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Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Published by Universitas Islam Negeri Fatmawati Sukarno Bengkulu
ISSN : P2476877     EISSN : E2621668     DOI : https://doi.crossref.org/servlet/home
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
Focus Al Intaj : Jurnal Ekonomi dan Perbankan Syariah is designed to provide a forum for researchers who focus on Islamic economics and banking, covering current issues in Islamic economics and banking, Islamic philanthropy, and Islamic finance. Scope The scope of this journal includes: 1. Islamic Economic 2. Islamic Accounting 3. Islamic Philanthropy 4. Islamic Bussines Ethic 5. Islamic Insurance 6. Islamic Microfinance 7. Islamic Capital market 8. Sharia Financial Banking.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 221 Documents
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Pengaruh Sertifikasi Halal Terhadap Keputusan Pembelian Produk Scarlett Pada Mahasiswa Febi UIN Fatmawati Sukarno Bengkulu Hasanah, Uswatun; Sari, Mila Ratna
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i2.2483

Abstract

The purpose of this study was to determine the effect of Halal Certification on Purchase Decisions for scarlett products in FEBI Students of Islamic Economics Study Program Fatmawati Sukamo Bengkulu State Islamic University. The quantitative research method with data analysis was processed through the SPSS 22 program. The research sample was selected using a purposive sampling technique which obtained 100 respondents. The results showed Halal certification has a positive effect on the decision to purchase scarlett products with a significance value (sig) 0.013 <0.05 and a t-value of 2.528. In general, the Halal Certificationhas an influence on purchasing decisions of scarlett products for FEBI Students of Islamic Economics Study Program Fatmawati Sukamo State Islamic University Bengkulu.
RIBA VS ZAKAT DALAM PERPEKTIF EKONOMI ISLAM Iwan Ramadhan Sitorus
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 1 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i1.1717

Abstract

The main characteristic of Islamic economics compared to the conventional economy is the prohibition on taking usury or interest in each transaction. The use of other people's assets in an unfair way, in the form and through any means, is prohibited in the Qur'an. Usury which is interpreted as an addition, definitively involves consuming (eating) the wealth of others in a physical way. Usury is directly opposite the cooperative spirit in Islamic teachings. People who are rich, in Islamic teachings, are required to give the rights of the poor by paying zakat and then giving alms in addition to the zakat. Islam does not allow Muslims to make their wealth a vehicle for sucking the blood of poor people. Al-Qur'an letter Ali Imran verse 130 states that happiness (falah) will be obtained by abandoning this usury system, and at the same time the Qur'an states that happiness cannot be obtained through ribawi practice. Because usury is based on injustice
Pemberian Diskon Pada Aplikasi T-Money Bank Bengkulu Perspektif Hukum Islam Sitorus, Iwan Ramadhan; Mursalin, Supardi; Ratri, Nofi Nurahma
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i2.3558

Abstract

This study aims to determine the provision of discounts on transactions using the Bengkulu Bank T-Money Application in Islamic Law review. This type of research used in this research is qualitative, using descriptive methods. The results of this study found that the giving of discounts on the T-Money Bank Bengkulu application was given in the form of cashback during launching and events that were planned to be held periodically. The discount given at launch came from Bank Bengkulu and Telkom, while the discount for the event was fully borne by Bank Bengkulu. Giving discounts on the T-Money application of Bank Bengkulu with an Islamic legal perspective is that the contract in the implementation of T-Money is the Wadiahyad Dhamanah contract and giving discounts in the form of cashback by sharia provisions because, in the Wadiahyad Dhamanah contract, fund depositors are allowed to give bonuses to fund owners. Until now there has been no argument that prohibits the use of T-Money and in its use, there are problems for mankind.
PEMIKIRAN EKONOMI ABU YUSUF DALAM KITAB AL-KHARAJ Martina Nofra Tilopa
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2017)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v3i1.1168

Abstract

The economic idea of Abu Yusuf pointed out is concerning State and economic activity, kharaj (Taxation), public finance and price mechanism.. He always stressed the importance of meeting the needs of the people and developing various projects that are oriented towards the general welfare. Next on taxation, in setting tax rates he recommends the use of the system muqasamah (proportional tax) than the system Misahah (Fixed Tax). In the case of kharaj administration, Abu Yusuf rejects the practice of taqbil (qabalah). Taqbil is a kharaj collection system where a person is usually from a local inhabitant, volunteers to the ruler to be responsible for collecting and gathering kharaj in his territory. Furthermore, on public finances he believes that State Revenue in Daulah Islamiyah is divided into three categories, namely ghanimah, adaqah, and fa'I treasures (jizyah, 'usyur and kharaj). And in the price mechanism he argues that prices may remain expensive when supplies are abundant while goods will be cheap even if inventory is reduced.
Pengaruh Iklan, Diskon dan Teman Sebaya Terhadap Impulse Buying Dalam Pembelian Produk Fashion Harpepen, Andi
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 1 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i1.2768

Abstract

This study aims to determine the effect of advertising, discounts and peers on impulse buying in the purchase of Fashion Products, with a sample of 99 students of IAIN Bengkulu. The analysis technique used in this research is multiple linear regression. The results showed that partially advertising, discounts and peers have an effect on impulse buying, while simultaneously advertising, discounts, and peers have an effect on Impulse Buying with a large effect of 63.2% and 36.8% influenced by other factors outside the study
Membangun Paradigma Baru Ekonomi Islam Untuk Penanggulangan Pengangguran Dalmeri Dalmeri
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 2, No 2 (2016)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v2i2.588

Abstract

The economic crisis that hit Indonesia since 1997 is still challenging, while in other Asian countries has shown development which evidenced by the economic recovery in various economic sectors and the increasing in capital income is far better than the Indonesian capital income. Other part of Asian countries has increased their employment while in Indonesia has not yet improved. The catastrophic of Economic Crisis in Indonesia causing many losses, increasing unemployment, increasing the crime. Economists claimed that the capitalist system is suspected to be system which caused the economic crisis. Based on this, Islamic Economic could be as an alternative and hoped to be the answer to tackle the challenges in future world. The article try to analyze new Islamic economic paradigm to tackle the unemployment.
Evaluasi Kinerja Keuangan Bank Muamalat Indonesia Menggunakan Metode RGEC dan Islamicity Performance Index Periode 2016-2020 Yulianti, Chika Dwi Rahma; Wahyuni, Eka Sri; Hariyadi, Rizky
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 8, No 2 (2022)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v8i2.3719

Abstract

This study aims to determine the financial performance of Bank Muamalat Indonesia (BMI) for the 2016-2020 period. The study used descriptive quantitative methods. Evaluation of the financial performance of Bank Muamalat Indonesia (BMI) is carried out using the REGC method and the Islamicity Performance Index method. The results of the assessment of the financial performance of Bank Muamalat Indonesia (BMI) using the REC (Risk Profile, Earnings, and Capital) method can be concluded that the performance of Bank Muamalat Indonesia (BMI) for the 2016-2020 period is in good condition. The results of the evaluation of sharia financial performance based on the Islamicity Performance Index show that the sharia performance of Bank Muamalat Indonesia (BMI) for the 2016-2020 period is in poor condition, but BMI is the first Islamic bank and is still a bank that has made efforts to implement sharia principles and its social obligations as an Islamic bank.
KAJIAN TEORITIS TERHADAP PENGGUNAAN HAK KHIYAR PADA AKAD MURABAHAH DI BANK SYARIAH Khairiah Elwardah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 5, No 2 (2019)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v5i2.2093

Abstract

The purpose of this study is to describe about the implementation of khiyar’s right on murabahah aqad in sharia bank theoritically. Type of research is library research
Uang Fiat Dan Operasi Pasar Terbuka: Tinjauan Ekonomi Islam Hardi, Eja Armaz
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 1 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i1.3523

Abstract

This article aims to discuss monetary policy in Indonesia, namely Open Market Operations (OPT) on Islamic economics perspective. OPT known as the monetary instrument, which most often used to achieve policy objectives. In general, monetary targets aimed to stimulate the economic growth and inflation stabilization. OPT’s policy products included Bank Indonesia Certificates (SBI), Sharia Bank Indonesia Certificates (SBIS), Bank Indonesia Wadiah Certificates (SWBI), Government Securities (SUN), Sukuk, Private Bonds, Rupiah Interventions (IR), and Loan Facilities Bank Indonesia (FASBI) which is traded on the money market; the primary market and the secondary market with an auction system. Currently, All OPT products based on fiat money. The buy and sell system of OPT products uses a discount system and interest rates. Money plays an important role in the economy, so the policy of monetary contraction and expansion of the amount of money circulating in society will affect the velocity of money. With a descriptive analysis, this article analyzes the role of fiat money from the perspective of Islamic economics. This article argues that the three schools of thought in Islamic economics agree that the function of money used as a means of transaction, investment, and precaution. As an exchange style, money unable to be used as a means of future speculation. Thus, the Islamic economy views that underlying of Islamic monetary policy based on the productivity of the real sector and oriented to the welfare of society.
REPOSISI NEGARA DALAM PASAR: ANALISIS KRITIS TERHADAP ASUMSI INTERVENSI PASAR OLEH PEMERINTAH PERSPEKTIF EKONOMI ISLAM Khairuddin Wahid
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 3, No 1 (2017)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v3i1.1159

Abstract

Inspired by reading of ideas and efforts of many Islamic economic experts in reconstructing a newconcept of Islamic economic (known as hidden pearl) to be adjusted with the development of moderneconomy, as alternative economic system, which is expected to give sophisticating answers for thecurrent economic problems which continuously become more complex and beyond conventionaleconomic theories. As the consequence, unsynchronized terminologies appear. In fact, the terminology(intervention) is usually used more in politics, getting involved in other parties’ business. Therefore, itcreates a negative sense or interpretation.This research tries to offer a new and more proper term forsubstituting intervention with controlling. The Islamic economy, the government control over market iscomprehensive, integrated and sustainable. In social science perspective, this concept is closely similarto social disorder. In terms of market, the controlling mechanism are: (1) preventive, (2) curative, (3)repressive. Therefore, it is considered to be important to have a transparent, honest and fair legalprocesses.

Page 11 of 23 | Total Record : 221

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