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Contact Name
Nonie Afrianty
Contact Email
noniafrianty.na@gmail.com
Phone
+6282282789014
Journal Mail Official
alintaj@mail.uinfasbengkulu.ac.id
Editorial Address
Jalan Raden Fatah Kelurahan Pagar Dewa Kecamatan Selebar Kota Bengkulu. No. Telp: (0736) 51171.
Location
Kota bengkulu,
Bengkulu
INDONESIA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Articles 221 Documents
Analisis Permintaan Dan Biaya Differensial Terhadap Keputusan Menerima Atau Menolak Pesanan Khusus Pada Konveksi Djogja Latansa Nurhidayat, Ahmad; Husain, Muchammad Ikbal; Wijaya, Ajeng Retno
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i2.3557

Abstract

Clothing or apparel is a fundamental human need. Clothes or clothing can show the identity of a product or image of a convection business. Convection business is a fashion business that produces a variety of men's clothes or student uniforms in public and private universities. At certain times, Konveksi's business can obtain abundant orders from consumers. This will make the reason for the making of T-shirts and apparel to increase. This study aims to analyze the special requests and costs associated with making decisions in accepting special orders. This research uses quantitative descriptive research with object research on Djogja Latansa. Data collection techniques used in this study were the Observation, Interview, and Literature Review (Library Research) and the data analysis technique used differential analysis. The results of this study indicate that the convection business has carried out an analysis of demand and differential costs and received special orders. Business actors ask for differential cost analysis on decision making, to be more careful in sorting incoming order requests
WAWASAN AYAT-AYAT AL-QUR’AN DAN HADIS TENTANG PRODUKSI Riyani Fitri Lubis
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2017)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v3i1.1167

Abstract

Production is a series of activities to produce goods not only for individuals but the community and other creatures aimed at the benefit. A series of activities are conducted in accordance with the guidance of Allah and the Messenger and the freedom to manage the various elements in production are given authority to man, but ownership is held by God. If done in accordance with the guidance it will be reward obtained. Humans have been given resources and knowledge, capital or property so that it can perform production by organizing into the organization so that better in producing. Allah also has clearly affirmed that humans are given privileges. Therefore work hard by using Reason and in accordance with the provisions of Allah and the Messenger because everyone has a responsibility to fellow Muslims in particular.
Ketahanan Perbankan Syariah Indonesia Terhadap Fluktuasi Kondisi Makroekonomi dan Kondisi Fundamental Saat Pandemi Covid-19 Yuningsih, Ayu; Alfiah, Esti
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2748

Abstract

The Covid-19 pandemic has forced all sectors, especially the financial institution sector, to work hard to maintain their institutions to be able to generate profits under fluctuating conditions. Therefore, this study aims to analyze the resilience of Islamic banking in maintaining its profitability amidst fluctuations in macroeconomic conditions and fundamental conditions during the COVID-19 pandemic. This study uses a quantitative approach and is based on time series data (ime series). This research was conducted at Islamic Commercial Banks in Indonesia. The data used is secondary data which includes data on Return On Assets (ROA), Non Performing Financing (NPF), Financing to Deposite Ratio (FDR) obtained from SPS OJK, economic growth data (IPI), obtained from the official website of Bank Indonesia. (BI), and data on inflation and interest rates (BI Rate) obtained from the official website of the Central Statistics Agency (BPS). The data used is aggregated data that is presented monthly for the period January 2016 to March 2021. Data analysis in this study uses a vector error correction model (VECM) as an approach to see short-term relationships, and cointegration tests as an approach to see indications of long-term relationships. . The results showed that the profitability of Islamic banking is influenced by macroeconomic conditions, namely inflation. Meanwhile, the IPI and BI Rate do not have a significant effect on the profitability of Islamic banking. Likewise, the fundamental conditions of Islamic banking, NPF and FDR do not have a significant influence on the profitability of Islamic banking.
Pemeliharaan dan Pengelolaan Harta Dalam Perspektif Sufistik Bambang Irawan
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.587

Abstract

This paper explains that in order to actualize the teachings of Sufism in the current context must be accompanied by an elastic attitude regarding his teachings. In that sense should be no interpretation in line with giving new insights on the teachings of Sufism such as: ascetic, and resignation. The Sufis over the world looked like fire, where they can take advantage of limited needs, while remaining aware of the spark that will someday burn scorch everything. In this case they said: “If the property is collected, it should be to meet the obligations that must be met, and not for personal gain excessive”. Being a Sufi is not to be poor and the needy, but if God gave them the ordeal in the form of poverty mean He is happy with the condition and they remain grateful for whatever was offered by him. The glory of man in God’s eyes is not located on a lot or a little treasure but how his heart could always remember God day and night, hushed and crowded, thick and thin so any condition does not affect him to continue to draw closer to Him.
Pengaruh GCG, Intelectual Capital, dan CAR Terhadap Kinerja Keuangan dengan ISlamic Social Reporting Indek Sebagai Variabel Intervening Nadila, Dian Luthvita; Annisa, Arna Asna
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 2 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i2.3677

Abstract

This study aims to determine the effect of good corporate governance, intellectual capital, and capital adequacy ratio on financial performance with the Islamic social reporting index as an intervening variable. This research uses quantitative research by using multiple linear regression analysis and path analysis as data analysis. The sampling method used purposive sampling technique by setting several criteria so that there were 11 Islamic Commercial Banks that became the research sample. This study uses secondary data in the form of panel data at Islamic Commercial Banks (BUS) for the 2015-2019 period. The data population in this study is BUS in Indonesia for the 2015-2019 period. Data processing using Eviews 9. The results of this study indicate that the frequency of board of commissioners meetings has a positive effect and the frequency of audit committee meetings has no significant negative effect, while Intellectual Capital, CAR and ISR have a significant positive effect on financial performance (ROA). The frequency of board of commissioners' meetings and CAR has a positive and insignificant effect, the frequency of audit committee meetings has a negative and insignificant effect, while Intellectual Capital has a positive and significant effect on the Islamic Social Reporting Index. The ISR index cannot mediate the effect of the frequency of board of commissioners meetings, the frequency of audit committee meetings, intellectual capital, and CAR on financial performance (ROA).
PERAN GALERI INVESTASI SYARIAH BURSA EFEK INDONESIA (GIS BEI) IAIN BENGKULU DALAM MENINGKATKAN LITERASI PASAR MODAL (Studi Kasus Masyarakat Sumur Dewa Air Sebakul) LUCY AUDITYA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 2 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i2.2060

Abstract

The purpose of this study was to find out how the role of the Indonesian Stock Exchange Islamic Investment Gallery (GIS BEI) IAIN Bengkulu Gallery in improving Capital Market literacy in the Community thus encouraging an increase in fraudulent investment fraud. This study uses descriptive qualitative methods. The data used are primary data and secondary data. Data collection techniques used were interviews, observation, and documentation in accordance with the problems studied, and data analysis techniques using the Miles and Huberman models. The results of this study reveal that the IDX Investment Gallery concept of 3 in 1 which is a collaboration between the IDX, Universities and Securities Companies is expected not only to introduce the Capital Market from the theoretical side but also the practice. The existence of the IDX Investment Gallery is expected to provide mutual benefits to all parties so that the dissemination of capital market information is on target and can provide optimal benefits for students, economic practitioners, investors, capital market observers and the general public in the surrounding areas both for socialization and education purposes / capital market education as well as for economic interests or investment alternatives to avoid fraudulent investment fraud.
Konsep Harta dan Pengelolaannya dalam Al-Qur'an Toha Andiko
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 1 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i1.1110

Abstract

Understanding wealth (al-mal) in the Qur’an includes food (tha`am), soil (ardhun), and money (dirham). Meaning of senonim with al-mal is qintharah, tsamarun, kanzun, khaza’in, maghanim, al-anfal, mata`, al-khair, and al-turath. According to the Koran, Alloh is the absolute owner of wealth. Wealth as private asset is intended for direct human character and attitude to look for, own, and use it on the right path. Wealth as belonging together meant that all humans have the opportunity to look for wealth, no one is given the right to strict circulation of wealth in the human environment and in every one’s wealth there are parts of others. Function of wealth as a provision for worship, support life, as a test of faith, the support to be a leader, and one of the jewelry of life. Obtaining wealth should not be by way of vanity, its use must be balanced, the management must be careful, honest, sincere, and transparent and able to provide benefits to the community.
Strategy for Building Sharia-Conscious Competitiveness in Small and Medium Enterprises Based on Local Wisdom Karyono, Otong; Kamiruddin, Kamiruddin
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 10, No 2 (2024)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v10i2.4824

Abstract

This research aims to answer how to build a competitive strategy to increase competitive advantage based on a sharia economic perspective which is the basis for developing the strategy model. This research method is qualitative research with the main data source obtained from observations and interviews with informants selected in this research. Sampling was carried out using purposive sampling with the informant subjects being songko recca business owners and the local government in charge of it. This research produced several important findings including strategy, constraints, and competitive advantage models referring to Michael Porter's competitive strategy theory. The strategies that are considered important to implement are strategies oriented toward price, quality, and human resources. The obstacle faced is that there is still a gap between customer expectations and reality so the ideal competitive advantage strategy model for small and medium businesses based on local wisdom is still based on customs that have been passed down from generation to generation accompanied by forms, philosophical values, and unique characteristics. Contained in the craft and maintains the motif smoothly and naturally
Analisis Penilaian Kesehatan Bank Dengan Menggunakan Metode RGEC (Risk, Profile, Good Corporate Governance, Earning, Capital) Pada Bank Umum Syariah Tahun 2017-2021 Dayyesi, Hermika; Rafidah, Rafidah; Siregar, Erwin Saputra
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 1 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i1.2616

Abstract

This study aims to determine the soundness of Islamic Commercial Banks in 2017-2021 by using the measurement method regulated in Bank Indonesia Regulation, PBI No. 13/1/PBI/2011 through the RGEC method is a Risk Profile using credit risk (NPF), liquidity risk (FDR), Earnings (ROA and NIM), and Capital (CAR). In Good Corporate Governance research using data that has been processed and obtained from each Islamic bank. The object of this research is all Islamic Commercial Banks. The sample in this study used purposive sampling. This study uses a quantitative approach sourced from financial reports through the official websites of each Islamic Commercial Bank and OJK. The data used is Time Series data for 2017-2021. Analyzed using Microsoft Excel and formulas in ratios. Based on the results of this study, it shows that the health of commercial banks in terms of the Risk Profile aspect with the ratio of NPF and FDR during 2017-2021 is in a healthy condition, in terms of the GCG aspect of Islamic commercial banks in 2017-2021 is in a healthy condition, in terms of aspects Erning with ROA and NIM ratios for Islamic commercial banks in 2017-2021 is in a very healthy condition, in terms of Capital aspect with CAR ratios for Islamic commercial banks in 2017-2021 in very healthy condition.
RASIONALITAS EKONOMI ISLAM Muhammad Ngasifudin
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 4, No 2 (2018)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v4i2.1217

Abstract

Islamic world view of the economy is based on a paradigm that justifies the social economy as its objectivity foundaton, by positioning the race on pole position than individual interests (self interest). according to the view of conventional economic, this case is extremely irriational and does not meet the requirements of transitivity. while the islamic economic rationality can be known on the principles of islamic economics and the basic principles of the system which can be owned

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