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Contact Name
Ana Billah
Contact Email
anabillah.rahman@gmail.com
Phone
+6281333900923
Journal Mail Official
jurnaljse.staimpro@gmail.com
Editorial Address
Jalan Mahakam No. 1, Kedopok, Kota Probolinggo
Location
Kota probolinggo,
Jawa timur
INDONESIA
JSE: Jurnal Sharia Economica
ISSN : 28285514     EISSN : 28284585     DOI : https://doi.org/10.46773/jse
Core Subject : Economy,
JSE: Jurnal Sharia Economica(E-ISSN : 2828-4585)|(P-ISSN: 2828-5514) is a journal publishes a scientific papers on the results of the study or research and review of the literature in the scope and focus of Islamic Economics. Editor accepts the article has not been published in other media with the writing format as listed on page manuscript writing guidelines. This journal was established in 2022 and published two times a year, on January and July. The purpose of this journal is for the publication of scientific articles covering studies within the scope of Islamic Economics, such as: 1. Philosophy of Islamic Economics; 2. Islamic Economic Thought; 3. Islamic Economics and Contemporary Issues; 4. Contemporary issues in Islamic Financial Institutions; 5. Islamic Management; 6. Islamic Accounting; 7. Legal Aspects in Islamic Economics.
Articles 108 Documents
STRATEGI PEMASARAN SYARIAH DALAM PENGELOLAAN UNIT USAHA PESANTREN PADA UNIT USAHA GROSIR KOPPONTREN AL-MASHDUQIAH Zainur Ridho; Himami Firdausi; Maidah Sufiani; Achmad Basofitrah
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2161

Abstract

Penelitian ini bertujuan untuk mengetahui strategi pemasaran dan kendala dalamm pengelolaan pada unit usaha grosir dipondok pesantren Al-Mashduqiah. Penelitian ini berjenis penelitian kualitatif lapangan yang menggunkan data primer dan data sekunder, adapun dalam teknik pengumpulan data yang digunkan adalah melalui observasi, wawancara dan dokumentasi kemudian menggunakan pendekatan deskriptif kualitatif. Grosir Al-Mashduqiah ini menjadi distribusi pesantren kepada unit usaha yang berada di pondok pesantren al-mashduqiah maupun diluar pesantren hal itu untuk mempermudah melengkapi kebutuhan konsumen. Adapun strategi pemasaran yang digunakan yaitu menggunakan bauran pemasaran (marketing mix)yang terdiri dari 4P yaitu produk (product), harga (place), tempat (place), promosi (promotion). Adapun dengan harga dimana unit usaha grosir hanya mengambil keuntungan sebesar 5% dari harga sales jika ada pajak atau ongkos ongkir dalam pengiriman unt usaha mengambil keuntungan sebesar 10% dan langsung dipotong oleh ihak pajak sendiri. Adapun dengan strategi tempat yang tidak terlalu luas dengan tataan yang rap dan bersih, adapun dengan strategi promosi dimana unit usaha melaluii periklanan gambar dan kata-kata seperti memasang banner ditempat umum dan membagikan brosur kepada toko-toko yang berdada diluar pondok. Adapun kendala yang dihadapi oleh unit usaha grosir tidak jauh dari persaingan antara koprasi dan MJ (Murah Jaya) dimana konsumen lebih tertarik dengan MJ karana barang-barangnya yang lengkap dan harga lebih murah dari harga koprasi yang ada di dalam pondok.
PEMBANGUNAN EKONOMI BERKELANJUTAN WAKAF UANG: PENGELOLAAN KEUANGAN ISLAM DALAM ROIFAH, TRI NADHIROTUR
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2183

Abstract

This study aims to examine the role of cash waqf in supporting sustainable economies and management strategies to optimize its impact on society. The research method used is a literature review with an interpretative approach, where data is collected from various relevant sources. The results of the study indicate that cash waqf, when managed according to Sharia principles and accompanied by innovations in its management, can provide significant social and economic benefits. Investment diversification, training for *nadzir* (waqf managers), and the role of Islamic financial institutions are crucial factors in ensuring sustainable cash waqf management. Innovations such as digital waqf platforms and social investments can also increase public participation and management effectiveness. With proper management, cash waqf can become a strategic financial instrument to support social and economic welfare while reducing social inequality in society.
Analisis Implementasi PSAK 101 dalam Penyusunan Laporan Keuangan pada Koperasi Syariah: Studi Fenomenologi pada BMT Susanty, Widya; Majid, Shabri Abd; Sugianto
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2196

Abstract

Accounting Standards Statement (PSAK) 101 in the preparation of financial reports in Islamic cooperatives, especially Baitul Maal wa Tamwil (BMT). The method used is the Systematic Literature Review (SLR) with the PRISMA 2020 approach. A total of 10 scientific articles published between 2015 and 2025 were analyzed to answer three main research focuses, namely: (1) the level of compliance of Islamic cooperatives with the provisions of PSAK 101, (2) components of financial reports that are not yet in accordance or have not been prepared, and (3) inhibiting and driving factors in the implementation of the standard. The results of the study show that the majority of Islamic cooperatives only prepare balance sheets and profit and loss statements, while other components such as temporary syirkah fund reports, ZIS reports, and trust funds are rarely disclosed. The main obstacles in the implementation of PSAK 101 include low literacy in Islamic accounting, the lack of integration of sharia-based financial information systems, and weak external supervision. However, there are initiatives and internal awareness from cooperative managers to improve the quality of financial reporting
The Influence of Management Information Systems, Competence, Motivation on Employee Performance at Pegadaian Syariah CPS (Sharia Assistant Branch) Bengkulu Azhara Wijaya, Vanessa
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2212

Abstract

This study aims to analyze the influence of Management Information Systems, Competence, and Motivation on Employee Performance at Pegadaian Syariah Cabang Pembantu Syariah (CPS) Bengkulu. A quantitative approach was used in this study, with data collected through questionnaires distributed to all employees, totaling 20 respondents. The research findings indicate that, partially, the Management Information System (X1) does not have a significant effect on performance, which may be due to suboptimal utilization of the system or its lack of integration with daily work needs. Conversely, Competence (X2) has a positive and significant effect, as employees with relevant skills are better able to perform their tasks effectively. Meanwhile, Motivation (X3) does not show a significant effect on performance, possibly because the type of motivation provided does not align with the employees' needs or expectations. Nevertheless, simultaneous analysis reveals that the three variables together have a significant effect on performance. This suggests that a combination of supportive information systems, appropriate competence, and suitable motivation can collectively enhance overall employee performance.
Transaksi Kredit dalam Perspektif Hukum Islam: Menelusuri Batas Halal-Haram antara Riba, Bunga Bank, dan Praktik Syariah Abu Alim
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2285

Abstract

This study discusses credit transactions from an Islamic legal perspective with a focus on the halal and haram boundaries between usury, bank interest, and sharia credit practices. The background is the increasing use of credit systems in modern society which are often colored by interest practices, causing polemics among scholars regarding their legal status. This study uses a qualitative-descriptive approach with a literature study from the perspectives of classical and contemporary scholars, MUI fatwas, and the practices of financial institutions. The results show that conventional credit transactions have the potential to contain usury if there are unauthorized additions, while sharia-based credit systems, such as murabahah and ijarah, are considered halal as long as they meet the principles of justice, transparency, and are free from exploitation. The implications of this study direct Muslims to understand contracts correctly, distinguish between interest and profit margins, and choose sharia-compliant financial institutions as a solution to economic needs without violating religious provisions.
SAYYED HOSSEIN NASR: ETIKA DAN MORALITAS DALAM EKONOMI ISLAM Nasution, Darwin; Afridah
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.2165

Abstract

Islamic economics is a growing topic along with the increasing awareness of the importance of Islamic values ​​in various areas of life, including ethics and morals in economics. One of the influential figures in this field is Sayyed Hossein Nasr. Nasr argues that ethics and morality are an important part of human life that distinguishes humans from animals. Ethics are teachings that discuss good and bad, while morals are the limits given to distinguish good or bad human actions, so that in his view of ethics and morals in modern times is a modern scientific worldview that is limited and reductive with it has caused the loss of spiritual and ethical values, he proposed that economic activities in Islamic science should be based on the principles of tawhid, adab, and akhlaq. Meanwhile, in Islamic economics, spiritual and ethical values ​​are a set of moral values ​​and principles that govern economic behavior in Islam. This ethics is based on the teachings of the Qur'an and Hadith as the main guideline. The principles of Islamic economic ethics reflect the goal of Islam to create a just, fair, and moral society.
Telaah Teori Inflasi Menurut Al-Maqrizi dalam Perspektif Ekonomi Islam Darul, Muhammad Ghalib
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.2286

Abstract

Inflation is an economic phenomenon that affects not only price stability but also reflects the moral condition and governance of a country. In the perspective of Islamic economics, Al-Maqrizi, a 15th-century Muslim thinker, viewed inflation as a consequence of moral degradation, weak governance, and uncontrolled money circulation. This study aims to examine Al-Maqrizi’s thoughts on inflation in depth, including its definition, classification, causes, and proposed solutions. Using a qualitative descriptive method through literature review, this research highlights Al-Maqrizi’s classification of inflation into natural inflation—caused by environmental factors—and man-made inflation—resulting from corruption, excessive taxation, and over-issuance of paper money. Al-Maqrizi proposed Sharia-based solutions, such as moral reform, the use of gold and silver currencies (dinar and dirham), and fair wealth distribution. His ideas are highly relevant in addressing contemporary economic challenges. By integrating spiritual, moral, and technical dimensions, Al-Maqrizi’s perspective offers a valuable contribution to developing just and sustainable Islamic economic policies.
Teori Dewan Pengawas Syariah Setiawan, Rahmat
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.2347

Abstract

The purpose of this study is to find the theory of the Sharia Supervisory Board to improve the role of the Sharia Supervisory Board. This study uses a descriptive qualitative approach. The discussion of the theory of the Sharia Supervisory Board is explained in detail and structured to provide an in-depth explanation of the Sharia Supervisory Board theoretically. The results of the study found that the theory of the Sharia Supervisory Board (SSB) shows that the SSB theory is shaped like a building where the foundation of the SSB is the faith based on the Al-Quran and Al Hadith and carries out the nature of the Prophet Muhammad SAW. Once the foundation is in place, it can carry out its duties and responsibilities as a SSB based on sharia which consists of supervising sharia compliance, recommendations for the development of new products and services, strategic management advisors and making reports and opinions on the results of supervision. If the duties of the SSB have been carried out correctly in sharia banking, sustainable sharia banking activities will be realized in accordance with sharia so that they receive the blessing of Allah Ta'ala. The benefits of this Sharia Supervisory Board theory are to increase knowledge and science in the academic world in providing rules and guidelines that must be carried out by the DPS in carrying out its duties to supervise the activities of Islamic banks to ensure that Islamic bank activities are in accordance with the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI).
ANALISIS STRATEGI PEMASARAN UMKM BAKERY DALAM MENINGKATKAN VOLUME PENJUALAN Nuriawati; Siti Aisyah; Jody Eriyanto
JSE: Jurnal Sharia Economica Vol. 4 No. 3 (2025): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i3.2360

Abstract

This study enriches the literature on MSME marketing by revealing the lack of application of the digital marketing mix in the small-scale bakery sector in rural areas. The objective is to determine the marketing strategy for increasing sales volume at Queenpai Bakery Store Paiton. The research method used qualitative research and field study. The research results indicate that the implementation of the marketing mix, specifically the 4Ps—Product, Price, Place, and Promotions is ineffective. In the digital age, many similar businesses have introduced their products to the market using the 4Ps effectively, leading to a significant decline in sales at the store. Promotions, is ineffective because in this digital era, many similar businesses have introduced their products to the market with the proper application of the 4Ps, resulting in a significant decline in sales at the store. Additionally, Queenpai Bakery Store needs to utilize social media as a platform for conducting sales activities, including product promotion, communicating the store’slocation, and product pricing.
ANALISIS STUDI KELAYAKAN BISNIS SYARIAH PADA USAHA MIKRO PEMBUATAN TEMPE (Studi pada Desa Palak Siring Kecamatan Kedurang) Hardi, Namang Juki; Isnaini, Desi; Nurhab, Muhammad Irpan
JSE: Jurnal Sharia Economica Vol. 4 No. 2 (2025): April
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v4i2.2384

Abstract

This study aims to analyze the feasibility of sharia-based business practices in micro enterprises producing tempeh in Palak Siring Village, Kedurang District. The research method used is descriptive qualitative with a case study approach. Data were collected through observation, in-depth interviews, and documentation involving 12 informants, including the owner, employees, marketing staff, and consumers. The results show that in terms of financial aspects, the business is not yet fully feasible as there is no structured financial recording, and business finances are mixed with personal finances. In marketing, the business is fairly feasible with the implementation of honesty and trustworthiness values, although promotion is still conventional. Meanwhile, in the production aspect, the business is considered feasible, using halal raw materials, hygienic processes, and environmentally friendly waste management. Overall, the tempeh micro-enterprise has good potential for development in line with sharia economic principles, especially with proper managerial support and access to sharia-compliant financing.

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