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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,568 Documents
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The Purchasing Decision of Accounting Education Students on the Shopee E-Commerce Platform, Examined from Brand Ambassador, Brand Image, and E-WOM Perspectives Agustina, Putri Dwi; Jatmika, Surya
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.4837

Abstract

This study aimed to find out how Brand Ambassadors, Brand Image, and Electronic Word of Mouth influenced the decision to purchase Shopee Accounting Education Students at the Muhammadiyah University of Surakarta. This comparative causal research uses a quantitative approach. The sample was taken from 134 people who responded with a simple random sample method. Data is collected through a questionnaire, and the data analysis method used is double linear regression analysis. The results of the test hypothesis showed that brand ambassadors, brand images, and e-WOM influenced purchasing decisions together. However, in part, Brand Image and e-WOM had a significant positive influence on buying decisions. Whereas Brand Ambassadors did not have a substantial influence on purchasing decisions. The size of the contribution of brand Ambassadores, Brand images, and e-WOM to shopping decisions on Shopee's e-commerce, was 60.2%, while the remaining 39.8% was a constitution of influence upon shopping decisions depending on other variables outside the study.
Financial Literacy, Financial Attitudes, and the Environment on Investment Decisions Through Investment Intention Al Qoriana, Viaulia; Ningtyas, Mega Noerman
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4839

Abstract

This study aims to explore the relationship between financial literacy, financial attitudes, and social, economic, and family environment towards investment decisions through investment intention among Generation Z investors in Malang City. The research methods used are quantitative approaches and associative methods. A sample of 400 Generation Z investors was selected using nonprobability sampling with a purposive sampling approach. Data were collected through an online questionnaire and analyzed using the Structural Equation Model (SEM) with a Partial Least Square (PLS) approach. The results showed that financial literacy and social, economic, and family environment have a significant influence on investment intention and investment decisions. However, financial attitudes only have a significant effect on intention in investing in the capital market, but not significantly in making investment decisions.
The Influence of Work Discipline, Work Motivation, Work Spirit, and Job Training on Employee Performance at PT. Nasha Poultry Indonesia Lubis, Azira Asiawati; Pasaribu, Abdul Halim; Elvina, Elvina
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4840

Abstract

The purpose of this research is to determine and analyze the influence of work discipline on employee performance, to determine and analyze the influence of motivation on employee performance, then to determine and analyze work morale on employee performance, as well as to determine and analyze work training on employee performance at PT. Nasha Poultry Indonesia - West Sumatra. This research uses associative research with a sample of 101 respondents who are employees of PT. Nasha Poultry Indonesia. The data collection technique uses a list of questions such as a questionnaire and the data analysis technique uses Partial Least Square (SmartPLS) to test the four hypotheses proposed in this research. The research results show that: 1. Work Discipline has no negative and insignificant effect on the performance of employees at PT. Nasha Poultry Indonesia, then 2. Work Motivation has a negative and insignificant effect on the performance of employees at PT. Nasha Poultry Indonesia, 3. Work morale has a positive and significant effect on the performance of employees at PT. Nasha Poultry Indonesia, and 4. Job Training has a positive and significant effect on employee performance at PT. Nasha Poultry Indonesia.
Agen46 Business Unit Mechanism and Improvements in PT. Bank Negara Indonesia UGM Branch Office Ananta, Rafi Raditya
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4842

Abstract

This internship thesis explores the Agen46 mechanism and improvement in Bank Negara Indonesia (BNI) KC UGM Yogyakarta and the potential for its further development through the integration of new technology. Agen46 is a business unit mechanism that enables third-party agents to provide banking services to customers on behalf of the bank. The objective of this study is to analyze the current state of the Agen46 mechanism, identify potential challenges and opportunities, and propose strategies for improvement. To achieve this objective, this research employs qualitative methods including interviews with BNI officials and Agen46 agents, as well as observation of the Agen46 process in action. The study found that the Agen46 mechanism has been successful in expanding BNI's reach and increasing its customer base, particularly in rural areas where traditional banking services are not readily available. To address these challenges, the study proposes several strategies for improvement, including the adoption of new technology such as Electronic Data Capture (EDC) and the establishment of stronger partnerships with local potential businesses. These strategies aim to enhance the efficiency and effectiveness of the Agen46 mechanism, improve customer satisfaction, and increase profitability for both BNI and its Agen46 agents. The study also highlights the potential for cooperation agreements between BNI and potential stores to activate Agen46 in more locations, as well as the development of a loyalty program to incentivize Agen46 agents to increase their performance and expand the reach of the mechanism. These proposals aim to address the challenges faced by the Agen46 mechanism and position it for sustainable growth and success in the future.
The Influence of HESQUAL on Student Image and Satisfaction: Implications for the Intention of Recommending The Universitas Islam Indonesia Study Program Khusaini, Rayhan Aditya; Hartono, Arif
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4847

Abstract

This research investigates the key factors that influence students' intention to stay at a university and their intention to recommend the university, especially in the context of Universitas Islam Indonesia. This research emphasizes the importance of the quality of university services in creating meaningful relationships between students and the university. The proposed research model tests the relationship between university service quality (HESQUAL), brand image, satisfaction, and their impact on student's intention to stay and recommend the university. The results of the analysis show that university service quality has a positive and significant influence on the university's brand image and student satisfaction. Apart from that, the university's brand image also has a positive and significant effect on student satisfaction. Student satisfaction, in turn, has a positive and significant influence on their intention to stay and recommend the university. This research provides important insights for universities in understanding the factors that influence student loyalty and recommendations.
Management of Majelis Taklim Contact Agency in Improving Literacy Religious Moderation of Mothers of Majelis Taklim Members in Medan City Yanti Panggabean, Juwita; Zainun, Zainun
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4848

Abstract

The Contact Body of the Taklim Assembly is a state power, every village has a gem, every region or sub-district has a BKMT, every district has a BKMT, every country has a BKMT area, there is a leader. This institution carries out its activities in an organized and structured manner so that it becomes a pillar in maintaining religious moderation. This research discusses the management of BKMT in improving the literacy of religious moderation of mothers and members of the Ta’lim assembly, the program at BKMT was also analyzed in the context of BKMT management, in this study, the focus is given on how to study, the literacy of religious moderation among mothers, mothers members of the Ta’lim assembly. This research uses a qualitative approach with data collection through interviews and observations related to BKMT and religious moderation literacy the data collected will be analyzed to identify an increase in religious moderation literacy among BKMT mothers of the BKMT program program in increasing religious moderation literacy. The purpose of this research is to provide insight, especially about BKMT management in improving the literacy of religious moderation among mothers and mothers of BKMT members as well as providing insight about the program programs implemented by BKMT in increasing religious moderation. As for the results of the research that I got, one of the religious moderation programs in BKMT is by sacrificing every year visiting minority areas, and distributing the sacrifice to non-Muslims in that area. The next, obstacle in the implementation of the religious moderation program is the lack of self-awareness of the tolerance of the mothers of BKMT members because there is still a lack of self-understanding about the importance of religious moderation, then willing to listen to the explanation of religious moderation among the BKMT and the lack of support from the surrounding environment about the way of tolerance and the strategy carried out by the BKMT in responding to the problem is with the deliberation against the mothers of BKMT members, it is hoped that they can apply religious moderation in the community so that the program can be carried out properly.
Management Scheme in the Management of Al-Quran Waqf Funds at the Medan Al-Quran Wakaf Board Suganda, Bobby Anasta; Haikal, Muhammad Fachran
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4849

Abstract

This research discusses the fund management of the Medan Al-Quran Waqf Board. It also analyses the programmes of the Al-Quran Waqf funds and the factors that support and hinder the process of fund management. In this research, the focus is given on how the management of funds in the Al-Quran Waqf Board. This research was conducted in Medan Al-Quran Waqf Board. In this research, the author uses the type of field research which is by looking for data in the field in detail and detail by observing the phenomena that exist in the field. The method used in this research is a qualitative data research method, where data collection is carried out through observation, interviews and documentation studies related to the Al-Quran Waqf Board. The collected data will be analysed to identify improvements in the management of the Al-Quran Waqf Fund. The results of this study are expected to provide insight, especially about the management scheme in the management of funds in the Al-Quran Waqf Agency. Based on the results of the research, the strategy adopted by the Medan Al-Quran Waqf Board in the process of managing funds is by explaining the objectives through presentations in offices and mosques, opening outlets around mosques and offices and also making charity boxes. In addition, the BWA has a team whose job is to explore the house to collect waqf funds, and the BWA has an official website that accepts online donations through its official website, BWA.id. The facilitating factors in fund management are the cooperation of the Medan Al-Quran Waqf Board with offices and mosques, and obtaining permission to manage waqf funds. The inhibiting factors in the process of managing waqf funds are the lack of human resources, the lack of permission to cooperate, the remote location of fund management, the lack of knowledge about waqf and the poor perception of the community. The answer to these problems is that the BWA must be able to convince the public about waqf so that the funds can be properly managed.
Enhancing Customer Segmentation in Online Transportation Services: A Comprehensive Approach Using K-Means Clustering and RFM Model Perdhana, Rizkita Bagus; Heikal, Jerry
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4851

Abstract

In the rapidly evolving landscape of online transportation services, companies face complex challenges to maintain and expand their market positions. Understanding customer dynamics has become crucial for success, extending beyond mere acquisition to encompass retention. This study presents a comprehensive approach to customer segmentation in online transportation services using K-Means Clustering and the RFM Model. K-Means Clustering categorizes customers based on behavioral patterns, while the RFM Model provides a detailed insight into customer engagement in acquisition activities. The integration of these methodologies aims to enable companies to tailor services, enhance customer experiences, and formulate targeted marketing strategies. The analysis identifies 5 diverse customer groups: (1) Urban Luxury Commuters, (2) Non-Motorized Urban Users, (3) Tech-Savvy Urban Commuters, (4) Diverse Urban Commuters, and (5) Budget-Conscious Urban Commuters. Among these groups, the (2) Non-Motorized Urban Users group is the focus due to its high monetary value and the second-highest frequency level. Users in this cluster tend to transact frequently, indicating consistent and recent engagement with transportation services. Factors such as high transaction frequency and total transaction value underscore the importance of this cluster in generating overall revenue. Additionally, the research will consider additional factors such as user demographics, travel purposes, and promotional activities to further understand user behavior patterns in this cluster. The goal is to formulate targeted strategies to enhance user satisfaction, engagement, and potential revenue growth for transportation service providers. This study also introduces an RFM-based marketing program targeting different customer segments, such as (1) Platinum Membership, (2) Rush Hour Bonanza, (3) Bundle Extravaganza, (4) Revive and Thrive Offer, and (5) Back in the Saddle Campaign. Furthermore, the Refer-a-Friend Program encompasses all RFM segments, encouraging users to expand the network of online transportation service users. The seamless integration between customer segmentation and RFM-based initiatives has the potential to enhance customer retention, drive revenue growth, and improve operational efficiency, contributing significantly to adaptive business strategies in the dynamic online transportation services sector.
Analysis of Factors Influencing Sharia Economics Students' Interest in Using Digital Wallets (Case Study of E-Wallet Fund Users at Muhammadiyah Mataram University) Saputra, Dalingga; Agustina, Ahadiah; Fitri Hidayanti, Nur
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4853

Abstract

The increasing phenomenon of non-cash payments and digital transactions has encouraged the emergence of various e-wallet service providers who are competing to provide convenient, safe, and easy-to-use payment solutions to customers. Can these funds provide confidence and satisfaction to students interested in using Muhammadiyah University in Palembang to provide influence and benefits to students? The method used is quantitative with multiple linear regression analysis techniques using SPSS Ver.26 software with a total of 67 respondents. The results of the research state that Trust and Satisfaction have a positive and significant influence on interest in using the Dana digital wallet among Universitas Muhammadiyah Mataram students.
Islamic Economic Politics and Policy for the Use of Artificial Intelligence in the Defense Sector Saputra, Taufik Aris; Kunaifi, Aang
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.4854

Abstract

Artificial Intelligence (AI) is a controversial issue. Technological progress that is in harmony with efforts to create convenience and speed in human work is inevitable, even though it also creates an impact of vulnerability in the existence and function of humanity. It is worth asking how important is the existence and usefulness of AI for humans. What is the concept of AI development from an Islamic political and economic perspective? This article aims to explain the urgency of the existence of AI in national and state life and to describe the concept of state policy from an Islamic political-economic perspective relating to the development of AI. To obtain a comprehensive analysis, this article uses a literature study approach by collecting, categorizing, classifying, and concluding the subject matter. The references used are studies of Islamic economic politics, Islamic jurisprudence rules, and Islamic history, as well as references related to facts about the use of AI. The results of the study show that the use of AI is very urgent for the life of the nation and state for valid, accurate, and fast military information and decision-making. So, the policy of utilizing AI from an Islamic political economic perspective emphasizes its support through state budget allocation in developing information technology and the military industry.

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