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JER
Published by Universitas Muslim Indonesia
ISSN : -     EISSN : 26206196     DOI : https://doi.org/10.57178/jer.v6i1
Core Subject : Economy, Humanities, Science,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Jurnal Economic Resource_(JER) is open access. This journal is published in _ March & September. Journal of Economic Resources|e-ISSN 2620-6196] is a peer-reviewed journal published twice a year (March & September) by the Faculty of Economics and Business, Universitas Muslim Indonesia_UMI. Journal of Economic Resource is a research work to publish articles that report the results of Economics. The Journal of Economic Resources invites manuscripts on various topics in Economics but not limited to Functional Development Economics; entrepreneurship; Management Development; and Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 658 Documents
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Purchase Intention in TikTok Short-Form Videos: The Roles of Engagement, Product Relevance, and Desire to Postpone Closure Adinda Fauzah Z N; Dien Mardhiyah; Sri Hartini; Fela Dila Mai Charolin
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2485

Abstract

This study analyzes the influence of social systems and technical systems on purchase intention, by examining in more depth the role of engagement, desire to postpone closure, and product relevance intention on the TikTok social commerce platform. TikTok is one of the leading platforms with more than 1 billion users that combines social media and e-commerce, allowing users to discover and purchase products through short-form videos. The research method used is a quantitative approach with an explanatory research design, involving 167 respondents selected using purposive sampling. The results of this study indicate that entertainment and social interaction have a positive and significant effect on engagement, product visibility and recommendations have a positive and significant effect on desire to postpone closure. Meanwhile, entertainment and social interaction do not have a significant effect on the desire to postpone closure. Engagement and desire to postpone closure also do not have a significant effect on purchase intention. Product relevance as a moderating variable is also unable to moderate the relationship between recommendations, either on desire to postpone closure or purchase intention. This study provides valuable insights for marketers and advertisers in designing effective marketing strategies on the TikTok platform.
The The Role of Information Systems in Moderate the Impact of Auditor Independence, Audit Complexity, and Time Budget Pressure on Audit Quality Cykal Pangestu; Ceacilia Srimindarti
Jurnal Economic Resource Vol. 9 No. 2 (2026): April - September
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i2.2492

Abstract

This study aims to examine the effects of auditor independence, audit complexity, and time budget pressure on audit quality, with information systems serving as a moderating variable. A quantitative research approach was employed in this study. The data were collected from primary sources through questionnaires distributed to auditors working at Public Accounting Firms (PAFs) in Semarang City. The collected data were analyzed using SmartPLS 4 software. The findings reveal that auditor independence has a positive and significant effect on audit quality. However, audit complexity and time budget pressure were found to have no significant impact on audit quality. Furthermore, information systems were not proven to moderate the relationship between either audit complexity or time budget pressure and audit quality.
Pengaruh Literasi Keuangan Dan Financial Self- Efficacy Terhadap Risky Credit Behavior Dalam Penggunaan Paylater Pada Mahasiswa Generasi Z Di Stbm Dua Sudara Bitung Christiany Shyntia Tombokan; Stephanie Mervin Tooy; Oktaviani Ramenusa; Christophel Patrik N. Sapan
Jurnal Economic Resource Vol. 9 No. 2 (2026): April - September
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i2.2509

Abstract

This study aims to analyze the influence of financial literacy and financial self- efficacy on risky credit behavior in the use of paylater services among Generation Z students at STBM Dua Sudara Bitung. The rapid growth of digital financial services, particularly the Buy Now Pay Later (BNPL) feature, provides easier access to credit, which may encourage risky credit behavior if not supported by adequate financial knowledge and self-control. Research employed a quantitative approach using a survey method. Data were collected through questionnaires distributed to Generation Z students at STBM Dua Sudara Bitung. Data analysis techniques included validity testing, reliability testing, classical assumption tests, multiple linear regression analysis, t-test, F-test, and coefficient of determination (R²). Results indicate that financial literacy has a negative and significant effect on risky credit behavior, meaning that higher levels of financial literacy reduce the tendency toward risky credit use. Financial self-efficacy also has a negative and significant effect on risky credit behavior, indicating that individuals’ confidence in managing their finances can minimize irresponsible credit usage. Simultaneously, financial literacy and financial self-efficacy significantly influence risky credit behavior. Findings highlight the importance of improving financial literacy and strengthening financial self-confidence to promote more responsible digital credit usage among university students.
Analysis of Determinants of Inflation in ASEAN: Evidence from Exchange Rate, GDP, Interest Rate, Broad Money, and Trade (2012-2024) Difa Kusuma Dewa; Eni Setyowati
Jurnal Economic Resource Vol. 9 No. 2 (2026): April - September
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i2.2507

Abstract

This study's goal is to investigate how exchange rates, GDP growth, interest rates, broad money, and trade openness affect inflation in six ASEAN nations between 2012 and 2024. The sample consists of Indonesia, Malaysia, Vietnam, Brunei Darussalam, Timor-Leste, and the Thailand. The Consumer Price Index, or CPI, is employed in the computation of inflation. The World Bank, Asian Development Bank, and International Monetary Fund provided the panel data utilized in this investigation, which is secondary data. The outcomes of the Fixed Effect Model robust standard error estimate demonstrates that the exchange rate has a substantial and detrimental impact on inflation with a probability value of 0.015. Likewise, GDP and Interest rate. Meanwhile, broad money has a substantial and favorable impact on inflation. However, Trade has no discernible impact on inflation with a probability of 0.551. By using the Fixed Effect Model, a coefficient of determination of 80.25% of changes in inflation can be clarified by the variables used in the model, such as the exchange rate, GDP, interest rate, broad money, and trade. The remaining 19.75% is explained by factors that are not part of the model. This research shows that monetary and macroeconomic factors are crucial in influencing inflation in ASEAN countries. Therefore, maintaining exchange rate stability, controlling the broad money, and appropriately regulating interest rate policies are crucial to maintaining price stability in the ASEAN region.
Pengaruh Brand Ambassador Joe Taslim dan Daya Tarik Iklan terhadap Keputusan Pembelian Produk Head & Shoulders dengan Brand Awareness sebagai Variabel Moderasi pada Generasi Z di Kota Surakarta Mufti Nashwan Arrosyid; Edy Purwo Saputro
Jurnal Economic Resource Vol. 9 No. 2 (2026): April - September
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i2.2511

Abstract

Riset terfokus pada pada pengkajian hubungan antara Brand Ambassador Joe Taslim, Daya Tarik Iklan, Brand Awareness, dan Keputusan Pembelian produk Head & Shoulders pada kelompok Generasi Z di Kota Surakarta, dengan menempatkan Brand Awareness sebagai variabel mediasi. Rancangan penelitian menerapkan pendekatan kuantitatif berorientasi eksplanatori guna menjelaskan keterkaitan antarkonstruk secara empiris. Sebanyak 100 partisipan yang dipilih melalui teknik purposive sampling menjadi sumber data utama penelitian, dengan pengumpulan informasi dilakukan menggunakan kuesioner berbasis skala Likert sebagai instrumen penelitian. Analisis keterkaitan antarkonstruk dilakukan melalui pendekatan Structural Equation Modeling–Partial Least Squares (SEM-PLS) dengan dukungan perangkat lunak SmartPLS untuk menguji kesesuaian model konseptual. Hasil estimasi memperlihatkan bahwa Brand Ambassador bersama Daya Tarik Iklan memberikan kontribusi positif sekaligus signifikan terhadap pembentukan Brand Awareness. Meskipun demikian, bukti empiris tidak mengonfirmasi signifikansi pengaruh langsung Brand Ambassador, Daya Tarik Iklan, maupun Brand Awareness terhadap Keputusan Pembelian. Evaluasi terhadap mekanisme pengaruh tidak langsung semakin menegaskan bahwa peran mediasi Brand Awareness belum mampu meneruskan maupun memperkuat hubungan antara Brand Ambassador serta Daya Tarik Iklan dengan Keputusan Pembelian. Kondisi tersebut mengindikasikan bahwa tingginya tingkat pengenalan merek belum secara otomatis dikonversi menjadi perilaku pembelian pada konsumen Generasi Z di Kota Surakarta. Dengan demikian, implikasi penelitian menegaskan pentingnya perumusan strategi pemasaran yang melampaui peningkatan Brand Awareness, melalui integrasi faktor-faktor lain yang memiliki kontribusi lebih kuat dalam membentuk keputusan pembelian konsumen.
Pengaruh Lingkungan Kerja dan Kompensasi Terhadap Kepuasan Kerja Melalui Komitmen Organisasi Sebagai Variabel Mediasi di PDAM Tirta Anai Kabupaten Padang Pariaman Rifa Najla Griselda; Muhammad Oceano Fauzan
Jurnal Economic Resource Vol. 9 No. 2 (2026): April - September
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i2.2519

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh lingkungan kerja dan kompensasi terhadap kepuasan kerja melalui komitmen organisasi sebagai variabel mediasi di PDAM Tirta Anai Kabupaten Padang Pariaman. Metode penelitian menggunakan pendekatan kuantitatif dengan teknik analisis Partial Least Squares Structural Equation Modeling (PLS-SEM). Populasi penelitian adalah 193 karyawan PDAM Tirta Anai Kabupaten Padang Pariaman. Hasil penelitian menunjukkan bahwa lingkungan kerja dan kompensasi berpengaruh positif dan signifikan terhadap kepuasan kerja dan komitmen organisasi, serta komitmen organisasi berpengaruh positif dan signifikan terhadap kepuasan kerja dan mampu memediasi pengaruh lingkungan kerja dan kompensasi terhadap kepuasan kerja. Implikasi penelitian ini adalah perlunya peningkatan kualitas lingkungan kerja, sistem kompensasi yang adil, dan penguatan komitmen organisasi guna meningkatkan kepuasan kerja karyawan.
Pengaruh Brand Ambassador, Brand Image, Brand Awareness dan Harga terhadap Keputusan Pembelian Skincare Wardah Lavenia Pramesti Ribowo; Yohan Wismantoro; Ida Farida; Ariati Anomsari
Jurnal Economic Resource Vol. 9 No. 2 (2026): April - September
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i2.2521

Abstract

Upaya penelitian ini bertujuan untuk mengkaji dampak brand ambasador, brand image, brand awareness, dan harga terhadap keputusan pembelian yang berkaitan dengan produk Skincare Wardah dalam batas-batas Kota Semarang. Investigasi menggunakan pendekatan metodologis kuantitatif dengan penentuan sampel yang dilakukan melalui formula Rambut, yang berpuncak pada populasi sampel 100 responden. Teknik pengambilan sampel yang diadopsi adalah metode pengambilan sampel non-probabilitas. Pengumpulan data difasilitasi melalui kuesioner dan kemudian dianalisis menggunakan aplikasi SPSS untuk mengevaluasi keterkaitan antara variabel. Temuan tersebut menjelaskan bahwa kuintet variabel duta merek, citra merek, kesadaran merek, dan harga menunjukkan validitas dan keandalan sebagai konstruksi pengukuran. Selain itu, analisis parsional dan simultan mengungkapkan bahwa variabel duta merek, citra merek, kesadaran merek, dan harga memberikan pengaruh positif dan signifikan secara statistik pada keputusan pembelian.
PENGARUH PENERAPAN SISTEM INFORMASI AKUNTANSI, KINERJA KEUANGAN, DAN PENGAMBILAN KEPUTUSAN MANAJERIAL TERHADAP KUALITAS LAPORAN KEUANGAN Ali Muddin Ritonga Ritonga; Ratri Paramitalaksmi
Jurnal Economic Resource Vol. 9 No. 2 (2026): April - September
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i2.2548

Abstract

Penelitian ini meneliti bagaimana laporan keuangan Pemerintah Desa Hasang, Kabupaten Labuhan Batu, dari tahun 2022 hingga 2024 dipengaruhi oleh penerapan sistem informasi akuntansi, kinerja keuangan, dan proses pengambilan keputusan manajerial. Penelitian ini menggunakan metode sensus kuantitatif. Data dasar dikumpulkan melalui kuesioner dari seluruh 41 anggota staf desa. Kemudian, metode regresi linear berganda digunakan dengan program SPSS. Studi menunjukkan bahwa ketiga faktor independen secara signifikan dan positif memengaruhi kualitas laporan keuangan. Hasil ini menunjukkan bahwa meningkatkan sistem informasi akuntansi, kemampuan untuk menilai kinerja keuangan, dan kemampuan para pengambil keputusan di tingkat desa untuk membuat keputusan sangat penting untuk meningkatkan laporan keuangan desa.

Page 66 of 66 | Total Record : 658

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