cover
Contact Name
Dhita Febyanti
Contact Email
editor@ijefm.co.in
Phone
+6281315458523
Journal Mail Official
editor@ijefm.co.in
Editorial Address
Jl. Raya Pemda Pajeleran Sukahati No. 41 Cibinong, Bogor. 16913
Location
Kab. gresik,
Jawa timur
INDONESIA
Journal of Ekonomics, Finance, and Management Studies
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Articles 1,633 Documents
Implementasi Kebijakan Bontang Menuju Kota Layak Anak Melalui Studi Kasus Penyediaan Satuan Pendidikan Ramah Anak Trully Tisna Milasari; Agus Prastyawan; Daryono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i11.5951

Abstract

The government has an important role in protecting children, which is implemented through the child-friendly district (KLA) policy. In the cluster of children's rights to education, utilization of leisure time and cultural activities, fulfillment is measured by the provision of Child Friendly Education Units (SRA) in the cities of Indonesia. This study aims to analyze the implementation of KLA policy through the provision of child-friendly education units in Bontang city and what factors can hinder and support the implementation of this policy. The research used a qualitative approach, where data were collected through observation, in-depth interviews and documentation. The analysis technique used is the interactive model of analysis from Miles and Huberman, namely data reduction, data presentation and conclusion drawing. From Van Meter and Horn's policy implementation theory, policies are influenced by policy size and objectives, resources, characteristics of implementing agents, inclination/disposition, inter-organizational communication and the social, economic, political environment. The results of this study show that the program has been running quite optimally. Quantitatively, the number of SRAs increases every year, but the quality still needs to be improved. The hope is that there are SRAs in Bontang that are standardized child-friendly from the Ministry of Women's Empowerment and Child Protection (Kemen PPPA). The SRA policy, which has been implemented since 2018, is encouraged by DP3AKB in collaboration with Disdikbud and Kemenag Bontang. The benefits can be felt by various stakeholders, from schools, parents, and students in efforts to prevent and handle violence that occurs in schools. The supporting factors of the SRA policy are the existing policies/legal products related to SRA, the presence of the SRA Joint Secretariat (Sekber) team, resources related to budgets in Disdikbud, facilities in education units, the presence of CSR, and the active role of parents and school committees. As for the inhibiting factors, they come from resources related to human resources and budgets in DP3AKB, the condition of the socio-economic environment of parents and educators and education personnel in the education unit, the absence of derivatives of regional regulations in the form of perwali related to SRA, inappropriate assignments, and the absence of standardized SRA.
Analisis Pengaruh Dividen dan Debt-to-Equity Ratio Terhadap Nilai Perusahaan dengan Ukuran Perusahaan sebagai Moderasi Nelly Ervina; Riny; Muhammad Affar; Abdul Rosid; Adindah Novihartina Jafar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6003

Abstract

This research aims to find empirical evidence of the influence of dividends, debt to equity ratio on company value with company size as a moderating variable. The population of this research is primary consumer goods sector companies listed on the Indonesia Stock Exchange (BEI) during the 2019-2023 pandemic. Sample selection used a purposive sampling method and obtained 150 observation data from 70 manufacturing companies listed on the Indonesia Stock Exchange (BEI). The results of this research show that dividends and debt to equity to ratio have an influence on company value. Company size is able to moderate the relationship between dividends and debt to equity ratios on company value.
Adopsi Teknologi Digital dalam Pariwisata di Indonesia dengan Model UTAUT3 Supriyono; Ade Ananto Terminanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6048

Abstract

This study aims to investigate the technology usage behavior of tourists according to the modified acceptance and use of technology theory (UTAUT) model. Data were collected from a survey of 265 tourists using a random sampling technique. Partial least squares structural equation modeling (PLS-SEM) technique was used to analyze the data. The findings indicate that performance expectancy, hedonic motivation, and habit significantly influence tourists' behavioral intention to use information and communication technology, while effort expectancy, social influence, and facilitating conditions have no significant influence. However, actual usage behavior is highly dependent on tourists' behavioral intention and their habits, while facilitating conditions have no influence in this regard. The findings reveal the main factors influencing tourists' usage behavior that can help relevant stakeholders in designing tourism planning and marketing. The findings provide a strong contribution by extending the existing UTAUT-based literature by adding two new moderators in the relationship between behavioral intention and actual usage behavior.
Pengaruh Content Marketing, Brand Image dan Electronic Word of Mouth pada Purchase Intention Produk Hand Body Scarlett Dzin Nada Arzaqiyah; Wenti Krisnawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6137

Abstract

This study aims to analyze the influence of content marketing, brand image, and electronic word of mouth (EWOM) on consumer purchase intention for Scarlett hand body products in Gresik. The research adopts a quantitative approach using surveys with 200 respondents selected through purposive sampling. Data were analyzed using multiple linear regression methods. The findings reveal that all three independent variables significantly influence consumer purchase intention. The study concludes with recommendations for Scarlett to enhance its social media-based marketing strategies and strengthen brand image through creative content.
Pengaruh Experiential Marketing, Service Quality, Brand Image, Price, dan Customer Expectations Terhadap Customer Satisfaction pada Bioskop XXI Gresik Rohdlotul Aisy Rofidah; Wenti Krisnawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6139

Abstract

This study aims to analyze the influence of experiential marketing, service quality, brand image, price, and customer expectations on customer satisfaction at XXI Cinema Gresik. The research method used is a quantitative approach by distributing questionnaires to 240 respondents. The results show that the variables of experiential marketing, service quality, price, and customer expectations have a significant influence on customer satisfaction while the brand image variable does not have a significant effect on customer satisfaction. In conclusion, companies are advised to improve service quality and experience-based marketing strategies.
Literasi Keuangan dalam Meningkatkan Minat Investasi pada Generasi Milenial di Pulau Bawean Dhita Febyanti; Anita Akhirruddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6142

Abstract

This research aims to analyze the influence of financial literacy, financial inclusion and lifestyle on the investment interest of the millennial generation on Bawean Island. The millennial generation in this region, numbering 18,095 people, has great potential to increase economic growth through investment. However, the level of financial literacy and understanding regarding financial inclusion among them is still low. The research used a quantitative method with a survey approach, involving 100 respondents selected using a simple random sampling technique. Data collection was carried out through questionnaires, and data analysis used multiple linear regression. The research results show that financial literacy, financial inclusion and lifestyle significantly influence investment interest. Financial literacy provides a deep understanding of risk management and investment decision making, while financial inclusion increases access to financial services. Lifestyle also plays an important role in encouraging more productive investment behavior. This research contributes to efforts to develop policies that support increasing financial literacy and inclusion to encourage wider investment participation among the millennial generation, especially in the Bawean Island area.
Pengaruh Good Corporate Governance dan Ukuran Perusahaan Terhadap Integritas Laporan Keuangan dengan Kualitas Audit Sebagai Pemoderasi Nindi Saputri; Andy Dwi Bayu Bawono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6157

Abstract

This study aims to evaluate the impact of institutional ownership, the presence of independent commissioners, and company size on the integrity of financial statements in companies listed on the Indonesia Stock Exchange (IDX) during the period from 2019 to 2023, considering the role of audit quality as a moderating variable. The analysis results show that independent commissioners and company size have a significant and positive impact on the integrity of financial statements, while institutional ownership does not have a significant effect. In addition, audit quality was not proven to moderate the relationship between institutional ownership, independent commissioners, and company size on the integrity of financial statements. This study has limitations, such as the sample being limited to manufacturing companies and the use of conservatism as the sole proxy for measuring financial statement integrity. Future research is recommended to expand the sample, extend the research period, and incorporate other variables such as profitability, leverage, managerial ownership, or audit fees.
Analisis Pengaruh Locus of Control, Orientasi Tujuan, dan Self Efficacy Terhadap Berbagi Pengetahuan (Knowledge Sharing) Pada Tenaga Dosen Laboratorium Politeknik Ilmu Pelayaran (PIP) Makassar Moh Aziz Rohman; Rudy Susanto
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6302

Abstract

Delays in implementing training and the number of lecturers being trained for new equipment is not commensurate with the number of classes being taught in the teaching and learning process, this requires a method of sharing knowledge (knowledge sharing). Sharing knowledge (knowledge sharing) is carried out when lecturers receive training on new equipment. It is hoped that this can be done both with colleagues and students. Several factors influence the success of knowledge sharing. Factors that influence knowledge sharing, a research model was developed using three independent variables which include locus of control, goal orientation, and self-efficacy. Data was obtained from 69 samples who were laboratory and simulator lecturers at the Makassar Maritime Science Polytechnic (PIP) which were then analyzed using the Multiple Regression Test. The results of Multiple Regression testing show that knowledge sharing is statistically influenced by locus of control, goal orientation, and self-efficacy, meaning that if locus of control, goal orientation, and self-efficacy increase, the practice of knowledge sharing will also increase.
Pengaruh Premi Asuransi, Claim dan Recovery Terhadap Kualitas Layanan Melalui Kepuasan Pengguna Asuransi Kendaraan Bermotor di Kota Makassar Herlina; Ramlawati; Suriyanti
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6303

Abstract

Insurance is a financial means in economic guarantees, both in facing risks to owned assets. This study aims to analyze the direct and indirect effects of insurance premiums, claims and recovery on service quality through motor vehicle insurance user satisfaction. This study uses a quantitative method approach. The data collection technique (instrument) used is a survey and questionnaire. The population and sample are purposive motor vehicle insurance users totaling 126 respondents. Data analysis uses SEM-PLS analysis with outer and inner models. The results of the study found that insurance premiums and claims directly have a positive and significant effect on the quality of motor vehicle insurance services. Recovery has a positive and insignificant effect on the quality of motor vehicle insurance services. Insurance premiums, claims and recovery directly have a positive and significant effect on the satisfaction of motor vehicle insurance users. User satisfaction directly has a positive and significant effect on the quality of motor vehicle insurance services. Insurance premiums, claims and recovery directly have a positive and significant effect on service quality through motor vehicle insurance user satisfaction in Makassar City.
Pengaruh Kepemimpinan, Kompetensi dan Motivasi Terhadap Perlindungan Anak Melalui Kebijakan Pemerintah Pada Dinas Sosial Kota Makassar Andi Ulvayanti; Mahfudnurnajamuddin; Ramlawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.6304

Abstract

Leadership, competence, and motivation are key aspects that greatly influence government policies in child protection that are strategic in the efforts of the government and related institutions to protect the rights and welfare of children, especially at the operational level such as social services or child protection institutions. This study aims to analyze the direct and indirect influence of leadership, competence and motivation on child protection through government policies. The study was conducted at the Makassar City Social Service, using a quantitative approach. The data collection technique (instrument) used was a survey and questionnaire. The population and sample used full sampling of 107 respondents. Data analysis consisted of validity testing consisting of Confirmatory Factor Analysis (CFA), Convergent Valdity, Average Variance Extracted (AVE), Discriminant Validity and reliability testing. Furthermore, quantitative analysis using Partial Least Square (PLS). The results of the study found that the variables of leadership, competence, and motivation directly had a positive and significant effect on government policies and child protection. Furthermore, indirectly the variables of leadership, competence, and motivation had a positive and significant effect on child protection through government policies.

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