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JER
Published by Universitas Muslim Indonesia
ISSN : -     EISSN : 26206196     DOI : https://doi.org/10.57178/jer.v6i1
Core Subject : Economy, Humanities, Science,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Jurnal Economic Resource_(JER) is open access. This journal is published in _ March & September. Journal of Economic Resources|e-ISSN 2620-6196] is a peer-reviewed journal published twice a year (March & September) by the Faculty of Economics and Business, Universitas Muslim Indonesia_UMI. Journal of Economic Resource is a research work to publish articles that report the results of Economics. The Journal of Economic Resources invites manuscripts on various topics in Economics but not limited to Functional Development Economics; entrepreneurship; Management Development; and Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 652 Documents
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The Impact of E-Commerce Online Loans on Mental Health Among Young Adults: Retail Therapy or Financial Stress? Brain Kaparang; Grace Fresania Kaparang
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2460

Abstract

The rapid growth of e-commerce and fintech lending services has transformed consumer behavior globally. Online loan systems, particularly Buy Now Pay Later (BNPL) and digital credit facilities integrated into e-commerce platforms, provide immediate purchasing power and financial accessibility. The rapid expansion of fintech lending systems, Buy Now Pay Later (BNPL) services, and digital shopping platforms has transformed consumer purchasing behavior globally. While online loans provide convenience and short-term financial flexibility, excessive borrowing behavior has increasingly been associated with psychological distress, compulsive shopping, financial stress, anxiety, depression, and psychosocial dysfunction. This study aims to examine the relationship between e-commerce online loan usage and mental health outcomes, specifically investigating whether online borrowing behaviors function as a form of retail therapy or contribute to financial stress among young adults. This systematic literature review (SLR) examines the relationship between online loans, e-commerce behavior, and mental health outcomes. Using PRISMA 2020 guidelines, this review synthesized evidence from Scopus, ScienceDirect, PubMed, Google Scholar, and SpringerLink. The findings of 17 eligible articles demonstrate that impulsive buying behavior, social media influence, consumerism, emotional purchasing motivations, and low financial literacy significantly contribute to problematic online borrowing behavior. Furthermore, financial stress, debt burden, social stigma, and aggressive debt collection practices negatively affect mental health and psychosocial well-being. Protective factors such as financial literacy, emotional regulation, self-control, social support, and responsible borrowing behavior were identified as important moderators of psychological outcomes. This review highlights the need for integrated financial literacy programs, mental health interventions, and stronger fintech regulations to reduce the harmful effects of online loan dependency. Although online loans may offer temporary emotional satisfaction, long-term dependency on digital borrowing is more strongly associated with adverse mental health consequences. Strengthening financial literacy, responsible lending regulations, and psychological support systems is necessary to reduce the harmful psychosocial impact of e-commerce online loans.
Internal Marketing and Digital Employee Experience in Reducing Nurse Burnout: A Systematic Literature Review Sharon Dewi Wardoyo; Grace Fresania Kaparang; Shapely Ambalao
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2461

Abstract

Nurse burnout remains a critical issue in healthcare systems worldwide, particularly after the COVID-19 pandemic. Previous studies shows that burnout negatively affects nurses’ psychological well-being, organizational commitment, patient safety, and healthcare quality. Simultaneously, healthcare organizations are increasingly implementing internal marketing and digital workplace systems to improve employee experience and organizational performance. However, the integration of internal marketing and digital employee experience in reducing nurse burnout has not been comprehensively synthesized. Objective: This study aimed to systematically review evidence regarding the influence of internal marketing and digital employee experience on reducing nurse burnout. Methods: This review followed the PRISMA 2020 guideline developed by Matthew J. Page and colleagues. Literature searches were conducted using PubMed, Scopus, and Google Scholar databases from 2015–2026. Search terms included “internal marketing,” “digital employee experience,” “nurse burnout,” “organizational commitment,” and “nursing informatics.” Inclusion criteria included English-language studies involving nurses and organizational interventions related to internal marketing or digital workplace experience. Results: 27 articles were eligible and examined, and three main themes such as internal marketing, digital employee experience and major outcomes were identified. Internal marketing strategies such as leadership support, communication, empowerment, reward systems, and organizational culture consistently reduced burnout and improved organizational commitment among nurses. Digital employee experience, including digital communication systems and nursing informatics competency, positively influenced engagement and work satisfaction. However, excessive digital workload and technostress contributed to emotional exhaustion and burnout. Conclusion: Internal marketing and supportive digital employee experience are effective organizational approaches to reducing nurse burnout. Healthcare institutions should integrate employee-centered management and digital transformation strategies to improve nurse well-being and healthcare sustainability.

Page 66 of 66 | Total Record : 652

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