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Muhammad Majdy Amiruddin
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Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan
Published by Institut Agama Islam Negeri Parepare
ISSN : -     EISSN : 30312426     DOI : https://doi.org/10.35905/sipakainge
Core Subject : Religion, Economy, Humanities, Education,
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan merupakan jurnal mahasiswa yang diproduksi oleh Institut Agama Islam Negeri Parepare. Ruang lingkup jurnal ini adalah sains Islam (Islamic Science). Pembahasan mengenai sains Islam bisa meliputi berbagai macam aspek, seperti Pendidikan Islam, Ekonomi Islam, Ilmu hukum Islam, Ushuluddin, adab dan dakwah Islamiyah, Perkembangan sains dan teknologi dalam peradaban Islam, serta Konsep, filsafat, dan metodologi sains yang dapat diimplementasikan ke dalam peradaban Islam.
Arjuna Subject : Umum - Umum
Articles 204 Documents
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PENGARUH INKLUSI KEUANGAN DAN LITERASI KEUANGAN TERHADAP KINERJA UMKM DI ANJUNGAN CEMPAE RYAN, RYAN HIDAYAT
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 2 No 11 (2024): Special Issue: Economy
Publisher : IAIN Parepare

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Abstract

ABSTRACT This research aims to determine the influence of financial inclusion and financial literacy on the performance of SME. This research uses the July 2019 Quantitative Associative research type. The data collection method was carried out by distributing questionnaires to 102 respondents, namely SME entrepreneurs in Anjuangan Cempae Parepare city.
ANALISIS PENERAPAN EKONOMI DIGITAL DALAM MENINGKATKAN PENDAPATAN PELAKU USAHA MIKRO KECIL MENENGAH (UMKM) KULINER DI KECAMATAN BULUKUMPA Faizal, Ahmad Faizal Al-Attas
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 2 No 11 (2024): Special Issue: Economy
Publisher : IAIN Parepare

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Abstract

Pertumbuhan dunia komersial berbasis online (internet), dikenal juga sebagai e-commerce, berkembang sangat pesat dalam dua puluh tahun terakhir. Sejalan dengan perkembangan teknologi yang pesat, pola dan sistem pembayaran dalam transaksi ekonomi terus mengalami perubahan. Kemajuan teknologi dalam sistem pembayaran menggeser peranan uang tunai (currency) sebagai alat pembayaran ke dalam bentuk pembayaran digital yang lebih efisien dan ekonomis. Para pelaku ekonomi pemilik Usaha Mikro, Kecil, dan Menengah (UMKM) kuliner di Kecamatan Bulukumpa sekarang tidak hanya dapat menghasilkan suatu produk saja, namun juga harus beradaptasi dan menerapkan perkembangan teknologi ke kegiatan ekonominya. Penelitian ini bertujuan untuk mengetahui untuk mengetahui penerapan ekonomi digital pada pelaku usaha UMKM kuliner di Kecamatan Bulukumpa dan untuk mengetahui pengaruh ekonomi digital dalam meningkatkan pendapatan pelaku usaha UMKM kuliner di Kecamatan Bulumpa. Jenis penelitian ini adalah penelitian kualitatif dengan menggunakan data primer. Teknik pengumpulan data yang digunakan adalah dengan metode observasi dan wawancara. Hasil penelitian menunjukkan bahwa penerapan ekonomi digital pelaku usaha UMKM kuliner di Kecamatan Bulukumpa sudah mulai berkembang pesat dalam memenuhi kebutuhan digitalisasi dalam berbisnis. Perkembangan ekonomi digital menjadi peran penting agar ketangguhan ekonomi di Kecamatan Bulukmpa dapat terjaga apalagi di era new normal ini.Pengaruh ekonomi digital dalam UMKM kuliner di Kecamatan Bulukumpa sangat luar biasa. Hadirnya GoFood, GrabFood, ShopeePay, Aplikasi pemesanan, dan website mempermudah akses dalam transaksi yang dilakukan dan dapat meningkatkan pendapatan UMKM tersebut serta luasnya akses penjualan yang didapatkan dalam melakukan usahanya. Kemudian terhindar dari risiko fraud (transaksi palsu) dan juga mempermudah cara UMKM kuliner melakukan bisnis.
implementasi manajemen resiko terhadap keberlangsungan usaha umkm Muhammd ridwan
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 2 No 11 (2024): Special Issue: Economy
Publisher : IAIN Parepare

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Abstract

ABSTRACT This study aims to analyze several potential risks and strategies to be applied by Buah Reza MSMEs. This research uses qualitative research methodology and data collection techniques in the form of interviews with these business owners. MSMEs Reza Fruit Risks are identified as the most frequent risks and classified as high risk in MSMEs Buah Reza is a risk of decreasing sales, which is quite especially in online ordering, because discounts in it are not always there, The number of existing competitors will cause fewer buyers in Buah Resa MSMEs and the increasingly expensive price of raw materials can cause an increase in the price of goods sold and can cause a decrease in the purchase price of Fruit To minimize the risks that may arise, It is necessary to identify risks and then proceed with analysis and mitigation. One possible method of assistance is through making sure the online ordering platform is presented in a user-friendly manner, improving product quality to provide added value to customers and long-term price agreements.
ANALISIS PENGARUH JUDI ONLINE TERHADAP PEREKONOMIAN MASYARAKAT DI KOTA PAREPARE ACHMAD RAMADHAN
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 2 No 11 (2024): Special Issue: Economy
Publisher : IAIN Parepare

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Abstract

This research aims to provide an explanation of the impact of online gambling on the community's economy which can be disrupted and damaged when online gambling has taken over society, especially middle and lower class society subdistrict, Ujung. The research method used by researchers is the qualitative method. The research results show that there are 4 effects of online gambling on the community's economy, namely the impact on wealth, excessive addiction, feelings of laziness that arise due to online gambling, decreased purchasing power. The conclusion resulting from this research is that people are expected to be able to control themselves against the temptation of online gambling and the government and police are expected to be able to overcome the rise of dangerous online gambling while also having a direct impact on the community's economy.
ANALISIS PENGARUH HARGA DAN KUALITAS PRODUK TERHADAP KEPUTUSAN PEMBELIAN MEREK HANDPHONE (Studi Kasus Pada Konsumen Di Kota Parepare) Herman
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 2 No 11 (2024): Special Issue: Economy
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This research effort aims to find out how much influence price and product quality have on consumer decisions to buy cellphone brands in Parepare City. Apart from that, this research will analyze what factors have the most dominant influence in influencing consumers in buying cellphone brands, as well as what is considered important for consumers in these factors. The population in this study were all cellphone brand consumers in Parepare City who had decided to buy a cellphone brand. The sample used in this research was 50 people using an accidental sampling approach (taking samples by chance). The results of the initial analysis carried out show that the indicators used are valid for measuring existing variables. The results of the subsequent analysis found that of the three variables used in this research, price was the most dominant variable in influencing purchasing decisions. ABSTRAK
Penerapan Al-ashlu Bara'atu Al-dzimmah pada Transaksi Jual Beli Fiqih, Qawaidh
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 2 No 6 (2024): Special Issue: Islamic Economics
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Abstract

Adapun contoh al-ashlu bara'atu al-dzimmah dalam kaidah al-dharar yuzal pada transaksi jual beli. Seorang pembeli membeli barang dan kemudian menemukan bahwa barang tersebut memiliki cacat tersembunyi. Berdasarkan al-ashlu bara'atu al-dzimmah, penjual dianggap tidak bertanggung jawab atas cacat tersebut kecuali terbukti bahwa penjual mengetahui dan menyembunyikan cacat tersebut. Pada saat yang sama, al-dharar yuzal memastikan bahwa kerugian yang dialami pembeli akibat cacat tersebut harus dihilangkan, misalnya dengan pengembalian barang atau kompensasi.
ANALISIS TEKNIK POLA PARENTING YANG BAIK UNTUK MEMBATASI ANAK YANG KECANDUAN GADGET arafah, fitriani
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 2 No 10 (2024): Special Issue: Multidipliner 2
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Abstract

The role of parents is very important in guiding children in today's digital era. One of the suggestions could be to choose shows or broadcasts according to their age. Parenting patterns for children and teenagers in the digital era need to be implemented well by parents. The digital era is unavoidable, so parents need to adapt and choose the right parenting style to face digital exposure. And understanding the concept of parenting patterns for children and teenagers in the digital era includes understanding, the role of parents, the concept of child growth and development as well as various preventive measures that can be taken against incidents including gadgets.
Analisis Potensi Mata Uang BRICS dalam Menantang Dominasi Dolar AS dalam Perspektif Ekonomi Moneter Islam: Keunggulan dan Tantangan Syaifullah, Syaifullah
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 2 No 2 (2024): Special Issue: Economy
Publisher : IAIN Parepare

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This research aims to analyze the potential of the BRICS currency in challenging the dominance of the US dollar from the perspective of Islamic monetary economics. The study examines the advantages and challenges associated with the emergence of the BRICS currency as an alternative to the US dollar in international trade and finance, focusing on the principles of Islamic monetary economics, which emphasize justice, stability, and sustainability. A qualitative method is used in this research, with data sourced from journals, books, and articles. The main analytical tools are exchange rates and foreign policy. The research findings indicate that the potential emergence of the BRICS currency is driven by longstanding dependence on the hegemony of the US dollar, which benefits the US more than developing countries. However, the BRICS currency is deemed less potential due to the need for substantial financial infrastructure and competition with the World Bank. Therefore, BRICS should consider an Islamic financial system based on principles of justice, sustainability, and economic independence
Analisis Akad Mudharabah Pada Produk Perbankan Syahrir, Sri Auliya
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 2 No 2 (2024): Special Issue: Economy
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Mudharabah is one of the important contracts in Islamic banking financing products based on the principle of profit sharing. This research aims to analyze the application of Mudharabah contracts in various Islamic financing products such as mudharabah accounts, working capital financing, and investment. The research method used is a literature study of literature related to Mudharabah contracts and related regulations such as Fatwa DSN. The results showed that the analysis of Mudharabah contract rules is important to understand the working mechanism of related Islamic banking products. The main difference of Mudharabah contract from conventional contracts is that it is based on the principle of profit sharing and not interest.
ANALISIS RIBA PADA PRODUK ASURANSI SYARIAH Rizqy, JIHAN JUWITA RIZQY
Sipakainge: Inovasi Penelitian, Karya Ilmiah, dan Pengembangan (Islamic Science) Vol 2 No 2 (2024): Special Issue: Economy
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The agreement in Islamic insurance is designed to be free from usury. The premiums paid by participants are invested according to Islamic law, and the profits are considered the result of mudharabah (business cooperation), not usury. The study found that public awareness and interest in Islamic insurance is increasing as Islamic financial literacy improves. In conclusion, it is important to understand and apply sharia principles in financial products to comply with Islamic teachings and the needs of the people. This research uses a descriptive-qualitative method with a rationalistic approach, which combines in-depth analysis with literature review from various sources. The results show that Islamic insurance seeks to avoid usury, focusing on mutual aid and cooperation for good, as per the teachings of the Quran. Islamic insurance companies emphasize social benefits more than economic profits.

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