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Popon Srisusilawati
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Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Published by Universitas Islam Bandung
ISSN : 25408399     EISSN : 25408402     DOI : 10.29313/amwaluna
Core Subject : Economy,
Economics, Econometrics & Finance
Amwaluna : Jurnal Ekonomi dan Keuangan Syariah is an academic journal published twice annually (January-July) by Syariah Faculty of Universitas Islam Bandung in cooperation with Asosiasi Pengajar dan Peneliti Hukum Ekonomi Islam Indonesia (APPHEISI). This journal publishes original researches in multi concepts, theories, perspectives, paradigms and methodologies on syariah economic studies. The scope of Amwaluna : Jurnal Ekonomi dan Keuangan Syariah are (but not limited to): (1) Islamic banking; (2) Syariah Financial; (3) Muamalah; (4) Economic Islam ;(5) Economic ;(6) Accounting; (7) Finance. Any submitted paper will be reviewed by reviewers. Review process employs Double-blind Review that the reviewer does not know the identity of the author, and the author does not know the identity of the reviewers. Amwaluna : Jurnal Ekonomi dan Keuangan Syariah has become a CrossRef Member since the year 2017.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 122 Documents
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Workplace Spirituality as Intangible Resource and Capabilities: As Seen in the Evidence of a Telco Company in the Disruptive Era Indrajaya, Amelia Naim; Kazeroony, Hamid H
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 1 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i1.3443

Abstract

Previous research had analyzed the positive impact of spirit at work and spiritual leadership separately as independent variables toward organizational commitment and job satisfaction but had not examined it all at once through the strategic management resource-based view framework. This quantitative study, using SEM PLS, examined the spiritual leadership intangible resources (Vision, Hope-Faith, Altruistic Love, Meaning Calling, and Membership) as the factors to develop spirit at work capabilities, which positively influence Job Satisfaction and Organizational Commitment as the performance proxies. Based on a survey of the data taken from the biggest Telco company in Indonesia, going through volatile, uncertain, complex, and ambiguous (VUCA) phase, this research shows that spirituality matters in the resource-based view of strategic management framework, where resources and capabilities are intertwined in supporting performance. All hypotheses were significant, implying the criticality of embedding spiritual values in creating a greater purpose for all employees. Further qualitative research in this area would enrich workplace spirituality research.
Juridical Review of Net Revenue Sharing and Profit Sharing Implementation In Islamic Bank Hermansyah; Febriadi, Sandy Rizki
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 1 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i1.3446

Abstract

Islamic economic and financial systems are based on the achievement of justice and equitable distribution of economic welfare as well as universal ethical values that can be accepted by various parties. This study aims to determine the legal basis for the application of net revenue sharing and profit sharing methods in Islamic banks. The method used is normative juridical approach, data collection techniques using literature study and field study, data analysis using qualitative normative analysis. The results mentioned that the regulation of net revenue sharing and profit sharing of Islamic banks in Indonesia is contained in Article 26 of Law Number 21 of 2008 concerning Islamic Banking on the operational principles of Islamic banks, DSN MUI fatwa Number 15/DSN-MUI/IX/2000 on the principle of distribution of business results in Islamic financial institutions and PBI Number 7/46/PBI/2005 concerning the collection of funds and distribution of funds for parties carrying out business activities based on sharia principles.  
Self-Declare on Micro and Small Restaurant in Supporting Muslim-Friendly Tourism Industry Eka Destyana, Muthia; Setyowati, Ro'fah; Ayu Musyafa, Aisyah; Shifa Akhsanty, Allya
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 1 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i1.3447

Abstract

Halal logo for business actors, especially food business is a liability as regulated in the Halal Product Guarantee Law. Since the enactment Job Creation Law, regulations on halal certification have been changed and renewed. Self-declare is the issues that raised pros and cons. The purpose of this study is evaluate Self-declare on micro and small restaurants in supporting muslim-friendly tourism industry. In discussing the topic, the research using normative juridical method with materials from primary data and secondary data. The results show that Self-declare is not consistent with the substance of the Halal Product Guarantee law. Practically, Self-declare has a positive impact for economic benefits because the process of applying halal certification is short and easy for restaurant businesses. Thus, the Self-declare concept supports the development of the halal tourism industry in Indonesia. It is necessary to complemented by supervision system to maintain the quality and objectives of halal certification.
Literation of Muamalah Maaliyaah Academic in Online Transactions AR, M Yazid; Nasir, Muhammad; Aryati; Mizan
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 1 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i1.3448

Abstract

This research aims to test and analyze the understanding of students majoring in Commerce Management at the ALKS study program in implementing online buying and selling schemes from an Islamic perspective, namely by using the Muamalah Maaliyaah contract. The population in this study was 278 people from each generation of the ALKS study program, a sample of at least 10 people was taken and then the sample size became 100 people. This research uses a quantitative approach. The data collection technique used was by distributing questionnaires and interviews. The model used is a simple linear regression model with statistical analysis tests used are the classical assumption test, T-test, validity, and reliability tests. The research results show that from a simple regression test, the results of the t-test variable for the variable Understanding the Muamalah Maaliyaah Agreement show t_count of 15.024 > t_tabel of 1.98472 and a Sig value of 0.000 < 0.05. These results show that "There is a significant relationship between the influence of Understanding the Muamalah Maaliyah Agreement (X) on the decision to carry out online transactions (Y)". It can be concluded that there is a very large influence of ALKS study program students' muamalah literacy on the decision to carry out online transactions.
The Influence of Perceived Convenience and Use of E-Banking on Utilization of Syari'ah E-Banking Services Masruchin; Hayatudin, Amrullah; Ali Sayed, Fadwa; Wicaksono, Arief
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 2 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i2.3450

Abstract

The rapid development of technology encourages banking services to provide e-banking services. This study aims to investigate the influence of perceived ease and use of e-banking on the utilization of Islamic e-banking. The utilization of Islamic e-banking services among students has not been widely studied, so it is important to understand the factors that influenced it. The study used a quantitative approach with a survey method on 210 UMSIDA and UNISBA students who actively use Islamic e-banking. Data were collected through questionnaires and analyzed using SPSS version 22 analysis. The results showed that the perceived convenience and use of e-banking had a significant effect on the utilization of Islamic e-banking services. These findings can assist Islamic banking institutions in developing more effective strategies to attract and retain students as users of their services. This research also provides a scientific contribution in the field of Islamic banking and marketing studies, and can be a reference for future research on the utilization of Islamic e-banking services among university students. This research also indicates that the perceived ease and use of E-Banking are crucial factors in increasing the utilisation of Islamic E-Banking services.
Mining Heritage-Based Tourism Development Management System: A Sustainable Economic Study Muhardi, Muhardi; Oktini, Dede R.
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 1 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i1.3451

Abstract

Through the ages, mining left behind wasteland of limited value, scarred by shafts and ponds. However, enterprising management coupled with inventive development practices, hopes to turn this legacy into a tourist boom. The primary goal of this study will tackle the planning and implementation for transforming these former mining eyesores into charming havens. The focus is on ensuring sustainable growth from these tourist hubs, all while breathing new life into these remnants of mines. Identifying pivotal facets which must be orchestrated for tourism development, this study utilized a qualitative descriptive approach towards engagement of stakeholders. The meticulously designed management system model is the analytical framework underlying this research, aimed at achieving synergistic and collaborative effort on the tourism development. In Bangka Belitung Province, the study zeroed in on Kampong Reklamasi within East Belitung Regency. The conclusion from the study show that a comprehensive developmental system is the core foundation of effective tourism development management. Such a system is founded on a mixture of creative innovation and a collaborative link between multiple stakeholders. BUMDes have the primary responsibility for successful management within the scope of fostering the tourism potential of the reclamation community. The success of BUMDes in guiding this tourism attraction not be seen in a vacuum but rather as the result of synergistic cooperation with stakeholders. Their individual contributions and roles in the development of heritage-focused tourism are a prerequisite for this collaboration. A robust and long-lasting economic framework for sustainable development is promoted by this symbiotic approach.
The Effect of Halal Destination Image and Tourist Motivation on Revisit Intention: The Role of Halal Experience Satisfaction Herman, Lalu Edy; Athar, Handry Sudiartha; Dakwah, Muhammad Mujahid
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 1 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i1.3471

Abstract

Revisit intention is interesting to be studied because it relates to the behavior of tourists to revisit, particularly during the post-covid-19 pandemic that has limited tourist visits to a destination for quite a long time. Experience, in the hospitality and tourism context, is a significant concept used to understand consumer behavior. The travel experience begins before arriving at the destination, ends with memories of the experience, and plans to revisit it in the future. This study aims to investigate the effect of halal destination image and tourist motivation on the speed of deciding to revisit halal tourism destinations through halal experience satisfaction tourism destinations in Lombok Island. This study used a quantitative method with 200 domestic and foreign tourists as respondents. The results of the study showed that halal destination image and tourist motivation could not directly accelerate the tourists' decision to revisit, but they had to go through halal experience satisfaction.
Bibliometric Analysis of Halal Tourism (Hajj and Umrah) Development in the World Jumali, Endang; Fitriyani, Fitriyani
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 1 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i1.3476

Abstract

This research highlights the theoretical basis and future research directions in religious tourism and related topics from 2003 to 2023. 1,689 documents from the Scopus database related to religious tourism and the Umrah Hajj have been analyzed using VOS viewer software. This analysis found that research on religious tourism and the Umrah pilgrimage experienced a consistent increase. The most influential countries in the research were Saudi Arabia, Indonesia, Malaysia, France, and Australia. Studies on Umrah mass gathering, respiratory viruses, preventive measures, and pilgrimage season in Hajj and Umrah religious tourism are predicted to be a significant research focus, as can be seen through keyword co-occurrence analysis. The results of this study provide a comprehensive evaluation of the religious tourism literature over a decade using bibliometric and network analysis. The results of this research can help researchers gain a deeper understanding of the study of religious tourism as a whole and determine priorities for future research.
Product Quality of SMEs Food Production in The Perspective of Islamic Economics Ilhamudin, Muhamad; Permadi, Lalu Adi
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 1 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i1.3509

Abstract

This study aims to determine the quality of SMEs product in the food industry which are widely spread in Mataram City. The focus of the research is on tempeh product which are one of the leading products in the city. In addition to analyzing the quality of tempeh products, this study also analyzes aspect of quality of this product from an Islamic economic perspective. In determining respondents as data sources in this study, researchers used purposive sampling techniques. To answer the problem posed, the analysis tool used is the Ideal-Point Model, which is a consumer evaluation of what is perceived with what is desired. This model measures the difference between what is perceived and what consumers want. The result shows that the product quality of SME tempeh is very good. This is indicated by the quality value being at the upper interval class which means that the quality of the tempeh product is in accordance with the wishes of consumers. Based on the Islamic view, respondents have the perception of tempeh products as products with halal ingredients, a good process, and are a valuable offer and useful.
An Analysis of the Economic Dimensions of Entrepreneurship in Surah Al-Kahf Siregar, Dahrul; Ichsan, Reza Nurul
Amwaluna: Jurnal Ekonomi dan Keuangan Syariah Vol. 8 No. 1 (2024): Amwaluna: Jurnal Ekonomi dan Keuangan Syariah
Publisher : UPT Publikasi Ilmiah UNISBA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/amwaluna.v8i1.3510

Abstract

This paper analyzes Shah’s examination of entrepreneurial traits exemplified by the Companions of the Cave in Qur’anic Surah Al-Kahf verses 13-14. A literature review synthesizes existing research exploring Islamic entrepreneurial orientations derived from theology. The study employs qualitative methodology in categorizing entrepreneurial dimensions mentioned in the two ayat based on Shah’s framework highlighting ambition, risk-taking, resilience and spirituality. The traits are then analyzed against predominant entrepreneurship theory literature focused on opportunity recognition, resource leveraging and perseverance competencies. Findings suggest alignment between conventional and Qur’anic foundations in many aspects, though divergences exist regarding motivation sources driving enterprise. Practical implications propose integrating spiritual identity and purpose more strongly into entrepreneurship education programs to nurture morality-centered ambitions grounded in religious scripture.

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