cover
Contact Name
Rachmania Nurul Fitri Amijaya
Contact Email
rachmania.feb@unej.ac.id
Phone
+6281336208946
Journal Mail Official
ijabah.feb@unej.ac.id
Editorial Address
https://journal.unej.ac.id/IJABAH/index
Location
Kab. jember,
Jawa timur
INDONESIA
IJABAH: Indonesian Journal of Sharia Economics Business and Halal Studies
Published by Universitas Jember
ISSN : -     EISSN : 29879884     DOI : https://doi.org/10.19184/ijabah.v2i2.769
Core Subject : Economy,
IJABAH: Indonesian Journal of Sharia Economics Business and Halal Studies with registered number ISSN 2987-9884 (Online) was published by the Department of Sharia Economics Faculty of Economics and Business, Universitas Jember. This journal is published every 6 months, April and October. All manuscripts received by the editor of Ijabah: Indonesian Journal of Sharia Economics Business and Halal Studies will be reviewed by peer reviewers according to the field of economics studies (at least 2 people) with a double-blind peer review policy. The objective of the Journal is to provide a leading forum for the enhancement of communication between researchers and policymakers on the recent development of Islamic economics, Islamic business, Halal Studies, and Islamic accounting studies.
Articles 72 Documents
Analisis Kinerja Keuangan Sebelum dan Sesudah Merger Pada PT. Bank Syariah Indonesia : Financial Performance Analysis Before and After the Merger at PT. Bank Syariah Indonesia Adenan, Moh.; Puspita, Desi Dwi Prabaswara; Suparman, Suparman
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 1 No. 1 (2023): Ijabah Volume 1 Number 1 Year 2023
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i1.292

Abstract

Bank Syariah Indonesia, Bank BSI, is a merger of bank state owned state as Bank Syariah Mandiri, BSM, Bank Negara Indonesia Syariah, BNIS, and Bank Rakyat Indonesia Syariah, BRIS to empower and develop sharia economic ecosystem and national halal industry. This study aims to analyze the differences financial performance before and after merger into BSI. This research utilized descriptive comparative financial ratio as follows Capital Adequacy, CAR, Non-Performing Financing, NPF, Return on Assets, ROA, and Short Term Mismatch, STM. The results concluded that the three banks state banks before the merger had categorized good in capital and asset quality, and after the merger they showed an increase so that their capital and asset quality became very good. The average profitability of Sharia banks before the merger was good, except Bank BSM was still not good, then after merger resulted into Bank BSI categorized better profitability. The liquidity of the three banks before the merger was not good, but after the merger, Bank BSI had increased so that it became very good. So the merger into Bank BSI can increase financial performance.
Pengaruh Religiusitas, Faktor Sosial Ekonomi, Dan Faktor Teknologi Terhadap Minat Pengggunaan Linkaja Syariah Pada Generasi Z Di Kabupaten Bondowoso : The Influence of Religiosity, Socioeconomic Factors, and Technological Factors on Interest in Using Linkaja Syariah Among Generation Z in Bondowoso Regency Rachmasari, Alfani; Fadah, Isti; Hanim, Anifatul
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 1 No. 1 (2023): Ijabah Volume 1 Number 1 Year 2023
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i1.295

Abstract

This study aims to determine the influence of religion, socio-economic factors, and technological factors on the interest in using Linkaja Syariah in Generation Z in Bondowoso Regency. This type of research uses explanatory research which explains the relationship or influence between independent and dependent variables. This research is a quantitative study with a sample of 80 respondents. The sample is Linkaja Syariah users aged 18-27 years (generation z). The data was obtained by distributing questionnaires, namely in the form of questionnaires directly to the respondents. The data analysis method in this study uses multiple linear analysis. The results of this study were taken based on the regression test. The test results are first, partially religiosity influences interest in use. Second, partially socio-economic factors influence user interest. Third, partially technological factors influence user interest. Fourth, simultaneously religiosity, socio-economic factors, technological factors influence user interest.
Pengaruh Religiusitas, Citra Merek dan Bauran Pemasaran terhadap Minat Beli Produk Kecantikan Wardah : (Studi pada Masyarakat Kota Probolinggo) : The Influence of Religiosity, Brand Image and Marketing Mix on Purchase Interest of Wardah Beauty Products: (A Study on the Community of Probolinggo City) Pratama, Rensia Yuliati; Yuliati, Lilis; Susanto, Arnis Budi
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 1 No. 2 (2023): Ijabah Volume 1 Number 2 Year 2023
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i2.318

Abstract

The research was aims to determine the influence of religiosity, brand image and marketing mix on the buying interest of Wardah beauty cosmetics. The sample of this research is amounted to 100 respondents who were female of Probolinggo’s society, aged 15 to 67 years and had purchased Wardah beauty products. The analytical tool used in this research is multiple linear regression, using the SPSS 26 program with the value of research variables using a Likert scale. The results of this study indicate that religiosity has no significant on the buying interest of Wardah beauty cosmetics, while brand image and the marketing mix have significant on the buying interest of Wardah beauty cosmetics. The implications of this research can provide an overview regarding interest in buying Wardah beauty products is buying interest of Wardah cosmetics on Probolinggo not based on the religiosity because every consumer has different level of religiosity.
Strategi Promosi Produk Pembiayaan UGT Modal Pertanian Barokah pada BMT UGT Sidogiri Dadapan Bondowoso: Promotion Strategy for UGT Financing Products, Barokah Agricultural Capital, at BMT UGT Sidogiri Dadapan Bondowoso Anam, Khoirul; Sulistiyo, Agung Budi; Subagio, N. Ari
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 1 No. 2 (2023): Ijabah Volume 1 Number 2 Year 2023
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i2.394

Abstract

This study aims to determine the promotion strategy used by BMT UGT Sidogiri in increasing the financing products for barokah agricultural capital at BMT UGT Sidogiri Dadapan Bondowoso. This type of research uses a case study approach based on in-depth investigation. This research is a qualitative descriptive research with data collection methods through observation, interviews, and documentation. The results of the research are based on the results of interviews related to the promotion strategy used by BMT UGT Sidogiri to increase the product of barokah agricultural capital financing, namely; 1) direct face-to-face/personal selling where members of the BMT UGT Sidogiri go directly by way of friendly relations in order to market products owned by BMT and introduce BMT to the surrounding community. 2) BMT UGT Sidogiri carries out promotions through social media such as WA (whatsapp), sms, Facebook, and uses brochures.
Analisis Strategi Pemasaran Dalam Meningkatkan Penjualan Produk Pada Toko Ozie Sejahtera Di Jember : (Ditinjau dari Perspektif Ekonomi Syariah): Marketing Strategy Analysis to Increase Product Sales at the Ozie Sejahtera Store in Jember: (Viewed from a Sharia Economic Perspective) Dewi, Beti Sari; Titisari, Purnamie; Yuliati, Lilis
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 1 No. 2 (2023): Ijabah Volume 1 Number 2 Year 2023
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i2.380

Abstract

The purpose of this study was to identify and analyze marketing strategies to increase product sales at TokoOzie Sejahtera in Jember (Viewed from the Perspective of Islamic Economics). In this study, the informants were the owner, employees, and several consumers of Toko Ozie Sejahtera.The research method used in this research is qualitative by conducting interviews and making observations at the Ozie Sejahtera Shop. Field research procedures that produce descriptive data in the form of data from interviews and written data from the owners, employees and consumers of Toko Ozie Sejahtera.The results of this study stated that the strategy carried out by Toko Ozie Sejahtera was an Islamic marketing mix which contained 9 (nine) elements, namely product, price, place, promotion, people, process, physical evidence, promise, and patience; The most effective marketing strategies in increasing sales by Toko Ozie Sejahtera are product and location strategies. The products provided are many choices, many models and always follow current trends. A strategic location that makes it easier for the public to find the existence of Toko Ozie Sejahtera; and the strategy implemented by Toko Ozie Sejahtera is in accordance with sharia marketing which has 9 (nine) elements and also by applying the characteristics of the Islamic marketing mix, namely with the characteristics of rabbaniyyah, akhlaqiyyah, waqi'iyyah and insaniyyah.
Analisis Model Altman Z-Score dalam Memprediksi Potensi Kebangkrutan Perusahaan Asuransi Jiwa Syariah di Indonesia: Analysis of the Altman Z-Score Model in Predicting the Potential Bankruptcy of Sharia Life Insurance Companies in Indonesia Ardiaprila, Cantika; Puspitasari, Novi; Sulthoni, Moch.
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 1 No. 2 (2023): Ijabah Volume 1 Number 2 Year 2023
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i2.405

Abstract

This research is a qualitative study with a population of Sharia Life Insurance in Indonesia. The research sample is a Sharia Life Insurance company registered with the Financial Services Authority (OJK) for the 2017-2021 period, namely Full Sharia Life Insurance and published financial reports that have been audited, namely the company PT. Family Takaful, PT. Al-Amin, PT. Amanahjiwa Giri Artha, PT. Jasa Mitra Abadi, and PT. Indonesian family. Data obtained through OJK from the company's official website. The research data were processed using the modified Altman Z-score formula. The analysis in this study was carried out using descriptive statistics. The results of this study were taken based on the cut off value. A Z value <1.23 is declared bankrupt, a value between 1.23 and 2.9 is declared a gray area or prone to bankruptcy, and a value > 2.9 is declared not bankrupt. The results of the analysis of potential bankruptcy predictions Altman z-score that PT Takaful Keluarga, PT Amanahjiwa Giri Artha and PT Keluarga Indonesia are in the category of non-bankrupt companies. Meanwhile, PT Al-Amin is in the unsafe category or is called the gray area because Al-Amin in 2019, 2020 and 2021. The last company, namely PT Jasa Mitra Abadi, was included in the bankrupt category in 2017 showing results Z < 1.23, namely - 67.74 Furthermore, PT Jasa Mitra Abadi also entered a gray area or prone to bankruptcy from 2018 to 2021.
Pengaruh Kualitas Pelayanan dan Keragaman Produk Tabungan terhadap Minat Menabung Masyarakat Bondowoso pada Bank Muamalat: The Influence of Service Quality and Diversity of Savings Products on the Savings Interest of the Bondowoso Community at Bank Muamalat Wafa, Mochammad Ali; Yuliati, Lilis; Sulistiyo, Agung Budi
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 1 No. 2 (2023): Ijabah Volume 1 Number 2 Year 2023
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i2.392

Abstract

The aim of this research is to find and examine the relationship between service quality and the diversity of savings products in attracting Bondowoso people's interest in saving at Bank Muamalat. Quantitative research is the type now used. The Bondowoso community was the target of this research, which included a sample of 100 respondents from each of the five sub-districts of Sukosari, Tapen, Wonosari, Tenggarang and Bondowoso. Multiple linear regression is the analysis tool used. The following are the findings from the multiple linear regression analysis coefficient assessment: 1) With a beta test coefficient of 0.249, service quality has a good and significant effect on the Bondowoso people's desire to save at Muamalat Bank; 2) With a beta test coefficient of 0.446, the diversity of savings products has a good and significant effect on the Bondowoso people's desire to save at Bank Muamalat; 3) With the beta test coefficient, service quality and diversity of savings products have a good and significant effect on the Bondowoso people's desire to save at Bank Muamalat.
Pengaruh Religiusitas, Kesadaran Halal, dan Alasan Kesehatan terhadap Keputusan Pembelian di Mcdonald’s Gresik Kota Baru: The Influence of Religiosity, Halal Awareness, and Health Reasons on Purchasing Decisions at McDonald's Gresik Kota Baru Dewantara, Ahmad Fajar
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 1 No. 2 (2023): Ijabah Volume 1 Number 2 Year 2023
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v1i2.374

Abstract

Allah SWT commands humans to always consume halal, healthy food and have complete faith in Allah SWT. The purpose of this study was to analyze the effect of religiosity, halal awareness, and health reasons on purchasing decisions at McDonald's GKB. The object of this research is the Muslim consumers of McDonald's Gresik Kota Baru with a total of 97 respondents using the incidental sampling technique. This study uses path analysis as an analytical tool. Based on the results of this study, religiosity has a positive effect of 1.5% but not significant on purchasing decisions, halal awareness has a positive effect of 1.3% but not significant on purchasing decisions, health reasons have a positive effect of 5.2% but not significant on purchasing decisions.
Keputusan Pedagang Menabung di Koperasi Simpan Pinjam Syariah (KSPS) Baitul Maal Wat Tamwil (BMT) Sidogiri Cabang Silo (Studi Kasus Pasar Sempolan Kecamatan Silo Kabupaten Jember): Traders' Decision to Save at the Sharia Savings and Loans Cooperative (KSPS) Baitul Maal Wat Tamwil (BMT) Sidogiri Silo Branch (Case Study of Sempolan Market, Silo District, Jember Regency) Bagaskara, Muhammad Egar Aria; Titisari, Purnamie; Munir, Akhmad
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 1 (2024): Ijabah Volume 2 Number 1 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i1.780

Abstract

The aim of this research is to explore the decisions of traders to save at the Sharia Savings and Loans Cooperative (KSPS) Baitul Maal Wat Tamwil (BMT) Sidogiri Silo Branch (Case Study of Sempolan Market, Silo District, Jember Regency). This research is a type of descriptive qualitative research. Using participant observation methods, interview methods and documentation. The research results show that decision making at BMT Sidogiri is influenced by Islamic principles such as the absence of ribawi elements which are considered as the basis for saving decisions. For affordable locations along highways or cities, it will be easy for customers to find them to save. Speed and accuracy of service carried out in a friendly, fair, fast, precise and ethical manner so as to meet customer needs and satisfaction. For traders, the pick-up system is very important because it allows consumers to pay quickly and easily, making this system more valuable and different from other systems,
Pengaruh Zakat dan Investasi Terhadap Pertumbuhan Ekonomi di Jawa Timur Tahun 2016-2020: The Influence of Zakat and Investment on Economic Growth in East Java 2016-2020 Windrayati, Dewi Ayu; Amijaya, Rachmania Nurul Fitri
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 1 (2024): Ijabah Volume 2 Number 1 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i1.316

Abstract

This study aims to determine how the influence of zakat and investment on economic growth in East Java in 2016-2020. The research approach uses a quantitative approach. Using a population of 38 regencies / cities in East Java Province. The data analysis method used uses panel data regression which shows the results that the zakat variable has no significant effect on economic growth in East Java in 2016-2020. Meanwhile, the investment variable has a significant effect on economic growth in East Java in 2016-2020. These results show the importance of increasing awareness to implement zakat in the community so that it can have an influence not only regionally but also nationally,