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JER
Published by Universitas Muslim Indonesia
ISSN : -     EISSN : 26206196     DOI : https://doi.org/10.57178/jer.v6i1
Core Subject : Economy, Humanities, Science,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Jurnal Economic Resource_(JER) is open access. This journal is published in _ March & September. Journal of Economic Resources|e-ISSN 2620-6196] is a peer-reviewed journal published twice a year (March & September) by the Faculty of Economics and Business, Universitas Muslim Indonesia_UMI. Journal of Economic Resource is a research work to publish articles that report the results of Economics. The Journal of Economic Resources invites manuscripts on various topics in Economics but not limited to Functional Development Economics; entrepreneurship; Management Development; and Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 639 Documents
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Pengaruh Faktor Harga, Kualitas Produk, dan Kualitas Pelayanan Terhadap Keputusan Pembelian Konsumen: Studi Pada SPBUN Lumpur yang dikelola PT Gresik Migas Muhammad Bagus Ismy Syarif; Elok Vilantika
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2326

Abstract

Penelitian ini dilatarbelakangi oleh meningkatnya persaingan pada sektor distribusi bahan bakar minyak non-publik serta adanya fluktuasi penjualan pada Stasiun Pengisian Bahan Bakar Umum Non-Publik Lumpur yang dikelola oleh PT Gresik Migas. Penelitian ini bertujuan untuk menganalisis pengaruh harga, kualitas produk, dan kualitas pelayanan terhadap keputusan pembelian konsumen. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei. Data primer telah dikumpulkan melalui penyebaran kuesioner kepada 120 konsumen yang melakukan pembelian bahan bakar minyak di lokasi penelitian. Data yang diperoleh telah dianalisis menggunakan regresi linear berganda dengan bantuan perangkat lunak statistik. Hasil penelitian menunjukkan bahwa harga berpengaruh signifikan terhadap keputusan pembelian konsumen, yang menunjukkan bahwa keterjangkauan dan kesesuaian harga dengan manfaat produk menjadi pertimbangan utama dalam proses pembelian. Kualitas produk juga terbukti berpengaruh signifikan terhadap keputusan pembelian, khususnya terkait dengan konsistensi mutu bahan bakar dan keandalannya dalam mendukung kebutuhan operasional konsumen. Selain itu, kualitas pelayanan berpengaruh signifikan terhadap keputusan pembelian, yang tercermin dari kecepatan, ketepatan, dan sikap petugas dalam memberikan pelayanan. Penelitian ini menyimpulkan bahwa pengelolaan harga yang kompetitif, mutu produk yang terjaga, dan kualitas pelayanan yang optimal merupakan faktor penting dalam meningkatkan keputusan pembelian konsumen pada Stasiun Pengisian Bahan Bakar Umum Non-Publik Lumpur.
The Impact of Work Ethic and Transformational Leadership on Employee Performance Mediated by Work Motivation at Company XYZ Ardelia Putri Tamara; Muhammad Halim Maimun
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2332

Abstract

This study aims to analyze the effect of work ethic and transformational leadership on employee performance, with work motivation as a mediating variable at Company XYZ. The study is motivated by the importance of managing behavioral factors and leadership practices to enhance employee performance in a dynamic organizational environment. A quantitative approach was employed through a survey. Primary data were collected through closed-ended questionnaires distributed to 120 permanent employees of Company XYZ, selected using purposive sampling. Data were analyzed using Structural Equation Modeling based on Partial Least Squares (SEM-PLS) with the assistance of SmartPLS software. The results indicate that work ethic has a positive and significant effect on employee performance and work motivation. In contrast, transformational leadership has no significant direct effect on employee performance or work motivation. Work motivation has a positive and significant effect on employee performance. It mediates the relationship between work ethic and employee performance, but not the effect of transformational leadership. These findings suggest that improving employee performance is more effectively achieved by strengthening work ethic and enhancing work motivation than by relying on the direct or indirect influence of transformational leadership. The practical implications of this study highlight the importance of human resource management strategies that cultivate a strong work ethic and internal motivation to achieve sustainable performance improvements.
Pengaruh Perceived Behavior Control Dan Electronic Word Of Mouth Terhadap Niat Pelanggan Dalam Menggunakan Aplikasi Access By KAI Eka Nur Safitri; Husnil Khatimah
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2334

Abstract

Penelitian ini bertujuan untuk mengkaji pengaruh Perceived Behavioral Control dan Electronic Word of Mouth terhadap niat pelanggan dalam menggunakan aplikasi Access by KAI. Penelitian ini menerapkan pendekatan kuantitatif dengan metode kausal. Data diperoleh melalui survei daring dengan kuesioner terhadap 100 responden pengguna dan calon pengguna Access by KAI di Kota Padang. Analisis data dijalankan menggunakan metode Structural Equation Modeling-Partial Least Squares (SEM-PLS) melalui perangkat lunak SmartPLS. Temuan empiris menunjukkan bahwa PBC dan EWOM berpengaruh positif dan signifikan terhadap niat pelanggan. Nilai R-square sebesar 0,265 menunjukkan bahwa model tersebut mampu menjelaskan 26,5% variasi dalam niat pelanggan. Studi ini menyiratkan bahwa peningkatan persepsi kontrol pengguna dan pengelolaan E-WOM yang efektif dapat memperkuat niat dalam menggunakan aplikasi Access by KAI.
Mapping the Intellectual Structure of Research in Employer Branding and Talent Attraction Carmen Mandey; Deske W. Mandagi
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2339

Abstract

The growing competition for skilled talent has elevated employer branding from a supporting human resource practice to a strategic mechanism for enhancing organizational attractiveness in dynamic labor markets. Despite a rapidly expanding body of research, the employer branding and talent attraction literature remains fragmented across human resource management, marketing, and organizational studies, limiting the development of cumulative theory. This study presents a comprehensive systematic literature review (SLR) that maps the intellectual structure and evolution of research on employer branding and talent attraction using the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) framework. Drawing on 78 peer-reviewed journal articles indexed in Scopus between 2007 and 2025, the review integrates bibliometric analysis and keyword co-occurrence mapping to identify dominant themes, influential contributors, and emerging research streams. The findings reveal a clear progression from early recruitment- and image-oriented perspectives toward more holistic, employee-centered approaches that emphasize talent management, employee engagement, sustainability, and digital recruitment platforms. The study also highlights persistent gaps in theoretical integration, cross-cultural analysis, and longitudinal research designs.
The Influence of Islamic Investment Literacy and Investment Motivation on Islamic Investment Decisions Among Generation Z University Students in Surakarta Annisa Rahmadiani; Muhammad Sholahuddin
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2347

Abstract

With investment risk perception acting as a mediator, the study examines how Islamic investment literacy and investment desire affect factors influencing Islamic investment decision-making among Generation Z university students in Surakarta. 150 enrolled students aged 18 to 27 were administered questionnaires as part of this study's quantitative research design and survey methodology. Using SmartPLS software, the data were next examined using Partial Least Squares–Structural Equation Modeling (PLS-SEM). The findings show that students' decisions about Islamic investments are positively and statistically significantly impacted by Islamic investment knowledge. Likewise, investment motivation was found to influence Islamic investment decision-making positively. Moreover, risk perception functions as a significant mediating mechanism through which Islamic investment literacy and investment motivation influence Islamic investment decision-making. The originality of this research lies in integrating Islamic investment literacy and investment motivation within a unified structural framework that explicitly positions risk perception as a mediating factor among Generation Z students, a group that has received limited attention in previous Islamic investment research. While earlier studies mainly focused on direct relationships, this research provides empirical evidence of the indirect pathways through which literacy and motivation shape investment decisions via perceived risk. From a theoretical perspective, this study contributes by proposing an extended behavioral model of Islamic investment decision-making that incorporates cognitive, motivational, and risk perception dimensions. In practice, the results have important implications for educational institutions and financial regulators in formulating targeted literacy initiatives and policy strategies to increase Islamic investment participation among younger generations in alignment with Islamic values.
Pengaruh Beban Kerja dan Fasilitas Kerja Terhadap Kinerja Pegawai Sub Bagian Umum Sekretariat DPRD Kabupaten Dompu Nurhayati Nurhayati; Mahmud Mahmud; Fahrul Mauzu
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2354

Abstract

Penelitian bertujuan untuk menganalisis pengaruh beban kerja dan fasilitas kerja terhadap kinerja pegawai pada Sub Bagian Umum Sekretariat DPRD Kabupaten Dompu. Latar belakang penelitian didasarkan pada peran strategis unit kerja dalam memfasilitasi kegiatan legislatif yang dinamis, namun dihadapkan pada indikasi kinerja yang belum optimal akibat kendala manajemen tugas dan sarana pendukung. Pendekatan kuantitatif teknik sampling jenuh, melibatkan seluruh populasi sebanyak 72 pegawai (26 PNS dan 46 PPPK). Data dikumpulkan melalui kuesioner dan dianalisis dengan Structural Equation Modeling (SEM) berbasis Partial Least Squares (SmartPLS). Hasil penelitian beban kerja berpengaruh positif dan signifikan terhadap kinerja pegawai, mengindikasikan bahwa tuntutan tugas dipersepsikan sebagai tantangan yang memacu motivasi (challenge stressor). Fasilitas kerja terbukti berpengaruh positif signifikan dan menjadi variabel yang paling dominan dalam meningkatkan kinerja. Secara simultan, kedua variabel mampu menjelaskan 65,7% variabilitas kinerja pegawai. Penelitian ini merekomendasikan prioritas pada modernisasi fasilitas kerja dan pemeliharaan keseimbangan beban kerja untuk optimalisasi pelayanan kesekretariatan.
Pengaruh Employee Engagement dan Loyalitas Kerja Terhadap Kinerja Aparatur Desa Se- Kecamatan Pajo Diani Hesti; Mahmud Mahmud; Asmawati Asmawati
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2355

Abstract

Optimalisasi kinerja aparatur desa masih menghadapi tantangan serius, terutama terkait rendahnya motivasi dan komitmen yang berdampak pada kualitas pelayanan publik. Penelitian ini bertujuan untuk menganalisis pengaruh employee engagement dan loyalitas kerja terhadap kinerja aparatur desa se-Kecamatan Pajo, Kabupaten Dompu. Metode penelitian menggunakan pendekatan kuantitatif asosiatif dengan teknik sensus, melibatkan seluruh populasi sebanyak 98 aparatur desa sebagai responden. Analisis data dilakukan menggunakan Structural Equation Modeling berbasis Partial Least Squares. Hasil penelitian menunjukkan temuan empiris yang signifikan bahwa: (1) Employee engagement berpengaruh positif dan signifikan terhadap kinerja aparatur, mengindikasikan bahwa semakin tinggi keterikatan emosional dan fisik, semakin baik kualitas kerja yang dihasilkan; (2) Loyalitas kerja berpengaruh positif dan signifikan terhadap kinerja, membuktikan bahwa kesetiaan terhadap organisasi menjamin stabilitas dan kedisiplinan kerja; dan (3) Secara simultan, kedua variabel tersebut memberikan kontribusi pengaruh sebesar 69,7% terhadap variabilitas kinerja aparatur, tergolong dalam kategori kuat. Temuan ini mengimplikasikan bahwa peningkatan kinerja birokrasi di tingkat desa tidak cukup hanya mengandalkan kompetensi teknis, melainkan sangat ditentukan oleh sinergi antara keterikatan psikologis dan loyalitas pegawai terhadap institusi desa.
Analisis Pemilihan Vendor Trucking pada PT. Agility International Angky Tania Riyanti; Sri Rahardjo; Rully Indrawan
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2016

Abstract

PT. Agility International merupakan salah satu perusahaan freight forwarding di Jakarta. Pada proses pengiriman FCL ke gudang customer PT. Agility International bekerja sama dengan beberapa vendor trucking. Dalam upaya memberikan kualitas pelayanan yang terbaik kepada customer, PT. Agility International harus bisa memilih dan menentukan vendor trucking terbaik yang memiliki kualitas kinerja terbaik. Salah satu metode yang bisa digunakan untuk pemilihan vendor trucking adalah metode Analytical Hierarchy Process (AHP). Penelitian ini bertujuan untuk memilih vendor trucking terbaik dengan cara menyeleksi vendor trucking berdasarkan kriteria dan subkriteria yang sesuai dengan menggunakan metode Analytical Hierarchy Process (AHP). Hasil dari penilaian ini, tingkat kepentingan kriteria dalam pemilihan vendor trucking menghasilkan skala prioritas/bobot sebagai berikut: prioritas I pengiriman (0.29618), prioritas II kapasitas (0.28179), prioritas III harga (0.17753), prioritas IV legalitas (0.16282) serta pelayanan yaitu (0.08169). Hasil penilaian tingkat kepentingan alternatif dalam pemilihan vendor menghasilkan skala prioritas/bobot sebagai berikut: prioritas I PT. Wira Karya Logistik (0.43805), prioritas II CV. Sumber Arta Makmur Trans (0,31692), prioritas III PT. Maxindo Intermoda Abadi (0,24503). Berdasarkan hasil tersebut, PT. Wira Karya Logistik direkomendasikan sebagai vendor trucking terbaik karena memiliki nilai prioritas tertinggi dibandingkan dengan alternatif lainnya. Penerapan metode Analytical Hierarchy Process (AHP) terbukti dapat membantu perusahaan dalam pengambilan keputusan secara objektif, sistematis, dan terstruktur dalam memilih vendor trucking yang paling sesuai.
Pengaruh Indeks Pembangunan Manusia, Pengangguran, Dan Tingkat Pendidikan Terhadap Tingkat Kemiskinan Di Provinsi Lampung Tahun 2010-2024 Dinda Salsabilla; Yuyun Yunarti; Hasrun Afandi US
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2093

Abstract

Kemiskinan di Provinsi Lampung masih menjadi tantangan pembangunan yang dipengaruhi oleh berbagai faktor sosial dan ekonomi. Penelitian ini bertujuan menganalisis pengaruh tingkat pendidikan, tingkat pengangguran terbuka, dan Indeks Pembangunan Manusia (IPM) terhadap tingkat kemiskinan di Provinsi Lampung periode 2010-2024. Metode yang digunakan adalah pendekatan kuantitatif dengan analisis regresi linier berganda menggunakan data sekunder dari Badan Pusat Statistik Provinsi Lampung. Hasil penelitian menunjukkan bahwa IPM dan tingkat pendidikan berpengaruh signifikan dalam menurunkan tingkat kemiskinan, sedangkan tingkat pengangguran terbuka tidak berpengaruh signifikan. Secara simultan, ketiga variabel mampu menjelaskan 93,8% variasi tingkat kemiskinan. Temuan ini menegaskan pentingnya pembangunan manusia dalam strategi pengentasan kemiskinan.
Trust as a Mediator in the Relationship between Islamic Fintech Acceptance, User Experience, and Financial Satisfaction Arif Ikhsan Nurfaizy; Muhammad Sholahuddin
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2353

Abstract

The swift expansion of Sharia-compliant financial technology has expanded access to Islamic financial services. However, successful adoption relies as much on consumers' trust as on technology and experience. This quantitative explanatory research examines the mediating role of trust in Islamic fintech between technology acceptance and user experience satisfaction, and between user experience satisfaction and financial satisfaction. Data were collected from 236 active users via structured questionnaires and analyzed using PLS-SEM with SmartPLS 3.0, including outer-model evaluation (validity and reliability tests) and inner-model evaluation (R-square, Q-square, and hypothesis testing via bootstrapping). Results show that technology acceptance and user experience satisfaction positively and significantly influence trust, and trust significantly enhances financial satisfaction. Moreover, the impact of trust on financial satisfaction is partially mediated by technology acceptance. The findings provide both theoretical and practical implications: theoretically, this study strengthens the integration of the Technology Acceptance Model (TAM) with trust in the context of Islamic fintech, while, practically, it offers strategic insights for service providers to enhance user trust, improve system usability, and ultimately increase users’ financial satisfaction

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