cover
Contact Name
Dhita Febyanti
Contact Email
editor@ijefm.co.in
Phone
+6281315458523
Journal Mail Official
editor@ijefm.co.in
Editorial Address
Jl. Raya Pemda Pajeleran Sukahati No. 41 Cibinong, Bogor. 16913
Location
Kab. gresik,
Jawa timur
INDONESIA
Journal of Ekonomics, Finance, and Management Studies
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Articles 1,633 Documents
Analisis Peran Social Media Marketing dan Kualitas Produk Terhadap Keputusan Pembelian pada Ayam Bakar Pak D Surabaya Meilia Dwi Maulani; Zumrotul Fitriyah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7413

Abstract

This research aims to determine the effect of social media marketing and product quality on purchasing decisions with a case study of consumers at Ayam Bakar Pak D Surabaya, Rungkut Madya Branch. The method used in this study is a quantitative method, with data analysis using the component-based SEM method with the Partial Least Square (PLS) approach. The sample in this study was taken using a non-probability sampling method with an accidental sampling technique or incidental sampling technique. The questionnaire was distributed via Google Form and distributed to 91 respondents who had purchased products from Ayam Bakar Pak D Surabaya, Rungkut Madya Branch. The results of the study indicate that social media marketing has a positive effect on purchasing decisions. In addition, product quality also has a positive effect on purchasing decisions.
Brand Image dan Personal Branding Owner dalam Industri Hijab: Studi Kasus Keputusan Pembelian Hijab Lafiye Balqis Bintang Paramita; Sri Indriani; Emmalia Adriantantri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7417

Abstract

This study analyzes the influence of brand image and Sashfir's personal branding on the purchase decisions of Lafiye hijab products. It addresses the growing phenomenon of social media influencers shaping consumer behavior, particularly in the modest fashion industry. Using a quantitative approach, data were collected through purposive sampling from 110 respondents who follow Sashfir on social media and have provided reviews about their purchasing experiences with Lafiye products. Multiple linear regression analysis was employed to examine the partial and simultaneous effects of the independent variables on purchase intention. The results indicate that both brand image and personal branding have a positive and significant impact on purchase decisions, with brand image exerting a stronger influence. These findings highlight the importance of developing personal branding strategies and strengthening brand image for business owners in the fashion industry. The study provides practical insights for digital marketing strategies and recommends future research with more inclusive questionnaire distribution to enhance respondent representation. 
Pengaruh Green Awareness dan Green Knowledge Generasi Z Terhadap Minat Menggunakan Layanan Perbankan Hijau yang Terdaftar di BEI Westi Ana Lovi Ani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7423

Abstract

This study aims to analyze the influence of green awareness and green knowledge of Generation Z on their interest in using green banking services in Indonesia, especially banks listed on the Indonesia Stock Exchange (IDX). Using Partial Least Squares-Structural Equation Modeling (PLS-SEM) analysis, it was found that green awareness and green knowledge have a positive and significant influence on interest in using green banking services. These results suggest that the higher Generation Z's level of green awareness and green knowledge about green banking, the more likely they are to use the service. This study provides implications for the banking industry in improving education and promotion strategies related to green banking.
Consumer Satisfaction Using Airlines in Indonesia is Influenced by Several Factors Arif Fakhrudin; Kifni Yudianto; Djaelani Susanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7424

Abstract

This study aims to analyze the effect of service quality through (tangible, reliability, responsiveness, assurance, and empathy) to customer satisfaction. This study uses independent variables, namely tangible, reliability, responsiveness, assurance, and empathy with dependent variable, customer satisfaction. After literature and field reviews and hypothesis formulation, the data in this study were collected through distributing questionnaires to 100 people using the Lion Air airline as a research sample. The sampling technique used was purposive sampling. The data analysis method used is a quantitative analysis of the validity and reliability test, multiple regression analysis, t test and f test and the determinant coefficient. The results of this study indicate that the indicators in this study are valid and reliable. In the tangible hypothesis test, reliability, responsiveness, assurance and empathy have a significant effect on consumer satisfaction partially and simultaneously. The determinant coefficient test results in this study obtained a determinant value of 0.326 which means that the magnitude of the influence of tangible variables (X1), reliability (X2), responsiveness (X3), assurance (X4) and empathy (X5) on customer satisfaction variables (Y) are by 32,6%.
Pengaruh Desain Produk, Fitur Produk, dan Kualitas Produk Terhadap Keputusan Pembelian Smartphone Samsung di Kalangan Generasi Z: Studi Kasus Jabodetabek Djacinta Sephia Putri; Teti Haryati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7437

Abstract

This This study aims to determine the influence of product design, product features, and product quality on Samsung smartphone purchase decisions among Generation Z. The research uses a causal quantitative approach with the SEM-PLS analysis technique. Sampling is conducted using purposive sampling, with data collected through an online questionnaire distributed via Google Form to 130 Samsung product users. The results show that product design, product features, and product quality significantly influence purchasing decisions. The research results show that product design, product features, and product quality have a positive and significant influence on purchase decisions. Therefore, companies need to continuously improve product design, features, and quality to maintain competitiveness and attract Generation Z's interest in purchasing Samsung smartphones.
Pengaruh Human Relations, Reward, dan Punishment terhadap Peningkatan Kinerja Karyawan Pipa Baja PT Wijaya Prima Baja Indonesia Ambar Sari; Dewi Andriani; Vera Firdaus
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7450

Abstract

The purpose of this study was to determine how human relations variables, rewards, and punishments affect the performance improvement of steel pipe employees of PT Wijaya Prima Baja Indonesia. In this descriptive quantitative study, a random sampling method was used, with a sample size of 100 respondents. Distribution of questionnaires to collect data This study tested the validity, rehabilitation, normality, linearity, multicollinearity, autocorrelation, heteroscedasticity, multiple linear regression, t, f, and coefficient of determination (R2). The results of the human relations study showed that compensation improved employee performance, punishment improved employee performance, and rewards improved employee performance.
Implementasi Pengelolaan Dana Infaq di Tpq Al-Hidayah Probolinggo Fahad Abdul Aziz; Reza Hilmy Luayyin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7457

Abstract

The focus of education in Indonesia tends to be on formal education in schools. However, non-formal education also has an important contribution in forming a quality personality. One form of non-formal education is the Al-Qur'an Park (TPQ). The existence of this Al-Qur'an educational institution has a main mission, namely introducing and instilling Al-Qur'an values from an early age. The approach chosen by the researcher is a descriptive qualitative approach where data is collected directly in the field using observation, interview and documentation techniques to obtain data from informants regarding the implementation of management and infaq at TPQ Al-Hidayah Probolinggo. The result show that the implementation of fund management at TPQ Al-Hidayah is considered sufficient in carrying out TPQ operations because it is quite supported by infaq funds or community donations, but it is quite difficult to develop TPQ. Important factors in the implementation of infaq fund management at TPQ Al-hidayah are: aspects of public trust that are still lacking in institutional managers, the absence of integrated financial recording standards, the involvement of managers who are not yet very competent, Infaq or donations from the community are quite large, the allocation of funds is not yet on target, periodic evaluations have not been carried out, unclear internal regulations regarding fund management, lack of adaptation to digital technology, lack of innovation in management means that fund management is not yet accountable and professional.
Analisis Peran Auditor Internal Terhadap Kualitas Laporan Keuangan Studi Kasus pada LAZNAS Dewan Da’wah Fadilla Qusnul Khotimah; Amrizal; Saiful Anwar; Dea Gusneli; Hardi
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7482

Abstract

Good financial statements aid decision-making by ensuring that they are clear and trustworthy to stakeholders. Internal auditors play a very important role in this regard to ensure that financial statements are prepared correctly and in accordance with applicable regulations. This study aims to determine how the role of internal audit affects the quality of financial statements at LAZNAS Dewan Da'wah. Internal auditors are responsible for ensuring that the organization's financial statements are clear, accurate, and in accordance with applicable accounting principles. Therefore, the quality of financial statements must be considered because it affects the decision making of stakeholders. Currently, the role of internal audit is considered as one of the important roles in improving the quality of financial statements. This research uses a qualitative approach, which allows researchers to provide a better picture of the phenomenon in the field. The data collection techniques used in this research are interviews and documentation. The analysis technique used is descriptive analysis technique. Data analysis is done by collecting, selecting raw data, processing and interpreting the data obtained. The results showed that the quality of financial statements was significantly influenced by internal audit. Internal auditors can evaluate and understand financial reports to overcome problems, and good management can overcome problems in the internal accounting system and maintain accurate financial reporting. Effective communication and systematization also contribute to the efficiency and improvement of auditors.
Analisis Pengaruh Kinerja Keuangan dalam Memprediksi Financial Distress pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia Tahun 2019-2023 Aisa Senta Mawarda; Enny Susilowati Mardjono; Ira Septriana
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 6 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i6.7491

Abstract

The aim of this study is to analyze the impact of financial performance in predicting financial distress in banking companies listed on the Indonesia Stock Exchange from 2019 to 2023. This study examines 46 banking companies registered on the Indonesia Stock Exchange during the period. The sample consists of 28 companies selected using purposive sampling. Data analysis is conducted using multiple linear regression.
Dampak Kepemimpinan Transformasional Terhadap Kepuasan Kerja dan Kinerja Karyawan Generasi Z: Studi Peran Intervening Kepercayaan pada Pemimpin Robby Rahadyan Sadewa; Siti Nurlaela
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 7 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i7.7496

Abstract

This study aims to analyze the influence of transformational leadership on job satisfaction and job performance, considering trust in the leader as a mediating variable. The sample was selected using a purposive sampling technique, with a total of 268 Generation Z employees working in the Jakarta, Bogor, Depok, Tangerang, and Bekasi (Jabodetabek) areas. The data were analyzed using the Structural Equation Modeling (SEM) method through Smart PLS 3.0 software.  The findings indicate that transformational leadership has a significant and positive impact on trust in the leader, job satisfaction, and job performance. Furthermore, trust in the leader was proven to mediate the relationship between transformational leadership and both job satisfaction and job performance.  The implications of this study highlight the crucial role of leaders in building trust to enhance employee productivity and job satisfaction, particularly among the younger workforce. This research provides both practical and theoretical insights into leadership strategies that support organizational success.

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