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Contact Name
Nuraeni
Contact Email
nuraeni.mesy@gmail.com
Phone
-
Journal Mail Official
nuraeni.mesy@gmail.com
Editorial Address
Jl. Raya Cipacing No.22, Cipacing, Jatinangor, Kabupaten Sumedang, Jawa Barat 45363
Location
Kab. bandung,
Jawa barat
INDONESIA
Jurnal Maps (Manajemen Perbankan Syariah)
Published by Universitas Masoem
ISSN : 25973665     EISSN : 26852837     DOI : 10.32627
Core Subject : Economy, Education,
Jurnal Maps (Manajemen Perbankan Syariah) is a scholarly journal published by the Islamic Banking Study Program, Masoem University Bandung. This journal is a forum for publication of scientific works in the form of writings by academics, researchers and practitioners on pure and applied research in the fields of Management, Islamic Banking, Islamic Accounting and Islamic Economics. Maps are published twice a year, namely in March and September. This journal has been accredited by SINTA 5. In 2021, Jurnal Maps (Manajemen Perbankan Syariah) will be merged and recorded in the Masoem University journal. In addition, the DOI prefix of STIBANKS Al Masoem, which was originally 10.32483, became 10.32627 and then the DOI is affiliation was changed to become Masoem University. The journal at STIBANKS Al Masoem has changed its form to a journal at Masoem University.
Articles 121 Documents
Pengaruh Tingkat Literasi Keuangan, Citra Merek, dan Motivasi Terhadap Keputusan Nasabah Menggunakan Pembiayaan Qardh di Bank BTN Syariah Kantor Cabang Bandung Zulfa, Nisa; Fauzi, Yasir Muharram
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 1 (2024)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i1.1167

Abstract

This research is motivated by a decrease in the number of customers, this is thought to be a lack of education and information as well as a weak brand image which causes customers to be less motivated to use this financing. The object of this research is Qardh financing customers at Bank BTN Syariah Bandung Branch Office. This type of research is associative quantitative using data collection techniques in the form of observation, interviews, literature studies, questionnaires. The sampling technique is non-probability sampling with a purposive sampling type. This research aims to provide a better understanding of the factors that influence customers' decisions in choosing Qardh financing products, so that they can provide useful recommendations for various parties involved. Partial research results show that the variable level of financial literacy has an influence of 77.6%, brand image has an influence of 51.9% and motivation has an influence of 25.6%. Simultaneously, the three of them have an influence of 73.8% on Qardh financing customers' decisions and are significant with the results of the F test where the value of Fcount > Ftable (44.063 > 2.77).
Penerimaan dan Penggunaan SuperApp BYOND BSI: Ekstensi Teori Technology Acceptance Model Nur Arbaien, Muhamad Fasya; Nurkaromah, Silvia Ripa; Sutarman, Sinta; Apriyani, Hilda
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 2 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i2.1190

Abstract

Bank Syariah Indonesia launched SuperApp BYOND by BSI as the successor to the BSI mobile banking app, featuring innovations such as high-level cyber security, easy access to BSI products, and social and spiritual service features. Customer's acceptance and use of this application is still a challenge that needs attention. This research uses a quantitative method with the Technology Acceptance Model theory approach. The objective was to determine the factors that influence BSI customers' acceptance of BYOND SuperApp. The results of this research found that TAM components such as perceived usefulness, perceived convenience, attitudes, intentions, and trust affect the use of the BYOND by BSI mobile banking application by customers. As a result, feature development, security enhancement, and customer education are strategic steps to support the successful implementation of mobile banking technology in Indonesia.
Pengaruh Struktur Modal dan Likuiditas terhadap ROA Rahma, Nadya; Asih, Vemy Suci
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 2 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i2.1253

Abstract

This study aims to analyze the influence of capital structure with Debt To Equity Ratio (DER) proxy and Liquidity with Current Ratio (CR) proxy on Return On Assets (ROA) in Bank Negara Indonesia (BNI) for the 2016-2023 period both partially and simultaneously. This type of research is an associative quantitative research, using secondary data obtained in the form of a time series, the sample in this study is the quarterly financial statements of Bank Negara Indonesia (BNI) for the 2016-2023 period. The data analysis technique uses the Classical Assumptions and Multiple Linear Regression method. The results of this study show that Debt To Equity Ratio has a significant effect on Return On Assets, while Current Ratio does not have a significant effect on Return On Assets . Then, the results simultaneously showed that Debt To Equity Ratio  and Current Ratio  had a significant effect on Return On Assets.
Pengaruh Rasio Likuiditas dan Solvabilitas terhadap ROA pada Perbankan Syariah yang Terdaftar di ISSI Baihaqi, Muhammad; Asih, Vemy Suci
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 2 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i2.1300

Abstract

This study analyzes the effect of liquidity ratio, namely Financing to Deposit Ratio (FDR), and solvency ratio, namely Capital Adequacy Ratio (CAR), on the financial performance of Islamic banks listed on the Indonesia Sharia Stock Index (ISSI), focusing on Return on Assets (ROA). Using a quantitative approach and panel regression analysis of data from the financial statements of Islamic banks for the period 2019-2023, the results showed that FDR has a positive and significant effect on ROA, which means that an increase in financing distribution contributes to profitability. In contrast, CAR shows a negative and significant influence on ROA, where too high a level of capital can reduce bank profitability. Simultaneously, FDR and CAR explain 70.38% of the variation in ROA, confirming the importance of balance in liquidity and capital management. This study provides theoretical and practical contributions in the management of financial ratios of Islamic banks, and recommends that Islamic banks increase prudent financing distribution and allocate excess capital for productive activities according to sharia principles.
Pengaruh Kompensasi, Lingkungan Kerja dan Motivasi Kerja terhadap Kinerja Karyawan PT BPRS Sukowati Sragen Arviyanti, Della; Widyaningsih, Meilana
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 2 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i2.1303

Abstract

This study to determine the influence of compensation, work environment and work motivation on the performance of employees of PT BPRS Sukowati Sragen. The method used for this research is a quantitative method with saturated sampling. The number of population and sampel in this study is 90 employees of PT BPRS Sukowati Sragen. Primary data for this study was collected by distributing quetionnaires to all employees of PT BPRS Sukowati Sragen. The data processing of this study uses SPSS 23.0. The result of this study are: 1) Compentation has a significant positive effect on the performance of PT BPRS Sukowati Sragen employees with a sig. < 0,05 (0,000 < 0,05) ; 2) The work environment has a significant positive effect on the performance of PT BPRS Sukowati Sragen employees with a sig. < 0,05 (0,001< 0,05) ; 3) Work motivation has a significant positive effect on employee performance with the calculation of sig.< 0,05 (0,038 < 0,05). Meanwhile, based on the result of the F test, the three variables have a simultaneous effect with F calculation (23,475) > F table (2,71) on the performance of PT BPRS Sukowati Sragen employees.
Antaseden Minat Penggunaan Bank Aladin Syariah : Pendekatan Teori TAM 3 Setyaningrum Adji, Bryllian Octaviani; Widyaningrih, Meilana
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 2 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i2.1304

Abstract

This research was investigated to determine the influence of digital literacy, perceived usefulness, and perceived convenience on interest in using Aladin sharia banking services in Surakarta using TAM 3 theory. The research method used is quantitative method. Then for sampling using non probability techniques with purposive sampling techniques. In this study the population size is unknown so it uses the lemeshow formula. This study shows that partially, digital literacy, perception of usefulness and perception of ease of use have a positive and significant influence on interest in using Bank Aladin Syariah services. Simultaneously, the attachment between digital literacy, perception of usefulness, and perception of convenience can be seen from the R value and the Adjusted R Square value which shows that all X variables are able to contribute 79.3% to the Y variable, and the remaining 20.7% comes from the variables that were not studied.
Analisis Kualitas Layanan dan Fasilitas terhadap Kepuasan Siswa menggunakan Data Mining Wijana, Miki; Nur’aeni, Nur’aeni; Mu’minin, Ayi Mi’razul
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 2 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i2.1347

Abstract

Based on the observations, this study was motivated by the fluctuating number of students at Al Ma’soem School during the 2021-2024 period. The purpose of this research is to determine the level of student satisfaction measured from the quality of facility services. The research method employed is quantitative associative with the support of data mining. The object of this research is the satisfaction of elementary, junior high and high school students of Al Ma'soem by using primary data and data collection techniques in the form of observations, interviews, literature studies, questionnaires and tests. The population in this study is all Al Ma'soem students as many as 2,462 students, while the sample taken is 660 students. The results obtained show that on average 81% are satisfied. Thus, the quality of facility services has a significant relationship with the level of student satisfaction. Improving facility services not only enhances student satisfaction but also supports the effectiveness of learning in the Al Ma’soem Boarding School environment.
Mapping Topic Relationships in Metaverse Research in Digital Business : A Co-Occurrence Approach Suryopratomo, Anggit
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 2 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i2.1382

Abstract

The metaverse, a virtual world integrated with real life, has attracted significant attention from both academic and industrial research communities. Projections estimate a market value of $800 billion by 2024. However, the majority of metaverse research to date has focused exclusively on technical aspects and specific applications. This research aims to map the inter-topic relationships in metaverse literature and digital business through bibliometric analysis, specifically co-occurrence analysis, to identify existing trends and patterns. Quantitative analysis, through bibliometric evaluation and descriptive statistics, was performed on the Scopus database, yielding 130 relevant articles from 2000 to 2024. The results indicated that "e-commerce" emerged as the predominant topic, followed by "augmented reality" and "virtual reality," underscoring its significance within the digital business landscape. The analysis identified six primary clusters: (1) Digital Transformation and Digital Economy, (2) E-Commerce and Customer Experience, (3) Consumer Behavior and Social Media, (4) Innovation and Digital Technology, (5) Big Data and Cross-Border Trade, and (6) Trust and Virtual Worlds.
Lerak Detergen Campaign sebagai Utilization of Social Media Content dalam Green Awareness serta Green Lifestyle Purnama, Susan; Pujianto, Anang Bambang; Sarifiyono, Aggi Panigoro; Hendriani, Ade Sintia
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 8 No. 2 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v8i2.1383

Abstract

This research aims to analyze the influence of social media content on green awareness and its impact on green lifestyle, specifically through the campaign of Lerak detergent as an environmentally friendly household product. The background of this study is the increasing urgency of environmental sustainability and the low level of public awareness regarding the use of natural-based cleaning products. The study uses a quantitative approach with a causal design, involving 300 respondents selected using cluster sampling across six regions in Indonesia. Data were collected through questionnaires, interviews, and field observations. The analysis was conducted using PLS-SEM. The results show that social media content has a significant positive effect on green awareness (path coefficient = 0.72; p < 0.001), which in turn significantly affects green lifestyle (path coefficient = 0.58; p < 0.001). Social media content also directly influences green lifestyle (path coefficient = 0.36; p < 0.001). These findings highlight the role of digital campaigns in increasing public understanding and adoption of sustainable consumption behaviors. Lerak detergent, as a local natural product, demonstrates strong potential when promoted through well-structured social media content.
Analisis Konseptual dan Praktis Penerapan Al-Qawa’id Al-Fiqhiyyah Al-Iqtishadiyyah dalam Pengembangan Ekonomi Syariah Kontemporer Rahmat, Rahmat Nur Ramdan; Bisri, Hasan; Rusyana, Ayi Yunus
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 9 No. 1 (2025)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v9i1.1335

Abstract

This study provides an in-depth analysis of the concepts and implementation of Al-Qawa’id Al-Fiqhiyyah Al-Iqtishadiyyah in the development of contemporary Islamic economics. The fiqh economic principles serve not only as a legal foundation but also as a strategic guideline to address modern economic challenges such as digitalization, globalization, and sustainability. The study reveals that while these principles exhibit flexibility in adapting to the dynamics of the era, their application is often hindered by a lack of practical guidelines and differing interpretations among Islamic economic practitioners. This research highlights the urgency of aligning fiqh principles with global market demands without compromising shariah values. Proposed solutions include integrating fiqh principles into Islamic economic regulations, developing technology-based practical guidelines, and enhancing fiqh economic literacy among practitioners. The findings demonstrate that the strategic application of fiqh principles can strengthen the competitiveness of Islamic economics while upholding Islamic ethical values amidst global changes.

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