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Mu'amalatuna: Jurnal Ekonomi Syariah
Published by Universitas Muhammadiyah Lampung
ISSN : 26210622     EISSN : 30473829     DOI : https://doi.org/10.36269
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
The purpose of this journal is for the publication of scientific articles covering studies within the scope of Islamic Economics, such as: 1. Philoshopy of Islamics Economics 2. Islami Economics Thought 3. Islamic Economics and Contemporary Issues 4. Contemporary issues in Islamic Financial Institution 5. Sharia Management 6. Sharia Accounting 7. Legal aspects in Islamic Economics
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 68 Documents
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CORPORATE SOCIAL RESPONSIBILITY (CSR) DALAM PENINGKATAN KESEJAHTERAAN MASYARAKAT Saputeri (Universitas Muhammadiyah Lampung), Noorikha Pandayahesti; Fakhrurozi (Universitas Muhammadiyah Lampung), Moh; Sari (Universitas Muhammadiyah Lampung), Mutiara; (Universitas Muhammadiyah Lampung), Warsiyah; Nurulia (Universitas Muhammadiyah Lampung), Eki Tiyas; Harahap (Universitas Muhammadiyah Lampung), Sofyan
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 6, No 2 (2023): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v6i2.2452

Abstract

Tapis Pesisir merupakan sebuah perusahaan industri pembuatan kain Tapis dengan berbagai motif eksklusif menggunakan teknik rajut. Sebuah perusahaan dalam menjalankan produksi Tapis tentunya akan menghasilkan limbah dari setiap proses produksinya. Oleh karena itu, sudah menjadi tanggung jawab perusahaan untuk melaksanakan Corporate Social Responsibility (CSR) karena keberadaannya di tengah lingkungan masyarakat. Penelitian ini bertujuan untuk mengetahui bagaimana implementasi dari usaha Tapis Pesisir terhadap peningkatan kesejahteraan masyarakat yang berada di sekitar wilayah perusahaan tepatnya di desa Pekon Way Sindi, Pesisir Barat. Penelitian ini menggunakan pendekatan kualitatif, dengan jenis penelitian lapangan (field research). Sumber data yang digunakan berupa sumber data primer dan sekunder. Data tersebut didapatkan melalui observasi, wawancara dan dokumentasi. Setelah itu, data tersebut dianalisis menggunakan metode analisis deskriptif kualitatif karena dalam hal ini penulis mendeskripsikan Corporate Social Responsibility (CSR) yang dijalankan oleh Tapis Pesisir. Hasil penelitian diketahui bahwa Corporate Social Responsibility (CSR) yang dijalankan oleh Tapis Pesisir merupakan suatu kewajiban yang harus dilaksanakan sebagai tanggung jawab perusahaan terhadap karyawan, masyarakat maupun lingkungan sekitar. Implementasi Corporate Social Responsibility (CSR) Tapis Pesisir terhadap peningkatan kesejahteraan masyarakat dilaksanakan melalui dua bentuk yaitu CSR sosial dan CSR lingkungan. Dari kedua program Corporate Social Responsibility (CSR) Tapis Pesisir tersebut dapat meningkatkan kesejahteraan masyarakat dengan manfaat yang didapatkan oleh semua pihak yang ada.
IMPLEMENTASI BPJS KESEHATAN DALAM UPAYA REFORMASI JAMINAN KESEHATAN MENUJU UNIVERSAL HEALTH COVERAGE DALAM PERSPEKTIF EKONOMI SYARI’AH. (STUDI KASUS PADA BPJS KESEHATAN KOTA BANDAR LAMPUNG) abizar, abizar
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 2, No 2 (2019): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v2i2.168

Abstract

Social security is "at-takaful al-ijtima`i" which is defined as solidarity and mutual assistance to help among communities, both individuals and collectives and the role of the state to take positive steps with Islamic motivation. This meaning is in harmony with what has been determined by Al-Qur ʻan Al-Maidah Verse (2). Islam commands the state to guarantee the collective needs of the people without distinguishing between rich and poor with halal corridors. Indonesia needs a development approach that not only pursues economic growth, but is oriented towards aspects of social protection and poverty alleviation. Social security is essentially a protection strategy to sustain and maintain economic stability. BPJS Health was formed to organize the National Health Insurance program. Social security reform is expected to reach Universal Health Covarage. This research seeks to answer and examine the formulation of the problem namely; how is the implementation of Health Insurance reform towards Universal Health Coverage in Bandar Lampung in the Shariah Economic Perspective? . This research belongs to field research and is a qualitative descriptive research. The results showed that the implementation of Health Insurance reform towards Universal Health Coverage in Bandar Lampung City was not in accordance with sharia economic principles and principles. Based on the results of this study, it is recommended to conduct an academic study on the Concept of Social Security in Indonesia which is based on the perspective of Sharia Economy.
PENGARUH HARGA DAN KUALITAS MINYAK ZAITUN TERHADAP VOLUME PENJUALAN PADA DC HNI CABANG BANDAR LAMPUNG Jumianti, Jumianti; Ruslaini, Ruslaini; abizar, abizar
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 6, No 1 (2023): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v6i1.1940

Abstract

Penelitian ini dilakukan pada produk Herba Al-wahidah Indonesia (DC HNIHPAI Cabang Bandar Lampung). Tujuan dari penelitian ini adalah untuk mengetahui seberapa besar pengaruh harga dan kualitas minyak zaitun HNI-HPAI terhadap volume penjualan pada DC HNI-HPAI Cabang Bandar Lampung. Adapun rumusan masalah dalam penelitian ini adalah 1. Apakah harga minyak zaitun (X1) berpengaruh secara signifikan terhadap volume penjualan (Y) pada DC HNI-HPAI Cabang Bandar Lampung? 2. Apakah kualitas minyak zaitun (X2) berpengaruh secara signifikan terhadap volume penjualan(Y) pada DC HNI-HPAI Cabang Bandar Lampung? 3. Apakah harga (X1) dan kualitas (X2) berpengaruh secara signifikan terhadap volume penjualan (Y) pada DC HNI-HPAI Cabang Bandar Lampung?. Variabel yang digunakan dalam penelitian ini adalah variabel bebas (independent) harga (X1) dan kualitas (X2) dan variabel terikat (dependent). Dalam penelitian ini subjek nya adalah member HNI-HPAI yang ada didalam grup Team Semangat HNI-HPAI 1. Dan jumlah sampel yang didapat dari sebagian populasi yang diambil secara tertentu juga dengan karaketeristik tertentu, sampel yang dihasilkan adalah 100 responden dengan Rumus Slovin. Data yang digunakan dalam penelitian ini menggunakan data primer dan data sekunder. Teknik pengumpulan data yang digunakan adalah teknik sebar kuesioner dan dokumentasi dianalisis menggunakan program SPSS 26.0 For Windows. Secara keseluruhan hasil analisi uji hipotesis dan uji regresi linear berganda dapat disimpulkan bahwa dalam penelitinan ini secara signifikan variabel harga tidak perpengaruh positif terhadap volume penjualan dengan nilai signifikan 0,199 > 0,1 sehingga dapat disimpulkan bahwa Ho1 diterima Ha1 ditolak. Untuk variabel kualitas produk berpengaruh positif dan signifikan terhadap volume penjualan minyak zaitun HNI-HPAI dengan nilai signifikan 0,018 < 0,1 sehingga dapat disimpulkan bahwa Ha2 diterima Ho2 ditolak . Dan secara bersama-sama variabel harga dan kualitas minyak zaitun berpengaruh positif secara signifikan terhadap volume penjualan dengan nilai signifikan 0,062 < 0,1 sehingga dapat disimpulkan bahwa Ho3 diterima.
ANALISIS PEMBIYAAN PRODUK ISLAMIC BANKING MULTIJASA PADA PT.PEMBIYAAN RAKYAT SYARIAH ( BPRS) AL-FALAH BANYUASIN Choiriyah, Choiriyah; Fadilla,, Fadilla,; candra, Candra
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 5, No 1 (2022): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v5i1.1084

Abstract

Abstract Financing is a very important activity because, with financing, the main source of income will be obtained and will support the continuity of the bank's business. On the other hand, if the management is not good, it will cause problems and the bank's business will stop. Therefore, it is necessary to have a good sharia financing management so that the distribution and or in this case financing to customers can be effective and efficient by the objectives of the company and Islamic law itself. Keywords: Financing Analysis, Islamic Banking Products, Multi Services. Abstrak Pembiayaan merupakan aktivitas yang sangat penting karena dengan pembiayaan akan diperoleh sumber pendapatan utama dan menjadi penunjang kelangsungan usaha bank. Sebaliknya, bila pengelolaannya tidak baik akan menimbulkan permasalahan dan berhentinya usaha bank. Oleh karena itu diperlukan adanya suatu manajemen pembiayaan syariah yang baik sehingga penyaluran dan atau dalam hal ini pembiayaan kepada nasabah bisa efektif dan efisien sesuai dengan tujuan dari perusahaan maupun syariat Islam itu sendiri. Keywords : Analisis Pembiayaan, Produk Islamic Banking, Multi Jasa
ANALISIS PENGELOLAAN DANA DESA DALAM PEMBERDAYAAN MASYARAKAT DESA BANJAR NEGERI KECAMATAN WAY LIMA KABUPATEN PESAWARAN Putubasai, Erwin
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 4, No 1 (2021): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v4i1.569

Abstract

The existence of government assistance in the Allocation of Village Funds or often called ADD village funds for each village which is very large in number and is managed directly by villages throughout Indonesia is currently a hot topic of discussion in the country with the priority of using the budget for development and community empowerment, so it is necessary also good management of village funds by the Banjar Negeri Village Government, Way Lima District, Pesawaran This research is a qualitative research with a descriptive type of research design, which is a study that is intended to provide an overview of the Management of Village Funds in Community Empowerment in Banjar Negeri Village, Way Lima District, Pesawaran Regency. The data used in the study are primary and secondary data, obtained through observation, in-depth interviews, and documentation. From the results of this study, it can be seen that:1.The management of village funds in empowering the people of Banjar Negeri Village, Way Lima District, Pesawaran Regency starts from activities: in the form of planning a development program that has involved all elements of the community, and prioritizes community participation. 2. Realization of development programs and community empowerment activities originating from village funds in community empowerment in Banjar Negeri Village, Way Lima District, Pesawaran Regency in the form of: Construction of road infrastructure and agricultural infrastructure, carried out by underprivileged and unemployed village community members in Banjar Negeri Village Way Lima Subdistrict, Pesawaran Regency, both as workers and experts, through the village cash labor-intensive program. 3. Efforts to Overcome Obstacles to the Management of Village Funds in Community Empowerment in Banjar Negeri Village, Way Lima District, Pesawaran Regency, the Banjar Negeri Village Apparatus, Way Lima District, Pesawaran Regency made adjustments to the program, then when the village funds were disbursed, they immediately started implementing the program. 
IMPLEMENTATION OF DEPOSIT AND NON-DEPOSIT SYSTEMS IN AQUACULTURE: AN ISLAMIC ECONOMICS PERSPECTIVE Taufiq (Universitas Islam Negeri Raden Intan Lampung), Khoirul; Al Fajar (Universitas Islam Negeri Sunan Kalijaga Yogyakarta), Adam Hafidz
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 7, No 1 (2024): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v7i1.2516

Abstract

This study aims to examine how the practice of determining the selling price of shrimp feed between deposit and non-deposit aquaculturist at BUMKAM, and to evaluate these price differences from the perspective of Islamic Economic Law. This research is field research that uses primary and secondary data sources. The methods used to collect data include observation, interviews, and documentation, which are then analyzed qualitatively with an inductive approach. The results of the study show that there is a price difference in the buying and selling practices between deposit and non-deposit aquaculturists, where deposit aquaculturists receive a 5% discount under certain conditions. These transactions are conducted based on mutual agreement and willingness between both parties. The agreements between deposit aquaculturists and BUMKAM are made orally because it is considered more practical and faster. The instability of stock is not caused by the discount or hoarding of goods, but rather due to a decrease in supply from distributors which is beyond BUMKAM's control. From the perspective of Islamic Economic Law, this buying and selling practice is considered legitimate. The discount provided does not contain elements of tadlis (fraud), najasy (false bidding), or gharar (excessive uncertainty). The pricing is in accordance with Islamic pricing principles, meeting the necessary conditions to produce a fair price. The transactions conducted do not contradict Sharia, and all conditions and requirements are met. The transactions are carried out with the mutual consent of the aquaculturists and BUMKAM, without any element of coercion.
Memahami Hadist Riba (Studi Hadits 272, dari Abu Sa’id Al Khudri) Murcitaningrum, Suraya; Machsun, Muhammad
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 3, No 1 (2020): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v3i1.288

Abstract

Allah strictly forbids usury, but today's world is filled with usury. And it is affirmed that the exchange of one sha "bad quality dates for two sha" good quality dates ", can be explained firstly to characterize an event, not as a condition relating to a law". Second, the essence of the prohibition of exchanging two sha 'of bad quality dates for one sha' of good quality dates provides an understanding that what is often used by ribawi actors who allow ribawi transactions is a general benefit. At that time, this was not confirmed by the rosul. This illustrates the reasons for the general benefits that are logically inconsistent with the nature of usury. The third is the practice of usury, both on a small and large scale, under any pretext that it is absolutely prohibited.
ANALYSIS OF INCENTIVE FUND ALLOCATION IN IMPROVING THE WELFARE OF RELIGIOUS LEADERS Islahudin (Universitas Muhammadiyah Metro), Ahmad Noor
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 6, No 2 (2023): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v6i2.2448

Abstract

Incentives are improvements given in the form of grants, can be in the form of rewards and so on, which aim to build the efficiency of representatives or the general public from organizations or public authorities. This proposition talks about the procedures for distributing motivator assets at strict figures where these assets are obtained from the Regional Revenue and Expenditure Budget and examines government assistance at strict figures that are in accordance with Islam. The fundamental issue in this study is the most common way of allocating driving assets for assertive figures in the Wates sub-region, Lampung Region and whether the motivation reserves that are deployed can work on government assistance to assertive pioneers in that sub-region in context of Islamic viewpoint. The examination strategy in this exploration is subjective with an interesting examination approach. Information sources in this examination consist of essential information sources and selected information sources. The information gathering strategy in this exploration is through perception, meetings and documentation. The author directed interviews to local governments, especially the Lampung Regional Individual Government Assistance Segment and the Wates Regional Social Assistance Segment. The examination methods used are information reduction, information display, and achievement determination. The essence of this research is to find out the top-down approach in dividing motivational assets for certain numbers and to see whether the reserves of encouragement channeled to certain numbers can develop further government assistance in accordance with the Islamic point of view. From the assessment that has been carried out, it appears that the most common way of distributing tight number motivator assets is still not in accordance with the Work Strategy Standards (SOP) for delivering tight number motivator assets in Regional Regulations. The circulation of motivational assets for strict figures cannot still be said to be ideal within the framework of this portion. Apart from that, from an Islamic perspective, the presence of propulsion subsidies distributed by the government has expanded government assistance to figures.
Tinjauan Muamalah terhadap Praktik Jasa Pemancingan (Studi Kasus di Desa Adiluwih, Kecamatan Adiluwih, Pringsewu) Alhan, Syamsul Hadie; Ismunandar, Arif
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 5, No 2 (2022): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v5i2.1412

Abstract

Penelitian ini bertujuan untuk mengetahui praktik muamalah jasa pemancingan dan tinjauan Ekonomi Syari’ah terhadap jasa pemancingan di Desa Adiluwih Kecamatan Adiluwih Kabupaten Pringsewu, manfaat dari penelitian ini secara teoritis penelitian dapat menambah khazanah ilmu pengetahuan khususnya tentang pemancingan dalam perspektif Ekonomi Syari’ah. Secara praktis penelitian ini diharapkan dapat dijadikan masukan bagi semua pihak yang berkaitan untuk mengetahui dan memahami tentang tinjauan Ekonomi Syari’ah tentang jasa pemancingan di desa Adiluwih Kecamatan Adiluwih Kabupaten Pringsewu. Penelitian ini adalah penelitian lapangan (Field Research), dengan pendekatan diskriptif kualitatif. Sumber data diperoleh melalui wawancara terhadap pengelola kolam dan pemancing, serta. Data yang terkumpul dianalisis menggunakan cara berfikir induktif. Berdasarkan hasil penelitian di lapangan dan analisa data yang telah dilakukan maka dapat disimpulkan bahwa praktik jasa pemancingan yang terjadi di Desa Adiluwih terpenuhi rukunnya tetapi syarat objek akad tidak jelas atau tidak dapat dikenali yang mengandung gharar dan maysir. Ikan yang diperoleh pemancing tidak jelas yang berarti maysir atau spekulasi.
Pemberdayaan Masyarakat Melalui Pengelolaan Sampah (Studi di Bank Sampah BANGKIT Pondok 1 Widodomartani, Ngemplak, Sleman D.I Yogyakarta) Albab, Ulil
Mu'amalatuna: Jurnal Ekonomi Syariah Vol 2, No 1 (2019): Mu'amalatuna: Jurnal Ekonomi Syariah
Publisher : Universitas Muhammadiyah Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36269/muamalatuna.v2i1.90

Abstract

Pemberdayaan masyarakat merupakan salah satu unsur yang memungkinkan masyarakat dapat mengembangkan diri dan mencapai kemajuan. Penelitian ini bertujuan untuk mendeskripsikan proses pemberdayaan masyarakat dan manfaat dalam sistem pengelolaan limbah melalui prinsip 3R bank sampah yang berada di Pondok 1 Widodomartani, Ngemplak, Sleman, D.I Yogyakarta. Jenis penelitian bersifat deskriptif kualitatif. Data dikumpulkan dengan observasi, wawancara, dan dokumentasi. Pengujian dan analisis data dilakukan dengan triangulasi data dan klasifikasi data secara sistematis kemudian menguraikan data yang ada di lapangan yang menggambarkan bentuk pemberdayaan masyarakat dalam proses pengelolaan limbah. Hasil penelitian menunjukkan bahwa pemberdayaan masyarakat yang digunakan sebagai metode dalam melakukan pengelolaan limbah melalui sistem bank sampah telah meningkat dalam hal kualitas lingkungan yang bersih dan apik hingga semakin banyak partisipasi masyarakat dalam kegiatan ini. Disimpulkan bahwa tahap deskriptif untuk memberdayakan masyarakat tidak mudah dan cepat namun membutuhkan proses yang sistematis yang dimulai dari tahap sosialisasi, perencanaan, pelaksanaan, dan alat evaluasi yang diperlukan untuk menganalisa keberhasilan pemberdayaan masyarakat melalui sistem bank sampah.

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