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Moneter : Jurnal Ekonomi dan Keuangan
Published by Asosiasi Riset Ekonomi dan Akuntansi Indonesia
ISSN : 30258073     EISSN : 30254663     DOI : 10.61132
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Ilmu bidang Ekonomi dan Akuntansi, sebagai media bagi para dosen, guru, peneliti dan para praktisi dalam bidang Ekonomi dan Manajemen
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 210 Documents
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Analisis Perbandingan Tingkat Kepuasan Mahasiswa UIN Sunan Gunung Djati Terhadap Empat E-Wallet (Dana, Ovo, Shoppay dan Gopay) Terbesar di Indonesia Hafizh Febryansyah Sonjaya; Sani Dwina Putri; Nanda Kuswandari; Ni’matul Aliyah; Mia Lasmi Wardiyah
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1530

Abstract

Fundamentally, every individual has two basic needs that must be fulfilled, namely physical and spiritual needs. One of the physical needs that has grown significantly in the digital era is the need for convenience in conducting financial transactions. This study aims to analyze the comparison of satisfaction levels among students of UIN Sunan Gunung Djati toward the four largest e-wallets in Indonesia: Dana, Ovo, ShopeePay, and Gopay. The research employed a quantitative method with a sample size of 20 respondents. The instrument used was a questionnaire distributed via Google Form. As consumers, students not only consider ease of use and low transaction fees, but also pay attention to service quality, security, and transaction speed. Therefore, e-wallet service providers are expected to continuously improve their service quality in order to meet users’ expectations and needs optimally.
Analisis Penerapan Pencegahan Pencucian Uang dengan Metode Customer dan Enhanced Due Diligence di PT. Pegadaian Cabang Pancoran Mas Rafka Muhammad Rizki; Lati Sari Dewi
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1533

Abstract

Pegadaian as a non-bank financial institution has a strategic role in collecting funds and distributing financing through various financial services. This makes it a potential means for perpetrators of money laundering to disguise the proceeds of their crimes. Therefore, the government together with PT. Pegadaian implements a money laundering prevention policy, including the implementation of Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD). This study aims to analyze the implementation of CDD and EDD carried out at PT. Pegadaian Pancoran Mas Branch. The research method applied is through a qualitative descriptive approach, using data collection techniques through documentation, interviews, and observations originating from three sources, including compliance officers and related parties who handle the Anti-Money Laundering and Prevention of Terrorism Financing (APU PPT) program.
Pengaruh Environmental Cost dan Environmental Performance terhadap Environmental Disclosure pada Perusahaan Manufaktur yang Terdaftar di Bursa Efek Indonesia Abimanyu Abimanyu; Yuztitya Asmaranti
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1534

Abstract

This study investigates the effect of environmental costs on the level of environmental information transparency in manufacturing companies in the basic materials subsector, while providing empirical evidence regarding the relationship. Environmental costs are calculated through the ratio of corporate social responsibility (CSR) burden to the organization's net profit. Meanwhile, the company's environmental performance is evaluated using the PROPER rating on an ordinal scale. The level of environmental coverage is measured comprehensively through the Clarkson index which covers various dimensions of existing reporting. A quantitative approach with multiple linear regression analysis is applied to test the relationship between variables. In selecting the sample, a purposive sampling technique was used by considering the completeness of the data and certain sector criteria, resulting in 35 companies as the final sample that met the analysis requirements. The results of the study revealed that an increase in environmental costs is directly proportional to a significant increase in environmental coverage. This indicates that company investment in environmental programs encourages more transparent reporting practices. In addition, environmental performance as reflected in the PROPER rating is also proven to have a positive and significant effect on the extent of environmental coverage.
Analisis Perbedaan Persepsi Masyarakat terhadap Investasi Emas Sebelum dan Sesudah Kenaikan Harga Nabila Nandayanti; Aisyah Mega Benazira; Nurul Azmi Muhamad Tauhid; Pingkan Salsa Hadiansyah; Mia Lasmi Wardiyah
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1536

Abstract

Evaluating changes in public perceptions of gold investment before and after price increases is the objective of this study. The background of this study rests on the assumption that gold price volatility can affect an individual's interest in and view of gold as an investment vehicle. This study used a quantitative approach by distributing questionnaires using a Likert scale to 50 respondents, the results of which were analyzed using the paired sample t-test. The results of the analysis show that there is no statistically significant difference in people's perceptions before and after the gold price increase (significance value 0.363 > 0.05). The findings of this study indicate that the public still views gold as a safe and stable investment asset in the long term, regardless of price changes in the short term. The results of this study can be used as a reference by market participants and financial planners to understand the tendency of public attitudes towards gold investment.
Pegaruh Budaya Kampus Terhadap Kepatuhan Mahasiwa terhadap Etika Akademik Suhaila Irfi; Rafi Alumutaqin; Mhd Zaky; Zaki Albukhari Persada Simatupang; Norma Hanum Harahap
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1543

Abstract

Academic ethics violations such as plagiarism, cheating in examinations, and academic responsibility are serious problems in the field of education. This study aims to examine how campus culture affects students' ethical behavior in the academic context. The approach used is qualitative, with data collection methods including document study, participatory observation, and in-depth interviews. The findings reveal that a conducive campus culture—characterized by exemplary behavior of lecturers, enforcement of ethical codes, and consistent internalization of moral values—plays a significant role in enhancing students’ adherence to academic ethics. Conversely, an academic environment that is permissive toward ethical violations negatively impacts students’ character. This study concludes that the establishment of a strong academic culture is a key factor in fostering academic integrity among university students.
Analisis Bentuk Atap Kanopi Gedung Kedokteran UBB Melalui Pendekatan Geometri Analitik Parabola Dewi Rana; Virgiawan Virgiawan; Ananda Dwi Putri; Siska Amelia; Septiana Nadine; Cantia Purnawati
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1562

Abstract

A parabola is a curve that consists of points that are equidistant from a fixed point (focus) and a fixed line (directrix). This study aims to analyze the shape of the canopy roof of the UBB Medical Building using an analytical geometry approach on parabolas. The method used is a quantitative descriptive based on visual documentary online and proportional estimates against comparative objects. The parabola model is constructed from three key points and visualized using GeoGebra. The results show that the shape of the canopy can be accurately represented through the equation of a parabola, with a symmetrical and aesthetic structure. This research proves that mathematical concepts can be practically applied in architectural design.
Pengaruh Moral Sensitivity, Whistleblowing System, Kompetensi Aparatur dan Budaya Organisasi terhadap Pencegahan Fraud dalam Pengelolaan Dana Desa di Kecamatan Sojol Dhiza Salsabila; Munipa Munipa; Muhammad Syafaat; Dewi Salmita
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1563

Abstract

The management of village funds in Indonesia is a crucial issue due to the high potential for fraud at the village level, despite the fact that the funds distributed each year continue to increase. In Sojol Subdistrict, Donggala Regency, cases of corruption involving village officials show that even though regulations have been established, practices in the field are still prone to irregularities that directly impact the welfare of the village community. This study aims to examine the influence of moral sensitivity, whistleblowing systems, official competence, and organizational culture on fraud prevention in village fund management. This study uses a quantitative approach, with data collected through a questionnaire distributed to 54 respondents consisting of village officials and members of the Village Council (BPD). The results of this study indicate that moral sensitivity, whistleblowing systems, official competence, and organizational culture simultaneously have a significant impact on fraud prevention in village fund management, although the level of influence of each varies. This underscores the importance of moral integrity and reporting systems, as well as strengthening competence and organizational culture at the village level.
Analisis Rasio Keuangan untuk Menilai Kinerja Perusahaan Joni Hendra; Andika M Iqbal; M Pillo Alfarabi; Rosa Dina; Tria Oca Ariska
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1564

Abstract

This study aims to analyze the financial ratios to evaluate company performance. The research background highlights the importance of financial health for sustainable business operations. This study employs a quantitative descriptive method, utilizing financial statements for data collection. The findings indicate that certain financial ratios are strong indicators of a company's financial stability and operational efficiency, providing valuable insights for stakeholders.
Kontribusi Pemikiran Muhammad Baqir Al-Sadr, Umar Vadillo, dan M. Umer Chapra dalam Membangun Paradigma Ekonomi Islam Kontemporer Melisa Melisa; Nazla Sabirah; Raulanda Dwi Putra; Rissa Yulinda; Fitri Hayati
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1567

Abstract

This study examines the contribution of the thoughts of three important figures in modern Islamic economics, namely Muhammad Baqir al-Sadr, Ibrahim Umar Vadillo, and M. Umer Chapra. Using a qualitative approach through literature study, this research critically analyzes their works and ideas. The results of the study show that the three of them built three main pillars of the contemporary Islamic economic paradigm. The first pillar is normative-ethical which is asserted by al-Sadr, emphasizing the value of justice and ethics. The second pillar is the structural-monetary of Vadillo, who proposes a gold dinar and silver dirham-based monetary system for economic stability. The third pillar is Chapra's maqashid-policy, which emphasizes the application of sharia's maqashid principles to realize social welfare and economic justice. These three pillars complement each other in forming the foundation of an integral, applicable and relevant Islamic economy to face global challenges. This research makes an important contribution in formulating an adaptive and sharia-based Islamic economic framework.
Analisis Hubungan Antara Infrastruktur dan Kualitas SDM terhadap Daya Saing Ekonomi di Provinsi Jawa Tengah Mindy Mindy; M. Afdal Samsuddin
Moneter : Jurnal Ekonomi dan Keuangan Vol. 3 No. 3 (2025): Juli : Moneter : Jurnal Ekonomi dan Keuangan
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/moneter.v3i3.1568

Abstract

This study aims to analyze the influence of infrastructure and the quality of human resources (HR) on economic competitiveness in Central Java Province. In the era of globalization, competitiveness is an important indicator of regional progress. Infrastructure such as transportation, electricity, and digital connectivity support economic efficiency, while quality human resources increase productivity and innovation. Despite their importance, development imbalances remain a challenge in Central Java. This study uses panel data from BPS and is analyzed using the Fixed Effect Model (FEM) method based on Chow and Hausman tests. The results show that together, infrastructure and human capital have a significant effect on economic competitiveness. However, separately, both have a negative and insignificant influence, with regression coefficients of -0.000195 for infrastructure and -0.0176 for human capital. The Adjusted R-squared value of 0.3149 indicates that 31.49% of the variation in competitiveness is explained by these two variables. This finding is important for determining the direction of future regional development policies.

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