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Rachmania Nurul Fitri Amijaya
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IJABAH: Indonesian Journal of Sharia Economics Business and Halal Studies
Published by Universitas Jember
ISSN : -     EISSN : 29879884     DOI : https://doi.org/10.19184/ijabah.v2i2.769
Core Subject : Economy,
Economics, Econometrics & Finance
IJABAH: Indonesian Journal of Sharia Economics Business and Halal Studies with registered number ISSN 2987-9884 (Online) was published by the Department of Sharia Economics Faculty of Economics and Business, Universitas Jember. This journal is published every 6 months, April and October. All manuscripts received by the editor of Ijabah: Indonesian Journal of Sharia Economics Business and Halal Studies will be reviewed by peer reviewers according to the field of economics studies (at least 2 people) with a double-blind peer review policy. The objective of the Journal is to provide a leading forum for the enhancement of communication between researchers and policymakers on the recent development of Islamic economics, Islamic business, Halal Studies, and Islamic accounting studies.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 72 Documents
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Faktor-Faktor yang Memengaruhi Minat Nasabah Menggunakan Aplikasi BMT NU-QIMAH Dengan Model Technology Acceptance Model (TAM): Factors Influencing Customer Interest in Using the BMT NU-QIMAH Application Using the Technology Acceptance Model (TAM) Isnani, Wakik; Alaika, Rochmatullah
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 1 (2024): Ijabah Volume 2 Number 1 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i1.772

Abstract

This research was conducted with the aim of finding out what factors can influence customer interest in using the BMT NU-Q application, so this research tries to identify using a technology acceptance model, namely the Technology Acceptance Model by selecting the variables ease of use, usefulness, security and promotion in influencing customer interest in using the BMT NU-Q application. This study uses a quantitative approach. The population in this research is the BMT NU Cermee Branch customers who use the BMT NU-Q application, namely 184 customers, while the sample was determined at 114 respondents. The data source in this research is primary data. The data analysis method used is multiple linear regression analysis. The results of this research indicate that partially ease of use does not have a significant effect on customer interest in using the BMT NU-Q application. Usefulness has a significant effect on customer interest in using the BMT NU-Q application. Security also has a significant effect on customer interest in using the BMT NU-Q application. And promotions also have a significant effect on customer interest in using the BMT NU-Q application. Meanwhile, simultaneously ease of use, usefulness, security and promotion have a significant effect on customer interest in using the BMT NU-Q application.
Peranan Zakat Community Development Untuk Meningkatkan Pendapatan Mustahik Di Badan Amil Zakat Nasional Kabupaten Bondowoso: The Role of Zakat Community Development in Increasing the Income of Mustahik at the National Zakat Agency in Bondowoso Regency Hijjas, Zakina Rulinda; Fathorrazi, Mochammad; Hanim, Anifatul
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 1 (2024): Ijabah Volume 2 Number 1 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i1.765

Abstract

This research has a purpose to analyze the role of the Zakat Community Development program conducted by BAZNAS towards the increase in mustahik income. ProgramZakat Community Development in the form of forming livestock groups with funds coming from Zakat, Infaq and alms from muzakki. This research data comes from primary data obtained through interviews and observations with BAZNAS administrators and mustahik while secondary data comes from documents, books and journals that are in accordance with the research. The methodology used in this research uses a qualitative method with a case study approach. The results of this research show that there are two livestock groups formed by BAZNAS, namely goats and rabbits. All needs for forming a livestock group come from zakat funds. These two livestock groups are managed by mustahik who are selected to become members. The livestock group was given assistance in the form of providing livestock, building cages and assistance by BAZNAS in collaboration with Jember University, Bondowoso Campus and the Regional Government. With the existence of a livestock group, mustahik have the opportunity to become a farmer and can increase their income and fulfill their living needs.
Pengaruh E-Service Quality, Brand Image dan Etika Bisnis Islam Terhadap Kepuasan Konsumen Shopee pada Mahasiswa Ekonomi Syariah dan Akuntansi di Universitas Jember Kampus Bondowoso: The Influence of E-Service Quality, Brand Image and Islamic Business Ethics on Shopee Consumer Satisfaction among Sharia Economics and Accounting Students at the University of Jember, Bondowoso Campus Jakfar, Muhammad; Titisari, Purnamie; Lutfi, Agus
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 1 (2024): Ijabah Volume 2 Number 1 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i1.469

Abstract

Shopee is an online shopping platform that is widely used by people from various groups, from the lower middle class to the upper middle class. Shopee has powerful digital services and is accompanied by very easy payment methods and provides many promotions such as discounts and free shipping with or without a minimum purchase, this service is what makes Shopee one of the best e-commerce. The aim of this research is to determine and analyze the influence of E-Service Quality, Brand Image and Islamic Business Ethics on Consumer Satisfaction on the Shopee application. In this research, the Purposive Sampling method was used to obtain samples. Meanwhile, for this research method, a quantitative descriptive method approach is used. The research results can be concluded that partially there is a significant influence of E-Service Quality, Brand Image and Islamic Business Ethics on consumer satisfaction. Apart from that, the results of this research also show that there is a significant positive influence of the variabels E-Service Quality, Brand Image and Islamic Business Ethics simultaneously on Consumer Satisfaction. This indicates that these elements need serious attention for marketing because these variabels will influence consumer considerations in making purchasing decisions.
Pengaruh Zakat, Infak, dan Sedekah (ZIS) dan Pembiayaan Perbankan Syariah Terhadap Perekonomian di Indonesia Tahun 2012 - 2022: The Impact of Zakat, Infak, and Sedekah (ZIS) and Islamic Banking Financing on the Indonesian Economy 2012-2022 Cholil, Mochammad; Fathorrazi, Moehammad; Yuliati, Lilis
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 1 (2024): Ijabah Volume 2 Number 1 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i1.764

Abstract

This research aims to examine and analyze the influence of Zakat, Infaq and Alms (ZIS) and sharia banking financing on the economy in Indonesia, both in the short and long term. The data in this research is secondary time series data in the form of quarters from 2012 to 2022. The analysis in this research uses VAR/VECM estimation with independent variables namely Zakat, Infaq and Alms (ZIS) and sharia banking financing while the dependent variable is Gross Domestic Product (GDP) Indonesia. The VECM estimation results in this research show that in the short term Zakat, Infaq and Alms (ZIS) during the past 3 quarters had a positive and significant effect on Indonesia's Gross Domestic Product (GDP), then in the long term Zakat, Infaq and Alms (ZIS) during 1 quarter ago had a positive and significant impact on Indonesia's Gross Domestic Product (GDP). Meanwhile, sharia banking financing (IBF) in the short term did not have a significant effect on Indonesia's Gross Domestic Product (GDP), while in the long term sharia banking financing (IBF) 1 quarter ago had a positive and significant effect on Indonesia's Gross Domestic Product (GDP).
Analisis Pembiayaan Murabahah Pada Baitul Maal Wat Tamwil Dalam Proses Jual Beli Usaha Mikro, Kecil, Dan Menengah (Studi Kasus Pada Bmt Usaha Gabungan Terpadu Nusantara Capem Kencong): Analysis of Murabahah Financing at Baitul Maal Wat Tamwil in the Buying and Selling Process of Micro, Small, and Medium Enterprises (Case Study at BMT Usaha Gabon Terpadu Nusantara Capem Kencong) Anggraini, Anggun Astri
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 2 (2024): Ijabah Volume 2 Number 2 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i2.769

Abstract

This research aims to determine the impact of implementing Murabahah financing in the buying and selling process for Micro, Small and Medium Enterprises (MSMEs) at BMT UGT Nusantara. This research uses a descriptive qualitative approach with the type of field research. The location that is the object of this research is BMT UGT Nusantara Capem Kencong. Researchers used primary data obtained through interviews, observation and documentation. Data validity analysis uses triangulation techniques. The results of the research conclude that Murabahah financing at BMT UGT Nusantara Capem Kencong has a good impact on the economy, especially on the surrounding MSMEs, which can be proven by several developments that have occurred in MSMEs through indicators including increasing income, increasing trading facilities (ruko), and increasing the number of buyer
Strategi Bank Muamalat Cabang Jember Dalam Meningkatkan Kualitas Pelayanan Dan Kepuasan Nasabah: Bank Muamalat Jember Branch's Strategy to Improve Service Quality and Customer Satisfaction Imaniyah, Nidaan Farhanin
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 2 (2024): Ijabah Volume 2 Number 2 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i2.768

Abstract

This research aims to explore the strategy of Bank Muamalat Jember Branch in improving service quality and customer satisfaction. The research method used in this research is a qualitative descriptive approach with the data collection methods used are observation, interviews and documentation. The research results based on interviews stated that the strategies carried out by Bank Muamalat Jember Branch in improving service quality were in applying SERVQUAL (service quality), namely tangible, reliability, responsiveness, assurance and empathy; and strategies for increasing customer satisfaction by Bank Muamalat Jember Branch implementing customer measurement methods, namely a suggestion complaint system and customer satisfaction surveys
Pengaruh Penerapan Nilai-Nilai Islam, Citra Perusahaan Dan Kepuasan Nasabah Terhadap Loyalitas Nasabah Pada Bank Syariah Indonesia Di Kabupaten Bondowoso: The Influence of the Implementation of Islamic Values, Corporate Image and Customer Satisfaction on Customer Loyalty at Bank Syariah Indonesia in Bondowoso Regency Lidia, Devi; Wulandari, Deasy; Suparman, Suparman
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 2 (2024): Ijabah Volume 2 Number 2 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i2.754

Abstract

This study seeks to evaluate the impact of applying Islamic values, the company's image, and customer satisfaction on customer loyalty in sharia banks located in Bondowoso Regency. The research is explanatory, focusing on the relationship or influence between independent and dependent variables. It employs a quantitative approach, sampling 100 Muslim customers of Indonesian sharia banks. Data collection was conducted via questionnaires distributed through Google Forms. The data were analyzed using multiple linear regression analysis, with the results derived from regression tests. The findings revealed that, firstly, the application of Islamic values does not independently affect customer loyalty. Secondly, the company's image has a partial impact on customer loyalty. Thirdly, customer satisfaction influences customer loyalty. Finally, the combined application of Islamic values, company image, and customer satisfaction has a significant effect on customer loyalty.
Market Share Perbankan Syariah Di Indonesia: Makro Ekonomi Dan Financial Performance: Market Share of Islamic Banking in Indonesia: Macroeconomics and Financial Performance Amalia, Baiq Naili; Wardana, Guntur Kusuma
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 2 (2024): Ijabah Volume 2 Number 2 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i2.639

Abstract

This study aimed to know the influence of macroeconomic factors (inflation, Bi Rate) and Financial Performance (ROA, CAR, FDR) onthe market share of Islamic banking in Indonesia. This study is quantitative with an explanatory approach. The population in this study consisted of 14 Islamic Commercial Banks. The sample consisted of 6Islamic Commercial Banks registered with the Financial Services Authority (OJK) and Bank Indonesia. The sample was taken using a purposive sampling technique. The data analysis used panel data regression with Eviews 9. The results show that partially inflation, Bi Rate, FDR variables had a significant negative effect on the market share. ROA and CAR variables have no significant effect on the market share. In addition, simultaneously the variables of Inflation, Bi Rate, ROA, CAR, FDR have a significant effect on market share.
Analisis Penerapan Marketing Mix Syariah Dalam Akad Rahn Tasjily Untuk Meningkatkan Jumlah Anggota Baitul Maal Wat Tamwil (Studi Kasus di BMT UGT Nusantara Cabang Pembantu Kencong): Analysis of the Implementation of Sharia Marketing Mix in Rahn Tasjily Contracts to Increase the Number of Baitul Maal Wat Tamwil Members (Case Study at BMT UGT Nusantara Kencong Branch) Vadilah, Lia Putri; Sulistyo, Agung Budi; Cholifah, Umi
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 2 (2024): Ijabah Volume 2 Number 2 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i2.774

Abstract

This research aims to explore more deeply the suitability of the application of the Rahn Tasjily concept in the BMT UGTN Capem Kencong with the DSN-MUI Fatwa and explore and analyze the application of Sharia Marketing Mix in the Rahn Tasjily contract in an effort to increase the number of members in the BMT UGTN Kencong sub-branch. This type of research uses a descriptive qualitative approach. Researchers used primary data obtained through interviews, observation and documentation. Data validity analysis uses triangulation techniques. The results of the research concluded that the concept of implementing the Rahn Tasjily contract at the BMT UGT Nusantara Kencong sub-branch was in accordance with the DSN-MUI fatwa Number 68/DSN-MUI/III/2008. BMT has actually implemented indicators in the 7P sharia marketing mix which consists of Product, Price, Place, Promotion, Process, People and Physical Evidence thus increasing Rahn Tasjily's membership in 2021 to around 529 members, while in 2022 it will be 628 members. There are also findings that BMT applies the Customer Centrism theory (consumer-oriented), which means that activities prioritize customers so that members become loyal to BMT
Pengaruh Rantai Pasok Halal Terhadap Kinerja Produksi Makanan UMKM: The Impact of the Halal Supply Chain on the Food Production Performance of MSMEs Fahriani, Irma
IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies Vol. 2 No. 2 (2024): Ijabah Volume 2 Number 2 Year 2024
Publisher : IJABAH: Indonesian Journal of Sharia Economics, Business, and Halal Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/ijabah.v2i2.406

Abstract

The supply chain is a series of overall processes starting from the management, movement, storage and handling of raw materials, inventory of semi-finished goods, which ends with satisfied customers. Researchers use the R-A theory (Resource-Advantage Theory) to explain internal factors and the role of company performance. Researchers use quantitative research with survey methods with data collection techniques, namely questionnaires. The level of potential for the development of MSMEs in Jember Regency is large and continues to increase based on data from the Central Statistics Agency (BPS) Jember Regency also has the largest number of MSMEs in East Java with a total of 647,416. In addition, the market coverage it has is already extensive to various cities and provinces. This is supported by data obtained from media such as Jember radar, detik.com, Tv One, and Kompas Tv. Seeing from these data, its distribution and marketing in Mayang District are areas with the highest production compared to other areas. The population in this study were all Mayang Peanut Cake MSMEs as many as 31 Mayang Peanut Cake MSME business actors in Jember Regency. The results of this study used multiple linear regression analysis by conducting a t-test (partial) and f-test (simultaneous). The results of the analysis indicate that partially the three variables in this study, namely the halal supply chain, HR quality, marketing have a positive and significant influence on production performance. Simultaneously, the three independent variables in this study have a positive and significant influence on the performance of MSME food production.

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