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INDONESIA
Signifikan : Jurnal Ilmu Ekonomi
Published by Universitas Islam Negeri Syarif Hidayatullah Jakarta
ISSN : 20872046     EISSN : 24769223     DOI : 10.1016
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 407 Documents
 36   37   38   39   40 
The Management of Productive Zakat in Indonesia: The Case of Baznas’ Economic Empowerment Program Hosen, Muhamad Nadratuzzaman; Hidayat, Rahmat; Hidayah, Nur; Lathifah, Fitriyani
Signifikan: Jurnal Ilmu Ekonomi Vol. 13 No. 2 (2024)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v13i2.42673

Abstract

Research Originality: This study contributes to the gap in the literature on the empowerment process in measuring the success history of zakat management.Research Objectives: This research aims to measure the factors influencing the improvement of Mustahik's welfare through a mediating variable, namely, the empowerment process.Research Methods: This research uses mixed-method analysis through quantitative and qualitative approaches. Quantitative approach using SEM-PLS.Empirical Results: The study's findings show that the empowerment process is a mediating variable capable of providing more substantial value and a favorable influence on Mustahik welfare, depending on input factors such as zakat funds and mentorship at the individual, organizational, and community levels. Meanwhile, the Z-Chicken initiative had no substantial positive influence on Mustahik's welfare.Implications: The study's findings indicate the necessity of assessing Baznas' management of distribution programs to improve the empowerment process, primarily via the community empowerment method.JEL Classification: I30, I31, O12
Road Infrastructure and Local Economic Activity: Insight from Mobility Data Kustanto, Raditya Yudhan; Mahi, Benedictus Raksaka
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 1 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i1.42955

Abstract

Research Originality: This research measures local economic activity through a mobility approach, using Google Mobility Report (GMR) data across all provinces in Indonesia. Measuring economic activity using conventional macro indicators, such as GDP, has limitations due to lengthy collection processes.Research Objectives: This study aims to determine the impact of road infrastructure on local economic activity using data from the GMR in categories such as Retail and recreation, Grocery and pharmacy, Parks, and Workplaces.Research Methods: This study uses panel data on the GMR, Ministry of Public Works and Public Housing, Ministry of Finance, and Central Bureau of Statistics from 2019–2022, which is analyzed using fixed-effect methods.Empirical Results: The results show a positive effect of road infrastructure on Retail and recreation and Grocery and pharmacy but a negative impact on Workplaces, likely due to the shift to remote work during COVID-19.Implications: These findings suggest that the government should prioritize road construction in areas that enhance economic activity. However, road construction in the Workplaces area still needs to be considered in line with the recovery of activities after the pandemic ends.JEL Classification: H54, R11, R42How to Cite:Kustanto, R.Y., & Mahi, B.R. (2025). Road Infrastructure and Local Economic Activity: Insight from Mobility Data. Signifikan: Jurnal Ilmu Ekonomi, 14(1), 17-36. htttps://doi.org/10.15408/sjie.v14i1.42955.
The Impact of Internet Access Contributing to Farmers' Welfare in Indonesia: A Case Study Based on National Socio-Economic Survey Wardhana, Adhitya; Fauzy, M. Zidan; Anggana, Adrian Kevianta; Kharisma, Bayu
Signifikan: Jurnal Ilmu Ekonomi Vol. 13 No. 2 (2024)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v13i2.43188

Abstract

Research Originality: This study highlights the transformative role of digitalization, particularly the use of internet networks and mobile phones, in addressing these challenges and enhancing the welfare of farmers.Research Objectives: This research aims to analyze the impact of internet usage on farmers' welfare in Indonesia. Specifically, it examines how access to digital tools can bridge the knowledge gap in the agricultural sector and improve economic outcomes, focusing on regional disparities between Western and Eastern Indonesia.Research Methods: This study uses National Socio-Economic Survey (Susenas) data and the ordered probit model with marginal effects.Empirical Results: Farmers in the upper-middle expenditure group can leverage the Internet and mobile phones to access production information, markets, and farm credit, supported by better finances and education. In contrast, low-income farmers, particularly in eastern Indonesia, face barriers such as costs, limited infrastructure, and low digital literacy, hindering technology adoption to improve welfare.Implications: The government is expected to address this digital divide by accelerating the development of internet infrastructure in rural areas, improving digital literacy, subsidizing technological devices, and developing accessible agricultural applications.JEL Classification: D6, I24, L86, Q12
Household Food Consumption and Poverty Reduction After Earthquakes: Evidence from Lombok Pratama, Amy Wardian; Sari, Dyah Wulan; Auwalin, Ilmawan
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 1 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i1.43926

Abstract

Research Originality: This study contributes to the literature by examining how household food consumption mitigates the poverty impact of earthquakes, an area that remains underexplored in post-disaster economic studies.Research Objectives: The study aims to analyze the role of per capita household food consumption in poverty reduction after the Lombok earthquake and to highlight its importance for economic recovery.Research Methods: This study uses panel data from 10 districts/cities in West Nusa Tenggara (2011-2019) to employ the First-Difference Generalised Method of Moments (FDGMM) to address potential endogeneity and estimate the causal relationship between food consumption and poverty.Empirical Results: The results show that per capita food consumption significantly reduces poverty under normal conditions and after a disaster. Meanwhile, economic growth positively impacts poverty, suggesting that the observed growth is not inclusive. The study also finds that the direct effect of the earthquake on food consumption is statistically insignificant, suggesting that other factors, such as relief programs, may have played a role in stabilizing consumption.Implications: These findings underscore the importance of policies that enhance food security and equitable distribution, particularly in post-disaster contexts. Strengthening social protection programs and ensuring inclusive economic growth is essential for long-term poverty reduction in disaster-prone areas.JEL Classification: C33, I32, Q54How to Cite:Pratama, A. W., Sari, D. W., & Awwalin, I. (2025). Household Food Consumption and Poverty Reduction After Earthquakes: Evidence from Lombok. Signifikan: Jurnal Ilmu Ekonomi, 14(1), 65-76. https://doi.org/10.15408/sjie.v14i1.43926.
Impacts of Rural Development on Human Development in Indonesia Hadiwibowo, Yuniarto; Setiya, Tanda; Raharjo, Taufik
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 1 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i1.44453

Abstract

Research Originality: This study presents a new analysis of the determinants of human development to implement the government’s vision of building Indonesia from the village and grassroots.Research Objectives: This study aims to determine the effects of rural development and fiscal policy on human development in Indonesia.Research Methods: This study uses data from 434 municipalities for the 2017-2023 period. The study employs panel data analysis with the Common Effect Model, Fixed Effect Model, Random Effect Model, and Generalized Estimating Equation.Empirical Results: The findings suggest that rural development, economic development, and expenditures on goods & services contribute to human development. In contrast, the COVID-19 pandemic and capital expenditures affect human development negatively. The negative effects of capital expenditures become positive after they become assets.Implications: The finding implies the important role of rural development in fostering human development. Short-run objectives might be achieved by goods & services expenditures. Capital expenditures should be directed toward long-run objectives. The central government may accelerate human development by transferring assets to the local government.JEL Classification: E62, H75, I38, O15How to Cite:Hadiwibowo, Y., Setiya, T., & Raharjo, T. (2025). Impacts of Rural Development on Human Development in Indonesia. Signifikan: Jurnal Ilmu Ekonomi, 14(1), 53-64. https://doi.org/10.15408/sjie.v14i1.44453.
Empowering Loan Awareness: The Role of Sharī‘ah Financial Literacy, Blockchain, and Fintech Trust Sumar'in, Sumar'in; Ardi, Pahmi; Sumin, Sumin; Kusnadi, Iwan
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 1 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i1.44735

Abstract

Research Originality. Despite extensive research on Sharī‘ah financial literacy and fintech trust, their combined impact on illegal loan awareness remains unexplored. This study bridges that gap by analyzing their interaction in financial decision-making amid rising predatory lending, offering a novel perspective on their protective role against unethical financial practicesResearch Objectives. This study aims to examine the effect of Sharī‘ah financial literacy on awareness of illegal online loans, with blockchain technology understanding and Sharī‘ah fintech trust as mediating variables.Research Methods. An associative quantitative approach was employed, utilizing a survey of 519 Indonesian millennial Muslims, selected through simple random sampling. Data analysis was conducted using structural equation modeling (SEM) to explore the relationships among variables.Empirical Results. The findings indicate that Sharī‘ah financial literacy significantly influences blockchain understanding, fintech trust, and awareness of illegal online loans. Blockchain understanding enhances fintech trust but does not directly impact loan awareness, whereas trust in Sharī‘ah fintech positively affects awareness of illegal online lending risks.Implications. This study underscores the importance of improving Sharī‘ah financial literacy and blockchain understanding to strengthen consumer trust in Sharī‘ah fintech and raise awareness of illegal online lending risks. However, further research with broader samples is recommended to validate these findings.JEL Classification: G41, G28, O33, Z12, D83How to Cite:Sumar’in, Ardi. P, Sumin, & Kusnadi, I. (2025). Empowering Loan Awareness: The Role of Sharī‘ah Financial Literacy, Blockchain, and Fintech Trust. Signifikan: Jurnal Ilmu Ekonomi, 14(1), 179-196. https://doi.org/10.15408/sjie.v14i1.44735.
Heterogeneous Effects of Islamic Finance: A Multilevel Analysis for Policy Optimization in Developing Economies Supriadi, Iman; Wany, Eva
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 1 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i1.44736

Abstract

Research Originality: This study addresses a gap in the literature by examining the heterogeneous impact of Islamic financial instruments. It incorporates various contextual factors and employs panel data regression to control for cross-country and temporal heterogeneity, offering a broader perspective on Islamic finance and economic growth.Research Objectives: This study analyzes the impact of Islamic financial instruments on economic growth in developing countries with different income levels over time.Research Methods: A quantitative approach is applied using panel data regression with pooled data classification to account for variations in data treatment.Empirical Results: The findings reveal that Islamic financial instruments, particularly Total Islamic Financing and Islamic Banking Assets, significantly enhance economic growth. Demographic factors, such as population size, also play a key role, while inflation has no significant impact. Additionally, Fixed Effects (Cross) values, which adjust for country- and year-specific heterogeneity, show substantial variation, with positive and negative values across countries and periods.Implications: These findings offer policy insights to help governments and regulators develop responsive, economic policies that promote financial inclusion, strengthen regulatory frameworks, and support sustainable growth through Islamic finance.JEL Classification: C33, F43, G21, O16How to Cite:Supriadi, I., & Wany, E. (2025). Heterogenous Effect of Islamic Finance: A Multilevel Analysis for Policy Optimization in Developing Economies. Signifikan: Jurnal Ilmu Ekonomi, 14(1), 197-216. https://doi.org/10.15408/sjie.v14i1.44736.
Women's Micro Business Performance in Islamic Perspective: Social Learning Theory Approach Fatimah, Salsabila Husnul; Nurasyiah, Aas; Rosida, Rida
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 1 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i1.44739

Abstract

Research Originality: This research examines the gender gap in the economic sector, particularly women's micro-enterprises in Indonesia, which has not been widely explored. With an Islamic approach and Albert Bandura's Social Learning Theory.Research Objectives: This study aims to describe the performance of women micro-entrepreneurs from an Islamic perspective and empirically prove the influence of competence, Islamic work ethic, family support, and manager role actualization on women's micro-enterprises in Bandung City.Research Methods: This study used a quantitative method with a descriptive causality research design. The survey method collected data from 236 female micro-business owners in Bandung City. The data was processed using the Partial Least Square—Structural Equation Modeling (PLS-SEM) analysis technique. Empirical Results: The results show that, from an Islamic perspective, competence and an Islamic work ethic positively affect women's micro-enterprise performance. However, family support has a negative influence on business performance.Implications: This research makes an important contribution to understanding the dynamics of women's micro-enterprise performance from an Islamic perspective. The results can be used as a basis for developing more effective programs and policies to support women's economic empowerment through micro-enterprises.JEL Classification: L26, J16, M10, M13, O17, Z12How to Cite:Fatimah, S. H., Nurasyiah, A., & Rosida, R. (2025). Women’s Micro Business Performance in Islamic Perspective: Social Learning Theory Approach. Signifikan: Jurnal Ilmu Ekonomi, 14(1), 217-230. https://doi.org/10.15408/sjie.v14i1.44739.
Sharia Supervisory Board and Islamic Banking Performance in Indonesia: Does Size Matter? Pessiwarisa, Jerry Adriaan; Kasri, Rahmatina Awaliyah
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 1 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i1.44740

Abstract

Research Originality: This study is amongst a few studies empirically examining the impact of the Sharia Supervisory Board's (SSB) characteristics on the financial performance of Islamic banks in Indonesia. This attribute concerns regulators and market players due to its importance in Shariah governance and Islamic banks' performance. This study encompasses both full-fledged and dual-banking Islamic financial institutions.Research Objectives: This study investigates the impact of the Sharia Supervisory Board's characteristics on the financial performance of Islamic banks in Indonesia.Research Methods: This study utilizes random-effects GLS unbalanced panel data regression analysis with panel data from 30 Islamic banks in Indonesia (13 full-fledged Islamic banks and 17 dual-banking Islamic banks) from 2018 to 2023.Empirical Results: The study highlights the pivotal role of SSB size in enhancing the financial performance of Islamic banks. The results suggest that the size of SSB has a significant positive influence on the financial performance of Islamic banks in Indonesia during the 2018- 2023 period.Implications: It provides additional rationale for the newly issued regulation regarding the SSB size in Indonesia. It also offers actionable insights into the necessity of effective governance structures to ensure the sustainable growth of Islamic banking institutions.JEL Classification: G21, G28, G34How to Cite:Pessiwarisa, J. A., & Kasri, R. A. (2025). Sharia Supervisory Board and Islamic Banking Performance in Indonesia: Does Size Matter?. Signifikan: Jurnal Ilmu Ekonomi, 14(1), 231-246. https://doi.org/10.15408/sjie.v14i1.44740.
GWPR Model on Indonesian Economic Growth: The Analysis of Spatially Varying Relationships Santoso, Edy; Hadi Priyono, Teguh; Istiyani, Nanik; Jumiati, Aisah; Yunitasari, Duwi
Signifikan: Jurnal Ilmu Ekonomi Vol. 14 No. 1 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v14i1.44771

Abstract

Research Originality: This research is original in examining the spatial varying relationship on economic growth in Indonesia.Research Objectives: This study investigates the variability of Indonesia's economic growth model determinants.Research Methods: This study uses the Geographically Weighted Panel Regression (GWPR) approach. Panel data was analyzed with 34 provinces in Indonesia from 2016 to 2022.Empirical Results: This study found that the Revenue Sharing Fund (DBH) variable significantly influenced economic growth in 32 provinces. Meanwhile, the influence of DBH is not significant in only two provinces, namely Papua and West Papua. The variables of Labor and Gross Fixed Capital Formation did not have a significant effect on economic growth in 34 provinces.Implications: These results show that Indonesia's economic growth rate is still not optimal, so the government is expected to design development programs that integrate various factors, such as maximizing Revenue Sharing Fund management, improving the quality of labor, and maximizing capital efficiency, to encourage economic growth in all provinces.JEL Classification: C31, O47, R11, H54How to Cite:Santoso, E., Priyono, T. H., Istiyani, N., Jumiati, A., & Yunitasari, D. (2025). GWPR Model on Indonesian Economic Growth: The Analysis of Spatially Varying Relationships. Signifikan: Jurnal Ilmu Ekonomi, 14(1), 37-52. https://doi.org/10.15408/sjie.v14i1.44771.

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