cover
Contact Name
Nonie Afrianty
Contact Email
noniafrianty.na@gmail.com
Phone
+6282282789014
Journal Mail Official
alintaj@mail.uinfasbengkulu.ac.id
Editorial Address
Jalan Raden Fatah Kelurahan Pagar Dewa Kecamatan Selebar Kota Bengkulu. No. Telp: (0736) 51171.
Location
Kota bengkulu,
Bengkulu
INDONESIA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Articles 221 Documents
The level of Emotional Value and Customer Trust Assessment of State-Owned Enterprise Bank Customer of Kebayoran Baru South Jakarta Rusdian, Budi; Yunus, Riza Mahmud
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 2 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i2.4765

Abstract

Purpose: The rapid development of economy in Indonesia has given a positive influence to the services sectors including State-Owned Enterprise banking, everyone will need banks as their business partners. Customers’ trust is a great asset for banks. The long-term relationship of customer-banks depends on the presence of customers’ trust on the banks. The significance of this phenomenon in banking industry becomes more critical where banks have to know their individual customers as well as contextual factors that influence on customers’ emotional value and customers trust.Design/methodology: This study aims to measure the level of customers emotional value and customers’ trust. 400 customers from any state-owned enterprise bank in Kebayoran Baru - South Jakarta were selected to form the sampling frame.Findings: The results show that both emotional value and customer trust is at a good level. All products, services and product features are able to create the emotional value expected by customers. All employees, products and facilities provided by bank are able to create consumers trust in the bank.Practical implications: The empirical implication of this research is to determine the conditions and the level of emotional value and customer trust in state-owned enterprise bank.Originality/Value: All companies in the banking industry must increase their awareness of the importance of providing value related to the emotional side of customers and also the importance of maintaining customer trust. The contribution of this research focuses on efforts to attract customer through their emotional value and trust.Keywors: Emotional Value, Customer Trust, State-Owned Enterprise Bank.
The Role of Sharia Pawnshop in Supporting The Growth of The Halal Industry: Opportunities and Challenges Husna, Arinal; Asytuti, Rinda; Ramadhani, Diva Nimas; Rosalita, Dwi Mukti
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 1 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i1.2385

Abstract

This research discusses the role of sharia pawnshops in supporting the strength of the Islamic financial ecosystem through the halal industry. The halal industry continues to develop rapidly in this era so the role of sharia pawnshop is not overlooked in its development. This research uses a qualitative research method that uses a descriptive analysis approach that uses various sources regarding the Sharia financial ecosystem, halal business, and the function of Sharia pawnshops in facilitating the Islamic financial ecosystem. This research explains that Sharia pawnshop can be a financial solution regarding limited capital and household economics. MSMEs are an indicator of contributing to GDP in countries that are experiencing difficulties with bank loans. Sharia pawnshop can provide capital loans with fairly easy conditions, one of which is the BPKB Ar-rum product. This research found that Sharia pawnshop has carried out a lot of promotion and education to increase public interest in Sharia pawnshop through offering benefits and in-depth understanding. This is proven by innovations in Sharia pawnshop products. Qardhul Hasan, ijarah, musyarakah, ba'i muqayyadah and murabahah-based financing in sharia procurement really supports the development of the halal industry.
APLIKASI HADIST AKAD MUROKKABAH DARI TEKS KE KONTEKS Azidni Rofiqo
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1213

Abstract

The problem of understanding hadith is urgent, because it lays as second primary reference of Islamic teachings after the Qur'an. Many communities fail to understand the hadith comprehensively, because in fact many Islamic financial institutions apply al-'uqud al-murokkabah, while the text of hadith said that al-'uqud murokkabah is haram. The form of this research is descriptive qualitative that is deductive, which focuses first on criticism on sanad and matan hadith, and second on it’s tafsir The results of this study by criticism of sanad and matan hadith are that it’s qualification is hasan sohih which can be used as a guide to determine jurisprudence law. And it’s result through hermeneutic interpretation on hadith using Abdullah Saeed's method is if the contract of al ‘uqud al murokkabah becomes the cause of riba, gharar and maysir, so that this contractbecomes haram. If al ‘uqud al murokkabah does not become the cause of riba, gharar and maysir, so that this contract becomes legitimated, because it will be economic justice
Tinjauan Hukum Islam Terhadap Praktek Jual Beli Sistem Hutang Hasil Pertanian Ngasifudin, Muhammad; Almunawaroh, Tri
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i1.2932

Abstract

This reserch aims to analyze agricultural trading  on credit system in islamic approach. This research was conducted in the village of Pahonjean. Majenang towards the welfare of farmers.  Data collection was carried out by observation, and interviews. By using a qualitative approach the results showed that this system of accounts receivable has become a habit among farmers and the impression from this system is that new farmers can only fulfill their primary and secondary needs.
MANAJEMEN PEMASARAN HOTEL SYARIAH DENGAN PENDEKATAN MAQASHID SYARI’AH (Studi Pada Hotel Syariah di Solo) Azidni Rafiqo'
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 2 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i2.2026

Abstract

The purpose of this study is to look at sharia business management (Syariah Hotel Solo) with the maqoshid Syariah approach. Maqoshid sharia is the right measurement tool to see the success of a religion-based business. The research method used is qualitative with the approach of maqoshid sharia. The analysis used is descriptive analysis. The data used are primary and secondary data. The results of this study indicate that Sharia Hotels have implemented maqoshid sharia by showing activities and management in accordance with maqoshid. The limitation of this study is to only use maqoshid syariah descriptively. The suggestion for further research is that research can be developed with hotels based on sharia and can use definite measuring instruments, such as the maqoshid syariah index.
Analisis Risiko Operasional Pada Pegadaian Syariah KC. Bengkulu di Masa Pandemi Covid-19 Agustian, Rendi; Iswandi, Deni; Nurhab, Badaruddin
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i2.3653

Abstract

Operational risk is an important effort that must be carried out by every company, including sharia pawnshops, as an effort to minimize losses due to risks that occur. This study aims to determine the operational risk management conducted by PT. KC sharia pawnshop. Bengkulu during the covid 19 pandemic. This research method uses a qualitative method with a case study approach. Data collection techniques for this study were collected through interviews with related parties at the research site. The results of this study indicate that operational risk is divided into two, namely risk to customers and risk to sharia pawnshops, including: Submission of information about products that are not comprehensive, limiting office hours, services, increasing operating expenses and decreasing profits. Factors causing operational risk are divided into internal factors from sharia pawnshops and external factors from customers, the way that is done by PT. KC sharia pawnshop. Bengkulu to overcome operational risks that occur is to focus on these two factors, optimizing controlling for all employees (internal) and also optimizing controlling for customers (external).
ANALISIS MODEL FUNDRAISING ZAKAT, INFAK DAN SEDEKAH DI LEMBAGA ZAKAT Nilda Susilawati
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 1 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i1.1204

Abstract

Fundraising model of zalcat, infaq and alms on zakat institutions is done with different models, in accordance with the institutional management system, human resources and the scope of zaltat institutions are located. Fundraising model of zakat, infaq and alms is crucial to the success of institutions in collecting zakat, infak and alms from the community. In general, the model can be divided into two namely directly muzakki zakat institute to pay zakat and indirectly such as through the transfer, event, outlets, and application systems and zakat information. both models are very effective in collecting zakat, although it still needs improvement and development in its implementation in order to facilitate muzakki and able to attract the attention of muzakki in distributing zakat, infak and alms.
Pengaruh Profitabilitas Dan Aktivitas Terhadap Pertumbuhan Perusahaan Yang Terdaftar Di Jakarta Islamic Index (JII) Yolanda, Agnes
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i1.2914

Abstract

The purpose of this study is to determine how much influence Net profit margin and total assets turnover on the growth of companies listed on the Jakarta Islamic Index partially and simultaneously. This research uses an associative quantitative approach. The data analysis technique used in this study is multiple linear regression. The results showed that net profit margin and total asset turnover had a significant effect with the sig value (0.032) <α (0.05), while partially the net profit margin had a significant effect with the sig value (0.035) <α (0.05), whereas Total asset turnover has no significant effect on the sig value (0.812)> α (0.05), and the magnitude of the effect of net profit margin and total asset turnover on company growth is 0.092 or (9.2%), while the rest is 90.8%. influenced by other factors outside the research.
Azaz Kebebasan Berkontrak dalam Islam (Pandangan Mazhab Hukum terhadap Kebebasan Membuat Syarat dalam Perjanjian) Khusnul Khatimah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 2 (2015)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v1i2.769

Abstract

Everyone wants to perform a variety of transactions and practices related to freedom and full flexibility. In Islam the transaction and an agreement on a contract is basically allowed for not taking someone else's property by false means. But the fuqana mazhab have different opinion on the conditions allowed and prohibited in the transaction or related even though there are similarities between them.
Factors Influencing Foreign Direct Investment in Muslim Countries: The Role of Financial Developments Hatim, Fajri; Muhamad, Nurdin I; Azzaki, Muhammad Adnan; Nasar, Fahima
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 2 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i2.4076

Abstract

ABSTRACT   Purpose: This research reviewed the determinant factor of FDI in OIC countries using a framework of institutional quality, green economic policies, and the role of financial development.Design/methodology: The method used in this research is panel data analysis with the Generalized Method of Moments (GMM) approach. This research examines 32 OIC countries with 352 observations in the period 2010 to 2022.Findings: The results of the research are generally show that institutional quality, green economic policies and the role of financial development attract foreign direct investment. However, there are still factors that cause low FDI flows, the causal factor is voice and accountability and control of corruption.Practical implications: The empirical implication of this research is to determine the conditions and factors that cause FDI inflows through institutional quality, green economy and financial development in OIC countries.Originality/Value: OIC countries should improved their institutional quality with policies oriented towards global investor preferences. The contribution of this research focuses on efforts to attract capital flows for the development of OIC countries

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