cover
Contact Name
M Aqil Fahmi Sanjani
Contact Email
journalbamj@gmail.com
Phone
+6282244230119
Journal Mail Official
journalbamj@gmail.com
Editorial Address
Kraksaan-Probolinggo, East Java, Indonesia
Location
Kab. probolinggo,
Jawa timur
INDONESIA
Business and Applied Management Journal
Published by Al-Qalam Institute
ISSN : 30249201     EISSN : 30248094     DOI : https://doi.org/10.61987/bamj
Business and Applied Management Journal is Peer-reviewed refereed journal aiming at engaging academicians as well as practitioners. Focus on the areas of economics, finance, banking, capital markets, takaful and law. The aim of the Journal is to foster academic research by publishing original research articles that meet the highest analytical standards, and provide new insights that contribute and spread the business and Social Science knowledge.
Articles 84 Documents
Digital Skills, E-Government, and Organizational Performance: The Moderating Role of Trust in Government Raezal Raezal; Goso Goso; Ilham Tahier; Nugraha Akbar Nurrochmat
Business and Applied Management Journal Vol. 4 No. 3 (2026): IN PRESS
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v4i3.2727

Abstract

This study examines the relationships between digital skills, e-government, and organizational performance, while investigating the moderating role of trust in government in health education institutions. The study used a quantitative, cross-sectional survey design and involved 150 employees selected through purposive sampling. The study collected data using a structured questionnaire and analyzed them through Partial Least Squares Structural Equation Modeling (PLS-SEM) to assess both direct relationships and moderating effects. The findings show that digital skills and e-government are positively and significantly related to organizational performance, indicating that employees’ digital competencies and the implementation of digital government systems are important organizational resources. However, trust in government does not significantly moderate either the relationship between digital skills and organizational performance or the relationship between e-government and organizational performance. These results suggest that the performance benefits associated with digital capabilities may not necessarily depend on employees’ trust in government. The study contributes to digital governance literature by providing empirical evidence on the boundary conditions of digital capability–performance relationships. Practically, health education institutions should prioritize strengthening employees’ digital competencies and improving e-government implementation, while addressing institutional trust as a complementary governance concern rather than assuming it amplifies the performance effects of digital transformation.
Cryptocurrency Zakat in the Perspective of Fiqh Wāqi‘iyyah: Takyīf Fiqhī and Legal Implications for Bitcoin and Tether (USDT) Muhammad Danial Nafis; Nur Asnawi; Vivin Maharani Ekowati
Business and Applied Management Journal Vol. 4 No. 3 (2026): IN PRESS
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v4i3.2801

Abstract

This study examines the zakat obligations of digital assets, specifically Bitcoin (BTC) and Tether (USDT), through the framework of Fiqh Wāqi‘iyyah, addressing contemporary jurisprudential uncertainty (ikhtilāf) regarding their Shariah status and zakatability. Employing a normative-doctrinal legal research method, this study analyzes Islamic legal principles, classical and contemporary jurisprudential perspectives, and the characteristics of digital assets, while comparing Malaysia’s operational approach to digital zakat governance with Indonesia’s conceptual framework. The findings indicate that both Bitcoin and USDT fulfill the legal criteria of māl and māl mutaqawwam based on social recognition (‘urf) and economic utility. However, their distinct characteristics require different jurisprudential classifications (takyīf fiqhī). Bitcoin is classified as a trade commodity (‘urūḍ al-tijārah), with zakat calculated based on its market value at the end of the ḥawl. In contrast, USDT is categorized under zakat al-nuqūd because of its stable value relative to fiat currencies. However, it does not fully qualify as naqdayn because it lacks legal tender status and carries issuer-related risks. This study suggests that digital zakat governance requires context-sensitive ijtihad, clearer regulatory guidance, and harmonized assessment standards to ensure Shariah compliance, legal certainty, and consistency in managing digital asset zakat.
The Mediating Role of Marketing Orientation in the Relationship between Digitalization, Financial Literacy, and Financial Sustainability: The Moderating Role of Government Support Endang Kristiawati; Giriati Giriati; Wendy Wendy
Business and Applied Management Journal Vol. 4 No. 3 (2026): IN PRESS
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v4i3.2833

Abstract

This study analyzes the effect of financial digitalization and financial literacy on the financial sustainability of MSMEs, with marketing orientation as a mediating variable and government support as a moderating variable. The study surveyed 162 MSMEs using purposive sampling, and the data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) in SmartPLS 4. The results show that financial digitalization has a significant positive effect on marketing orientation (β = 0.337; p = 0.001), while financial literacy does not significantly affect marketing orientation (β = 0.050; p = 0.583). Marketing orientation significantly influences financial sustainability (β = 0.350; p = 0.000) and significantly mediates the effect of financial digitalization on financial sustainability, but does not mediate the effect of financial literacy on financial sustainability. Government support does not significantly moderate either the effect of financial literacy or financial digitalization on marketing orientation. The model explains 32.2% of the variance in marketing orientation and 12.2% in financial sustainability. These findings underscore the importance of integrating digital financial capabilities with customer and competitor analysis to strengthen MSMEs' financial sustainability.
Empowering Leadership and Employee Performance in the Banking Sector: The Mediating Roles of Harmonious and Obsessive Passion Reza Pala’langan; Eisha Lataruva
Business and Applied Management Journal Vol. 4 No. 3 (2026): IN PRESS
Publisher : Al-Qalam Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61987/bamj.v4i3.2842

Abstract

This study examines the effect of empowering leadership on employee performance and the mediating roles of harmonious passion and obsessive passion. A quantitative approach was applied to a population of 60 employees. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 4. The results show that empowering leadership positively and significantly affects employee performance (β = 0.293, p = 0.036) and harmonious passion (β = 0.435, p < 0.001), while negatively affecting obsessive passion (β = −0.393, p < 0.001). Harmonious passion positively affects employee performance (β = 0.414, p < 0.001) and significantly mediates the relationship between empowering leadership and employee performance (indirect effect = 0.180, p = 0.019; VAF = 32.1%). Conversely, obsessive passion negatively affects employee performance (β = −0.221, p = 0.044), but does not significantly mediate the relationship (indirect effect = 0.087, p = 0.072). These findings suggest that organizations should implement empowering leadership by granting employees autonomy, building trust, and providing support. Such practices can foster harmonious passion, strengthen employee performance, and help reduce obsessive passion.