cover
Contact Name
Nonie Afrianty
Contact Email
noniafrianty.na@gmail.com
Phone
+6282282789014
Journal Mail Official
alintaj@mail.uinfasbengkulu.ac.id
Editorial Address
Jalan Raden Fatah Kelurahan Pagar Dewa Kecamatan Selebar Kota Bengkulu. No. Telp: (0736) 51171.
Location
Kota bengkulu,
Bengkulu
INDONESIA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Articles 221 Documents
Perdagangan Saham di Pasar Modal Syariah (Studi Kasus Bursa Efek Indonesia) Gusniarti, Gusniarti
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 1 (2015)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v1i1.764

Abstract

The purpose of this research is to know how  sharia’ application on stock trading at Islamic Capital Market not only primary market but also secondary market are good in Islamic perspective.We can use the question words of “what”, “what for” and “how” from Islamic perspective to identify that stock transaction in capital market allowed by Islam or not. The question of “what” is what is transaction object which traded in Islamic Capital Market.  Are they suitable with shariah principle. The question of “what for” is what is the purpose of stock trading in capital market and the question word of “how” is  how  is the process of transaction in capital market especially secondary market.  Are there prohibition activities there like speculation, short selling, netting, insider traiding, etc causing the price not reflection of the company fundamental.Stock transaction in Indonesian Stock Exchange as the place of research  only can answer the question of “what”. This is related to transaction object in Islamic Capital Market.  In this case, the shariah stock but another question cannot be answered well because still many prohibitions are done, no different from convensional capital market. In the fact, Islamic Capital Market only focuses on products. It has Islamic Index namely Jakarta Islamic Index filtering products is not prohibited in Islam.
Faktor-Faktor Penentu Nilai Perusahaan Pada Bank Umum Syariah di Indonesia Periode 2016-2020 Anggreini, Gita Melliyani; Oktaviana, Ulfi Kartika
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i2.3723

Abstract

This study aims to confirm whether internal factors are correlated to the firm value of Islamic commercial banks (BUS) in Indonesia, both partially and simultaneously. The Economic Value Added (EVA) method was adapted to measure firm value in the 2016-2020 period. The sample studied amounted to 11 BUS. The results of the study partially show that Operational Costs on Operating Income, Company Size, and Company Growth have a significant effect on the company value of Islamic commercial banks in Indonesia. On the other hand, Capital Adequacy Ratio, Non Performing Financing, Debt to Equity Ratio, Return on Assets, Operating Costs to Operating Income, Company Size, Company Growth and Institutional Ownership simultaneously affect the value of Islamic commercial banks in Indonesia. The variables of Capital Adequacy Ratio, Non Performing Financing, Debt to Equity Ratio, Return on Assets, Operational Costs to Operating Income, Company Size, Company Growth and Institutional Ownership are able to explain the influence of 46.9% on the value of Islamic commercial banks. While the remaining 53.1% is explained by the independent variables that are not examined.
Faktor-Faktor Yang Mempengaruhi Niat Adopsi Mobile Banking Bank Syariah Indonesia di Kabupaten Kudus Nur, Fatikha Rizqya; Hadi, Nor; Dewi, Adelina Citra
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i2.2463

Abstract

This article describes the results of testing the theory of planned behavior (TPB) which specifically examines the factors influencing intention of adoption of mobile banking. The research was conducted on customers of the Kudus branch of Bank Syari'ah Indonesia (BSI) in 2023. The research data was primary using a survey data collection technique, namely distributing questionnaires to BSI customers using mobile banking. The population is all customers of the BSI holy branch, with a total sample of 168 respondents. The sampling technique used is incident sampling. To analyze the data, the Structure of Equation Model (SEM) is used. The results showed that the hypothesis about the effect of perceived usefulness, perceived ease of use, and spiritual motivation proved to have a significant effect on the intention to adopt mobile banking. While social influence has no significant effect on the intention of adopting mobile banking. Meanwhile, the hypothesis that tests the effect of perceived usefulness, perceived ease of use, spiritual motivation, and adoption intention on the actual use of mobile banking is proven to have a significant effect. While the hypothesis about social influence has no effect on the actual use of mobile banking.
KEDUDUKAN HARTA DAN IMPLIKASINYA DALAM PERSPEKTIF AL-QUR’AN DAN HADIS Asnaini Asnaini; Riki Aprianto
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1713

Abstract

Permasalahan tentang kedudukan harta sangat perlu dikaji saatini, mengingat semakin banyaknya manusia yang menyalahgunakan harta. Dalamperspektif Alquran dan Hadis, harta secara mutlak adalah milik Allah. Hartasebagai perhiasan yang menambah kebahagiaan dalam hidup, sebagai ujiankeimanan, dan sebagai bekal ibadah. Implikasi kedudukan harta ini adalah padaketepatan pemanfaatannya. Pemanfaatan harta harus senantiasa dalam bingkaipengabdian kepada Allah atau sebesar-besarnya untuk taqarrub ilalAllah(mendekatkan diri kepada Allah).
Mekanisme Penjualan Produk Tanpa Label Kadaluwarsa Perspektif Ekonomi Islam Yamunida, Miti
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 1 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i1.3550

Abstract

The purpose of this study is to describe the perspective of Islamic economics about the mechanism of selling products without an expiration date on the Home Industry Bread Hidayah in the Edge of the City of Bengkulu Hybrids. This study uses descriptive qualitative methods, data collection techniques by means of literature studies and interviews. Data analysis starts with a data reduction display and conclusion. This study concludes that the practice of selling products without an expiry date conducted by the owner of the home industry Roti Hidayah in the Edge of the City of Bengkulu Hybrids has not applied the principle of justice to consumers, namely by not including the expiration date of its business products.
MODEL DASAR KONSEP PASAR DALAM PERSPEKTIF EKONOMI ISLAM Suprihatin Suprihatin
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2017)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v3i1.1163

Abstract

The root cause of the difference in economics is the difference of the viewpoint (insight) in seeing the world. The viewpoint of empiricism makes the source of knowledge only to experience and reason alone, so in axiology the value of the benefit it develops is based only on physical sensitivity. The point of view of idealism, departing from the developed postulates of reason and revelation. Axiologically, this science is developed to respond to physical happiness maupn non physical, worldly and ukhrowi. But in the standpoint of idealism there is still a difference of viewpoints in seeing the world. Some can still dialogue with the value of empiricism, others reject the value of empiricism. This paper illustrates that the source of economic science consists of empiricism, reason and revelation that produce a market concept that considers the human needs physically and spiritually comprehensively within the scope of microeconomics.
Pengaruh Persepsi Return, Risiko, Pengetahuan dan Religiusitas Terhadap Minat Berinvestasi di Pasar Modal Syariah Prasetio, Rudi; Iswanji, Chaidir; Khotijah, Siti Afidatul
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i1.2706

Abstract

In its development, the Islamic capital market in Indonesia has experienced various obstacles, especially during the Covid-19 pandemic that hit the world in recent years, which is thought to be the main cause due to the low level of knowledge of the Islamic capital market and public interest in the Islamic capital market. Therefore, the purpose of this study is to find out what factors are expected to influence the dependent variable, namely the interest in investing in the Islamic capital market, which includes perceived return, perceived risk, investment knowledge, and religiosity. This research is a type of quantitative research using primary data from research objects which are KSPM Ahmad Dahlan University (UAD) and Yogyakarta Muhammadiyah University (UMY) with a total sample of 60 respondents using a sampling technique that is simple random sampling. Tests carried out include descriptive statistical tests, validity and reliability tests, classical assumption tests, multiple linear regression tests, hypothesis testing (F test and t test), and test the coefficient of determination. Based on the results of this study, the results show that: Partially only the variable perceived return has a positive and significant effect on the dependent variable so that H1 is accepted, and for H2, H3, and H4 it is partially obtained that these variables have no effect on the dependen variable, therefore H2, H3, and H4 rejected..
Evolusi Pembiayaan Mudharabah Sebagai Instrumen Halal National Fund Zaki, Khozin; Handani, Rani; Hardianti, Iin Julia
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i2.3662

Abstract

At present, in a competitive Islamic financial system, mudarabah (profit sharing) is seen as an alternative mechanism in Indonesia. Since it was introduced mudarabah (profit sharing) has gone through various evolutions to meet the rapidly growing needs of Islamic finance. However, in the current Islamic financial system, mudarabah (profit sharing) is less desirable by the public. This is due to the asymmetric information that is continuously presented in mudarabah (profit sharing) contracts and creates adverse selection problems. Therefore, mudarabah (profit sharing) has rejected its importance as a financing vehicle. Therefore, the purpose of this paper is to analyze the thinking and evolution of mudarabah financing in Islamic banking from the perspective of classical and contemporary Islamic studies and evaluate the risk prevention of mudarabah financing in Indonesia also the development of halal national funds using this instrument. The writing method used is a literature study that looks for theoretical references that are relevant to the topic raised through the method of collecting library data by reading through journals. Mudarabah is one of the important methods of Islamic financing that is widely used in various fields of Islamic finance and has a strategical position on halal national fund development.
PENERAPAN ANALISIS FUNDAMENTAL TERHADAP PERUSAHAAN PERTAMBANGAN TBK DALAM MEMBELI SAHAM YETTI AFRIDA INDRA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 2 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i2.1743

Abstract

The purpose of this research is to find out the influence Fundamental analysis ( of price earning ratio, earning per share, dividend per share, and dividend payout ratio) to the enhancement of mining companies’ stock price in 2014 – 2018 periods. The sample collection technique has been done by using purposive sampling method, and the samples are 6 companies. The statistic test method has been done by using multiple linier regression analysis. The independent variables in this research are price earning ratio, earning per share, dividend per share, and dividend payout ratio. The dependent variable is stock price. The result of this research show that price earning ratio, earning per share, dividend per share have significant and positive influence to the stock price. Meanwhile, dividend payout ratio have significant and negative influence to the stock price. It can be seen from the result of partial coefficient determination and it can be concluded that the variable which has dominant influence to the stock price is dividend per share because its partial coefficient determination is bigger than other independent variables.
Pajak Sebagai Sumber Pendapatan Negara (Analisis Sejarah Penentuan Kadar Pajak Di Masa Umar Bin Khattab Menurut Abu Yusuf dalam Kitab Al-Kharaj Junaidi LBS
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 1 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i1.1106

Abstract

Implementation of tax revenue to finance the country has been done by the Prophet’s companions since the time of Umar bin Khattab. Levies taken on the basis of their income which has met a certain amount, the amount must be equal to those who are eligible to pay zakat. Levels are levied based on the levels of zakat obligatory. For trade tax of 2.5% or l / 40, in 40 earnings taken one part of the country that will be used to finance operational tasks to build the country in all its forms. For the agricultural tax is measured by charity crops, which is l / 10 if naturally irrigated and l / 20 if irrigated using a tool, or 10% and 5%, in ten taken one and drawn one in 20. The obligation of the state is measured with the obligations of religion. Only the obligation of the state designated as operational funding and development of the country aimed at all the people, while liabilities towards religion designated as the fulfillment of consumer needs for the poor people.

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