Agency. Thesis Management Study Program of the Indonesian Institute of Education Management (STIM-LPI) Makassar which is supervised by Drs. H. Andi, Saharuddin, MM. and Hasiah, S. E., M.M.This study aims to determine the effect of rewards (Reward) and Work Motivation on Employee performance. The object of this research is the South Sulawesi Agricultural Instrument Standardization Agency. The type of research used is quantitative research by distributing questionnaires via google from. Sampling using saturated sample technique. The results of this study indicate that the partial test Award (Reward) has a significant effect of 0.000 or is below 0.05 while Work Motivation also has a strong influence on Employee Performance but when compared between Award and Work Motivation.
Application Of Islamic Business Ethics Ms Glow in Maintaning Brand Loyalty and Brand Reputation Karina Adra Azzahra; Nurul Asfiah
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1368

Abstract

This research aims to analyze and explain the influence of Brand Dilution on Brand Reputation, Brand Dilution on Brand Loyalty, Brand Reputation on Brand Loyalty, Brand Dilution on Brand Loyalty with Brand Reputation as mediation. This research is included in the type of explanatory research, using path regression analysis and a quantitative approach. This research was conducted at the MS Glow Clinic Malang with a sample size of 100 people. The sampling technique uses accidental sampling. Data collection was carried out by distributing questionnaires. The data analysis technique uses a range of scales and path analysis with the IBM SPSS version 21 computer program. The application of Islamic Business Ethics such as honesty and social care plays an important role in building brand loyalty by creating trust and a strong emotional connection between brands and consumers. The results of this research show that the Brand Dilution scale is in the very backward category, Brand Loyalty is in the very loyal category and Brand Reputation is in the very good category. Brand Dilution has a positive and significant effect on Brand Reputation, Brand Dilution has a positive and significant effect on Brand Loyalty, Brand Reputation has a positive and significant effect on Brand Loyalty, Brand Reputation cannot mediate Brand Dilution on Brand Loyalty because MS Glow's ability to survive makes consumers see it as a positive thing.
Inovasi Fintech Syariah dalam Pembiayaan Mikro: Solusi Digital untuk Pemberdayaan Ekonomi Amelia Nur’aeni
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1371

Abstract

Innovation in sharia-based financial technology (sharia fintech) provides solutions to challenges in the microfinance sector, especially for micro, small, and medium enterprises (MSMEs) who have difficulty accessing conventional financial services. This study aims to analyze the role of sharia fintech in microfinance and its impact on economic empowerment. The method used is a qualitative descriptive analysis through literature studies, which includes a review of sharia fintech platforms operating in Indonesia. The results of the study show that sharia fintech has succeeded in providing easier and more transparent access to financing for MSMEs with the principle of risk sharing, which supports financial inclusion. Sharia fintech also increases the competitiveness of MSMEs and encourages economic growth. However, challenges related to regulation, financial literacy, and data security still need to be overcome to maximize the potential of sharia fintech. This study concludes that sharia fintech is an effective digital solution in supporting economic empowerment in Indonesia.
Konsep Dasar Administrasi dan Manajemen Perspektif Al-Quran Rhohis Kurniawan; Hamidullah Mahmud
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1372

Abstract

This study aims to discuss the concept of administration and management in general, and to view it from the perspective of the Qur'an. By understanding the principles of Qur'anic management, it is hoped that these values ​​can be applied in everyday life, so that a balance is created between achieving worldly and hereafter goals. In addition, this paper also explores how administration and management in Islam are not only oriented towards efficiency, but also on spiritual values ​​that bring benefits to life in the world and the hereafter. The research methodology used in this study is descriptive qualitative research using the library research method. Administration is a joint effort process involving all parties to realize common goals and ideals. The term management actually refers to the process of implementing activities that are completed efficiently with and through the use of others. In the Qur'an, the term management uses yudabbiru, which means organizing, managing, engineering, implementing, taking care of well. Islamic management can be viewed from two sides, namely management as a science and management as an activity. As a science, management is seen as one of the general sciences that was born based on empirical facts that are not related to any values, civilizations (hadharah). However, as an activity, management is seen as a deed that will be held accountable before Allah SWT.
Implementation of Restructuring As a Step in Financing Management Problems at BANK KB Bukopin Syariah KC Surabaya Sulfah Sahratus Syabrinah; Sri Wigati
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1373

Abstract

Restructuring is a step in overcoming financing problems that arise because debtors experience difficulties in fulfilling their obligations, which is known as default. The government, through the Financial Services Authority, asks banking institutions to identify debtors and provide financing restructuring policies with the aim of providing relief to the public, especially debtors, in financing payments. This research aims to find out how restructuring is implemented as an effort to manage problematic financing at KB Bank Syariah KC Surabaya. The research method used is a descriptive qualitative approach in the nature of library research, namely by using books and literature related to this research. The results of this research are that implementing restructuring of problematic financing in banks will benefit in the form of reducing Non-Performing Finance (NPF), which will ultimately have a positive impact on the overall health of the bank. Apart from that, from an economic perspective, the Bank will receive installment payments from debtors in accordance with the restructuring agreement that has been agreed between the bank and the debtor. The success of implementing financing restructuring depends on the intention and willingness of both parties, namely the debtor and financing, to work together in resolving financing problems that arise.