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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Science, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah is a scientific journal published by Pusat Riset dan Kebijakan Strategis PRKS) of  Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor in collaboration with Masyarakat Ekonomi Syariah (MES) and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic economics, finance and business research. E-ISSN 2656-4351 ISSN Print 2656-2871   DOI: 10.47467/alkharaj  Starting from Volume 1 Number 1 2019 to Volume 6 Number 3 of 2024 published on the website with the URL https://journal.laaroiba.ac.id/index.php/alkharaj. Starting from Volume 6 Number 4 2024 onwards it will be published with the URL https://journal-laaroiba.com/ojs/index.php/alkharaj.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,175 Documents
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Penerapan Customer Relationship Management sebagai strategi pemasaran berbasis data di PT.Gragaz Berkah Sejahtera Junjun Kurnia
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2383

Abstract

Implementing Customer Relationship Management (CRM) as a data-based marketing strategy has become the main focus for many companies in optimizing relationships with customers. This research explores this through a case study at PT. Gragaz Berkah Sejahtera, a pharmaceutical retail company or pharmacy business that adopts this approach. This research aims to identify how PT. Gragaz Berkah Sejahtera integrates technology and Customer Relationship Management (CRM) theory to improve interactions with customers and how to optimize data-based marketing and sales processes. The research method used is a qualitative descriptive analysis method with the object studied being PT. Gragaz Berkah Sejahtera which involves collecting data, implementing CRM technology, and evaluating its impact on customer loyalty, retention, and increasing sales. While the results of this research highlight the company's success in implementing data-based marketing strategies in an effort to improve marketing and sales, as well as increase customer satisfaction, however these results have not achieved maximum success because there are obstacles in implementing the concept of customer relationship management such as system failures. data-based information technology applications. So that efforts to implement CRM programs are disrupted and have an impact on sales which have not achieved significant growth through this data-based marketing strategy. This research can provide important information and insights for other companies wishing to adopt the same approach in an effort to improve relationships with customers and achieve optimal and sustainable marketing and sales.
Evaluasi Kebijakan Pelimpahan Kewenangan Bupati dalam Evaluasi APB Desa oleh Camat Agar Sesuai Tujuan Pelimpahan di Kabupaten Nunukan Provinsi Kalimantan Utara Hasrul; Dandan Haryono; Agus Priyanto
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2396

Abstract

This study aimed to describe and analyze the evaluation of the policy of decentralizing authority from the Regent to the Sub-District Head in Nunukan District regarding the evaluation of Village Budgetary Allocation (APB Desa) based on the Regulation of the Nunukan Regent No. 31 of 2018 concerning Amendments to Nunukan Regent Regulation No. 54 of 2012 regarding the Decentralization of Some Authorities of the Nunukan Regent to Sub-District Heads in Nunukan District. The research employed a qualitative approach with a descriptive method. Data collection procedures included in-depth interviews, observations, document studies, and triangulation. The main informants were policy formulators and implementers, relevant government agencies (SKPD), and village governments as service recipients. The policy evaluation theory utilized six criteria: effectiveness, efficiency, sufficiency, equality, responsiveness, and accuracy. The analysis revealed that the criteria for evaluating the policy of decentralizing authority from the regent to the sub-district head regarding APB Desa evaluation had not been fully implemented optimally, especially in terms of effectiveness and responsiveness. Several issues identified in the implementation of APB Desa evaluation by sub-district heads in Nunukan District included the absence of SOPs for APB Desa evaluation services, the quality and quantity of human resources in the bureaucracy, and limited sub-district budgets. The researchers recommended policymakers to issue regulations in the form of regional head regulations governing the technical guidelines for APB Desa evaluation by sub-district heads and the necessity of drafting SOPs for APB Desa evaluation services by relevant agencies to ensure that sub-districts have the same standards in providing APB Desa evaluation services.
Penerapan Tujuan Pembangunan Berkelanjutan (SDGs) dalam Sosial dan Ekonomi Dimediasi Reputasi, Kepercayaan dalam Organisasi Terhadap Loyalitas Yanuar Rizky Saputro; Muzakar Isa
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2429

Abstract

This research aims to analyze Sustainable Development Goals (SDGs) in social and economic dimensions on the reputation and trust of Islamic universities in Surakarta, as well as their impact on student loyalty. Through a quantitative approach, data was collected using questionnaires as a data collection technique. Statistical analysis was utilised to verify hypotheses in the course of data analysis. Socially and economically, the SDGs have a substantial impact on the reputation and trustworthiness of higher education, according to the findings of this study. The economic dimension of the SDGs also has a substantial influence on the reputation and trust of universities, whereas the social dimension of the SDGs contributes positively and significantly to that regard. Furthermore, reputation and trust have a positive and significant effect on student loyalty at Surakarta Islamic universities, according to the research findings. Therefore, the integration of SDGs in social and economic aspects can play a role in increasing reputation, trust, and ultimately, student loyalty towards Islamic universities in Surakarta.
Pengaruh Cash Ratio, Return On Assets, Firm Size, dan Debt To Equity Ratio terhadap Dividend Payout Ratio: Studi pada Perusahaan Manufaktur Sub Sektor Otomotif dan Komponen yang Terdaftar di BEI periode 2017-2021 Muchammad Andi Muhaimin; Sriyono; Detak Prapanca
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2477

Abstract

This research determines the influence of Cash Ratio, Return On Assets, Firm Size, and Debt To Equity Ratio on Dividend Payout Ratio. The sample for this research was taken from 10 Automotive and Component Sub-Sector Manufacturing companies listed on the IDX for the 2017-2021 period. Then, this research uses quantitative methods with descriptive statistical calculation techniques and linear regression analysis. The existing data was processed using Eviews software version 12. The research results show that Cash Ratio, Return on Assets, Firm Size do not affect the company's Dividend Payout Ratio. Conversely, the Debt to Equity Ratio affects the Company's Dividend Payot Ratio.
Analisis Strategi Komunikasi dan Lingkungan Kerja dalam Meningkatkan Kinerja Karyawan Cipta Grafika Putri Sakina Al Haerani; Aji Tuhagana; Zenita Apriani
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2500

Abstract

This research aims to understand and analyze the results of communication strategy and work environment analysis in improving employee performance at Cipta Grafika Karawang. The location of this research is at Cipta Grafika Karawang. The research method employs a qualitative descriptive approach, expressed through careful word selection, sentence composition, detailed narration, and visual representation. Data collection techniques involve interviews, observations, and documentation. The research findings indicate that communication, comprising downward communication, upward communication, horizontal communication, and interline communication at Cipta Grafika, are well-established and efficient. The work environment is also reported to be good and comfortable. Effective communication and a comfortable working environment contribute to enhancing employee performance. It is essential to continuously maintain good communication and a comfortable work environment to sustain and further improve employee performance at Cipta Grafika.
Analisis Penerapan dan Pengembangan Aplikasi SIMKASDA (Sistem Informasi Manajemen Kas Daerah) dalam Meningkatkan Efisiensi Keberhasilan dan Pelaporan Keuangan: Studi Kasus BPPKAD Kota Probolinggo Ulfa Adiranti; Mohamad Djasuli
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2502

Abstract

This study aims to analyze the impact of implementing and developing the Regional Cash Management Information System (SIMKASDA) on efficiency, success, and financial reporting at the regional level. The research method used qualitative research, focusing on the use of SIMKASDA application in BPPKAD Probolinggo City. The results showed that the implementation of SIMKASDA significantly improved the efficiency of the regional cash management process. The system allows for more accurate monitoring of the DTH/RTH Reconciliation. This directly contributes to the success of local financial management by providing faster and more accurate information for stakeholders. Such improved success is also reflected in the transparency and accuracy of financial reporting. SIMKASDA provides a platform that enables faster and structured preparation of financial reports, minimizes human error, and strengthens accountability in the management of public funds. The discussion in this journal also identified some challenges faced during implementation, such as the need for intensive training and regular maintenance of the system. Research suggestions include increased training for users, regular system updates, and integration of the latest technology to ensure the continued success of SIMKASDA in the future. Thus, this study provides in-depth insight into the contribution of SIMKASDA in improving operational efficiency, financial management success, and financial reporting quality at the local level.
Pengaruh Content Marketing dan Influencer Marketing Terhadap Keputusan Pembelian dengan Brand Image Sebagai Variabel Mediasi: Studi pada Pembelian Produk Luxcrime di Kota Malang Alviana Mawarda; Fani Firmansyah
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2525

Abstract

One current trend that can spark consumer interest is through the use of marketing content distributed via social media platforms. The main goal of this content creation strategy is to move potential consumers into active consumers. Apart from building good relationships with consumers, Influencer marketing also has a significant impact on online sales. Apart from that, the brand image also has a big influence on purchasing decisions, because not only do consumers pay attention to the content and influence of influencers, but also the image of the brand itself. This research is a type of quantitative research that uses a descriptive approach, involving 128 respondents who are consumers of Luxcrime products in Malang City. The sample was selected purposively, and data was collected via a Google form which was then processed using SEM Pls 3.0 software. The research results show that Influencer marketing and brand image have a significant impact on purchasing decisions, while Content Marketing does not have a significant impact. In addition, brand image can mediate the relationship between Content Marketing and Influencer marketing in purchasing decisions..
Pengaruh Saving Behavior dan Literacy Finance Terhadap Retirement Preparedness pada Karyawan Swasta di PT. FCC Indonesia Yusuf Zulkarnaen; Rengga Madya Pranata; Ujang Suherman
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2535

Abstract

The aim of this research is to find out how saving habits and financial literacy at PT. FCC Indonesia private workers influence their preparation for retirement. This research methodology combines purposive sampling and survey methodology with a quantitative descriptive approach. Because retirement readiness must be prepared from an early age, the object of research is PT FCC Indonesia, with a sample size of 100 respondents aged 20 to 40 years. The findings of this study indicate that saving and financial literacy significantly improve a person's preparation for retirement. Although financial literacy is necessary to increase awareness of money and can help people make the right financial decisions, including the decision to invest in retirement, saving behavior is very important to grow savings that can be used to meet living expenses in retirement. The fact that this research is limited to PT. FCC Indonesia and its small sample size is one of its weaknesses. In order for the research findings to be applied more widely, larger sample sizes and more geographic locations should be used in future research. Based on research findings, private employees at PT. FCC Indonesia's preparation for retirement is greatly influenced by their savings and financial literacy. This is consistent with other research which finds a positive correlation between saving behavior, financial literacy, and retirement preparation. Knowledge about the variables that influence private employees' retirement preparations is further advanced through this research. This study implies that to ensure private sector employees' financial readiness for retirement, it is important to increase their level of financial literacy and saving behavior.
Size Perusahaan Memoderasi Hubungan Good Corporate Governance, Green Supply Chain Management dan Green Accounting Terhadap Kinerja Keuangan Perusahaan Topan Pamungkas; Iin Rosini; Suripto
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2544

Abstract

This research aims to examine how company size influences the relationship between Good Corporate Governance, Green Supply Chain Management, and Green Accounting on Company Financial in Sri-Kehati index companies listed on the BEI from 2016 to 2022. This type of research is known as associative quantitative research . The population in this research is the Sri-Kehati index business actors listed on the Indonesia Stock Exchange between 2016 and 2022, totaling 25. The sampling approach is a saturated sampling technique. The sample for this research consists of 25 companies listed on the Indonesia Stock Exchange from 2016 to 2022, with 175 observation data obtained based on sample criteria. The data analysis method used is panel data regression analysis with Eviews-12.0. The findings of this study show that good corporate governance has a partial impact on company financial performance, while environmentally friendly supply chain management has a small impact and environmentally friendly accounting does not. The company size variable cannot moderate the influence of good corporate governance on the company's financial performance, the influence of green supply chain management on the company's financial performance, or the influence of green accounting on the company's financial performance.
Pengaruh Peran Kepemimpinan Komunikasi Interpersonal dan Motivasi Kerja Terhadap Kinerja Tutor dalam Memberantas Buta Aksara di Kabupaten Karawang Banuara Nadeak
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2546

Abstract

The Indonesian government is accelerating the National Movement for Accelerating the Nine-Year Compulsory Education Completion and Eradication of Illiteracy. In West Java Province, the illiterate population amounts to 1,512,899 (2.4%), with Karawang Regency having 117,710 illiterate individuals. Karawang has developed a model for eradicating illiteracy within 32 days, starting from preparation, through the process, to implementation of learning activities tailored to the location. Typically, illiterate learners are adults. Effective leadership plays a crucial role in an educative and persuasive approach, enabling smooth interpersonal communication through the use of Knowledge, Information, and Education (KIE) communication techniques. Local governments strive to boost the motivation of tutor teams, supervisors, and monitoring teams in the 32-day illiteracy eradication program. Simultaneously, local governments conduct widespread illiteracy learning activities and have received recognition from MURI (Indonesian World Records Museum) for achieving literacy in reading, writing, and arithmetic. Interpersonal communication enhances the motivation of tutors and relationships with illiterate learners, as evidenced by the evaluation of the success of the 32-day illiteracy learning program. Learners are able to read, write, and calculate (CALISTUNG), and subsequently, they can prepare for equivalency exams (Package A). The outstanding performance of tutors and supervision teams, prepared by the local government of Karawang Regency through the Department of Education and Sports, demonstrates spectacular success. Karawang Regency serves as a model for the 32-day illiteracy eradication program in each province and at the national level.

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