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Journal of Management, Economic, and Financial
Published by Politeknik Siber Cerdika Internasional
ISSN : -     EISSN : 29866863     DOI : https://doi.org/10.46799/jmef.v2i3
Core Subject : Economy, Humanities, Science, Education, Social,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences
The Journal of Management, Economic, and Financial is a double-blind peer review and open access academic journal. This journal is a scientific magazine published six issues per year has published its first issue in 2022 with e-ISSN 2986-6863. The journal publishes research papers, technical papers, conceptual papers, and case study reports in the Management, Economics, and Finance families. The Journal of Management, Economic, and Financial facilitates researchers and academics to publish their scientific manuscripts and support the development of research culture in Indonesia. The journal publishes research articles covering economics and business, which include: Finance and Banking, Econometric Applications, Time Series Econometrics, Cross-sectional Data Econometrics, Panel Data Econometrics, Financial Econometrics, International Trade and Development, Tourism Economics, Business Economics, Microfinance, International Finance, Economics, Finance, and Education Management, Management, Marketing, Human Resources, Organizations, Maznagement Information Systems.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 226 Documents
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ARTIFICIAL INTELLIGENCE ADOPTION AND ITS IMPACT ON BUSINESS PERFORMANCE: EVIDENCE FROM SOUTHEAST ASIA SeptienDwi Savandha
Journal of Management Economic and Financial Vol. 2 No. 2 (2024): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v2i2.173

Abstract

DIGITAL FINANCIAL INCLUSION AND HOUSEHOLD WELFARE: EVIDENCE FROM RURAL INDONESIA Amelia Amelia
Journal of Management Economic and Financial Vol. 2 No. 2 (2024): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v2i2.174

Abstract

SUSTAINABLE FINANCE AND CORPORATE RESILIENCE: EVIDENCE FROM ASEAN COUNTRIES Akhmad Syafii
Journal of Management Economic and Financial Vol. 2 No. 2 (2024): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v2i2.175

Abstract

THE NEXUS BETWEEN LEADERSHIP STYLES, ORGANIZATIONAL CULTURE, AND FINANCIAL OUTCOMES Nur Muhamad safii
Journal of Management Economic and Financial Vol. 2 No. 2 (2024): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v2i2.176

Abstract

Leadership and culture organization is two factor strategic that influences performance finance company . However , the findings empirical related connection both of them Still diverse , especially in Indonesian context . Research This aim For analyze influence style leadership to culture organization and results finance , as well as test role mediation culture organization in the company medium and large enterprises in Indonesia. Research This use approach quantitative explanatory with method survey . Primary data was collected through questionnaire to 220 managers middle and upper class , while secondary data originate from report finance company . Analysis done with Structural Equation Modeling (SEM) using SmartPLS . Research results show that (1) style leadership influential positive significant to culture organization ; (2) style leadership influential direct to results finance , although its influence relatively small ; (3) culture organization influential significant to results finance ; and (4) culture organization mediate connection between style leadership and results finance . Research This confirm that leadership transformational play a role important in form culture adaptive organization , which in turn increase profitability company . Implications study This emphasize importance investment company in development leadership and transformation culture organization as an improvement strategy Power competitiveness and sustainability business in Indonesia.
Philanthropic Behavior Among Generation Z: A Literature Review On The Drivers Of Social Generosity In The Digital Age Mohammad Ridwan; Fitri Faujiah; Ambar Larasati; Berri Prima
Journal of Management Economic and Financial Vol. 4 No. 2 (2026): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v4i2.200

Abstract

The rapid advancement of digital technology has transformed philanthropic activities from conventional methods to digital platforms that offer greater accessibility, convenience, and transparency. This shift has significantly influenced Generation Z, a digitally native generation that actively engages with social media and online platforms. This study aims to examine the factors influencing Generation Z's philanthropic behavior in the digital era. A descriptive qualitative approach was employed using a literature review method. Data were collected from scientific articles published between 2021 and 2026 and indexed in Google Scholar, SINTA, and the Directory of Open Access Journals (DOAJ). The data were analyzed through content analysis to identify and synthesize the main factors shaping philanthropic behavior among Generation Z. The findings reveal that philanthropic behavior is influenced by both internal and external factors. Internal factors include empathy, humanitarian values, and the desire for self-expression and identity formation, while external factors involve the convenience of digital technology, transparency in fund management, peer influence, and the impact of social media and influencers. Generation Z also tends to practice micro-donating by making small but frequent contributions through digital platforms. The study concludes that digital philanthropy has evolved beyond social responsibility, becoming an integral part of Generation Z's digital lifestyle and social engagement.  
Hybrid Retrieval-Augmented Generation with Hallucination Mitigation for Indonesian MSME Financial Advisory Rafi Farizki; Rani Santika; Fhrizz S. De Jesus
Journal of Management Economic and Financial Vol. 4 No. 2 (2026): Journal of Management, Economic and Financial
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/jmef.v4i2.203

Abstract

Micro, small, and medium enterprises (MSMEs) are the backbone of Indonesia's economy, yet many owners face persistent gaps in financial literacy and difficulty navigating complex financial and tax regulations. General-purpose large language models (LLMs) can make such knowledge more accessible, but they often produce fluent yet unsourced or hallucinated answers, which is unacceptable in a financial and regulatory context. This study designs and evaluates IndoRAG-FA, a hybrid Retrieval-Augmented Generation (RAG) framework with explicit hallucination mitigation for Bahasa Indonesia MSME financial advisory. The framework integrates coherence-based semantic chunking; hybrid retrieval combining lexical BM25 and dense multilingual embeddings fused through reciprocal rank fusion; cross-encoder re-ranking; and grounded generation that produces source-cited answers with a confidence-based abstention mechanism and a groundedness verifier. A curated knowledge base was built from authoritative Indonesian financial and tax sources, and an expert-validated benchmark of representative MSME questions, including out-of-scope items, was developed. The framework was compared with an LLM-only baseline and a vanilla RAG baseline using retrieval metrics (Recall@k, MRR, nDCG), faithfulness, answer relevance and correctness, hallucination rate, abstention precision and recall, and a human-expert rubric. Findings indicate that a retrieval-grounded, abstention-aware design offers a practical and trustworthy path toward deployable financial advisory for Indonesian MSMEs and provides a reusable evaluation protocol for domain-specific LLM systems.

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