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Danadyaksa: Post Modern Economy Journal
Published by Yayasan Pendidikan Islam Bustanul Ulum Mojokerto
ISSN : -     EISSN : 30258545     DOI : https://dx.doi.org/10.69965/DPMEJ
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Danadyaksa: Post Modern Economy Journal is an open-access, peer-reviewed journal whose objective is to publish original research papers related to the economy, Sharia economy, and business issues. This journal is also dedicated to disseminating the published articles freely for international academicians, researchers, practitioners, regulators, and public societies. The journal welcomes authors from any institutional background and accepts rigorous empirical or theoretical research papers with any methods or approach that is relevant to the Economy, Sharia Economy, and Business Issues content, as long as the research fits one of four salient disciplines: Economy, Sharia Economy, Business, and Accounting. Economics: Development Economics, Public Economics, International Economics, Monetary Economics, Microeconomics, Macroeconomics, Econometrics. Sharia Economics: Sharia Business and Management, Sharia Finance, Sharia Accounting, Sharia Social Finance. Business & Management: Human Resource Management, Strategic Management, Marketing Management, Financial Management, Operations and Knowledge Management, Entrepreneurship, Business Ethics and Sustainability. Accounting: Financial Accounting, Public Sector Accounting, Management Accounting, Accounting Information System, Auditing, Corporate Governance, Sustainability Accounting, Education Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 172 Documents
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The Influence of Transformational Leadership and Islamic Work Ethics on Employee Performance through Organizational Commitment in Islamic Financial Institutions Salsabilla; Marliyah; Nuri Aslami
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.599

Abstract

This study aims to examine the effects of transformational leadership and Islamic work ethics on employee performance, with organizational commitment serving as a mediating variable in Islamic financial institutions in North Sumatra, Indonesia. A quantitative research approach was employed using a survey method involving 200 employees from various Islamic financial institutions. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to simultaneously examine the relationships among the study variables. The findings reveal that transformational leadership has a positive and significant effect on both employee performance and organizational commitment. Similarly, Islamic work ethics significantly enhance organizational commitment and employee performance, indicating the importance of ethical values in promoting positive workplace outcomes. Furthermore, organizational commitment exerts a positive and significant influence on employee performance and mediates the relationships between transformational leadership and employee performance, as well as between Islamic work ethics and employee performance. These results suggest that the integration of transformational leadership practices with Islamic work ethics fosters stronger organizational commitment, which in turn contributes to higher employee performance. The study provides empirical evidence supporting the strategic role of leadership and ethical values in improving organizational effectiveness within Islamic financial institutions. The findings offer practical implications for managers and policymakers seeking to strengthen employee commitment and optimize organizational performance by cultivating transformational leadership behaviors and reinforcing Islamic ethical principles in the workplace.
Implementation of Internal Controls Over Inventory Based on COSO at CV. Enigma Pasifik Seafood Afifatuz Zuhrah; Aqwa Naser Daulay; Kusmilawaty
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.604

Abstract

This study aims to evaluate the effectiveness of the implementation of an internal control system for inventory in a seafood processing company. The approach used in this study is a qualitative approach with an explanatory analysis design. The primary data in this study were collected through interviews and direct field observations, which were then analyzed using descriptive techniques based on the five components of the COSO Framework. Based on the study results, the implementation of internal control over inventory based on the COSO Framework approach is only 40.00% compliant overall, indicating a “not met” category. The results show that the compliant COSO components relate to Information and Communication. Risk Assessment is categorized as “sufficiently met.” However, Control Environment, Control Activities, and Monitoring Activities remain non-compliant. The failure to meet these components stems from a manual recording system, the absence of written standard operating procedures (SOPs), absences that are not formally documented, and the lack of periodic physical counts. These weaknesses result in inaccurate inventory records, causing them to lose their function as a decision-making tool for management. As a solution, the company is advised to implement daily Excel-based computerization, develop written SOPs, tighten authorization procedures, schedule inventory counts, and improve preventive oversight.
The Influence of Work-Life Balance and Job Satisfaction on the Performance of Millennial and Gen Z Employees with Employee Engagement as an Intervening Variable Armahfia Amami; M. Ridwan Basalamah; Abdullah Syakur Novianto
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.643

Abstract

Shifts in the workforce's demographic structure have led to workplaces being increasingly dominated by Millennials and Generation Z, presenting new challenges for human resource management—particularly regarding differences in characteristics, communication styles, work ethics, and expectations for work-life balance, all of which can trigger interpersonal conflict and impact productivity. This study aims to analyze and explain the influence of work-life balance (WLB) and job satisfaction on employee performance, with employee engagement serving as an intervening variable, among Millennial and Generation Z employees at PT Jhonlin Agro Raya Tbk in Batulicin, South Kalimantan. A quantitative approach utilizing explanatory research methods was employed. Data collection was conducted through the distribution of questionnaires both in person and via Google Forms using a 1-5 Likert scale. Non-probability sampling was used via a saturated sampling approach, resulting in a total of 291 respondents: 186 Millennials (63.9%) and 105 Generation Z employees (36.1%). The respondent demographic was predominantly male (66.7%), with the majority having a tenure of 1-3 years (49.8%). Data analysis was performed using Partial Least Squares-Structural Equation Modeling (PLS-SEM) with SmartPLS 4.0 software, alongside a Multi-Group Analysis (MGA) approach to compare the generational groups. Evaluation of the measurement model (outer model) revealed that all variable indicators had loading factor values ​​> 0.6 and Average Variance Extracted (AVE) values ​​> 0.5, thereby meeting convergent and discriminant validity requirements the model also demonstrated reliability, with composite reliability values ​​> 0.7. Evaluation of the structural model (inner model) indicated good predictive relevance (Q2 > 0) and a high level of overall model fit (high Goodness of Fit Index: 0.512 for Millennials and 0.657 for Gen Z). The R-squared values ​​for the Millennial generation group indicate that 43.7% of the variation in employee performance (a moderate level) and 50.9% of the variation in employee engagement can be explained by the model. Meanwhile, for the Generation Z group, the model strongly explains 69.3% of the variation in employee performance and 60.8% of the variation in employee engagement. Overall, work-life balance and job satisfaction were found to have a positive impact on both employee engagement and employee performance, with employee engagement serving as an effective mediator bridging this relationship across both workforce generations at PT Jhonlin Agro Raya Tbk.
The Role of Insurance Agents in Building Public Trust in Sharia Education Insurance at Bank BSI Medan City in the Digital Era Ahmad Ibnu Harahap; Waizul Qarni; Khairina Tambunan
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.644

Abstract

This study aims to determine the role of insurance agents in building public trust in Islamic education insurance in the digital era, to analyze the strategies used by insurance agents to increase the trust of prospective customers in Islamic education insurance products and analyze the challenges faced by insurance agents in reaching the public and building trust through digital media. This study is a qualitative study with a SWOT approach to identify weaknesses, strengths, opportunities and threats. The results of the study indicate that the role of insurance agents in building public trust in Islamic education insurance in the digital era includes insurance agents as credible information liaisons, agent integrity and professionalism as determinants of trust, the use of digital technology to reach and educate customers and an emphasis on Islamic principles as the main selling point. The strategies used by insurance agents to increase the trust of prospective customers in Islamic education insurance products are a personal approach as an initial strategy to build trust, identification of customer needs as the basis for product offerings, ongoing communication to maintain and strengthen trust, the role of agents as trusted advisors and trust as the key to success. The challenges faced by insurance agents in reaching the public and building trust through digital media are high competition for information in digital media, public doubts about online transactions, low financial literacy and product understanding, limited reach due to social media algorithms, as well as negative stigma and the risk of fraud.
The Influence of Service Quality, Brand Image, and Customer Trust on Customer Loyalty among Tenth-Grade Students at a Learning Center Linda Wahyuningsih; Ni Luh Wayan Sayang Telagawathi; Ni Made Ary Widiastini
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.652

Abstract

This study examines the influence of service quality, brand image, and customer trust on customer loyalty among Grade X students at the Ruangguru Denpasar Melati Tutoring Institution. The research is motivated by the growing importance of customer loyalty in maintaining the competitiveness and long-term sustainability of tutoring institutions within an increasingly competitive educational services industry. A quantitative approach with a causal research design was employed. The study involved 30 respondents selected using a saturated sampling technique. Data were collected through a structured questionnaire based on a five-point Likert scale and analyzed using multiple linear regression with IBM SPSS Statistics. The findings reveal that service quality, brand image, and customer trust each have a positive and statistically significant effect on customer loyalty. Furthermore, the three independent variables simultaneously exert a significant influence on customer loyalty, indicating that they collectively play an essential role in strengthening students' loyalty toward the institution. Among these factors, continuous improvements in service quality, the development of a strong and favorable brand image, and the enhancement of customer trust are crucial for fostering long-term customer relationships. The findings provide valuable managerial implications for the Ruangguru Denpasar Melati Tutoring Institution in formulating effective strategies to improve customer satisfaction, strengthen competitive advantage, and sustain customer loyalty in the educational services market.
The Influence of Deliberative Thinking, Mental Budgeting, and Self-Control on the Financial Well-Being of Generation Z in Jakarta Special Capital Region Iif Latifah Sukriah; Ummu Salma Al Azizah; Elmy Nur Azizah
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.668

Abstract

Generation Z in Indonesia, particularly in Jakarta, has grown up in a digital environment that promotes highly consumptive lifestyles through trends such as Fear of Missing Out (FOMO) and You Only Live Once (YOLO), making them more vulnerable to financial instability and lower financial well-being. This study examines the effects of deliberative thinking, mental budgeting, and self-control on the financial well-being of Generation Z in Jakarta. A quantitative research design was employed using a survey of 400 respondents born between 1997 and 2012, selected through probability sampling based on the Slovin formula. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4. The findings indicate that deliberative thinking (β = 0.168, t = 2.076, p = 0.019), mental budgeting (β = 0.233, t = 3.123, p = 0.001), and self-control (β = 0.368, t = 4.228, p < 0.001) each have a positive and significant effect on financial well-being. Among these variables, self-control demonstrates the strongest influence. Collectively, the three predictors explain 48.1% of the variance in financial well-being (R² = 0.481). These findings highlight the importance of strengthening self-control and mental budgeting practices, alongside promoting deliberative decision-making, to enhance the financial well-being of young adults in the face of increasing digital economic challenges.
The Influence of Financial Technology, Digital Payment Systems, Financial Inclusion, and Government Financial Support on the Sustainable Financial Performance of MSMEs in Surakarta District Tiffani Razifadila; Fatchan Achyani
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The rapid development of digital finance has created new opportunities for Micro, Small, and Medium-Sized Enterprises (MSMEs) to improve sustainable financial performance through technological adoption, financial accessibility, and institutional support. This study aims to examine the influence of Financial Technology, Digital Payment Systems, Financial Inclusion, and Government Financial Support on the sustainable financial performance of MSMEs in Surakarta District. This research employed a quantitative approach using primary data collected through structured questionnaires distributed to MSME owners. The sample was selected using purposive sampling based on specific criteria, including business operation duration, digital financial service utilization, and government support experience. Data were analyzed using IBM SPSS Statistics for descriptive analysis and SmartPLS for measurement model evaluation and hypothesis testing through Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that Financial Technology and Financial Inclusion have a positive and significant effect on MSME sustainable financial performance, while Digital Payment Systems and Government Financial Support do not show significant effects. Simultaneously, all independent variables significantly influence sustainable financial performance. These findings highlight the importance of digital financial adoption and financial accessibility in strengthening MSME sustainability.
The Effect of Work-From-Anywhere and Digital Well-Being on Work-Life Harmony with the Mediation of Employee Involvement to Improve Performance Efficiency at Lampung Post Company Zul Hendri; Febrianty; Muhammad Irfan Pratama
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.375

Abstract

The development of digital technology has changed the conventional work paradigm towards a flexible Work-From-Anywhere (WFA) system that requires adaptation to digital well-being and work-life harmony. In the context of media organizations such as Lampung Post, this change poses challenges to performance efficiency due to the high digital workload and the need for flexible working hours. This study aims to analyze the influence of WFA, Digital Well-Being, and Work-Life Harmony on performance efficiency with employee engagement as a mediating variable. This study uses a quantitative approach with the Structural Equation Modeling–Partial Least Square (SEM-PLS) method, involving Lampung Post employees as research respondents. The analysis results show that the three independent variables have a positive and significant effect on performance efficiency, both directly and indirectly through employee engagement. Work-Life Harmony has the most dominant influence, while employee engagement is proven to be the main mediator in strengthening the relationship between variables. This study concludes that improving performance efficiency in the digital work era depends on the synergistic management of work flexibility, digital well-being, and work-life harmony with employee engagement as the main driver.
The Influence of Brand Image, Product Quality, And Perceived Value on Purchasing Decisions of Honda Scoopy Automatic Motorcycles in Surabaya City Mukhamad Iksan; R. Yuniardi Rusdianto
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.398

Abstract

This research aims to determine the influence of brand image, product quality, and perceived value on purchasing decisions of Honda Scoopy automatic motorcycles in Surabaya City. This research uses a quantitative method with primary data. The population of this study consists of consumers who use Honda Scoopy in Surabaya. Data collection was carried out by distributing questionnaires to 150 respondents using a purposive sampling technique with the criteria of consumers who have purchased and used Honda Scoopy. The data obtained were then processed using multiple linear regression analysis with the help of IBM SPSS software. The analysis techniques used include validity and reliability tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing using t-test (partial), F-test (simultaneous), and coefficient of determination (R²). The results show that partially brand image, product quality, and perceived value have a positive and significant effect on purchasing decisions. Simultaneously, all independent variables also have a significant effect on purchasing decisions, with perceived value as the most dominant variable.
The Effect of Brand Image on Consumer Buying Interest (Case Study of Tenth Avenue Mall Bandung 2025) Yulia Nurhayati; Riska Aprilina; Astri Wulandari
Danadyaksa: Post Modern Economy Journal Vol. 4 No. 1 (2026): Post Modern Economy Journal
Publisher : Yayasan Pendidikan Islam Bustanul Ulum Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69965/danadyaksa.v4i1.536

Abstract

The increasing competition among shopping malls in Bandung requires each mall to have a strong Brand Image in order to attract consumers’ purchase intention. Brand Image is an important factor as it influences consumers’ perceptions, attitudes, and interest in choosing a shopping destination. This final project aims to analyze the Brand Image, consumers’ purchase intention, and the effect of Brand Image on consumers’ purchase intention at Tenth Avenue Mall Bandung. The research method used in this final project is a quantitative method with descriptive and verificative research types. Data were collected through questionnaires distributed to consumers who have visited or are familiar with Tenth Avenue Mall Bandung. The data analysis techniques applied include descriptive analysis and simple linear regression analysis using statistical software. The results show that the Brand Image of Tenth Avenue Mall Bandung is categorized as good, while consumers’ purchase intention is at a moderate to high level. Furthermore, the verificative analysis indicates that Brand Image has a positive and significant effect on consumers’ purchase intention. The conclusion of this final project is that a better Brand Image leads to a higher level of consumers’ purchase intention. The results of this final project are expected to provide useful input for management in improving marketing strategies and to serve as a reference for future research.

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