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Contact Name
Aufa Rizka Azzumi
Contact Email
garuda@apji.org
Phone
+6289682151476
Journal Mail Official
febri@apji.org
Editorial Address
Jalan Raya Ajibarang Km 1 Banyumas, Jawa Tengah, Kab. Banyumas, Provinsi Jawa Tengah, 53163
Location
Kab. banyumas,
Jawa tengah
INDONESIA
Journal of Islamic Economics and Finance
ISSN : 30217458     EISSN : 3021744X     DOI : 10.59841
Core Subject : Economy, Science,
bidang Ilmu Manajemen dan Ekonomi Syariah. ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam
Articles 175 Documents
Konsep Riba Dalam Perekonomian Islam Komala Dewi
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.952

Abstract

: This article describes the problem of usury from a legal perspective and its interpretation as well as bank interest from a review of Islamic law and analyzes its impact on the economy, both those raised by Islamic law experts, mufassirin and Muslim economists. The prohibition of usury in Islam is expressly stated in both the Qur'an and the Hadith which were revealed gradually. The prohibition of riba (usurios) in Islam is based on moral and humanitarian considerations because the essence of the prohibition of usury is the elimination of all forms of economic practices that give rise to tyranny and injustice. And the impact of interest on the economy will hamper economic growth. The method of writing this article is based on literature review by conducting an in-depth review of books, commentaries and writings on bank interest, usury and related matters. The purpose of this paper is to find out the interpretation of usury and the opinions of scholars regarding bank interest law and to analyze the negative impact that the interest system has on the economy.
Analisa Perbandingan Trend Laju Inflasi di Indonesia dan Malaysia Mahrani Rangkuty, Dewi; Lola Irmayunda; Jumadil Saputra
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.1016

Abstract

Economic growth serves as a crucial indicator in evaluating the well-being of a country. This study analyzes the economic growth of Indonesia and Malaysia from 2017 to 2023, taking into account the impact of inflation on the achievement of economic goals. The research employs a qualitative descriptive method with a literature review through literature analysis. The results reveal that the economic structures of both countries share similarities, particularly in the sectors of agriculture, forestry, and mining. Indonesia's economic growth tends to be higher than Malaysia's during this period, despite experiencing fluctuations. The sectoral contributions to Gross Domestic Product (GDP) indicate the dominance of the industrial sector in both economies. The significance of economic growth is also considered by examining the inflation rates. Indonesia consistently experiences higher inflation rates than Malaysia, potentially indicating challenges in maintaining macroeconomic stability. Higher inflation rates in Indonesia can impact the well-being of the population and create instability in the prices of goods and services. This research provides insights into the dynamics of economic growth and inflation in Indonesia and Malaysia, as well as their implications for achieving economic development goals. The success of a country in attaining sustainable economic growth requires special attention to factors such as economic structure, sectoral contributions, and inflation stability.
Analisis Manajemen Pengelolaan Zakat Pada Badan Amil Zakat Nasional Kota Jambi Habriyanto Habriyanto; Bambang Kurniawan; Alwaraah Alwaraah
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1023

Abstract

The National Zakat Amil Agency is a zakat management organization formed by the government, consisting of elements of the community and government whose task is to collect, distribute and utilize zakat in accordance with religious provisions. The Jambi City National Zakat Amil Agency (BAZNAS) carries out the task of managing zakat at the city level. This research aims to analyze zakat management which consists of planning, organizing, reporting, directing and supervising zakat in Baznas Jambi City, to find out the obstacles that exist in the zakat management process in Baznas Jambi City, and to find out solutions in managing zakat in Baznas Jambi city. In this research, researchers used qualitative descriptive methods. To reveal this problem in depth and comprehensively, the author collected data through observation, interviews, documentation. The research results show that the implementation of zakat management in Jambi City Baznas is in accordance with management theory, where management theory consists of planning, organizing, reporting, directing and supervising. The implementation of zakat management in Baznas Jambi City has met the management theory standards. So the implementation of zakat management in Jambi City Baznas is quite good, even though zakat funds are still lacking, Jambi City Baznas continues to distribute zakat funds to parties who need them so that the benefits of zakat funds in Jambi City can be felt by the community as intended in the zakat law
Tinjauan Ekonomi Islam Terhadap Upah Mandor Pada PT. Kartika Hijau Lestari Fitrah Ilham Ramdhan; Mawaddah Irham
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1039

Abstract

The aim of the research is to determine the system for determining wages for palm oil plantation foremen and the forms of Islamic economic values at PT Kartika Hijau Lestasi Serafoh plantation, Sangga Lima village, Gebang district. Langkat Regency,. North Sumatra. The method used is descriptive qualitative with a data reduction model, data presentation and drawing conclusions. The research results show that the palm oil plantation wage system in determining wages is in accordance with the principles of Islamic Economics, because the oil palm plantation owner discusses in advance the amount of wages that will be given. Regarding payment procedures, oil palm plantation owners do not delay giving wages, wages are given directly to workers after the workers have finished their work. The wage system for palm oil plantations meets the value of justice, because in providing wages to workers there are differences in wages for each type of work carried out. However, the wages paid do not meet the appropriate value, because the wages set cannot meet the living needs of workers even though the wages paid are in accordance with Langkat Regency UMK standards.
Penerapan Akad Murabahah di PT. BANK SYARIAH KCP MEDAN Padang Bulan Putri Andini Al Khoiri
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1044

Abstract

Sharia banks are currently on the rise and have become a reference for the public. One of them is 4.444 loans with a profit sharing system. Therefore, various sharia banking products, including the application of Murabahah contracts to PT financing products, must be understood by the wider community. Sharia People's Financial BANK SHARIA INDONESIA KCP MEDAN PADANG BULAN. This article explains the introduction of Murabahah contracts in PT loan products. People's Sharia Financial BSI KCP MEDAN PADANG BULAN This article uses qualitative research, collecting data through online interviews with PT manager BANK SHARIA INDONESIA KCP MEDAN PADANG BULAN. The result of this research is the application of a financing contract, namely the Murabaha contract, namely a contract for buying and selling goods at the original price with additional agreed profits. Technically, Sharia Banking Murabahah is defined as an agreement agreed between a sharia bank and a customer where the bank provides financing for the purchase of raw materials and other working capital needed by the custome.
Keberhasilan Ekonomi Desa dan Sumber Daya Manusia terhadap Perekonomian Masyarakat Azizatun Fitriani; M. Ibrahim Baihaqi; Muhammad Yasin
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1052

Abstract

This study aims to examine the relationship between village economic success and human resources on the community economy. The village economy is at the center of attention in the context of inclusive economic development, with quality human resources playing a key role in the process. Quantitative analysis methods were used in this research, with data collected through surveys and interviews in several selected villages. Research findings show a positive relationship between the level of village economic success, which is reflected in economic growth, access to basic services, and job creation, and the quality of human resources at the local level. These results provide important policy implications for sustainable and inclusive village economic development.
Konsekuensi Perubahan Iklim pada Pertanian Lokal di Pakel Tulungagung terhadap Harga Pangan di Pasaran Selvi Agustin; Nadya Putri Cantika; Mukhammad Nashrulloh; Nur Isroatul Khusna
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1070

Abstract

Climate change has become a crucial issue affecting the agricultural sector worldwide, including in Pakel, Tulungagung. In this context, this research aims to investigate the consequences of climate change on local agriculture in Pakel, Tulungagung, particularly in relation to the prices of food in the market. Through in-depth analysis of relevant literature and data, this study identifies the impacts of climate change such as extreme weather fluctuations, increased uncertainty of harvest yields, and rising production costs. All these factors contribute to the rise in food prices in the local market. The findings of this research provide important insights for stakeholders, including the government, farmers, and consumers, to develop effective adaptation strategies and sustainable policies in addressing the challenges of climate change in the agricultural sector.
Pengaruh Tingkat Inflasi, Tingkat Suku Bunga, Nilai Tukar Rupiah (USD), dan Indeks Produksi Industri Terhadap Pertumbuhan Sukuk Korporasi di Indonesia Muthia Aisyah; Andri Soemitra; Khairina Tambunan
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1108

Abstract

The company began to develop the sharia financial industry, namely corporate Sukuk, which began to experience quite good growth in Indonesia. This is proven by the existence of companies that have issued sukuk. Compared to government sukuk or conventional bonds, corporate sukuk is still relatively slow, but its growth is increasing every year. In this research, the variables that can influence economic activity are the inflation rate, interest rate, Rupiah exchange rate (USD), and industrial production index. This research aims to analyze the growth of corporate sukuk in Indonesia. The research method used is a quantitative method with a descriptive approach. With data analysis techniques using multiple linear regression models. The research results show that the inflation rate and Rupiah exchange rate (USD) influence the growth of corporate sukuk in Indonesia. The results of the research on Interest Rates and the Industrial Production Index show that the results have no effect on Sukuk Growth in Indonesia. Meanwhile, the research results simultaneously show that the variables of inflation rate, interest rate, rupiah exchange rate (USD), and industrial production index influence the growth of sukuk in Indonesia.
Pengaruh Pengetahuan Perpajakan, Pemanfaatan Teknologi, Sanksi Pajak, dan Tingkat Pendidikan Terhadap Kepatuhan Wajib Pajak UMKM R.Andro Zylio Nugraha; Arief Nurrahman; Agatha Saputri; Dian Juliani; Caesar Rosyad Achmadi
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1113

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are very important pillars in the economy in Indonesia. MSMEs play a very important role in Tax revenue which is the main source of state revenue which has a very large and reliable role for the development of the country, especially in Indonesia. This study uses a quantitative research approach and aims to estimate and test the effect of taxation knowledge, information technology utilisation, tax penalties, and education level on MSME taxpayer compliance in the Special Region of Yogyakarta. Respondents in this study are MSME owners in the Special Region of Yogyakarta (DIY) whose businesses are still actively operating until the research time. The number of questionnaires collected was 183. The sampling technique used in this study was purposive sampling. Data analysis in this study was carried out quantitatively, using smartpls management tools which represented the results and research hypotheses. Based on the test results and discussion carried out, conclusions can be drawn, namely: knowledge of tax regulations (X1), utilisation of information technology (X2), implementation of tax sanctions (X3) and level of education (X4) have an influence on the compliance of MSME taxpayers in the Special Region of Yogyakarta.
Analisis Pengaruh Zakat, Pembiayaan Syariah, Tingkat IPM (Indeks Pembangunan Manusia) dan APBA (Anggaran Pendapatan Belanja Aceh) Terhadap Pengentasan Kemiskinan di Aceh Surya Alfi Nurrahma; Tri Inda Fadhila Rahma; Khairina Tambunan
Journal of Islamic Economics and Finance Vol. 2 No. 2 (2024): Mei: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i2.1116

Abstract

This research aims to analyze the influence of Zakat, Sharia Financing, Human Development Index (HDI) Level, and Aceh Revenue and Expenditure Budget (APBA) on Poverty Alleviation in Aceh. This research uses a descriptive quantitative approach and explanatory panel data for 10 years. This research uses secondary data obtained from world data banks, journals, books and other supporting references. The analytical tool used in this research is SPSS 22 with multiple regression analysis techniques. The research results show that the partial significant test of the Zakat variable is obtained from the results of the t test where the calculated t value is 0.338 < t table 1.692, so it can be concluded that zakat has no effect on poverty alleviation in Aceh. Meanwhile, the Sharia Financing variable is obtained from the results of the t test where the t value is 1.834> t table 1.692, so it can be concluded that sharia financing has an effect on poverty alleviation in Aceh. Meanwhile, the variable level of the Human Development Index (HDI) can be seen from the results of the t test where the t value is 1.872> t table 1.692, so this shows that the sharia development index has an effect on poverty alleviation in Aceh. Meanwhile, the Aceh Revenue and Expenditure Budget (APBA) variable can be seen from the results of the t test where the value of tcount is 1.236 < t table 1.692, it is concluded that the Aceh Revenue and Expenditure Budget (APBA) has no and significant influence on poverty alleviation in Aceh. Meanwhile, together (simultaneously) the variables zakat, sharia financing, human development index level and the Aceh income and expenditure budget have an effect on poverty alleviation. It can be seen that the calculated F value is 13.466 with a sig value of 0.000<0.05, where the calculated F value is 13.466>2.66.

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