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Tasyri' : Jurnal Muamalah dan Ekonomi Syariah
Published by INSTITUT AGAMA ISLAM PANGERAN DHARMA KUSUMA SEGERAN INDRAMAYU
ISSN : 2528567X     EISSN : 30639328     DOI : https://doi.org/10.55656/tjmes.v6i2.245
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
Tasyri Jurnal Muamalah dan Ekonomi Syariah is a scientific journal published by the Faculty of Economic and Islamic Law, Institut Agama Islam Pangeran Dharma Kusuma Indramayu, twice a year in January and July. The journal will focus on providing quality research in the areas of Islamic economics and muamalah. Specifically, the journal will deal with topics, including (but not limited to): Islamic economics law, Islamic banking law, Islamic finance law, Islamic accounting law, Islamic microfinance law, Zakah, waqf, and philanthropy.
Arjuna Subject : Seni dan Humaniora - Studi Agama
Articles 54 Documents
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ANALISIS KRITIS TERHADAP PELAKSANAAN AKAD IJARAH PADA PEMBIAYAAN MULTIJASA SYARIAH: STUDI KASUS DI INDONESIA Sumarta, Sumarta
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 4 No. 1 (2022): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v4i1.253

Abstract

This study aims to conduct a critical analysis of the implementation of ijarah contracts in multi-service Islamic financing in Indonesia. Ijarah contracts are one of the main instruments in Islamic financing that adhere to Sharia law principles. Multi-service Islamic financing combines various services or goods in a single ijarah transaction, necessitating a critical analysis to ensure compliance with Sharia principles and fairness in its implementation. This study employs a qualitative method with a case study approach to understand how the process of implementing ijarah contracts is carried out, the main challenges faced, and the effectiveness of its implementation in achieving economic and Sharia objectives. Data were collected through in-depth interviews, field observations, and document analysis from several Islamic financial institutions in Indonesia. The research findings indicate that the process of identifying the goods or services to be leased is a crucial initial stage, involving detailed assessments of the specifications of the goods or services, market value, and expected benefits for the clients. The determination of rental prices is carried out with principles of fairness and transparency, using various methods such as market surveys and cost analysis. Agreements are drafted in the form of written contracts that meet the requirements of Sharia law and applicable regulations, with periodic monitoring and evaluation.  
ANALISIS PEMBANGUNAN EKONOMI INDONESIA MENUJU NEGARA MAJU PADA TAHUN 2045 AdiTriyanto, Sigit; Sanuri, Sanuri; SAmin, Moch
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 4 No. 1 (2022): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v4i1.265

Abstract

The 2024 State Budget (APBN) aims to accelerate inclusive and sustainable economic transformation by increasing productivity and realizing high-value-added economy. To achieve Advanced Indonesia 2045, two main strategies are implemented: short-term and medium-long-term. The short-term focus is to strengthen the economic foundation through controlling inflation, eradicating extreme poverty to 0-1% by 2024, reducing stunting prevalence to 14%, and boosting investment. High economic growth cannot rely solely on household consumption but requires substantial investment. In the medium-long term, the strategy includes addressing gaps in human resources, infrastructure, and institutions. The government focuses on developing superior human resources through education, health, and social protection programs, while also pursuing infrastructure development targets in information technology, energy, and food sectors. Institutional reforms are conducted by improving quality public services and bureaucratic reform. The 2024 APBN prioritizes education, health, social protection, food security, infrastructure, and maintaining legal and security stability. The 2024 APBN also supports the development of the new capital city (IKN), simultaneous elections, reducing stunting prevalence, and improving the welfare of civil servants (ASN), military (TNI), police (Polri), and retirees through salary and pension increases.  
DAMPAK KETIDAKSESUAIAN AKAD IJARAH TERHADAP KEPERCAYAAN NASABAH DI BANK SYARIAH RWulandari, Septiayu; Yudianto, Ahmad
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 4 No. 1 (2022): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v4i1.281

Abstract

Abstract The study explores the impact of non-compliance with the Ijarah contract on customer trust in Islamic banks. The Ijarah contract, a lease agreement in Islamic finance, must adhere strictly to Sharia principles. Any deviation can undermine customer trust, leading to potential reputational and financial losses for the banks. This research examines the factors contributing to such discrepancies, including regulatory challenges, operational issues, and lack of staff training. The findings suggest that enhancing transparency, ensuring strict compliance with Sharia guidelines, and improving customer communication are crucial for maintaining customer trust. The study underscores the importance of regulatory harmonization and continuous staff education to uphold the integrity of Islamic banking operations. Keywords: Ijarah, Islamic Banking, Customer Trust, Sharia Compliance, Regulatory Challenges
TANTANGAN HUKUM DALAM PELAKSANAAN AKAD IJARAH DI PERBANKAN SYARIAH Edy, Sarwo
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 4 No. 1 (2022): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v4i1.283

Abstract

Abstract The implementation of Ijarah contracts in Islamic banking faces several legal challenges that affect its effectiveness and acceptance. This study aims to explore these challenges by analyzing the legal framework, regulatory requirements, and practical issues encountered by Islamic financial institutions. The main legal challenges include inconsistencies in regulatory interpretations, lack of standardized contracts, and the complexity of integrating Sharia principles with national laws. This research highlights the need for harmonized regulations and clearer guidelines to enhance the operational efficiency and legal robustness of Ijarah contracts. Recommendations for policymakers and banking practitioners are provided to address these challenges and promote the growth of Islamic finance. This study indicates that the legal challenges in implementing Ijarah contracts in Islamic banking are complex issues that require serious attention. With the right strategies and cooperation among various stakeholders, these challenges can be overcome to ensure Sharia compliance and the sustainability of Islamic banking operations. Keywords: Ijarah contracts, Islamic banking, legal challenges, regulatory framework, Sharia compliance
DAMPAK JUDI ONLINE SLOT TERHADAP KEHARMONISAN KELUARGA DI KOTA PEKANBARU Rahman, Alwi
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 6 No. 2 (2024): Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v6i2.322

Abstract

This study aims to examine the impact of online slot gambling on family harmony in Pekanbaru City. Online gambling is increasing among Indonesian people, including in Pekanbaru, and has negative effects both economically, psychologically, and socially for the perpetrators and their families. This study uses a qualitative approach with an in-depth interview method with several informants with different professions and social backgrounds, including workers in government agencies, modern markets, small entrepreneurs, and private workers. The main focus of this research is to identify the driving factors of involvement in online gambling, as well as to see how changes in the behavior of gambling players affect the dynamics and harmony in their families. The results show that environmental influences and economic factors are the main triggers for someone to get involved in Online Slot gambling. In addition, the behavior of online gambling players causes family disharmony, which can be seen from household conflicts, decreased communication quality, and emotional instability. The findings also show that although some players attempt to quit, the temptation to return to gambling remains, creating a pattern of addiction that is difficult to break. Therefore, government interventions as well as community and family support are needed to help gambling players quit and prevent further adverse impacts.
BISNIS YANG BERETIKA DAN KAITANYA DENGAN GLOBALISASI AdiTriyanto, Sigit; Tajiri, Haidir
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 6 No. 1 (2024): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v6i1.323

Abstract

Sekitar tanggal 12 Juni 2015, Aljazeera.com menyampaikan bahwa India adalah negara dengan buruh anak-anak termiskin di dunia, dengan jumlah kurang lebih dari 28 juta anak-anak. Di hampir seluruh dunia saat itu terdapat kurang lebih dari 150 juta anak-anak berusia 5-15 tahun yang memungkinkan terlibat di jalur perdagangan. Laporan PBB di tahun yang sama menyatakan 300 juta manusia hidup dalam tekanan kemiskinan di india. Kendati demikian india telah mengerjakan hukum perburuhan yang melarang Pabrik-pabrik mempekerjakan anak-anak di bawah usia 14 tahun, akan tetapi Perdana Menteri Narendra Modi “hanya” akan mengamandemen peraturan hukumnya dan tidak menghilangkannya. Alasan penguasa India agar tetap membolehkan anak-anak bekerja ialah suatu hal yang sudah semestinya andaikata anak petani membantu sanak familinya setelah jam pelajaran. Jadi, pelaku usaha tidak menginginkan wujud pekerjaan dalam komoditi tersebut tidak boleh karena produsennya anak-anak. The Bachpan Bachao Andolan (BBA), adalah LSM yang diketuai oleh yang menjuarai Nobel Perdamaian 2014, Kailash Satyarthi memberikan masukan amandemen RUU yang akan diaplikasikan oleh PM India, “Saat ini anak-anak di bawah usia 14 tidak diizinkan untuk 18 macam pekerjaan dan 65 macam dalam proses dengan alasan dianggap membahayakan. Kendati demikian harus di mengerti juga, ada sudut pandang berbeda jelas antara anak-anak yang bekerja untuk sanak famili dan pekerja anak yang berkaitan dengan perusahaan keluarga. Buruh anak sangat perlu diterangkan ciri-cirinya secara spesifik dan secara jelas dalam undang-undang agar anak-anak tidak dieksploitasi pada nama pekerjaan yang bergolongan keluarga. Pada dasarnya, mempekerjakan anak-anak untuk terlibat langsung dalam bisnis serta perburuhan telah menjadi hal tidak etis terorganisir terbesar di dunia dan hal demikian akan terus berkelanjutan dilakukan atas nama Perusahaan famili.
Emotional Readiness Towards Marriage Analysis of Household Financial Management Reviewed According to Islamic Family Law : Case Study on Youth of Ideal Marriage Age in Indragiri Hilir Regency Meiretno, Dwiky; Basri, Helmi; Suhayib, Suhayib
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 6 No. 2 (2024): Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v6i2.336

Abstract

This research discusses the Emotional Readiness Towards Marriage Analysis of Household Financial Management Reviewed According to Islamic Family Law Case Studies on Youth of Ideal Marriage Age in Indragiri Hilir Regency. The problem in this study is the high number of unmarried youth in Indragiri Hilir Regency based on data obtained from the Central Bureau of Statistics and the increasing number of unmarried youth in the last 3 (three) years. It also discusses the emotional readiness efforts of young people of ideal marriage age in Indragiri Hilir district with the analysis of Household Financial management, and the review of Islamic Family Law. The purpose of this research is the effort of emotional readiness in young people of ideal marriage age with the analysis of household financial management, and the review of Islamic Family Law. The research method used is field research, which starts from data collection: questionnaires / questionnaires, observation, interviews, and documentation. The data will be traced in the relevant literature. The results showed that emotionally the picture is positive about the readiness of the younger generation in facing married life. youth aged 19-26 years, the majority showed good emotional readiness, feeling emotionally ready to face challenges in marriage and able to manage emotions in conflict situations. In terms of financial management, the youth consider financial management as an important factor, with most having prepared a budget plan and believing that saving and investing are important steps to achieve family financial stability. In terms of Islamic family law views, respondents accepted the concept of nafkah as an obligation of the husband to the wife and felt it was important to manage household finances in accordance with Islamic principles, and showed readiness to discuss property rights and management in accordance with Islamic law.
Penerapan Denda Pada Jual Beli Taqsith Perspektif Hukum Islam: (Studi Kasus Di Toko Ibu Novi Desa Ciluluk Kecamatan Cikancung) SitiHalimah, Lina; Wibawa , Ginan
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 7 No. 1 (2025): Jurnal Tasyri' : Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v7i1.324

Abstract

Buying and selling on credit is easier than using cash because you can get what you need, when you can't buy in cash, as is the case with the people in Ciluluk Village who do this common thing. With this convenience, sometimes the buyer makes a mistake, namely being late in paying the installments, so the seller imposes a fine on the buyer, but the fine is not notified to the buyer at the time of the contract. This research aims to determine the implementation of credit buying and selling (taqsith) with a fine system at the Ibu Novi Shop, Ciluluk Village, Cikancung District and to find out the perspective of Islamic law on the application of credit buying and selling fines (taqsith) at the Mrs Novi Shop, Ciluluk Village, Cikancung District. This research is a type of empirical normative research with a descriptive qualitative approach, with data collection using observation, interviews and documentation.  The results of this research are that in practice, the sale and purchase of credit (taqsith) is considered to be damaged (facade) in the contract, because there are fines that are not disclosed at the time of the contract. According to Islamic law, the law of buying and selling credit (taqsith) at Mrs. Novi's shop in Ciluluk Village is invalid because it violates the rules of Islamic law, where the fine is applied suddenly and the funds from the fine are not intended for social funds.
Soko Property as A Dzurri Waqf in The Preservation Of Family Heritage According To The Perspective of Maqashid Shari'ah : (A Study Of Customary Analysis in Kampar Regency) IchsanAnwari, Ferry; Kasmidin, Kasmidin; Maghfirah, Maghfirah
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 7 No. 1 (2025): Jurnal Tasyri' : Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v7i1.352

Abstract

This study raises the problem of property distribution with the pattern of distribution of soko property which aims to preserve family inheritance as an equation with the concept of dzurri waqf in the Kampar community according to the analysis of maqashid shari'ah. This study aims to answer doubts about the chronology of the emergence of soko assets in the tradition of inheriting property in the Kampar community, the practice of implementing the distribution of soko assets which is equated with the concept of dzurri waqf, and a review of maqashid shari'ah on this distribution pattern. The method used is a qualitative research method where the method in this study is the main source of data obtained by conducting direct research on the tradition of the distribution of soko property by observing the situation in the field and then describing and analyzing so that it can answer the problems that have been formulated in the problem formulation. This study uses data collection methods with observation, interviews, and documentation studies. After the data is obtained based on the subject matter, a qualitative data analysis method with a descriptive approach is used. The results of this study show that the soko property in the Kampar people's customs emerged based on the culture brought by the Kampar limo koto custom which originated from the Minangkabau country, where the majority of family relationships are based on matrilineal. The positive impact of the distribution of soko property is to maintain the preservation of family property and protect the descendants of women. Meanwhile, the negative impact is that there are several families who deliberately sell the property to outsiders by violating customary advice, and are not serious in managing the property so that it is far from productive value. Then the solution if there is a conflict of division and management, gradual mediation such as mediation between families, mediation between ninik mamak, and the last step through the positive legal process in Indonesia. The review of maqashid shari'ah on soko property is to meet the needs of dharuriyyat, hajjiyyat, and tahsiniyyat.
Pengaruh Proses Rekrutmen, Penempatan Karyawan dan Pemberian Kompensasi Terhadap Kinerja Karyawan BPR PK Kecamatan Balongan Kabupaten Indramayu casri, Casriyanti
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 7 No. 1 (2025): Jurnal Tasyri' : Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v7i1.378

Abstract

This research aims: (a) To determine the implementation of the recruitment process at BPR PK, Balongan District, Indramayu Regency, (b) To determine the implementation of employee placement at BPR PK, Balongan District, Indramayu Regency, (c) To determine the implementation of compensation at BPR PK, Balongan District, Regency. Indramayu, and (d) To determine the influence of the Recruitment Process, Employee Placement and Compensation on Employee Performance at BPR PK, Balongan District, Indramayu Regency. This research is quantitative research using multiple linear regression analysis tools. The population in this study was all employees of BPR PK, Balongan District, Indramayu Regency, totaling 56 people. The sampling technique in this research was purposive sampling with a total of 40 people. The data collection technique was carried out by distributing questionnaires to BPR PK employees, Balongan District, Indramayu Regency. The results of this research show that: (1) the recruitment process variable has a positive and significant effect on employee performance (2) the employee placement variable does not have a significant effect on employee performance (3) the compensation variable has a positive and significant effect on employee performance (4) the recruitment process variable , employee placement and compensation simultaneously have a significant effect on employee performance.

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