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Dedi Junaedi
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Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 elmal@journal-laaroiba.com
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El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal
Core Subject : Economy, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490. Volume 1 Nomor 1 2019 sampai Volume 5 Nomor 3 of 2024 terbit website dengan URL https://journal.laaroiba.ac.id/index.php/elmal. Selanjutnya, mulai Volume 5 Number 4 2024 sampai seterusnya terbit URL https://journal-laaroiba.com/ojs/index.php/elmal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,772 Documents
 113   114   115   116   117 
Tinjauan Maqashid Syariah Terhadap Penyedia Layanan Jasa Lampu dan Sound System di Propertys Yogyakarta Imam Kamaluddin; Noval Hasbi; Muhammad Rafli Zidan
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7221

Abstract

                As a Muslim entrepreneur, it is obligatory to avoid anything that may cause harm or lead to misconduct in human life. Propertys Yogyakarta, as a provider of rental services for lighting and sound systems, sometimes assists and accepts in the organization of events that may lead to misconduct or damage when the events are held. The purpose of this research is to examine how the principles of Maqashid Shariah relate to the events served by Propertys, whether they comply with Maqashid Shariah or not. This study employs a descriptive qualitative research method, using both primary and secondary data sources. It involves field research with observation, interviews, and documentation as data collection techniques. The findings reveal that Propertys Yogyakarta utilizes the ijarah contract in accepting and servicing various types of events while rejecting events or productions that pose a risk of material loss and endanger the safety of the Propertys Yogyakarta team. However, in its service, Propertys does not provide specific provisions regarding the preservation and maintenance of Islamic values ​​in events. The conclusion of this research indicates that there are still some events or activities accepted and served by Propertys Yogyakarta that may cause harmful consequences (mafsadat) which should be rejected in order to preserve and maintain the Maqashid Shariah in terms of preserving religion and wealth.
Analisis Pengaruh Persepsi dan Pendidikan Terhadap Niat Individu Berwakaf Uangan Dengan Kesadaran Relius Sebagai Variabel Intervening Amrizal; Muhammad Syahrum Alfan; Yayat Sujatna; Yeni Oktaviani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7266

Abstract

This research aims to analyze the influence of perception and education on individuals' intentions to donate cash, with religious awareness as an intervening variable. This research design uses exploratory quantitative with a sample size of 100. Collective data uses a questionnaire with a Linkert scale. This research was conducted in Tangerang City using quantitative methods and Structural Equation Modeling (SEM) analysis via SmartPLS. The research results show that perception has no significant effect on intention to give waqf, while education has a positive and significant effect on intention to give waqf. Religious awareness does not function as a mediator between perception and education on the intention to give waqf. These findings provide important insights for the development of education and outreach programs regarding cash waqf in society.
Transaksi E-Commerce dalam Perspektif Hukum Ekonomi Syariah Muhammad Razi Al Faruqi; Rusdiana Priatna Wijaya
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7288

Abstract

This study analyzes the validity of e-commerce contracts under Islamic Sharia law, focusing on applying traditional contract principles to digital transactions. Employing a qualitative descriptive approach, data were gathered through a literature review, expert interviews, and analysis of online platform terms and conditions. Interactive data analysis was used to understand the contractual challenges comprehensively. The findings reveal inconsistencies between standard e-commerce practices and Sharia requirements for valid contracts, particularly regarding ijab (offer), qabul (acceptance), and the clarity of contractual terms. The research emphasizes the importance of transparency, mutual agreement, and avoiding gharar (uncertainty) in ensuring sharia-compliant transactions. This study contributes a conceptual framework for adapting Sharia contract principles to the digital environment, offering practical guidance for regulators, digital businesses, and legal scholars. By proposing a model for Sharia-compliant e-commerce contracts, the research promotes a more ethical and inclusive digital marketplace.
Pengaruh Reliability, Responsiveness, Assurance, Empathy, dan Tangibles terhadap Daya Saing PT Samudera Sriwijaya Logistik Kurnia, Wawan; Wadud, Muhammad
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7361

Abstract

The logistics service industry plays a crucial role in national and international economic development, driven by rapid growth in e-commerce and global trade. However, intense competition and rising demands for efficiency and innovation require companies to enhance their competitiveness through improved service quality, including reliability, responsiveness, assurance, empathy, and tangibles. This study analyzes the impact of service quality on the competitiveness of PT Samudera Sriwijaya Logistik using a quantitative approach with multiple regression analysis. Data were collected from 50 respondents through Proportionate Stratified Random Sampling. Validity, reliability, and classical assumption tests ensured model accuracy, while hypothesis testing employed the Goodness of Fit test, F-test, and t-test. Findings indicate that service reliability has the most significant impact on competitiveness, followed by tangibles, empathy, responsiveness, and assurance. Regression analysis shows that reliable and responsive services, supported by adequate facilities, enhance customer trust and satisfaction. The company has implemented policies such as delivery SOPs, service quality standards, and employee training to strengthen its competitive position. By prioritizing reliability, tangible assets, and customer-focused strategies, PT Samudera Sriwijaya Logistik can maintain its standing as a leading logistics service provider in a highly competitive industry.
Analisis Motif Tren PayLater pada Kalangan Anak Muda di Kota Solo dalam Perspektif Syariah Yafenia Putri Tirta Biru; Mufti Arief Arfiansyah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7380

Abstract

The Indonesian government declares an increase in NPF of BNPL distribution to young people. This study aims to determine the effect of life needs, lifestyle, peer attachment, and sharia financial literacy on paylater usage decisions among young people in Solo. This study employs quantitative methodology, employing path analysis with SPSS version 27 as the data analysis tool. The research population consisted of Solo-domiciled Muslims aged 19-34 years who have used paylater at least once. Sourced the data used in this study using primary data obtained from distributing questionnaires to 100 respondents. The result of this study indicates that life needs, peer attachment, and sharia financial literacy all significantly improve the decision to use PayLater. Lifestyle, however, has no bearing on the decision to use PayLater. Despite this, the separate factors influence PayLater usage decisions at the same time.
Analisis Pengalaman Nasabah dalam Menghadapi Permasalahan pada Bank Rakyat Indonesia (BRI) dan Bank Mandiri di Kota Sungai Penuh Wahyu Fikri; Zul Ihsan Mu’arrif
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7383

Abstract

This study aims to explore customers' experiences in resolving banking issues. The approach used is qualitative research, focusing on gaining an in-depth understanding of the experiences of customers of Bank Rakyat Indonesia (BRI) and Bank Mandiri in Kota Sungai Penuh. The data analysis technique applied is Domain Analysis, which emphasizes general descriptions and a comprehensive understanding of the subject or social group being studied. Primary data collection was conducted through semi-structured interviews with customers. Additionally, secondary data was gathered from previous literature studies. Moreover, trust has been proven to play a significant role in enhancing customer satisfaction. This study suggests that banks should improve service quality and consider customer feedback to build better relationships.
The Impact of Value Co-Creation on Customer Satisfaction with Customer Participation as a Mediator Arif Fakhrudin; Kifni Yudianto; Djaelani Susanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7405

Abstract

This research aims to understand the role of customer participation and value co-creation in enhancing customer satisfaction. The importance of student satisfaction during their academic journey is highlighted through the value creation process in education. This value creation requires participation between students and educators, which encompasses various behaviors, each playing a significant role in shaping customer perceptions regarding the process and outcomes tied to specific service contexts. In particular, information sharing, responsible behavior, and voluntary in-role feedback are found to be especially important in educational services for achieving student satisfaction during their studies in higher education. This study employs a quantitative method using purposive sampling as the sampling technique. The respondents involved in the research are 100 final-year students at STTKD Yogyakarta. The data analysis technique utilized is Smart PLS version 3.3. The results of this study indicate that customer participation, which includes information sharing, responsible behavior, and voluntary in-role feedback, has a positive and significant impact on value co-creation. The study also reveals that value co-creation positively and significantly influences customer satisfaction.
Efektivitas Live Streaming, Content Marketing dan Brand Trust terhadap Keputusan Pembelian Viva Cosmetic di Bisnis Marketplace Tiktokshop Al Machfudz WDP; Indayani, Lilik
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7407

Abstract

This research aims to find out and measure how much influence Live Streaming, Content Marketing and Brand Trust have on Viva cosmetic purchasing decisions in the TikTokshop marketplace business. This research is quantitative research that uses an explanatory research approach. The population in this study was taken from Viva Cosmestic consumers in the TikTokshop e-commerce business. The sample obtained was 100 respondents using a non-probability sampling technique using the lemeshow formula. Data collection in this research was by observation and distributing questionnaires which were measured using a Likert scale. This research uses the SPSS analysis method. The results of this research prove that Live Streaming influences purchasing decisions. Content Marketing influences purchasing decisions. Brand Trust influences purchasing decisions. Thus, it can be concluded that Live Streaming, Content Marketing, Brand Trust have a simultaneous influence on purchasing decisions
Analisis Peran Social Media Marketing dan Kualitas Produk Terhadap Keputusan Pembelian pada Ayam Bakar Pak D Surabaya Meilia Dwi Maulani; Zumrotul Fitriyah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7413

Abstract

This research aims to determine the effect of social media marketing and product quality on purchasing decisions with a case study of consumers at Ayam Bakar Pak D Surabaya, Rungkut Madya Branch. The method used in this study is a quantitative method, with data analysis using the component-based SEM method with the Partial Least Square (PLS) approach. The sample in this study was taken using a non-probability sampling method with an accidental sampling technique or incidental sampling technique. The questionnaire was distributed via Google Form and distributed to 91 respondents who had purchased products from Ayam Bakar Pak D Surabaya, Rungkut Madya Branch. The results of the study indicate that social media marketing has a positive effect on purchasing decisions. In addition, product quality also has a positive effect on purchasing decisions.
Pengaruh Green Awareness dan Green Knowledge Generasi Z Terhadap Minat Menggunakan Layanan Perbankan Hijau yang Terdaftar di BEI Westi Ana Lovi Ani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7423

Abstract

This study aims to analyze the influence of green awareness and green knowledge of Generation Z on their interest in using green banking services in Indonesia, especially banks listed on the Indonesia Stock Exchange (IDX). Using Partial Least Squares-Structural Equation Modeling (PLS-SEM) analysis, it was found that green awareness and green knowledge have a positive and significant influence on interest in using green banking services. These results suggest that the higher Generation Z's level of green awareness and green knowledge about green banking, the more likely they are to use the service. This study provides implications for the banking industry in improving education and promotion strategies related to green banking.

Page 115 of 178 | Total Record : 1772

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