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Journal of Islamic Economics and Finance
Published by Sekolah Tinggi Ilmu Kesehatan Ibnu Sina Ajibarang
ISSN : 30217458     EISSN : 3021744X     DOI : 10.59841
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
bidang Ilmu Manajemen dan Ekonomi Syariah. ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 175 Documents
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Pengaruh Nilai Religiosity dan Product Knowledge Terhadap Minat Beli Produk Fashion Ladyfame Dalam Perspektif Bisnis Islam : Studi Pada Konsumen Ladyfame Bandar Lampung Fatih Fuadi; Heni Verawati; Nadiya Putri Ananda Anom
Journal of Islamic Economics and Finance Vol. 2 No. 3 (2024): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i3.1390

Abstract

The large number of businesses currently developing shows that economic transactions are increasingly developing. People's needs for fashion and clothing have developed very rapidly and have advanced following world fashion trends, so that many people want to follow developments and dress styles according to the latest trends. Currently, fashion products are one of human clothing needs, so many people are interested in the fashion models that people want. Fashion will continue to change from time to time following increasingly advanced and modern developments. Every year, even every generation, has a different fashion character. However, the development of fashion which continues to advance and develop will always be something interesting to watch or follow according to existing trends because through clothes we can find out many things about people's lives at that time. The formulation of the problem in this research is: Does the value of religiosity influence the interest in buying Ladyfame fashion products, Does product knowledge influence the interest in buying Ladyfame fashion products, Does the value of religiosity and product knowledge influence the interest in buying Ladyfame fashion products, and what is the value of religiosity, product knowledge and purchasing interest in an Islamic business perspective. This research aims to analyze the influence of religiosity values, product knowledge on intention to purchase Ladyfame fashion products and from an Islamic business perspective. This study used quantitative methods. The sample size of 100 Ladyfame consumer respondents is determined the Lemeshow formula. The data analysis method in this research uses SPSS 23. The tests used in this research are validity tests, reliability tests, and hypothesis tests.The results of this study show that the value of religiosity has no significant influence on interest in purchasing Ladyfame fashion products. Product knowledge has a significant influence on interest in purchasing Ladyfame fashion products. And the values ​​of religiosity and product knowledge influence the interest in buying Ladyfame fashion products. Viewed from an Islamic business perspective, the value of religiosity towards buying interest must be in accordance with the values ​​stated in the law of buying and selling which are summarized in the pillars of Bai' As-Salam, namely the existence of sellers and buyers, the existence of goods and money, the existence of sigat (ijab qabul) or contract that has been agreed to by both parties. Meanwhile, product knowledge is also really needed in purchasing activities so that you don't waste your buying interest because Allah really doesn't like people who are wasteful or wasteful. Having Product Knowledge or knowledge about a product means consumers don't spend excessively, because when consumers already know about a product and are interested in buying that product will be more interested in a product that they already know about, so they will be interested in buying a product according to their needs.
Pengaruh Daya Tarik, Fasilitas Dan Aksesibilitas Terhadap Keputusan Berkunjung Ke Objek Wisata Gunung Kelud Di Kecamatan Ngancar Kabupaten Kediri Bagus Cahyo Nugroho
Journal of Islamic Economics and Finance Vol. 2 No. 3 (2024): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i3.1401

Abstract

This research aims to determine the influence of the variables of attraction, facilities and accessibility on the decision to visit (Y) at the Mount Kelud tourist attraction in Ngancar sub-district, Kediri regency. This type of research is quantitative research. The number of samples in the research obtained was 392 respondents. This research data was obtained through questionnaires, interviews and literature studies. The sampling technique in this research used Accidental Sampling. Data sources were obtained from primary and secondary data. The analysis techniques used are Validity Test, Reliability Test, Classical Assumption Test, Multiple Linear Regression Analysis, T Test, F Test and Coefficient of Determination Test. The research results showed that the t test result of the attraction force variable had a partially significant effect on the decision to visit. The facility variable has a partially significant effect on the decision to visit. The accessibility variable has a partially significant effect on the decision to visit. The results of the F test show that attractiveness, facilities and accessibility have a positive and significant effect simultaneously on the decision to visit (Y). The suggestion for this research is that tourist attractions should pay more attention to the things that influence the decision to visit.
E-Commerce Solusi Jitu Masalah Perekonomian Mirza Noer Rahman; Rayyan Firdaus
Journal of Islamic Economics and Finance Vol. 2 No. 3 (2024): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i3.1410

Abstract

Electronic-Commerce (e-commerce) or electronic commerce is a way to sell and buying goods and services via the internet network Electronic-Commerce (e-commerce) or electronic commerce is a way to sell and purchase goods and services via the internet network. When a customer finds a product they want to purchase, they can add it to their shopping cart and check out using their debit or credit card. Some payment processors even allow to accept payments via cryptocurrency and other alternative payment methods
Potensi Dan Prospek Industri Gula Aren Di Indonesia Putri Intan Suri; Faradina Zevaya; Helen Parkhurst
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1462

Abstract

Palm sugar produced from sugar palm plants is an alternative sugar to granulated (refinery) sugar produced from sugar cane plants. Recently, more and more consumers are switching from granulated sugar to palm sugar. However, because entrepreneurs are still traditional, efforts to meet changing consumer tastes still have many obstacles. This research aims to (1) determine the potential of sugar palm plants as; (2) analyze the prospects for the Indonesian small palm sugar industry in the future. The method for determining the research location was carried out purposively, namely the Republic of Indonesia, which is one of the largest palm sugar producers in the world. This research was carried out from March 2024 to May 2024. This research was carried out using a survey approach and used secondary data, especially BPS publication data. To find out the prospects for palm sugar in Indonesia, it is explained using simple linear regression. Meanwhile, the analysis of plant potential is explained descriptively qualitatively and quantitatively. The research results show that sugar palm cultivation in Indonesia has great potential, especially because sugar palm plants do not require complicated growing requirements. Almost all areas in Indonesia can be planted with palm trees. The availability of land in Indonesia is quite extensive, has hydrological and conservative functions. There is a traditional farming culture in cultivating palm sugar. The results of regression analysis using time series data from 1992 to 2020 show that the development of land area, which is a manifestation of farmers' response to demand for palm sugar, shows an increasing trend. With ß of 1,046.5, it shows that on average every year there is an increase in the area of ​​sugar palm plantations of 1,046.5. Meanwhile, from the production aspect, the results of the regression analysis also show a significant increasing trend with ß of 2,575.4, which shows that from the production aspect there has been a significant increase in production, namely 2,575.4 tonnes each year. Furthermore, it can be concluded that the potential for palm tree development is quite good and the prospects for the palm sugar industry in Indonesia are quite bright.
Peran Sains dalam Membangun Kualitas Generasi Islam (Role of Science in Building Quality of Islamic Generations) Muhamad Iqbal Ramadhan; Yazid Habibullah; Alfina Wildatul Fitriyah
Journal of Islamic Economics and Finance Vol. 2 No. 3 (2024): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i3.1524

Abstract

Science is always associated with general science or science that studies worldly matters only. Some Muslims think that science has nothing to do with Islam or in other words Islam does not need science. If the assumption of the Islamic community about this still exists then Islam is in the danger zone, because actually Islam needs science. Islam and science are not two opposing camps, but two very solid camps. If we look deeper, the Qur'an presents many verses about science. The verses of the Qur'an about science range from 750 to 1000 verses. In fact, the first revelation that came down to the Prophet Muhammad SAW, namely the command to read. In the Qur'an it has been explained that paying attention to the universe which means also studying science is part of reading the verses of Allah SWT. Meanwhile, the results of research conducted by scientists about the universe do not contradict the Qur'an which was revealed 1400 years ago. If science and technology are only controlled by non-Muslims, then Muslims will be considered weaker and lower in the field of science. Therefore, Islam needs the next generation of people who love and understand the contents of the Qur'an and are not blind to science, especially science. Islam will flap its wings more in the field of science and technology so that a generation of IMTAQ and IPTEK is formed, namely a generation of Muslims who have faith and piety and master science and technology. Science is also important in the development of Islam because science brings knowledge that is very important in future generations and science also plays an important role for all people in this world. In the context of building the quality of the Islamic generation, there are several important aspects that need to be considered, namely;
Pengaruh Pembiayaan Murabahah, Musyarakah, dan Ijarah Terhadap Pertumbuhan Aset Bank Umum Syariah Yang Terdaftar Di OJK Periode 2018-2023 Nisrina Athira Nasution; Cupian
Journal of Islamic Economics and Finance Vol. 2 No. 3 (2024): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i3.1546

Abstract

This study analyzes the impact of murabahah, musyarakah, and ijarah financing on the asset growth of Islamic commercial banks in Indonesia from 2018-2023 using the FGLS method for panel data analysis. Results indicate that murabahah and musyarakah financing positively affect asset growth, while ijarah financing negatively affects it. These findings offer valuable insights for Islamic banks, regulators, and policymakers in Indonesia.
Analisis Perbandingan Kinerja Keuangan PT Bank Syariah Indonesia, Tbk dan PT Bank Muamalat Indonesia pada Tahun 2020-2023 Dwi Lailatul Hidayah; Sania Rahmawati; Uswatun Chasanah
Journal of Islamic Economics and Finance Vol. 2 No. 3 (2024): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i3.1551

Abstract

The purpose of financial statements is to provide data that refers to the financial function, achievements (business results) of an organization and adjustments to the financial function of an institution that are beneficial to customers in making financial decisions. The research method used is a quantitative method. This research method uses literature research, which is a technique of collecting records of the use of notes and analyzing theories from various literature related to research. The improvement of Islamic banking through laws, guidelines for Indonesian financial institutions and the fatwa of the Indonesian Ulema Council with the existence of the Sharia-MUI Council is a concrete and tangible step as an effort to realize the dream of mankind for Islamic banking services and products in Indonesia in 2017. in accordance with modern trends. The decline in capital in Muamalat financial institutions shows that this financial group is starting to experience difficulties. Muamalat economic institutions need a capital boom to increase their capital ratio. With this additional capital, it will be able to help capital at Bank Muamalat Indonesia.
Problematika Dan Strategi Optimalisasi Sertifikasi Halal Di Indonesia Usnan Usnan; Aisy Rahmadani; Kortis Luhut Maharani
Journal of Islamic Economics and Finance Vol. 2 No. 3 (2024): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i3.1557

Abstract

This research was conducted with the aim for analyzing and mapping problems in the implementation of halal certification for micro and small enterprises (UMK) in Indonesia. This research uses a qualitative method with a literature study approach, namely by searching for articles via Google Scientist with the keywords halal certification problems, then reviewing and mapping the research findings obtained. The results of this research show that from the 12 papers reviewed, 4 (four) classifications of problems in the implementation of halal certification policies can be mapped, namely first, regulatory aspects, second, perceptions and behavior of MSE actors, third, knowledge aspects and fourth, support system aspects. The efforts put forward by researchers from the four problem maps are (1) carrying out evaluations and reviews of regulations, (2) carrying out comprehensive, systematic and measurable outreach and education efforts, and (3) improving existing infrastructure and personnel in the implementation of halal certification.
Pengaruh Social Media Marketing dan Brand Ambassador Terhadap Minat Beli Pada Produk Scarlett Whitening Sonia Silastia; Nadya Artha Joecha Mayvea; Salsabila Rahmadini; Rohanah Rohanah; Nabila Nabila; Elfiana Febrianti; Robiatul Adawiyah; Kurniawati Mulyanti
Journal of Islamic Economics and Finance Vol. 2 No. 3 (2024): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i3.1581

Abstract

The study explores how consumer interest in purchasing Scarlett bleach products is influenced by the interaction between social media marketing and brand ambassadors. The purpose of this study was to investigate the potential impact of brand ambassadors and social media marketing on consumer interest in purchasing Scarlett Whitening products. Using purposive sampling, a non-probability sampling technique, 54 students who had purchased Scarlett products were respondents in total. Google Forms distributed questionnaires are used in the data collection method. The findings of the study showed that the t-value was 1.129 < 2.008 and that the social media marketing variable had a negative and insignificant impact on the variable that measured interest in buying Scarlett bleaching products, with an effect of 0.267 > 0.05. At 0.000 < 0.05 and 1 count 5.292 > t table 2.008, The Brand Ambassador variable has been proven to have a positive and rather significant effect on the variable of Scarlett Whitening's buying interest in products.
Penerapan Food Plating Mahasiswa dalam Mengikuti Cooking Competition di Universitas Dian Nuswantoro Khaeril Sungkawa; Ratna Puspita Dewi; Aditya Eka Widianto; Sholeh Madjid
Journal of Islamic Economics and Finance Vol. 2 No. 3 (2024): Agustus: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i3.1588

Abstract

The presentation of food, including appetizers, soups, main courses and desserts, seems to continue to change according to developments over time or culinary arts discoveries made by culinary artists. Not only culinary experts have developed the art of arranging dishes, but tourism campuses or culinary academies also often hold cooking competitions to encourage creativity in how to arrange and present a dish on a plate, where the presentation must pay attention to the position and composition of the food to become an artistic value. attractive and high quality. The author is interested in researching the application of food plating in cooking competitions. This research uses a qualitative approach with analytical descriptive research. And uses observation methods, interview methods, and literature study methods. The research sample was taken from competition participants. Data collection was carried out by directly observing students' application of food plating in preparation for cooking competitions. The results of the research show (1) by applying food plating where the position and composition of the food is taken into account so that the dish has high quality artistic value. (2) Competitors are able to arrange a dish systematically by paying attention to the position and composition. (3) The competition participants succeeded in describing the position and composition of the food on the plate by combining Indonesian food arranged with western style food plating so that they won second place in the cooking competition.

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