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Jurnal Ilmu Ekonomi dan Bisnis (JUKONI)
Published by CV. Sinar Howuhowu
ISSN : -     EISSN : 30643406     DOI : https://doi.org/10.70134/jukoni
Core Subject : Economy,
Jurnal Ilmu Ekonomi dan Bisnis (JUKONI) menyajikan artikel-artikel penelitian di bidang ilmu ekonomi dan bisnis. Jurnal ini bertujuan untuk menjadi platform publikasi bagi akademisi, peneliti, dan praktisi yang ingin berkontribusi terhadap pengembangan teori dan praktik di sektor ekonomi dan bisnis. JUKONI berfokus pada topik-topik inovatif dan terkini yang meliputi berbagai aspek dari ilmu ekonomi dan bisnis, di antaranya: Ekonomi Makro dan Mikro Manajemen Keuangan dan Akuntansi Bisnis Internasional dan Kewirausahaan Ekonomi Perdagangan dan Pembangunan Ekonomi Digital dan Inovasi Teknologi dalam Bisnis Kebijakan Ekonomi dan Peraturan Bisnis Ekonomi Regional dan Global Strategi Bisnis dan Pemasaran Ekonomi Berkelanjutan dan Corporate Social Responsibility (CSR).
Articles 123 Documents
Pengaruh Cash Conversion Cycle Terhadap Return On Assets Perusahaan Makanan Dan Minuman Di Bei 2021–2025 Alfina Achma Ramadhani; Cici Kurnia Nur Cholifah; Istiono Istiono
Jurnal Ilmu Ekonomi dan Bisnis Vol. 3 No. 2 (2026): JUKONI - Juni
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v3i2.1692

Abstract

This study aims to analyze the effect of Cash Conversion Cycle (CCC) on Return on Assets (ROA) in food and beverage sub-sector companies listed on the Indonesia Stock Exchange for the period 2021–2025. CCC is a working capital efficiency indicator reflecting the time required for a company to convert its operational investment into cash. ROA is used as a profitability proxy as it represents the effectiveness of asset utilization. A quantitative associative approach was employed using balanced panel secondary data comprising six companies over five years, yielding 30 observations. Samples were selected through purposive sampling, including INDF, ROTI, GOOD, ULTJ, CAMP, and SKLT. Simple linear regression with classical assumption tests was applied. Results show that CCC does not significantly affect ROA (t = 1.127; p = 0.269 > 0.05) with an R² of 0.043. The regression coefficient of CCC is positive (β = 0.000256), contrary to the hypothesized negative direction. This finding suggests that profitability in food and beverage companies during the study period is more influenced by other factors beyond working capital efficiency, such as business scale, product margins, and distribution strategies. This study contributes additional empirical evidence in Indonesia on the CCC-ROA relationship in the food and beverage sub-sector.
Pengaruh Penerapan Sistem Informasi Administrasi Kependudukan (SIAK) Dan Kompetensi Pegawai Terhadap Kualitas Pelayanan Publik Pada Dinas Kependudukan Dan Pencatatan Sipil Kabupaten Mamuju Satrianti Podo; Agus Halim
Jurnal Ilmu Ekonomi dan Bisnis Vol. 3 No. 2 (2026): JUKONI - Juni
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v3i2.1888

Abstract

This study aims to analyze the effect of the implementation of the Population Administration Information System (SIAK) and employee competence on the quality of public services at the Population and Civil Registration Office (Disdukcapil) of Mamuju Regency. The research employed a quantitative approach with a survey method. The population consisted of citizens receiving services at Disdukcapil Mamuju and all of its employees. Using purposive sampling, 100 citizen respondents and 30 employees were selected. Data were collected through questionnaires, observation, and documentation, and analyzed using multiple linear regression with SPSS 26. The results show that: (1) SIAK implementation has a positive and significant effect on public service quality; (2) employee competence has a positive and significant effect on public service quality, and is the dominant variable; and (3) SIAK implementation and employee competence simultaneously affect public service quality with a contribution of 72.4%. The study concludes that the more optimal the SIAK implementation and the higher the employee competence, the better the quality of public services at Disdukcapil Mamuju. Therefore, technological investment must be balanced with continuous human resource capacity building.
Analisis Sistem Manajemen Sumber Daya Manusia Pada PT Jaminan Kredit Indonesia (JAMKRINDO) Cabang Mamuju Irmayanti Adi; Nur Akila Azzahra; Agus Halim
Jurnal Ilmu Ekonomi dan Bisnis Vol. 3 No. 2 (2026): JUKONI - Juni
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v3i2.1899

Abstract

Human resource management (HRM) is a strategic factor in determining organizational performance, including in state-owned enterprises engaged in credit guarantee services such as PT Jaminan Kredit Indonesia (Jamkrindo). This study aims to analyze the implementation of the human resource management system at PT Jamkrindo Mamuju Branch, covering workforce planning, job analysis, recruitment and selection, orientation and training, career development, performance appraisal, compensation, occupational health and safety, industrial relations, termination of employment, and HR digitalization. This research employs a descriptive qualitative approach, with data collected through interviews, observation, and documentation studies. The results show that PT Jamkrindo Mamuju Branch has implemented the main functions of HRM, supported by an annual performance appraisal system based on Key Performance Indicators and performance levels (PL1-PL5), a tiered career path through outsourcing, contract, and organic employee status, as well as digitalization through the Workplace application for location-based attendance and online recruitment. However, the implementation still faces several weaknesses, namely a shortage of human resources that has not been supported by detailed workload analysis, an HR information system that is not yet fully integrated, unclear overtime provisions, an unstructured career path, and limited socialization of grievance mechanisms. Therefore, the company needs to build an integrated HR information system, conduct workload analysis, clarify overtime regulations, and establish a structured career path and competency standards to support sustainable and professional HR governance.
Penerapan Manajemen Sumber Daya Manusia Dalam Meningkatkan Kualitas Pelayanan Karyawan Pada Bank Mandiri Taspen Cabang Mamuju Fityan Al-Haq; Muh. Wibi Ramadhan; Agus Halim
Jurnal Ilmu Ekonomi dan Bisnis Vol. 3 No. 2 (2026): JUKONI - Juni
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v3i2.1905

Abstract

Human Resource Management (HRM) plays a strategic role in improving employee performance and organizational service quality, particularly in the banking industry, where customer satisfaction is a key determinant of business success. This study aims to analyze the implementation of Human Resource Management at Bank Mandiri Taspen Mamuju Branch and examine its contribution to improving employee service quality. The research employed a descriptive qualitative approach. Data were collected through direct observation, interviews, and documentation conducted at Bank Mandiri Taspen Mamuju Branch. The findings indicate that the company has implemented major HRM functions, including workforce planning, recruitment and selection, employee orientation, training and development, career planning, performance appraisal, compensation management, occupational health and safety programs, and HR digitalization. These practices have contributed to developing employee competencies, maintaining work discipline, and improving service quality for customers. Nevertheless, several challenges remain, particularly in strengthening employees' digital competencies, optimizing human resource information systems, and integrating performance evaluation systems. Therefore, continuous improvement in HR management is essential to support organizational effectiveness and enhance service excellence. The results of this study are expected to provide insights for organizations in strengthening HR management practices, especially in the banking sector.
Beyond Compliance To Intelligent Public Value: Pengembangan Model Ai-Augmented Performance Management Untuk Meningkatkan Kinerja Adaptif Dan Public Value Pada Pemerintah Daerah Warni Warni; Agus Halim
Jurnal Ilmu Ekonomi dan Bisnis Vol. 3 No. 3 (2026): JUKONI - Oktober
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v3i3.2004

Abstract

This article develops a conceptual model of AI-Augmented Performance Management (AI-APM) for local governments that moves performance management beyond compliance toward intelligent public value creation. The study uses an integrative literature review of recent scholarship and policy reports published mainly during 2024–2026 on artificial intelligence in government, public value, adaptive performance, digital government, and AI governance. The synthesis identifies a persistent gap between performance systems that emphasize reporting and rule compliance and the need for dynamic systems that can detect change, generate decision intelligence, support learning, and keep public values at the center of managerial action. Based on this gap, the article proposes a model consisting of five mutually reinforcing layers: integrated performance data, AI-augmented analytics, human-centered managerial decision, adaptive performance capability, and public value realization. The model is strengthened by governance guardrails covering transparency, accountability, privacy, fairness, data quality, human oversight, and continuous evaluation. The proposed framework suggests that AI should not replace public managers; rather, it should augment their capacity to interpret complex evidence, anticipate risks, adapt resources, and connect organizational outputs with citizen outcomes. The article contributes a conceptual bridge between performance management, adaptive capability, and public value in the context of local government. Future empirical research should test the model through comparative studies across local governments and examine whether AI augmentation improves responsiveness, service quality, institutional learning, and citizen trust.           
Pengaruh Keamanan Akses Dan Kemudahan Layanan Terhadap Minat Mahasiswa Dalam Menggunakan Dompet Digital Sri Kania Nurawalia; Marabona Munthe; Muhammad Lisman
Jurnal Ilmu Ekonomi dan Bisnis Vol. 3 No. 3 (2026): JUKONI - Oktober
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v3i3.2011

Abstract

This study aims to examine the partial and simultaneous effects of access security and service convenience on students’ interest in using digital wallets among students at Islamic universities in Pekanbaru City. This research employs a quantitative approach with a survey method, with the sample size determined using the Slovin formula. Data were collected by distributing questionnaires to 100 student respondents from Islamic universities in Pekanbaru City and analyzed using ordinal logistic regression with the Statistical Package for the Social Sciences (SPSS) version 27. The partial results show that access security has a positive and significant effect on students’ interest in using digital wallets. Meanwhile, service convenience also has a positive and significant effect on students’ interest in using digital wallets, although its influence is not as strong as that of access security. Simultaneously, access security and service convenience have a significant effect on students’ interest in using digital wallets. Thus, students’ interest in using digital wallets in this study is more dominantly influenced by access security, while service convenience acts as a supporting factor that further strengthens the interest in usage. From the perspective of Islamic economics, these findings underscore the importance of the principle of amanah (trustworthiness) in maintaining security and the principle of taisir (facilitation) in providing convenience in digital muamalah (transactions). This study is expected to serve as a reference for digital wallet service providers in developing services that are both secure and user-friendly.  
Integrasi Kewirausahaan Sosial Dan Teknologi Digital Dalam Membangun Model Sociotechnopreneurship Organisasi Berkelanjutan Reski Aulia; Agus Halim
Jurnal Ilmu Ekonomi dan Bisnis Vol. 3 No. 3 (2026): JUKONI - Oktober
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v3i3.2012

Abstract

The rapid pace of digital technology development has opened new opportunities for organizations engaged in social entrepreneurship to expand the reach of theiar impact, streamline operational processes, and strengthen the sustainability of their ventures. This article aims to examine how the convergence of social entrepreneurship principles and digital technology utilization can shape a business model known as sociotechnopreneurship, a model of entrepreneurship that unifies social impact orientation with digital capability. The study employs a qualitative approach through case study review enriched with mixed-methods elements, drawing on relevant literature, organizational practice documentation, and common patterns observed in digital-based social entrepreneurship initiatives. The findings show that the convergence of these two elements can generate added value in the form of broader market access, improved governance transparency, operational cost efficiency, and stronger stakeholder relationships. Nevertheless, the success of this model depends heavily on institutional capacity readiness, the digital literacy of human resources, and the organization's consistency in balancing social orientation with financial sustainability. This article is expected to provide a conceptual contribution to the development of social organizations that remain adaptive to changing times while upholding social impact as their primary purpose.  
Pengaruh Digital Banking Dan Customer Experience Terhadap Loyalitas Nasabah Pada Pt Bank Riau Kepri Syariah Pekanbaru Panam Luqfia Afifah; Marabona Munthe; Wahyi Busyro
Jurnal Ilmu Ekonomi dan Bisnis Vol. 3 No. 3 (2026): JUKONI - Oktober
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v3i3.2013

Abstract

This study aims to determine the influence of Digital Banking and Customer Experience on Customer Loyalty at PT Bank Riau Kepri Syariah. The advancement of digital technology has driven banks to provide digital services that offer convenience, speed, and a positive experience to customers. Consequently, Digital Banking and Customer Experience are identified as factors likely to enhance Customer Loyalty. This study employs a quantitative research method using a survey approach. The population consists of PT Bank Riau Kepri Syariah customers who use the BRKS Mobile application. The sample comprises 100 respondents selected through purposive sampling. Data collection was conducted via questionnaires, while data analysis utilized the Statistical Package for the Social Sciences (SPSS) software, covering validity tests, reliability tests, classical assumption tests, multiple linear regression analysis, partial tests (t-test), simultaneous tests (F-test), and the coefficient of determination (R²). The results indicate that Digital Banking has a positive and significant effect on Customer Loyalty (significance value of 0.014), while Customer Experience also has a positive and significant effect on Customer Loyalty (significance value of 0.000). Simultaneously, Digital Banking and Customer Experience exert a positive and significant influence on Customer Loyalty (significance value of 0.000). The coefficient of determination (R-Square) of 0.499 indicates that the Digital Banking and Customer Experience variables explain 49.9% of the variance in Customer Loyalty, while the remaining 50.1% is influenced by factors outside the scope of this study. Thus, improving the quality of Digital Banking services and enhancing the positive experiences perceived by customers can boost Customer Loyalty at PT Bank Riau Kepri Syariah.  
Pengaruh Promosi Terhadap Minat Menabung Bank Syariah Kota Pekanbaru Ilham Mansiz
Jurnal Ilmu Ekonomi dan Bisnis Vol. 3 No. 3 (2026): JUKONI - Oktober
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v3i3.2021

Abstract

This study aims to determine and analyze the influence of promotion on public saving interest in Islamic banks in Pekanbaru City. This research is motivated by the significant growth of national Islamic banking assets, yet its market share remains relatively small compared to conventional banks, making promotional strategy an important factor in increasing public interest in saving at Islamic banks. This study employed a quantitative approach through a survey method targeting the Pekanbaru community who are aware of and have access to Islamic banking services. Data analysis techniques included validity and reliability tests, classical assumption tests, and simple linear regression analysis using SPSS. The results show that promotion has a positive and significant effect on public saving interest in Islamic banks in Pekanbaru City, with a strong relationship found between two variables. The more effective the promotional activities conducted by Islamic banks, the higher the public's interest in saving. Nevertheless, promotion is not the sole determining factor, as other variables outside this research model, such as religiosity, Islamic financial literacy, and service quality, also contribute to shaping public saving interest. These findings emphasize the need for Islamic bank management to continuously develop sustainable and well-targeted promotional strategies, particularly through digital platforms, to enhance public interest in saving.  
Pengaruh Tingkat Pendidikan Dan Religiusitas Terhadap Pembiayaan Permodalan Nasional Madani (PNM) Mekaar Syariah Sinta Cahyani Putri; Marabona Munthe; Putri Jamilah
Jurnal Ilmu Ekonomi dan Bisnis Vol. 3 No. 3 (2026): JUKONI - Oktober
Publisher : CV. SINAR HOWUHOWU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70134/jukoni.v3i3.2036

Abstract

This study aims to analyze the effect of education level and religiosity on the use of PNM Mekaar Sharia financing. Using a quantitative associative approach, this study involved 101 PNM Mekaar Sharia customers in Ranah Sungkai Village, XIII Koto Kampar District, Kampar Regency. Primary data were collected through questionnaires and secondary data through books, journals, documents, and other relevant sources. Data were analyzed using validity and reliability tests, classical assumption tests, multiple linear regression, t-test, F-test, and coefficient of determination. The results show that education level has a positive and significant effect on financing use, with a t-value of 8.083 and significance of 0.000. Religiosity has a positive but not significant effect, with a t-value of 1.232 and significance of 0.221. Simultaneously, education level and religiosity significantly affect financing use, with an F-value of 32.680 and significance of 0.000. The coefficient of determination (R²) is 0.400, indicating that the two independent variables explain 40% of the variation in financing use. The findings indicate that education is a more dominant partial factor, while religiosity is not a significant partial determinant of financing use.  

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