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Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@gmail.com
Phone
+628118114379
Journal Mail Official
redaksielmal@jgmail.com
Editorial Address
Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 elmal@journal-laaroiba.com
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Kab. bogor,
Jawa barat
INDONESIA
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490. Volume 1 Nomor 1 2019 sampai Volume 5 Nomor 3 of 2024 terbit website dengan URL https://journal.laaroiba.ac.id/index.php/elmal. Selanjutnya, mulai Volume 5 Number 4 2024 sampai seterusnya terbit URL https://journal-laaroiba.com/ojs/index.php/elmal.
Articles 1,721 Documents
Pengaruh Budaya Kerja Islami, Komunikasi, Kompensasi, dan Lingkungan Kerja Terhadap Kinerja Karyawan dengan Motivasi Sebagai Variabel Moderating Pada PT. Bawang Mas Putri Ayu Firawati; Holili; Mamluur Rohmah; Habibur Rohman; Rudy Haryanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2284

Abstract

Performance includes the quantity and quality of work results that employees achieve when carrying out their duties based on the responsibilities the company gives them. PT employee performance. Bawang Mas still cannot be said to be good because there are still employees who have low levels of quality and quantity of work, are not punctual, are less effective and lack commitment to the company. The aim of this research is to determine the influence of Islamic work culture, communication, compensation, individual work environment on employee performance, as well as to determine the influence of Islamic work culture, communication, compensation, work environment on employee performance which is moderated by motivation. The method in this research uses quantitative methods which are analyzed using moderating regression analysis. The population is 1,600 with a sample of 94 respondents with data obtained through a questionnaire. The results of this research are, individually, work culture Islam, communication, compensation and work environment have a significant positive effect on employee performance. Islamic work culture, communication, compensation and a work environment moderated by motivation have a significant positive effect on employee performance.
Three Phases of Human Development Index Towards Global Common Stewardship Based on Environmental Kuznets Curve Riyono, Kenley Maccauley; Widianingsih, Luky Patricia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2297

Abstract

The purpose of this study is to examine the effect of economic development (represented as the human development index) on environmental degradation (represented as global commons stewardship) with income level phase separation based on the Environmental Kuznets Curve to find out whether there is environmental policy during economic development. Environmental degradation is one of the urgent problems that must be addressed before it is too late. Every country should have a more environmentally oriented outlook apart from economic development. The research model test was carried out using multiple linear regression methods in STATA. The results of the study show that no country has succeeded in having a good environmental level with high economic development. Environment policy needs to be implemented in every country to maintain the ecosystems on earth during economic development. So far, it is evident that each country has paid little attention to its surrounding environment and has only focused on economic development.
Pengaruh Career Development dan Program Kerja Terhadap Kinerja Karyawan pada Bank Syariah PT. BPRS Puduarta Insani Tembung Suci Puspita Sari; Alfi Amalia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2426

Abstract

This research aims to determine the influence of service quality and donation The aim of this research is to find out how work programs and career development influence the performance of Bank Syariah PT employees. BPRS Puduarta Insani Tembung, either in part or all at once. This learning method is associative. The sample taken was 19 people representing the entire workforce. In this research, a questionnaire was used to collect data. The SPSS (Statistical Package for Social Sciences) program version 29.00 was used to process research data. The Career Development Variable at PT BPRS Puduarta Insani Tembung Sharia Bank has quite a large influence on employee performance even though it is only partial. The performance of Bank Syariah PT employees is significantly influenced by the Work Program variable and is partially significant. BPRS Insani Tembung Puduarta. Simultaneously, the Career Development and Work Program variables have a significant effect on employee performance at the Sharia Bank PT. BPRS Puduarta Insani Tembung.
Persepsi Pelaku Usaha Marine product di Desa Lontar Kabupaten Serang Provinsi Banten Terhadap Layanan Sertifikasi Halal Siti Widiati; Lana Izzul Azkia
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2472

Abstract

Lontar Village has the potential for mangrove forests, which could be used as a local economic resource. This needs to be developed because it is currently operated on a household basis and is still limited by marketing access. Halal certification is one way to create local business products. The aim of this research is to analyze business actors' perceptions of halal certification services for Marine products in Lontar Village and formulate a priority development strategy. Qualitative descriptive methods and SWOT analysis are used in this study. According to the research, Lontar Village's business community is well aware of the value of halal certification and how it can increase market share and product quality. Using marine resources, enhancing market systems, strengthening infrastructure, creating new products, applying climate change risk management, and halal certification are the main growth strategies.
Era Fintech: Peluang Dan Tantangan (Financial Technology) Syariah di Indonesia M. Masykur Hadi; M. Firdausil Ulum; Ardi Surya; Aisah Aprillia S; Aulia Vivi F
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2524

Abstract

Apart from technological developments, the financial industry is also developing with the emergence of fintech (financial technology). Fintech is an innovation in the financial sector that refers to modern technology. Increasing the presence of fintech which leads to the emergence of sharia-based fintech and providing convenience to customers will certainly have an impact on the formal sharia financial industry. Modern online businesses are replacing traditional businesses, and Indonesia is one of the leading leaders in fintech development. The Islamic financial industry is more stable and viable than the conventional financial industry. The aim of this research is to identify opportunities and challenges for Indonesian Sharia fintech (financial technology). The data analysis technique used is a qualitative technique and the results of this study show that there are opportunities and challenges for Sharia Fintech in Indonesia.
Pengaruh Board Gender Diversity, Board Independence, Ceo Duality, dan Ceo Tenure Terhadap Nilai Perusahaan Perbankan yang Terdaftar di BEI pada Masa Sebelum dan Sesudah Pandemi Covid-19 Fuadi Rachman; Gatot Nazir Ahmad; Destria Kurnianti
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2540

Abstract

This study aims to examine the effect of Board Gender Diversity, Board Independence, CEO Duality, and CEO Tenure on the Value of Banking Sector Companies Listed on the Indonesia Stock Exchange for the period Before and After Covid-19. The independent variables in this study are Board Gender Diversity, Board Independence, CEO Duality, and CEO Tenure. The dependent variable in this study is firm value which uses two proxies, namely PBV. The number of samples in this study amounted to 39 companies with 6 years of observation so that there were 234 total observations to be analysed. The sampling technique used purposive sampling method. The research method used in this research is quantitative. Data sourced based on secondary data, namely annual reports published from each company. The analysis method used is panel data regression with Stata version 17. The results of this study indicate that the results show that Board Gender Diversity has a negative effect on firm value projected by PBV value in the period before Covid-19. Conversely, Board Gender Diversity has no effect on firm value projected by PBV value in the period during Covid-19. Board Independence has no influence on firm value in the Pre Covid-19 period. Conversely, Board Independence has a positive influence on firm value at the time of Covid-19. CEO Duality has no influence on firm value in the pre-covid period or when covid struck. CEO Tenure has a significant positive effect on firm value in the Pre Covid-19 period. Conversely, CEO Tenure has no influence on firm value during Covid-19.
Pengaruh Motivasi, Kompensasi dan Budaya Kerja Terhadap Kinerja Penyuluh Pertanian di Kabupaten Ogan Ilir Provinsi Sumatera Selatan Lamella Nintha Pinem; Luis Marnisah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2574

Abstract

This study aims to analyze and demonstrate the Influence of Motivation, Compensation, and Work Culture on the Performance of Agricultural Extension Workers in Ogan Ilir Regency. The methods used in this study are descriptive analysis, classical assumption tests, and multiple linear regression. The results of this study are as follows: (1) Motivation of agricultural extension workers has a positive and significant effect on their performance with a t value of 2.273 > t table 1.653. This motivation enhances the performance of agricultural extension workers when they independently complete their tasks and responsibilities. (2) Compensation has a positive and significant effect on the performance of agricultural extension workers with a t value of 3.435 > t table 1.653. Timely payment of wages or salaries by the institution enhances the performance of agricultural extension workers in independently completing their tasks and responsibilities. (3) Compensation also has a positive and significant effect on the performance of agricultural extension workers with a t value of 3.872 > t table 1.653. A work culture that emphasizes readiness to take risks in responsible work also contributes to the improvement of agricultural extension workers' performance when working independently. (4) Simultaneously, motivation, compensation, and work culture have a positive and significant effect on the performance of agricultural extension workers in Ogan Ilir Regency with a significance level of 0.001 < 0.05 and an F value of 25.832 > F table 2.654. All independent variables have a positive effect on the performance of agricultural extension workers, indicating that the higher the independent variables, the higher the performance of agricultural extension workers in Ogan Ilir Regency..
Pengaruh Literasi Keuangan Syariah, Layanan Mobile Banking dan Shariah Compliance Terhadap Minat Menabung pada Bank Syariah dengan Religiusitas Sebagai Variabel Moderasi: Studi Kasus Pada Mahasiswa Ekonomi Islam Surabaya Tegar Qodri Nugroho; Ach Yasin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2597

Abstract

This research aims to determine the influence of sharia financial literacy, mobile banking services, and sharia compliance on interest in saving at sharia banks with religiosity as a moderating variable (case study of Islamic Economics students in Surabaya). The data used is primary data through distributing questionnaires. The sample used was 370 respondents who were randomly selected based on certain criteria using purposive sampling techniques. The research results show that sharia financial literacy, mobile banking services, and sharia compliance have a significant effect on interest in saving at sharia banks. Meanwhile, religiosity can strengthen the influence of sharia financial literacy on interest in saving at sharia banks. The results of testing the coefficient of determination showed that sharia financial literacy, mobile banking services and sharia compliance had a simultaneous influence of 72% on interest in saving at sharia banks.
Analisis Persepsi Masyarakat Terhadap Produk-Produk Perbankan Syariah: Studi Kasus pada Masyarakat Desa Sei Rotan Raya Sari Lubis; Sarwo Edi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2640

Abstract

This study aims to understand the perceptions of the Sei Rotan Village community towards Islamic banking products and the factors that influence their acceptance and utilization. This qualitative research with a descriptive approach was conducted in Sei Rotan Village, Percut Sei Tuan Sub-district, Deli Serdang Regency, North Sumatra Province. Data were collected through interviews with resource persons from various circles, including community leaders and local entrepreneurs. The results show that most people are aware of the existence of Islamic banks, but the understanding of the products offered still varies. Some have accounts in Islamic banks and understand products such as wadiah savings and Islamic financing, while others only have general knowledge. Some interviewees expressed interest in opening an account at an Islamic bank in the future because they want to avoid usury and transact according to Islamic principles. Factors that influence people's perceptions include knowledge, interest and needs. Limited knowledge results in low understanding of Islamic banking products, while interest is influenced by religious awareness. The need for Islamic banking services also influences people's decisions, where those who feel the need are more interested in using Islamic bank services. The conclusion of this study shows that although there is awareness about Islamic banking, efforts are needed to improve people's understanding of Islamic banking products to encourage wider acceptance and utilization.
Customer Satisfaction is Reviewed From Product Design and After Sales Service With Mediation of Purchasing Decisions Muchammad Sholeh; Ida Aryati DPW; Sudarwati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 6 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i6.2659

Abstract

The study aims to determine the Influence of Product Design, Product Quality, After-Sales Service and Brand Image on Purchasing Decisions on CV. Shofa Erterprises Sejahtera Bekasi by collecting data using questionnaires. The location used for research is CV. Shofa Erterprises Sejahtera Bekasi and The research time starts from July – December 2023. The population in this study were CV clients. Shofa Erterprises Sejahtera Bekasi in the last 5 years with a total of 120 people. The sampling technique in this study uses a non-proportability sampling approach with Saturation Sampling Sampling Technique, which is a sampling technique using a total of 120 consumers for the last 5 years. The data collection methods used in this study were observation, documentation, questionnaires, and literature studies. The data analysis technique used in this study uses SEM and is based on Partial Least Square / PLS. Based on the research that has been done, the following conclusions can be drawn Product design has a significant effect on consumer satisfaction, Product design has a significant effect on purchasing decisions, Purchasing decisions have a significant effect on consumer satisfaction, After-sales service has a significant effect on consumer satisfaction, After-sales service has a significant effect on purchasing decisions, Product design has a significant effect on consumer satisfaction with Mediated purchasing decisions, after-sales service has a significant effect on consumer satisfaction with mediated purchasing decisions.

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